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{"sheet":"Inputs Listing","index":0,"n_rows":242,"n_cols":10,"rows_kept":242,"cut":false,"hidden":false,"merged":[]}
[null,"Society of Actuaries Long-Term Care Calendar Year Trends Analysis"]
[null,"Appendix A - Method 1 Analysis"]
[]
[null,"To return to this sheet at anytime press Ctrl+Shift+R"]
[null,null,null,null,"Marital",null,"Elimination","Policy","Total"]
[null,"Cohort","Age Range","Gender","Status","Coverage","Period","Duration","Claim Count","Link  to Detail"]
[null,1,">=60 and <=64","Female","Married","Comprehensive",0,"<10",247,"Click to view detail"]
[null,{"$f":"B7+1","v":2},">=60 and <=64","Female","Married","Comprehensive",90,"<10",182,"Click to view detail"]
[null,{"$f":"B8+1","v":3},">=60 and <=64","Female","Single","Comprehensive",0,"<10",299,"Click to view detail"]
[null,4,">=60 and <=64","Male","Married","Comprehensive",0,"<10",112,"Click to view detail"]
[null,5,">=60 and <=64","Male","Married","Comprehensive",90,"<10",167,"Click to view detail"]
[null,6,">=65 and <=69","Female","Married","Comprehensive",0,"<10",137,"Click to view detail"]
[null,7,">=65 and <=69","Female","Married","Comprehensive",0,"<10",456,"Click to view detail"]
[null,8,">=65 and <=69","Female","Married","Comprehensive",90,"<10",393,"Click to view detail"]
[null,9,">=65 and <=69","Female","Married","Comprehensive",90,"<10",186,"Click to view detail"]
[null,10,">=65 and <=69","Female","Married","HHC Only",0,"<10",145,"Click to view detail"]
[null,11,">=65 and <=69","Female","Single","Comprehensive",0,"<10",126,"Click to view detail"]
[null,12,">=65 and <=69","Female","Single","Comprehensive",0,"<10",727,"Click to view detail"]
[null,13,">=65 and <=69","Female","Single","Comprehensive",90,"<10",280,"Click to view detail"]
[null,14,">=65 and <=69","Female","Single","Comprehensive",90,"<10",194,"Click to view detail"]
[null,15,">=65 and <=69","Female","Single","HHC Only",0,"<10",200,"Click to view detail"]
[null,16,">=65 and <=69","Male","Married","Comprehensive",0,"<10",292,"Click to view detail"]
[null,17,">=65 and <=69","Male","Married","Comprehensive",90,"<10",329,"Click to view detail"]
[null,18,">=65 and <=69","Male","Married","Comprehensive",90,"<10",163,"Click to view detail"]
[null,19,">=65 and <=69","Male","Single","Comprehensive",0,"<10",172,"Click to view detail"]
[null,20,">=70 and <=74","Female","Married","Comprehensive",0,"<10",167,"Click to view detail"]
[null,21,">=70 and <=74","Female","Married","Comprehensive",0,"<10",613,"Click to view detail"]
[null,22,">=70 and <=74","Female","Married","Comprehensive",0,">=10",216,"Click to view detail"]
[null,23,">=70 and <=74","Female","Married","Comprehensive",90,"<10",708,"Click to view detail"]
[null,24,">=70 and <=74","Female","Married","Comprehensive",90,">=10",271,"Click to view detail"]
[null,25,">=70 and <=74","Female","Married","Comprehensive",90,"<10",317,"Click to view detail"]
[null,26,">=70 and <=74","Female","Married","Comprehensive",90,">=10",114,"Click to view detail"]
[null,27,">=70 and <=74","Female","Married","NH Only",0,"<10",142,"Click to view detail"]
[null,28,">=70 and <=74","Female","Married","NH Only",0,">=10",176,"Click to view detail"]
[null,29,">=70 and <=74","Female","Married","HHC Only",0,"<10",283,"Click to view detail"]
[null,30,">=70 and <=74","Female","Single","Comprehensive",0,"<10",172,"Click to view detail"]
[null,31,">=70 and <=74","Female","Single","Comprehensive",0,"<10",1175,"Click to view detail"]
[null,32,">=70 and <=74","Female","Single","Comprehensive",0,">=10",229,"Click to view detail"]
[null,33,">=70 and <=74","Female","Single","Comprehensive",90,"<10",707,"Click to view detail"]
[null,34,">=70 and <=74","Female","Single","Comprehensive",90,">=10",197,"Click to view detail"]
[null,35,">=70 and <=74","Female","Single","Comprehensive",90,"<10",455,"Click to view detail"]
[null,36,">=70 and <=74","Female","Single","NH Only",0,"<10",270,"Click to view detail"]
[null,37,">=70 and <=74","Female","Single","NH Only",0,">=10",101,"Click to view detail"]
[null,38,">=70 and <=74","Female","Single","HHC Only",0,"<10",521,"Click to view detail"]
[null,39,">=70 and <=74","Male","Married","Comprehensive",0,"<10",134,"Click to view detail"]
[null,40,">=70 and <=74","Male","Married","Comprehensive",0,"<10",453,"Click to view detail"]
[null,41,">=70 and <=74","Male","Married","Comprehensive",0,">=10",135,"Click to view detail"]
[null,42,">=70 and <=74","Male","Married","Comprehensive",90,"<10",670,"Click to view detail"]
[null,43,">=70 and <=74","Male","Married","Comprehensive",90,">=10",181,"Click to view detail"]
[null,44,">=70 and <=74","Male","Married","Comprehensive",90,"<10",333,"Click to view detail"]
[null,45,">=70 and <=74","Male","Married","NH Only",0,"<10",133,"Click to view detail"]
[null,46,">=70 and <=74","Male","Married","HHC Only",0,"<10",136,"Click to view detail"]
[null,47,">=70 and <=74","Male","Single","Comprehensive",0,"<10",293,"Click to view detail"]
[null,48,">=70 and <=74","Male","Single","Comprehensive",90,"<10",205,"Click to view detail"]
[null,49,">=70 and <=74","Male","Single","Comprehensive",90,"<10",184,"Click to view detail"]
[null,50,">=70 and <=74","Male","Single","NH Only",0,"<10",117,"Click to view detail"]
[null,51,">=70 and <=74","Male","Single","HHC Only",0,"<10",106,"Click to view detail"]
[null,52,">=75 and <=79","Female","Married","Comprehensive",0,"<10",190,"Click to view detail"]
[null,53,">=75 and <=79","Female","Married","Comprehensive",0,"<10",585,"Click to view detail"]
[null,54,">=75 and <=79","Female","Married","Comprehensive",0,">=10",337,"Click to view detail"]
[null,55,">=75 and <=79","Female","Married","Comprehensive",90,"<10",1099,"Click to view detail"]
[null,56,">=75 and <=79","Female","Married","Comprehensive",90,">=10",773,"Click to view detail"]
[null,57,">=75 and <=79","Female","Married","Comprehensive",90,"<10",441,"Click to view detail"]
[null,58,">=75 and <=79","Female","Married","Comprehensive",90,">=10",270,"Click to view detail"]
[null,59,">=75 and <=79","Female","Married","NH Only",0,"<10",270,"Click to view detail"]
[null,60,">=75 and <=79","Female","Married","NH Only",0,">=10",565,"Click to view detail"]
[null,61,">=75 and <=79","Female","Married","NH Only",90,"<10",109,"Click to view detail"]
[null,62,">=75 and <=79","Female","Married","NH Only",90,">=10",216,"Click to view detail"]
[null,63,">=75 and <=79","Female","Married","NH Only",90,"<10",157,"Click to view detail"]
[null,64,">=75 and <=79","Female","Married","NH Only",90,">=10",259,"Click to view detail"]
[null,65,">=75 and <=79","Female","Married","HHC Only",0,"<10",432,"Click to view detail"]
[null,66,">=75 and <=79","Female","Married","HHC Only",0,">=10",141,"Click to view detail"]
[null,{"$f":"B72+1","v":67},">=75 and <=79","Female","Single","Comprehensive",0,"<10",225,"Click to view detail"]
[null,68,">=75 and <=79","Female","Single","Comprehensive",0,"<10",1541,"Click to view detail"]
[null,69,">=75 and <=79","Female","Single","Comprehensive",0,">=10",485,"Click to view detail"]
[null,70,">=75 and <=79","Female","Single","Comprehensive",90,"<10",1281,"Click to view detail"]
[null,71,">=75 and <=79","Female","Single","Comprehensive",90,">=10",670,"Click to view detail"]
[null,72,">=75 and <=79","Female","Single","Comprehensive",90,"<10",815,"Click to view detail"]
[null,73,">=75 and <=79","Female","Single","Comprehensive",90,">=10",255,"Click to view detail"]
[null,74,">=75 and <=79","Female","Single","NH Only",0,"<10",616,"Click to view detail"]
[null,75,">=75 and <=79","Female","Single","NH Only",0,">=10",492,"Click to view detail"]
[null,76,">=75 and <=79","Female","Single","NH Only",90,"<10",108,"Click to view detail"]
[null,77,">=75 and <=79","Female","Single","NH Only",90,"<10",221,"Click to view detail"]
[null,78,">=75 and <=79","Female","Single","NH Only",90,">=10",106,"Click to view detail"]
[null,79,">=75 and <=79","Female","Single","HHC Only",0,"<10",1115,"Click to view detail"]
[null,80,">=75 and <=79","Female","Single","HHC Only",0,">=10",211,"Click to view detail"]
[null,81,">=75 and <=79","Male","Married","Comprehensive",0,"<10",142,"Click to view detail"]
[null,82,">=75 and <=79","Male","Married","Comprehensive",0,"<10",520,"Click to view detail"]
[null,83,">=75 and <=79","Male","Married","Comprehensive",0,">=10",275,"Click to view detail"]
[null,84,">=75 and <=79","Male","Married","Comprehensive",90,"<10",1055,"Click to view detail"]
[null,85,">=75 and <=79","Male","Married","Comprehensive",90,">=10",585,"Click to view detail"]
[null,86,">=75 and <=79","Male","Married","Comprehensive",90,"<10",422,"Click to view detail"]
[null,87,">=75 and <=79","Male","Married","Comprehensive",90,">=10",241,"Click to view detail"]
[null,88,">=75 and <=79","Male","Married","NH Only",0,"<10",279,"Click to view detail"]
[null,89,">=75 and <=79","Male","Married","NH Only",0,">=10",397,"Click to view detail"]
[null,90,">=75 and <=79","Male","Married","NH Only",90,">=10",130,"Click to view detail"]
[null,91,">=75 and <=79","Male","Married","NH Only",90,"<10",154,"Click to view detail"]
[null,92,">=75 and <=79","Male","Married","NH Only",90,">=10",176,"Click to view detail"]
[null,93,">=75 and <=79","Male","Married","HHC Only",0,"<10",261,"Click to view detail"]
[null,94,">=75 and <=79","Male","Single","Comprehensive",0,"<10",306,"Click to view detail"]
[null,95,">=75 and <=79","Male","Single","Comprehensive",0,">=10",122,"Click to view detail"]
[null,96,">=75 and <=79","Male","Single","Comprehensive",90,"<10",315,"Click to view detail"]
[null,97,">=75 and <=79","Male","Single","Comprehensive",90,">=10",201,"Click to view detail"]
[null,98,">=75 and <=79","Male","Single","Comprehensive",90,"<10",236,"Click to view detail"]
[null,99,">=75 and <=79","Male","Single","NH Only",0,"<10",176,"Click to view detail"]
[null,100,">=75 and <=79","Male","Single","NH Only",0,">=10",112,"Click to view detail"]
[null,101,">=75 and <=79","Male","Single","HHC Only",0,"<10",212,"Click to view detail"]
[null,102,">=80 and <=84","Female","Married","Comprehensive",0,"<10",138,"Click to view detail"]
[null,103,">=80 and <=84","Female","Married","Comprehensive",0,">=10",129,"Click to view detail"]
[null,104,">=80 and <=84","Female","Married","Comprehensive",0,"<10",452,"Click to view detail"]
[null,105,">=80 and <=84","Female","Married","Comprehensive",0,">=10",354,"Click to view detail"]
[null,106,">=80 and <=84","Female","Married","Comprehensive",90,"<10",1109,"Click to view detail"]
[null,107,">=80 and <=84","Female","Married","Comprehensive",90,">=10",1106,"Click to view detail"]
[null,108,">=80 and <=84","Female","Married","Comprehensive",90,"<10",391,"Click to view detail"]
[null,109,">=80 and <=84","Female","Married","Comprehensive",90,">=10",327,"Click to view detail"]
[null,110,">=80 and <=84","Female","Married","NH Only",0,"<10",354,"Click to view detail"]
[null,111,">=80 and <=84","Female","Married","NH Only",0,">=10",935,"Click to view detail"]
[null,112,">=80 and <=84","Female","Married","NH Only",90,"<10",126,"Click to view detail"]
[null,113,">=80 and <=84","Female","Married","NH Only",90,">=10",396,"Click to view detail"]
[null,114,">=80 and <=84","Female","Married","NH Only",90,"<10",225,"Click to view detail"]
[null,115,">=80 and <=84","Female","Married","NH Only",90,">=10",533,"Click to view detail"]
[null,116,">=80 and <=84","Female","Married","HHC Only",0,"<10",446,"Click to view detail"]
[null,117,">=80 and <=84","Female","Married","HHC Only",0,">=10",188,"Click to view detail"]
[null,118,">=80 and <=84","Female","Single","Comprehensive",0,"<10",199,"Click to view detail"]
[null,119,">=80 and <=84","Female","Single","Comprehensive",0,">=10",149,"Click to view detail"]
[null,120,">=80 and <=84","Female","Single","Comprehensive",0,"<10",1360,"Click to view detail"]
[null,121,">=80 and <=84","Female","Single","Comprehensive",0,">=10",561,"Click to view detail"]
[null,122,">=80 and <=84","Female","Single","Comprehensive",90,"<10",1663,"Click to view detail"]
[null,123,">=80 and <=84","Female","Single","Comprehensive",90,">=10",1268,"Click to view detail"]
[null,124,">=80 and <=84","Female","Single","Comprehensive",90,"<10",981,"Click to view detail"]
[null,125,">=80 and <=84","Female","Single","Comprehensive",90,">=10",403,"Click to view detail"]
[null,126,">=80 and <=84","Female","Single","NH Only",0,"<10",1084,"Click to view detail"]
[null,127,">=80 and <=84","Female","Single","NH Only",0,">=10",1010,"Click to view detail"]
[null,128,">=80 and <=84","Female","Single","NH Only",90,"<10",184,"Click to view detail"]
[null,129,">=80 and <=84","Female","Single","NH Only",90,">=10",263,"Click to view detail"]
[null,130,">=80 and <=84","Female","Single","NH Only",90,"<10",427,"Click to view detail"]
[null,{"$f":"B136+1","v":131},">=80 and <=84","Female","Single","NH Only",90,">=10",323,"Click to view detail"]
[null,132,">=80 and <=84","Female","Single","HHC Only",0,"<10",1565,"Click to view detail"]
[null,133,">=80 and <=84","Female","Single","HHC Only",0,">=10",494,"Click to view detail"]
[null,134,">=80 and <=84","Male","Married","Comprehensive",0,"<10",134,"Click to view detail"]
[null,135,">=80 and <=84","Male","Married","Comprehensive",0,">=10",117,"Click to view detail"]
[null,136,">=80 and <=84","Male","Married","Comprehensive",0,"<10",484,"Click to view detail"]
[null,137,">=80 and <=84","Male","Married","Comprehensive",0,">=10",299,"Click to view detail"]
[null,138,">=80 and <=84","Male","Married","Comprehensive",90,"<10",1014,"Click to view detail"]
[null,139,">=80 and <=84","Male","Married","Comprehensive",90,">=10",918,"Click to view detail"]
[null,140,">=80 and <=84","Male","Married","Comprehensive",90,"<10",459,"Click to view detail"]
[null,141,">=80 and <=84","Male","Married","Comprehensive",90,">=10",356,"Click to view detail"]
[null,142,">=80 and <=84","Male","Married","NH Only",0,"<10",384,"Click to view detail"]
[null,143,">=80 and <=84","Male","Married","NH Only",0,">=10",720,"Click to view detail"]
[null,144,">=80 and <=84","Male","Married","NH Only",90,"<10",120,"Click to view detail"]
[null,145,">=80 and <=84","Male","Married","NH Only",90,">=10",299,"Click to view detail"]
[null,146,">=80 and <=84","Male","Married","NH Only",90,"<10",220,"Click to view detail"]
[null,147,">=80 and <=84","Male","Married","NH Only",90,">=10",392,"Click to view detail"]
[null,148,">=80 and <=84","Male","Married","HHC Only",0,"<10",362,"Click to view detail"]
[null,149,">=80 and <=84","Male","Married","HHC Only",0,">=10",126,"Click to view detail"]
[null,150,">=80 and <=84","Male","Single","Comprehensive",0,"<10",294,"Click to view detail"]
[null,151,">=80 and <=84","Male","Single","Comprehensive",0,">=10",119,"Click to view detail"]
[null,152,">=80 and <=84","Male","Single","Comprehensive",90,"<10",300,"Click to view detail"]
[null,153,">=80 and <=84","Male","Single","Comprehensive",90,">=10",365,"Click to view detail"]
[null,154,">=80 and <=84","Male","Single","Comprehensive",90,"<10",283,"Click to view detail"]
[null,155,">=80 and <=84","Male","Single","Comprehensive",90,">=10",120,"Click to view detail"]
[null,156,">=80 and <=84","Male","Single","NH Only",0,"<10",290,"Click to view detail"]
[null,157,">=80 and <=84","Male","Single","NH Only",0,">=10",253,"Click to view detail"]
[null,158,">=80 and <=84","Male","Single","NH Only",90,"<10",134,"Click to view detail"]
[null,159,">=80 and <=84","Male","Single","HHC Only",0,"<10",288,"Click to view detail"]
[null,160,">=85 and <=89","Female","Married","Comprehensive",0,">=10",104,"Click to view detail"]
[null,161,">=85 and <=89","Female","Married","Comprehensive",0,"<10",151,"Click to view detail"]
[null,162,">=85 and <=89","Female","Married","Comprehensive",0,">=10",247,"Click to view detail"]
[null,163,">=85 and <=89","Female","Married","Comprehensive",90,"<10",538,"Click to view detail"]
[null,164,">=85 and <=89","Female","Married","Comprehensive",90,">=10",738,"Click to view detail"]
[null,165,">=85 and <=89","Female","Married","Comprehensive",90,"<10",163,"Click to view detail"]
[null,166,">=85 and <=89","Female","Married","Comprehensive",90,">=10",222,"Click to view detail"]
[null,167,">=85 and <=89","Female","Married","NH Only",0,"<10",181,"Click to view detail"]
[null,168,">=85 and <=89","Female","Married","NH Only",0,">=10",799,"Click to view detail"]
[null,169,">=85 and <=89","Female","Married","NH Only",90,">=10",355,"Click to view detail"]
[null,170,">=85 and <=89","Female","Married","NH Only",90,"<10",128,"Click to view detail"]
[null,171,">=85 and <=89","Female","Married","NH Only",90,">=10",500,"Click to view detail"]
[null,172,">=85 and <=89","Female","Married","HHC Only",0,"<10",216,"Click to view detail"]
[null,173,">=85 and <=89","Female","Married","HHC Only",0,">=10",178,"Click to view detail"]
[null,174,">=85 and <=89","Female","Single","Comprehensive",0,">=10",123,"Click to view detail"]
[null,175,">=85 and <=89","Female","Single","Comprehensive",0,"<10",728,"Click to view detail"]
[null,176,">=85 and <=89","Female","Single","Comprehensive",0,">=10",521,"Click to view detail"]
[null,177,">=85 and <=89","Female","Single","Comprehensive",90,"<10",1021,"Click to view detail"]
[null,178,">=85 and <=89","Female","Single","Comprehensive",90,">=10",1283,"Click to view detail"]
[null,179,">=85 and <=89","Female","Single","Comprehensive",90,"<10",641,"Click to view detail"]
[null,180,">=85 and <=89","Female","Single","Comprehensive",90,">=10",410,"Click to view detail"]
[null,181,">=85 and <=89","Female","Single","NH Only",0,"<10",1012,"Click to view detail"]
[null,182,">=85 and <=89","Female","Single","NH Only",0,">=10",1427,"Click to view detail"]
[null,183,">=85 and <=89","Female","Single","NH Only",90,"<10",201,"Click to view detail"]
[null,184,">=85 and <=89","Female","Single","NH Only",90,">=10",356,"Click to view detail"]
[null,185,">=85 and <=89","Female","Single","NH Only",90,"<10",416,"Click to view detail"]
[null,186,">=85 and <=89","Female","Single","NH Only",90,">=10",495,"Click to view detail"]
[null,187,">=85 and <=89","Female","Single","HHC Only",0,"<10",1141,"Click to view detail"]
[null,188,">=85 and <=89","Female","Single","HHC Only",0,">=10",599,"Click to view detail"]
[null,189,">=85 and <=89","Male","Married","Comprehensive",0,"<10",220,"Click to view detail"]
[null,190,">=85 and <=89","Male","Married","Comprehensive",0,">=10",237,"Click to view detail"]
[null,191,">=85 and <=89","Male","Married","Comprehensive",90,"<10",545,"Click to view detail"]
[null,192,">=85 and <=89","Male","Married","Comprehensive",90,">=10",787,"Click to view detail"]
[null,193,">=85 and <=89","Male","Married","Comprehensive",90,"<10",207,"Click to view detail"]
[null,194,">=85 and <=89","Male","Married","Comprehensive",90,">=10",237,"Click to view detail"]
[null,{"$f":"B200+1","v":195},">=85 and <=89","Male","Married","NH Only",0,"<10",253,"Click to view detail"]
[null,196,">=85 and <=89","Male","Married","NH Only",0,">=10",773,"Click to view detail"]
[null,197,">=85 and <=89","Male","Married","NH Only",90,">=10",292,"Click to view detail"]
[null,198,">=85 and <=89","Male","Married","NH Only",90,"<10",166,"Click to view detail"]
[null,199,">=85 and <=89","Male","Married","NH Only",90,">=10",442,"Click to view detail"]
[null,200,">=85 and <=89","Male","Married","HHC Only",0,"<10",281,"Click to view detail"]
[null,201,">=85 and <=89","Male","Married","HHC Only",0,">=10",123,"Click to view detail"]
[null,202,">=85 and <=89","Male","Single","Comprehensive",0,"<10",142,"Click to view detail"]
[null,203,">=85 and <=89","Male","Single","Comprehensive",90,"<10",201,"Click to view detail"]
[null,204,">=85 and <=89","Male","Single","Comprehensive",90,">=10",298,"Click to view detail"]
[null,205,">=85 and <=89","Male","Single","Comprehensive",90,"<10",181,"Click to view detail"]
[null,206,">=85 and <=89","Male","Single","NH Only",0,"<10",223,"Click to view detail"]
[null,207,">=85 and <=89","Male","Single","NH Only",0,">=10",317,"Click to view detail"]
[null,208,">=85 and <=89","Male","Single","NH Only",90,"<10",145,"Click to view detail"]
[null,209,">=85 and <=89","Male","Single","NH Only",90,">=10",129,"Click to view detail"]
[null,210,">=85 and <=89","Male","Single","HHC Only",0,"<10",201,"Click to view detail"]
[null,211,">=85 and <=89","Male","Single","HHC Only",0,">=10",104,"Click to view detail"]
[null,212,">=90 and <=94","Female","Married","Comprehensive",90,">=10",174,"Click to view detail"]
[null,213,">=90 and <=94","Female","Married","NH Only",0,">=10",268,"Click to view detail"]
[null,214,">=90 and <=94","Female","Married","NH Only",90,">=10",143,"Click to view detail"]
[null,215,">=90 and <=94","Female","Married","NH Only",90,">=10",173,"Click to view detail"]
[null,216,">=90 and <=94","Female","Single","Comprehensive",0,"<10",172,"Click to view detail"]
[null,217,">=90 and <=94","Female","Single","Comprehensive",0,">=10",197,"Click to view detail"]
[null,218,">=90 and <=94","Female","Single","Comprehensive",90,"<10",161,"Click to view detail"]
[null,219,">=90 and <=94","Female","Single","Comprehensive",90,">=10",472,"Click to view detail"]
[null,220,">=90 and <=94","Female","Single","Comprehensive",90,"<10",177,"Click to view detail"]
[null,221,">=90 and <=94","Female","Single","Comprehensive",90,">=10",156,"Click to view detail"]
[null,222,">=90 and <=94","Female","Single","NH Only",0,"<10",384,"Click to view detail"]
[null,223,">=90 and <=94","Female","Single","NH Only",0,">=10",983,"Click to view detail"]
[null,224,">=90 and <=94","Female","Single","NH Only",90,"<10",112,"Click to view detail"]
[null,225,">=90 and <=94","Female","Single","NH Only",90,">=10",238,"Click to view detail"]
[null,226,">=90 and <=94","Female","Single","NH Only",90,"<10",165,"Click to view detail"]
[null,227,">=90 and <=94","Female","Single","NH Only",90,">=10",373,"Click to view detail"]
[null,228,">=90 and <=94","Female","Single","HHC Only",0,"<10",347,"Click to view detail"]
[null,229,">=90 and <=94","Female","Single","HHC Only",0,">=10",344,"Click to view detail"]
[null,230,">=90 and <=94","Male","Married","Comprehensive",90,">=10",213,"Click to view detail"]
[null,231,">=90 and <=94","Male","Married","NH Only",0,">=10",257,"Click to view detail"]
[null,232,">=90 and <=94","Male","Married","NH Only",90,">=10",118,"Click to view detail"]
[null,233,">=90 and <=94","Male","Married","NH Only",90,">=10",186,"Click to view detail"]
[null,234,">=90 and <=94","Male","Single","Comprehensive",90,">=10",104,"Click to view detail"]
[null,235,">=90 and <=94","Male","Single","NH Only",0,">=10",177,"Click to view detail"]
[null,236,">=95 and <=99","Female","Single","NH Only",0,">=10",297,"Click to view detail"]

{"sheet":"Ages 60 to 64 ===>","index":1,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

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["Analysis of Incidence Rates - Ages from 60 to 64"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,36,8.2020413755025615E-3,null,7.1306533717096082E-3,1.1502510286145184,1.0889641791530021E-2,5.4997957255950667E-3,62.001219494297551]
[2001,38,7.3799737876886892E-3,-0.1002271934727349,7.1306533717096082E-3,1.0349645962273588,9.7379093595407855E-3,5.010782346261634E-3,61.980278670591538]
[2002,48,9.5748080423583397E-3,0.29740407185877604,7.1306533717096082E-3,1.3427672813750493,1.2285247832978415E-2,6.8494515985495037E-3,61.97376047281309,null,"Test Statistics"]
[2003,27,6.3081333475747611E-3,-0.34117390973605088,7.1306533717096082E-3,0.8846501181226758,8.7036124731500273E-3,3.9010487715598887E-3,62.006762670346589,null,"χ2",5.4415426523472368]
[2004,27,7.2472695386586097E-3,0.14887703530314722,7.1306533717096082E-3,1.0163542049893588,9.9938521904908376E-3,4.4854047532729016E-3,62.074523004187689,null,"P-Score",1.9663295477934276E-2]
[2005,22,6.6331973878322762E-3,-8.4731518201542122E-2,7.1306533717096082E-3,0.93023697017008911,9.4210134829070813E-3,3.8296453380077689E-3,62.165982963645014,null,"Linear Slope",-5.1904056368665954E-4]
[2006,16,5.4470719486537974E-3,-0.17881654499748023,7.1306533717096082E-3,0.7638952091353497,8.1374069557215243E-3,2.7421026806847063E-3,62.175752468552972]
[2007,15,6.1321944131293698E-3,0.12577811913148951,7.1306533717096082E-3,0.85997651175394985,9.2551054913179928E-3,2.9895337267588857E-3,62.080904814733529]
[2008,14,7.7644356562420669E-3,0.26617571674146179,7.1306533717096082E-3,1.0888813761508795,1.1841665105635175E-2,3.6534207802392665E-3,62.012761749147103]
[2009,3,2.8103297702592317E-3,-0.63805099369972607,7.1306533717096082E-3,0.39411953207668565,6.0290548592214256E-3,0,61.980970990599396]
[2010,1,1.9555027117884971E-3,-0.30417322106362032,7.1306533717096082E-3,0.27423892452083337,5.8379728269070561E-3,0,62.039957560859676]
[]
["Average",null,null,-8.0893843813627991E-2,null,0.88548506846697705]
["Weighted Avg",null,null,1.5969206422531669E-2,null,1.0477965954245734]

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["Analysis of Incidence Rates - Ages from 60 to 64"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,5.5641248605438635E-5,null,4.9176984819240572E-4,0.11314489656077677,1.6690052955009032E-4,0,62.129756563902127]
[2001,2,9.2612205310841774E-5,0.66445231967331209,4.9176984819240572E-4,0.18832428553978181,2.2354726804319877E-4,0,62.105886833819227]
[2002,11,4.3335665183585718E-4,3.679260691194508,4.9176984819240572E-4,0.88121842652359139,6.9441420097784122E-4,1.7216267024859784E-4,62.064953772374636,null,"Test Statistics"]
[2003,13,4.1912244821030011E-4,-3.2846394684968527E-2,4.9176984819240572E-4,0.85227357828233052,6.5138527950892218E-4,1.8675162944314978E-4,62.012244216197786,null,"χ2",23.056940452207076]
[2004,17,4.8211952795065681E-4,0.15030710001184922,4.9176984819240572E-4,0.98037634825066944,7.1572996441797616E-4,2.4839984009452737E-4,62.016658482069815,null,"P-Score",1.5727374424751777E-6]
[2005,17,4.6673331857496577E-4,-3.1913682154906975E-2,4.9176984819240572E-4,0.9490889290804092,6.9289616436190671E-4,2.4046807941684574E-4,62.079794333097553,null,"Linear Slope",6.1029751415571551E-5]
[2006,11,2.9069931783772392E-4,-0.37716184752935655,4.9176984819240572E-4,0.59112879511878358,4.6587773267258678E-4,1.1545948867878295E-4,62.103921036752077]
[2007,22,5.4884724277157681E-4,0.88802384145241753,4.9176984819240572E-4,1.1160652585533049,7.8259708127782258E-4,3.149880151140007E-4,62.036411770733274]
[2008,28,6.7750136726980447E-4,0.23440789070661672,4.9176984819240572E-4,1.3776797617017198,9.3320384883985557E-4,4.2166796252620135E-4,61.965737973600319]
[2009,26,6.3638633141775117E-4,-6.0686277310020409E-2,4.9176984819240572E-4,1.2940735056386865,8.8565748234976168E-4,3.8699076707202117E-4,61.984953469340873]
[2010,34,8.0318377380019315E-4,0.26210091912384126,4.9176984819240572E-4,1.6332513608803976,1.0782107211179447E-3,5.2800534184422124E-4,62.064266346672461]
[]
["Average",null,null,0.53759445604832912,null,0.90696592237549567]
["Weighted Avg",null,null,0.39929236474843549,null,1.1696209097272821]

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["Analysis of Incidence Rates - Ages from 60 to 64"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,47,1.5131510874632144E-2,null,1.3222931728293396E-2,1.1443385767662189,1.9410984723592945E-2,1.0814520447891791E-2,62.008439320428032]
[2001,57,1.5800065203210131E-2,4.4182919611736482E-2,1.3222931728293396E-2,1.1948987961120896,1.9853859104533533E-2,1.1712599805444791E-2,61.998879335487018]
[2002,40,1.1963534695223701E-2,-0.24281738452616985,1.3222931728293396E-2,0.90475659566668287,1.565408321530366E-2,8.2452085300712078E-3,62.044122858013424,null,"Test Statistics"]
[2003,45,1.5789949792749274E-2,0.31983984624988993,1.3222931728293396E-2,1.1941338061182887,2.0347163662873227E-2,1.1190138667998121E-2,62.100389948367919,null,"χ2",7.451964187515804]
[2004,37,1.5088187735322334E-2,-4.4443590172097203E-2,1.3222931728293396E-2,1.1410622126285208,1.9895395864826245E-2,1.0233590470781229E-2,62.145854498592385,null,"P-Score",6.3367261848264441E-3]
[2005,28,1.3530686429558915E-2,-0.10322653277419247,1.3222931728293396E-2,1.0232743167392302,1.8499230842333281E-2,8.5115826333742161E-3,62.212323044650013,null,"Linear Slope",-9.223151679420955E-4]
[2006,14,8.2222014033472447E-3,-0.39232932149065558,1.3222931728293396E-2,0.62181379835411388,1.2535289306421992E-2,3.8712704517977377E-3,62.182757280851824]
[2007,6,4.150798216968175E-3,-0.49517191159068519,1.3222931728293396E-2,0.31390907116964245,7.5040055634204156E-3,7.7485603454472037E-4,62.117259310047125]
[2008,18,1.6620268018331264E-2,3.0041137028508791,1.3222931728293396E-2,1.256927613319557,2.4170396104431325E-2,8.9523961701446185E-3,62.039700838412664]
[2009,6,9.4829595981208922E-3,-0.42943401468245301,1.3222931728293396E-2,0.71716014216650581,1.7039677090380796E-2,1.8091542071887372E-3,62.079720704830649]
[2010,1,3.1290795668203622E-3,-0.67003132994045345,1.3222931728293396E-2,0.23664037833039719,9.3143959165397118E-3,0,62.14856924110515]
[]
["Average",null,null,9.9068238353579877E-2,null,0.88626502794284068]
["Weighted Avg",null,null,0.15059377132738999,null,1.0717175859511783]

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["Analysis of Incidence Rates - Ages from 60 to 64"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,11,3.0431232457815765E-3,null,4.0411221415398964E-3,0.75303916565659013,4.8650993825739026E-3,1.2144632192275691E-3,62.039425363446334]
[2001,20,4.656132989602821E-3,0.53005074508803518,4.0411221415398964E-3,1.1521881364933382,6.7172077056497585E-3,2.5864869743000389E-3,62.013334645596757]
[2002,16,3.8942009221231201E-3,-0.1636405294223986,4.0411221415398964E-3,0.96364345984336142,5.82430627506562E-3,1.9565867291976287E-3,61.996898725512878,null,"Test Statistics"]
[2003,21,6.112405098700203E-3,0.56961729015454021,4.0411221415398964E-3,1.5125514361144825,8.7446240171235139E-3,3.466169562549509E-3,62.048585525970537,null,"χ2",0.28427986278901929]
[2004,10,3.3759857180733731E-3,-0.44768292291502843,4.0411221415398964E-3,0.83540798813542694,5.4940386446484593E-3,1.2488916732789487E-3,62.12717761787929,null,"P-Score",0.59390966603412609]
[2005,11,4.2143411745229845E-3,0.24832908858632519,4.0411221415398964E-3,1.0428640924268331,6.730599850051382E-3,1.6853011966557437E-3,62.240761748886811,null,"Linear Slope",-1.0450824965017099E-4]
[2006,10,4.4011473262941967E-3,4.4326300134529761E-2,4.0411221415398964E-3,1.0890903991872689,7.1556353982608085E-3,1.6313329597790541E-3,62.275947357431036]
[2007,3,1.6386716377329363E-3,-0.62767171461340021,4.0411221415398964E-3,0.40549916096040334,3.5218652161465992E-3,0,62.174252475080714]
[2008,8,5.8349443146574944E-3,2.5607770222532213,4.0411221415398964E-3,1.4438920948907648,9.9021360039772653E-3,1.734199818711589E-3,62.044064365634362]
[2009,0,0,-1,4.0411221415398964E-3,0,0,0,61.981136564545288]
[2010,2,4.8888631723821895E-3,0,4.0411221415398964E-3,1.2097786211725974,1.1696829685288691E-2,0,62.124201663404413]
[]
["Average",null,null,0.17141052792658246,null,0.9461776868073698]
["Weighted Avg",null,null,0.33255343129533782,null,1.1108281200201948]

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["Analysis of Incidence Rates - Ages from 60 to 64"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,4,2.7685925672216204E-4,null,5.4637622819499881E-4,0.50671907457758658,5.5350781255399735E-4,5.7504866784584459E-8,62.243616430896722]
[2001,2,1.1527965568785201E-4,-0.58361639392993392,5.4637622819499881E-4,0.21098951553710224,2.7825025339203491E-4,0,62.220150751366631]
[2002,10,4.9241590249920586E-4,3.2714900522651007,5.4637622819499881E-4,0.90123961674896513,8.0348190960326162E-4,1.8115615534102501E-4,62.164516449422315,null,"Test Statistics"]
[2003,7,2.7604960387039986E-4,-0.43939746366975818,5.4637622819499881E-4,0.5052372149907649,4.8457918813156443E-4,6.74329901133039E-5,62.078715152120687,null,"χ2",17.75524326023714]
[2004,15,5.1178999909142224E-4,0.85397838618778854,5.4637622819499881E-4,0.93669887649059114,7.7577082374464775E-4,2.4766965762378963E-4,62.055893597131195,null,"P-Score",2.5122415144926124E-5]
[2005,10,3.3045365211739272E-4,-0.35431787900497247,5.4637622819499881E-4,0.60480971730610422,5.3928641240271738E-4,1.2153360428704533E-4,62.120417031339045,null,"Linear Slope",5.937061399601951E-5]
[2006,20,6.3698957998838969E-4,0.92762154664310059,5.4637622819499881E-4,1.1658442426983691,9.2146151042952964E-4,3.5235560557458646E-4,62.156558944116711]
[2007,21,6.3017033415908473E-4,-1.0705427598092343E-2,5.4637622819499881E-4,1.1533633815675088,9.0482049193112428E-4,3.5536913281725938E-4,62.087446747128688]
[2008,25,7.2644015183726603E-4,0.15276793028768365,5.4637622819499881E-4,1.3295603182391811,1.0165626653561642E-3,4.3614907591467194E-4,62.020241788205098]
[2009,27,7.9355213377723158E-4,9.2384736402896017E-2,5.4637622819499881E-4,1.4523913977714582,1.0984733843045704E-3,4.8844466797833344E-4,62.035917320220143]
[2010,26,7.3329202426538416E-4,-7.59371778449075E-2,5.4637622819499881E-4,1.3421008938984733,1.0204612878930445E-3,4.4595761231278362E-4,62.125026089840446]
[]
["Average",null,null,0.38342683097389052,null,0.91899584089328235]
["Weighted Avg",null,null,0.36170789797170477,null,1.1376180067442139]

{"sheet":"Ages 65 to 69 ===>","index":7,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,1.0022346404840324E-3,null,2.6195232295277322E-3,0.38260192892609812,2.9991898821887892E-3,0,66.97804273216822]
[2001,6,6.0680864850264074E-3,5.0545567274503762,2.6195232295277322E-3,2.3164850827149981,1.094611760343695E-2,1.141699805846357E-3,66.939487189356768]
[2002,3,2.5548874345125935E-3,-0.57896324635170804,2.6195232295277322E-3,0.97532535910101792,5.4832185828889053E-3,0,66.87774784063339,null,"Test Statistics"]
[2003,8,3.3422896069102825E-3,0.30819446749829305,2.6195232295277322E-3,1.2759152387867376,5.6863150684039248E-3,9.8718627562157822E-4,66.753043685899584,null,"χ2",2.1309349040711378]
[2004,11,3.0949101153541114E-3,-7.4014977949459104E-2,2.6195232295277322E-3,1.1814784005225583,4.9476661522425188E-3,1.2352416612458079E-3,66.731946632938005,null,"P-Score",0.14435268866539824]
[2005,6,1.4257231046956363E-3,-0.53933295263649073,2.6195232295277322E-3,0.54426816629248853,2.5855696719204856E-3,2.6317593446944403E-4,66.734466172449658,null,"Linear Slope",-8.8531178940402097E-5]
[2006,20,3.9557337084577763E-3,1.7745455589725099,2.6195232295277322E-3,1.5100968236769354,5.709471878446064E-3,2.195798090475598E-3,66.765177418366051]
[2007,20,3.0786678802102244E-3,-0.22172013914189737,2.6195232295277322E-3,1.1752779458135481,4.4462030259020454E-3,1.7073705574566062E-3,66.759933510962597]
[2008,19,2.394360673203109E-3,-0.22227379945913095,2.6195232295277322E-3,0.91404445137704804,3.4871714958999022E-3,1.2991503900313599E-3,66.733392447777987]
[2009,24,2.6421568486757205E-3,0.10349158263659453,2.6195232295277322E-3,1.0086403582502563,3.7146762287882961E-3,1.5673258065434408E-3,66.78063663972074]
[2010,19,1.8248924417207165E-3,-0.30931714268387445,2.6195232295277322E-3,0.69665060464064754,2.6588411719092827E-3,9.89547895270039E-4,66.846237665929479]
[]
["Average",null,null,0.52951660783352128,null,1.0891622145547577]
["Weighted Avg",null,null,0.36821841147112333,null,1.1109105975800593]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,64,1.6047659836627103E-2,null,1.2964314619172506E-2,1.2378332606102245,1.9932252337068506E-2,1.213215088610216E-2,66.655013620241391]
[2001,67,1.3882689145828572E-2,-0.13490880993484256,1.2964314619172506E-2,1.0708386485235333,1.7181756217273237E-2,1.0561399245468124E-2,66.741279860838759]
[2002,70,1.4393539796717824E-2,3.6797672664359293E-2,1.2964314619172506E-2,1.110243018588247,1.7736720557492782E-2,1.1027523959588285E-2,66.897635655392108,null,"Test Statistics"]
[2003,78,1.7464958888651107E-2,0.21338872406033582,1.2964314619172506E-2,1.3471563597216889,2.1285069497980629E-2,1.3614910188012171E-2,67.002567728576437,null,"χ2",15.037301653562638]
[2004,53,1.3218964742604453E-2,-0.2431150381238939,1.2964314619172506E-2,1.0196423899691043,1.6754229908924841E-2,9.6581857132941873E-3,67.047821929782998,null,"P-Score",1.054070527944623E-4]
[2005,30,8.3329864542544246E-3,-0.36961883048243716,1.2964314619172506E-2,0.64276336227840691,1.1322503228130191E-2,5.3253357257750881E-3,67.026022624072922,null,"Linear Slope",-1.068022999502689E-3]
[2006,32,9.7790674933538289E-3,0.17353694825234056,1.2964314619172506E-2,0.75430655461661522,1.3165935572452929E-2,6.3688715214551724E-3,66.950656738094807]
[2007,32,1.1431421874028975E-2,0.16896850152615661,1.2964314619172506E-2,0.88176060284154278,1.5376758204603219E-2,7.4543408112146999E-3,66.899039051573368]
[2008,21,1.0728070814560949E-2,-6.1527871792219302E-2,1.2964314619172506E-2,0.82750774951847839,1.5301428928968233E-2,6.1120332462101801E-3,66.838718384197293]
[2009,8,7.9501769486286945E-3,-0.25893694345882645,1.2964314619172506E-2,0.61323542216967142,1.3463037423395847E-2,2.3753574851901405E-3,66.857724304339555]
[2010,1,2.5978392503209521E-3,-0.67323504028812253,1.2964314619172506E-2,0.20038384801916884,7.7432405061918915E-3,0,66.970943281356625]
[]
["Average",null,null,-0.11486506875771496,null,0.88233374698697098]
["Weighted Avg",null,null,-1.5063675745934268E-2,null,1.0568525263821062]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,12,6.3184002403215338E-4,null,1.1127653328216079E-3,0.56781066537183933,9.9609696231235082E-4,2.6731735803404776E-4,66.912671811672041]
[2001,17,7.4032987214571347E-4,0.17170461507205692,1.1127653328216079E-3,0.66530637710331952,1.0988488146330083E-3,3.8155348279942281E-4,66.906460672005139]
[2002,26,9.823404998211497E-4,0.32689566743269705,1.1127653328216079E-3,0.88279214929373873,1.3668359950220108E-3,5.9754881231772225E-4,66.90836131960728,null,"Test Statistics"]
[2003,36,1.1655694050464955E-3,0.18652280472881388,1.1127653328216079E-3,1.0474530169725846,1.5531499783790728E-3,7.7768781011044617E-4,66.919840753555675,null,"χ2",5.8181166915392817]
[2004,38,1.1094148015415033E-3,-4.8177829018043017E-2,1.1127653328216079E-3,0.99698900461644613,1.4685288407449537E-3,7.5004236429239868E-4,66.931785365967954,null,"P-Score",1.5861920068533843E-2]
[2005,35,9.8515823121365421E-4,-0.11200190420679246,1.1127653328216079E-3,0.88532433762616969,1.3175179458275465E-3,6.5257722553678423E-4,66.943007336148824,null,"Linear Slope",5.1430835744216379E-5]
[2006,45,1.2329875924707639E-3,0.25156300115545815,1.1127653328216079E-3,1.108039184995377,1.5996660083613513E-3,8.6603974065498719E-4,66.935333542308712]
[2007,50,1.3308179761729606E-3,7.934417531822513E-2,1.1127653328216079E-3,1.1959556403491136,1.7062128212512349E-3,9.5514070060579261E-4,66.889130829827579]
[2008,49,1.2944797508072593E-3,-2.7305180735684997E-2,1.1127653328216079E-3,1.1632998554375191,1.6633574172767729E-3,9.2532938869044421E-4,66.839899409849934]
[2009,50,1.3734504206665893E-3,6.1005720491249527E-2,1.1127653328216079E-3,1.2342678012658514,1.7608373528935392E-3,9.8576270501886973E-4,66.842451559352995]
[2010,35,9.7872443436010891E-4,-0.28739733183444971,1.1127653328216079E-3,0.87954252841287284,1.3089180372341327E-3,6.4831241785099551E-4,66.881121099631187]
[]
["Average",null,null,6.0215373840353047E-2,null,0.96607096013134841]
["Weighted Avg",null,null,4.9168529267185929E-2,null,1.0351536684392848]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,12,1.9181506023602138E-3,null,1.9050485915153535E-3,1.0068775205541809,3.0206616539947789E-3,8.131984243018545E-4,66.824114187733969]
[2001,16,2.0415064478902646E-3,6.4309781191459026E-2,1.9050485915153535E-3,1.0716295935876192,3.0575803770597487E-3,1.0233592605245253E-3,66.830021994728327]
[2002,14,1.5437248001419475E-3,-0.24383055378675633,1.9050485915153535E-3,0.81033355632887327,2.3659749562287007E-3,7.2011812853999414E-4,66.860570726440855,null,"Test Statistics"]
[2003,22,2.1972335403722142E-3,0.42333241013565104,1.9050485915153535E-3,1.1533740137433686,3.1296656192251787E-3,1.2630555101307854E-3,66.89767075979033,null,"χ2",0.18785065689280916]
[2004,24,2.2128434367070806E-3,7.1043410033790888E-3,1.9050485915153535E-3,1.1615679760414377,3.1119269374624498E-3,1.3121367229447366E-3,66.924091163471957,null,"P-Score",0.66471154995642712]
[2005,16,1.4570557560357831E-3,-0.3415459350327924,1.9050485915153535E-3,0.76483915556021664,2.1831986734808847E-3,7.2985519446954047E-4,66.935475032882209,null,"Linear Slope",2.6266077437569593E-5]
[2006,14,1.3122693643943324E-3,-9.9369149767728482E-2,1.9050485915153535E-3,0.6888377389631305,2.0116068229065103E-3,6.1195110121359036E-4,66.949561236650666]
[2007,18,1.7919885547968825E-3,0.36556457341664816,1.9050485915153535E-3,0.94065241316047565,2.6333830727647105E-3,9.4917321030314934E-4,66.916034790565703]
[2008,23,2.5558460595502906E-3,0.42626249074452893,1.9050485915153535E-3,1.3416172537191118,3.6158176228325723E-3,1.4936168606096767E-3,66.879992115522555]
[2009,14,1.8964042666785095E-3,-0.25801311092570733,1.9050485915153535E-3,0.99546241241543976,2.9056918992554255E-3,8.8507130362409318E-4,66.889226693208641]
[2010,13,2.3470261040038254E-3,0.23761908008916555,1.9050485915153535E-3,1.2320032751169381,3.6418970086343305E-3,1.0487851810557058E-3,66.965915580473279]
[]
["Average",null,null,5.8143392706784723E-2,null,1.0151995371991629]
["Weighted Avg",null,null,8.6582295659485928E-2,null,1.0400416382646058]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,29,2.2995480787763867E-2,null,2.1762436006952827E-2,1.0566593179374357,3.1127107161715316E-2,1.4726203727215214E-2,67.219565279613647]
[2001,32,2.4378492818559593E-2,6.0142775163528617E-2,2.1762436006952827E-2,1.1202097417205945,3.2564300287172186E-2,1.6052977345901408E-2,67.220321164899104]
[2002,30,2.8319167976954451E-2,0.16164556142678288,2.1762436006952827E-2,1.3012866743367715,3.8054825885474479E-2,1.8384429859092711E-2,67.229518942316957,null,"Test Statistics"]
[2003,19,2.227985969809489E-2,-0.21325867637687035,2.1762436006952827E-2,1.0237760005808518,3.2009825123955567E-2,1.2352302373385016E-2,67.273954506664566,null,"χ2",3.2843888264756522]
[2004,8,1.2172008087167376E-2,-0.45367662758629568,2.1762436006952827E-2,0.55931275723354545,2.0525259299544581E-2,3.6750533184949376E-3,67.334751352103027,null,"P-Score",6.9941663809533566E-2]
[2005,8,1.6069425897704517E-2,0.3201951381092234,2.1762436006952827E-2,0.73840198278219105,2.6992180065031207E-2,4.8986550781192047E-3,67.31504922363348,null,"Linear Slope",-1.39615240852917E-3]
[2006,9,2.4455863358048127E-2,0.52188780817251201,2.1762436006952827E-2,1.1237649751266257,3.9823066798325028E-2,8.5887689150939035E-3,67.28020217891887]
[2007,6,2.1253435378727824E-2,-0.13094724698265137,2.1762436006952827E-2,0.97661104537826637,3.7686378686633368E-2,4.2495075226861188E-3,67.334591313334144]
[2008,3,1.4799259514117126E-2,-0.30367682916196059,2.1762436006952827E-2,0.68003689979324677,3.1171415703374512E-2,0,67.198372638685157]
[2009,1,7.6168941127105951E-3,-0.48531924144956162,2.1762436006952827E-2,0.35000190742787674,2.2423978884094493E-2,0,67.224722630918649]
[2010,0,0,-1,2.1762436006952827E-2,0,0,0,67.210641430967172]
[]
["Average",null,null,-0.15230073386852927,null,0.81182375475612789]
["Weighted Avg",null,null,2.8752592715727887E-2,null,1.060176260494667]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,3,5.2287661532011325E-3,null,5.3730589586615382E-3,0.97314512895344263,1.1175533536771788E-2,0,67.149219679714164]
[2001,1,1.7837205925410639E-3,-0.65886395752293447,5.3730589586615382E-3,0.33197487804701098,5.3274091418301014E-3,0,67.089390287295757]
[2002,8,1.2579104188057858E-2,6.0521718707848962,5.3730589586615382E-3,2.3411438967703773,2.1203097036614091E-2,3.8017917572363423E-3,66.976471758980892,null,"Test Statistics"]
[2003,11,9.1058804904526232E-3,-0.27611057557680352,5.3730589586615382E-3,1.6947293079249877,1.4480448384543097E-2,3.6723703367415061E-3,66.81784174617944,null,"χ2",5.9843863430545268]
[2004,12,6.7433311868373615E-3,-0.25945314196604696,5.3730589586615382E-3,1.2550264642019053,1.057593292654312E-2,2.8809222975937931E-3,66.809475068931661,null,"P-Score",1.4433063215948689E-2]
[2005,12,5.9695557462433957E-3,-0.1147467652344194,5.3730589586615382E-3,1.1110162371511458,9.3685016690082581E-3,2.5472053412059457E-3,66.865371005550699,null,"Linear Slope",-2.6416379561705063E-4]
[2006,17,7.338822345644991E-3,0.22937495813876363,5.3730589586615382E-3,1.3658555400391765,1.0840695418517676E-2,3.8120661549131086E-3,66.899051932823198]
[2007,18,6.3021389500560387E-3,-0.1412601840953599,5.3730589586615382E-3,1.1729145350055754,9.2316537172636177E-3,3.3552487639086715E-3,66.88563076290977]
[2008,8,2.3332992826219146E-3,-0.6297607366144844,5.3730589586615382E-3,0.43425901345462881,3.9737586810673839E-3,6.8742728257477933E-4,66.844087546384671]
[2009,18,4.726991901267622E-3,1.0258832360141685,5.3730589586615382E-3,0.87975805544578367,6.9320237042046476E-3,2.5121460967494754E-3,66.849524523587178]
[2010,18,4.212426930303448E-3,-0.10885674900906528,5.3730589586615382E-3,0.78399045361541864,6.1796767206101803E-3,2.2373734201900147E-3,66.938093115820976]
[]
["Average",null,null,0.51183779549187158,null,1.1221648646008593]
["Weighted Avg",null,null,0.42107918760971663,null,1.1648305343173559]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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[]
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[]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,129,2.7585539894272055E-2,null,2.3006773159935347E-2,1.1990182066170976,3.2189343869379307E-2,2.2937726657823315E-2,66.742936555517232]
[2001,128,2.4267452907418403E-2,-0.12028356158954967,2.3006773159935347E-2,1.0547960263144784,2.8359768987391804E-2,2.0140519315195855E-2,66.905907820293407]
[2002,129,2.6579916056978091E-2,9.5290723685829581E-2,2.3006773159935347E-2,1.1553083030029225,3.1024656420986712E-2,2.2094211276003133E-2,67.145259432961836,null,"Test Statistics"]
[2003,90,2.2580969474191911E-2,-0.15044993273168472,2.3006773159935347E-2,0.98149224653177602,2.7133776078118912E-2,1.7985350186681168E-2,67.265944804084825,null,"χ2",13.151548697472977]
[2004,63,1.9144684630375868E-2,-0.15217614317859196,2.3006773159935347E-2,0.83213254189487862,2.3786273842560081E-2,1.4458745956951638E-2,67.215176147964414,null,"P-Score",2.8728169799386753E-4]
[2005,61,2.2117836276081056E-2,0.15529906619552469,2.3006773159935347E-2,0.96136194860206159,2.753423354671292E-2,1.664076504126864E-2,67.121727198174597,null,"Linear Slope",-8.9598013430573298E-4]
[2006,51,2.2154928466010578E-2,1.6770261551142251E-3,2.3006773159935347E-2,0.96297417773439886,2.8084996943820762E-2,1.6152051995254071E-2,67.004673590657731]
[2007,35,1.8257339338783603E-2,-0.17592424788040006,2.3006773159935347E-2,0.79356366978822812,2.4197563342487564E-2,1.2244349821063732E-2,66.979123844220098]
[2008,20,1.4379313034502883E-2,-0.21240917048864438,2.3006773159935347E-2,0.62500346895858605,2.0609442910360917E-2,8.0694131285765532E-3,66.939484776680118]
[2009,13,1.6275113598853194E-2,0.13184222082107633,2.3006773159935347E-2,0.70740531432696274,2.4969979489389244E-2,7.4237788217347634E-3,66.875818573082313]
[2010,8,2.2715613486919604E-2,0.39572687766186987,2.3006773159935347E-2,0.9873446106069852,3.7905593869729526E-2,7.0382861285202148E-3,66.898697064662699]
[]
["Average",null,null,-3.1407141349456104E-3,null,0.93276368312530689]
["Weighted Avg",null,null,-3.0534223268051396E-2,null,1.0242162987049783]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
[]
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[]
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[]
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[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,15,1.674472790528358E-3,null,2.0509794891951029E-3,0.81642590740168586,2.5358907999051086E-3,8.1156564010585687E-4,67.08146156249893]
[2001,22,2.1365579795359071E-3,0.27595861313562708,2.0509794891951029E-3,1.041725668536251,3.0433612250523115E-3,1.2281036276255302E-3,67.053015248125647]
[2002,23,1.9980723334807166E-3,-6.4817172003575396E-2,2.0509794891951029E-3,0.97420395669819715,2.8277246361287671E-3,1.1670383315509989E-3,67.047352202630364,null,"Test Statistics"]
[2003,34,2.6872336328960266E-3,0.34491308841395418,2.0509794891951029E-3,1.3102196521480665,3.6037743594449995E-3,1.7690051835011667E-3,67.049993001758367,null,"χ2",0.3927072931402027]
[2004,16,1.2003031587083251E-3,-0.55333129802533743,2.0509794891951029E-3,0.58523411132667069,1.798835835883328E-3,6.0105227700109831E-4,67.065752978815226,null,"P-Score",0.53087975547975841]
[2005,22,1.6671352958723734E-3,0.38892852507896203,2.0509794891951029E-3,0.81284835107084985,2.3754287699149033E-3,9.5783535888693653E-4,67.068959102111464,null,"Linear Slope",2.6029331217607982E-5]
[2006,30,2.2896682724218389E-3,0.37341479008379364,2.0509794891951029E-3,1.116377947455929,3.1216955672703998E-3,1.4562509429227554E-3,67.037328124643579]
[2007,34,2.5266591490912607E-3,0.10350445936814712,2.0509794891951029E-3,1.2319280433578768,3.3887224159413988E-3,1.6631032311491261E-3,66.974568216997099]
[2008,33,2.4216264514387614E-3,-4.156979293794949E-2,2.0509794891951029E-3,1.1807170496810366,3.2604532484834729E-3,1.5813866011020062E-3,66.922891350170616]
[2009,21,1.5888628736165664E-3,-0.34388605944051576,2.0509794891951029E-3,0.77468491615199331,2.2798940174930784E-3,8.9687383582530661E-4,66.926572359765586]
[2010,30,2.2774984620555828E-3,0.4334141100997253,2.0509794891951029E-3,1.1104442896936899,3.1051247760428597E-3,1.4484968085691837E-3,66.961113639658222]
[]
["Average",null,null,9.1652926377283131E-2,null,0.99589180850202252]
["Weighted Avg",null,null,0.12550383761116848,null,1.0474542445286552]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
[]
[]
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[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,23,5.7486843589719464E-3,null,3.9300594118936317E-3,1.4627474438616799,8.1163387631647769E-3,3.3696995925838902E-3,66.932870278324685]
[2001,21,4.3083398869696813E-3,-0.25055201887268796,3.9300594118936317E-3,1.0962531187012721,6.1710107654737115E-3,2.4386737249818789E-3,66.98134243264704]
[2002,24,4.5382067027369133E-3,5.3353918631733332E-2,3.9300594118936317E-3,1.1547425183962439,6.3728477546326203E-3,2.6967781267344748E-3,67.042178436531273,null,"Test Statistics"]
[2003,25,4.5903195180236629E-3,1.1483129504727296E-2,3.9300594118936317E-3,1.1680025762796029,6.4083986802707677E-3,2.7655746972036072E-3,67.056894453189159,null,"χ2",3.9635364622065947]
[2004,21,3.7984074849232927E-3,-0.17251784543340976,3.9300594118936317E-3,0.96650128835917404,5.4424484602722074E-3,2.1489221869825949E-3,67.032311121395509,null,"P-Score",4.6495923916695693E-2]
[2005,20,3.7800766709700298E-3,-4.8259208697386535E-3,3.9300594118936317E-3,0.96183702962105211,5.4565867105327449E-3,2.0979048737164215E-3,67.054563138583347,null,"Linear Slope",-1.5969812340661148E-4]
[2006,11,2.2623359663228849E-3,-0.40151056096374571,3.9300594118936317E-3,0.57564930430220063,3.6193316312094189E-3,9.0163900812034942E-4,67.066430806440181]
[2007,12,2.6850176789484795E-3,0.18683419214370955,3.9300594118936317E-3,0.68320027702959074,4.2255540385039998E-3,1.1397072873423669E-3,67.041150780686962]
[2008,14,3.5172667761249467E-3,0.30996037892100459,3.9300594118936317E-3,0.89496529377661804,5.3822724332304251E-3,1.6452538431404454E-3,66.95801886750948]
[2009,13,4.0914915045675666E-3,0.16325879297539569,3.9300594118936317E-3,1.0410762473934589,6.3397328790791825E-3,1.8330533820908243E-3,66.904418620707361]
[2010,10,4.0907033452655204E-3,-1.9263373788414029E-4,3.9300594118936317E-3,1.0408757009845011,6.652793174556834E-3,1.5153628036234611E-3,66.965958215649053]
[]
["Average",null,null,-1.0470856770089576E-2,null,1.0041682544277633]
["Weighted Avg",null,null,-1.6124411709919413E-2,null,1.0521364289099016]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,31,2.266479380018047E-2,null,2.7578714478776398E-2,0.82182198222554903,3.0424219926055356E-2,1.4780169774403457E-2,67.247219653912822]
[2001,51,3.4432142254102953E-2,0.51919062479310019,2.7578714478776398E-2,1.2485042506459361,4.341783683924378E-2,2.5276031864650828E-2,67.258011796648091]
[2002,41,3.4446718864205451E-2,4.2334310758018745E-4,2.7578714478776398E-2,1.2490327963152317,4.4461686903195873E-2,2.4219594064948322E-2,67.355425064476094,null,"Test Statistics"]
[2003,26,2.8495064397842725E-2,-0.17277855954365673,2.7578714478776398E-2,1.0332267089451004,3.9005969056837841E-2,1.7751690347870847E-2,67.392886294886921,null,"χ2",2.5269349434732753]
[2004,20,2.9103412806027532E-2,2.1349255425120672E-2,2.7578714478776398E-2,1.055285329866426,4.130850876476886E-2,1.6583543453594543E-2,67.433941540585664,null,"P-Score",0.11191742149249118]
[2005,10,1.8916711548298843E-2,-0.35001741292756383,2.7578714478776398E-2,0.68591708880616875,3.0352830909505094E-2,7.2076151094838392E-3,67.424130896291842,null,"Linear Slope",-1.306974765533087E-3]
[2006,7,1.7926585785906664E-2,-5.2341325809412087E-2,2.7578714478776398E-2,0.6500152789827216,3.0882611253782936E-2,4.6194509710709413E-3,67.401846582875592]
[2007,6,2.0497641326163784E-2,0.14342137264522536,2.7578714478776398E-2,0.74324136253479267,3.6376935821817134E-2,4.0862367776758942E-3,67.371823626154196]
[2008,4,1.9239761876970757E-2,-6.1367033854155317E-2,2.7578714478776398E-2,0.69763084467831149,3.7490774915638035E-2,2.8322258989319827E-4,67.233877632764958]
[2009,3,2.1329767223771032E-2,0.10862948097616165,2.7578714478776398E-2,0.7734141212486777,4.4486756620189312E-2,0,67.325653265524352]
[2010,1,1.8951757807754658E-2,-0.11148782783556088,2.7578714478776398E-2,0.68718786085331351,5.4287665887373313E-2,0,67.34206401026573]
[]
["Average",null,null,4.5021916976839219E-3,null,0.87684342046383901]
["Weighted Avg",null,null,9.6968593989161841E-2,null,1.0499841176511124]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,39,8.069713515126524E-3,null,8.2273715488335505E-3,0.98083737524539305,1.0611186221135716E-2,5.515150469311854E-3,66.746281331058583]
[2001,41,7.3011442391538069E-3,-9.5241209558684869E-2,8.2273715488335505E-3,0.88742123724665611,9.5474933376416739E-3,5.0445825261549821E-3,66.865338776564201]
[2002,48,9.0430707090694406E-3,0.23858266771038616,8.2273715488335505E-3,1.0991445634118149,1.16057769473808E-2,6.4670407675656676E-3,67.069953927491412,null,"Test Statistics"]
[2003,46,1.0465943728327338E-2,0.15734401123623587,8.2273715488335505E-3,1.2720883779475312,1.3486650058820077E-2,7.4266817598349502E-3,67.183581318414838,null,"χ2",0.5832509522175735]
[2004,36,9.7902385291621253E-3,-6.4562280928028959E-2,8.2273715488335505E-3,1.1899594507252018,1.298760674922588E-2,6.5720876146394096E-3,67.195799772368048,null,"P-Score",0.44504086529839759]
[2005,24,7.641193500707218E-3,-0.21950895497117462,8.2273715488335505E-3,0.92875269523843995,1.0709597297539767E-2,4.5536964330474845E-3,67.11196776569281,null,"Linear Slope",-1.1305191181110088E-4]
[2006,18,6.4597157762094183E-3,-0.15461952696112846,8.2273715488335505E-3,0.78514939283679919,9.4614262181532769E-3,3.4397573763173326E-3,66.9873856798867]
[2007,16,6.4934560927971683E-3,5.2231890313212403E-3,8.2273715488335505E-3,0.7892503765334129,9.6930505833656214E-3,3.2731193701847805E-3,66.878935767244869]
[2008,10,5.439053841513249E-3,-0.16237920703791464,8.2273715488335505E-3,0.66109252623754178,8.8347106983709487E-3,2.0200504773105403E-3,66.858703668265662]
[2009,11,1.0852892033037485E-2,0.99536396389450021,8.2273715488335505E-3,1.3191202036543703,1.7232278544565612E-2,4.3901440744150448E-3,66.847025459852887]
[2010,3,7.1586829455116867E-3,-0.34038937052724649,8.2273715488335505E-3,0.87010570788268593,1.5255001043506584E-2,0,67.095995241533487]
[]
["Average",null,null,3.5981328188826545E-2,null,0.9802656279054407]
["Weighted Avg",null,null,4.3825030487744929E-2,null,1.0326465665228943]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,11,5.592433340199345E-4,null,9.4755537113859543E-4,0.5901959411067873,8.9603625266911936E-4,2.2222327640710474E-4,66.987956841406387]
[2001,15,6.4308492079838549E-4,0.14991968911955311,9.4755537113859543E-4,0.67867793311713898,9.7468884523964924E-4,3.1126078637300198E-4,66.985827444434051]
[2002,17,6.3977846412498858E-4,-5.1415552852521751E-3,9.4755537113859543E-4,0.67518847300313656,9.4967311040677655E-4,3.2969150623010543E-4,66.989977435919997,null,"Test Statistics"]
[2003,29,9.3756479924553444E-4,0.46545226483642566,9.4755537113859543E-4,0.98945647695389438,1.285075615257461E-3,5.8981206073973637E-4,66.990081934498775,null,"χ2",14.446080196556988]
[2004,33,9.7738125602665304E-4,4.2467951882535715E-2,9.4755537113859543E-4,1.0314766670070357,1.3169644753055797E-3,6.3756702053271639E-4,66.995133034935733,null,"P-Score",1.4422971607300691E-4]
[2005,18,5.2314538406120659E-4,-0.46474788539740475,9.4755537113859543E-4,0.55210006717875282,7.6947203272407149E-4,2.7669725836645004E-4,67.005256063691476,null,"Linear Slope",6.6592896846021075E-5]
[2006,39,1.1113103656402539E-3,1.124285905025272,9.4755537113859543E-4,1.1728183908713306,1.466396404659647E-3,7.5597169426524721E-4,67.008293358126977]
[2007,39,1.0776272634471988E-3,-3.0309356624824924E-2,9.4755537113859543E-4,1.1372710200062579,1.4219748977672446E-3,7.3304205891501083E-4,66.961008445568439]
[2008,45,1.2261829089119727E-3,0.13785438667314565,9.4755537113859543E-4,1.2940488189503634,1.5908427642014685E-3,8.6125657891035988E-4,66.903088901763908]
[2009,44,1.2386312856613963E-3,1.0152136894869379E-2,9.4755537113859543E-4,1.3071861797089916,1.6111445751083883E-3,8.6583991228941022E-4,66.902801005779111]
[2010,39,1.113196498266413E-3,-0.10126886737565677,9.4755537113859543E-4,1.1748089158407502,1.4688838049770553E-3,7.5725570212596986E-4,66.957409554571015]
[]
["Average",null,null,0.13286646697486632,null,0.96392989852222177]
["Weighted Avg",null,null,0.16431983597508626,null,1.0713699724743917]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,6,8.4489848307591018E-4,null,1.636180676481327E-3,0.51638458711839741,1.5332609860463961E-3,1.5558618414541843E-4,66.913049564921678]
[2001,9,1.0166430983982837E-3,0.20327248629578021,1.636180676481327E-3,0.62135136602677399,1.6927419590230389E-3,3.3962784765252668E-4,66.935586200519168]
[2002,17,1.7119489056982272E-3,0.6839232060842142,1.636180676481327E-3,1.0463079843846115,2.5391939186849236E-3,8.8333060098577817E-4,66.969708341721486,null,"Test Statistics"]
[2003,21,1.9878364381117645E-3,0.1611540691987039,1.636180676481327E-3,1.2149247737032853,2.8516355635527318E-3,1.1225394496001601E-3,66.992946636800013,null,"χ2",3.3493321901852924]
[2004,20,1.7838459813151772E-3,-0.1026193367248851,1.636180676481327E-3,1.090249999255223,2.5784845060377588E-3,9.8794028148510983E-4,67.007763296548106,null,"P-Score",6.7232283805726503E-2]
[2005,14,1.2671908578091235E-3,-0.28962989457483268,1.636180676481327E-3,0.77448100691072141,1.9425745506274738E-3,5.9089248412942186E-4,67.033116880211296,null,"Linear Slope",7.5476563527787402E-5]
[2006,14,1.3469070683164708E-3,6.2907816937040284E-2,1.636180676481327E-3,0.82320191631467565,2.0646469124154534E-3,6.2813404855559479E-4,67.044165413233017]
[2007,20,2.0697566141188659E-3,0.53667365982858839,1.636180676481327E-3,1.2649927015211802,2.9911785197708151E-3,1.1466300019751412E-3,67.018234145073805]
[2008,21,2.4278289552714604E-3,0.17300214851833329,1.636180676481327E-3,1.483839156744355,3.4818082288994184E-3,1.371617813746513E-3,66.969874842097227]
[2009,14,2.0055751054138199E-3,-0.17392240459972086,1.636180676481327E-3,1.2257662825641547,3.0726983830916218E-3,9.3616485590095359E-4,66.964294099843741]
[2010,7,1.3393289575277653E-3,-0.33219705713717707,1.636180676481327E-3,0.81857033075836505,2.3483742439740531E-3,3.2824046640599677E-4,66.999618388512985]
[]
["Average",null,null,9.2256469382604456E-2,null,0.98909728230015859]
["Weighted Avg",null,null,0.13018473474196371,null,1.0767784251704324]

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["Analysis of Incidence Rates - Ages from 65 to 69"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,34,1.941573040811995E-2,null,1.5430612941777066E-2,1.2582604774923438,2.5808846307235345E-2,1.2938150748378011E-2,66.751456020225476]
[2001,37,1.9003852719886676E-2,-2.1213607707543214E-2,1.5430612941777066E-2,1.2315682333289153,2.5009112714528724E-2,1.2924157880005331E-2,66.896978169404306]
[2002,33,1.8904253109283189E-2,-5.2410220217745662E-3,1.5430612941777066E-2,1.2251135570967204,2.52287891936285E-2,1.2497111017346045E-2,67.158201492475669,null,"Test Statistics"]
[2003,17,1.2177086437050316E-2,-0.35585466579102276,1.5430612941777066E-2,0.78915118168001575,1.7924957198770405E-2,6.3615375050619111E-3,67.269571518064438,null,"χ2",9.5197670594785144]
[2004,18,1.513915591673193E-2,0.24324944189187536,1.5430612941777066E-2,0.98111176619199347,2.2039238756510204E-2,8.1410129984134175E-3,67.190905003408645,null,"P-Score",2.0327038203140414E-3]
[2005,11,1.1818897880273037E-2,-0.21931592849171422,1.5430612941777066E-2,0.76593832823545072,1.8750305078518083E-2,4.7888690994234966E-3,67.052252815743728,null,"Linear Slope",-1.2510760775417866E-3]
[2006,7,9.6904085973382615E-3,-0.18009202757284537,1.5430612941777066E-2,0.62799894170777293,1.6839948618431366E-2,2.4361239614725948E-3,66.965216239353595]
[2007,8,1.267013904180493E-2,0.30749275580444912,1.5430612941777066E-2,0.82110406693577354,2.1354599847416E-2,3.8301671090448172E-3,66.919082738177252]
[2008,5,1.0587256393900348E-2,-0.16439303791632776,1.5430612941777066E-2,0.6861202749267501,1.9795594856671688E-2,1.2042653240698933E-3,66.888490631644089]
[2009,2,7.6867841170639422E-3,-0.27395882076752753,1.5430612941777066E-2,0.49815157350312578,1.8297091300191696E-2,0,67.015718082528664]
[2010,0,0,-1,1.5430612941777066E-2,0,0,0,67.304806612046718]
[]
["Average",null,null,-0.16693269125724308,null,0.80768349100898729]
["Weighted Avg",null,null,-3.03020742290184E-2,null,1.0678503569289999]

{"sheet":"Ages 70 to 74 ===>","index":22,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,12,1.5445907160125057E-2,null,6.3640913691469852E-3,2.4270404468117119,2.4048262889188706E-2,6.6905549532352612E-3,71.757078975550527]
[2001,6,7.08055257071256E-3,-0.54159037100833951,6.3640913691469852E-3,1.1125787107707108,1.2757725837671622E-2,1.3377080685523387E-3,71.784620667145035]
[2002,6,6.4419932063813331E-3,-9.0184961972108457E-2,6.3640913691469852E-3,1.0122408420488767,1.1615637345021823E-2,1.2139017490344721E-3,71.778568768740499,null,"Test Statistics"]
[2003,8,5.5524308479787616E-3,-0.13808806217327052,6.3640913691469852E-3,0.8724624657177078,9.42538729537791E-3,1.6490704957146957E-3,71.796844476443738,null,"χ2",2.3492065812345531]
[2004,12,6.6765630281795975E-3,0.20245766421567435,6.3640913691469852E-3,1.0490991786427628,1.0471807252981222E-2,2.8520940955146837E-3,71.762537365192301,null,"P-Score",0.12534679045195896]
[2005,9,4.6704864032138171E-3,-0.30046546651305239,6.3640913691469852E-3,0.73388110451340494,7.7491913599760038E-3,1.5726170883475189E-3,71.64830508574417,null,"Linear Slope",-4.6037589525670276E-4]
[2006,13,5.6953385870466017E-3,0.21943157422052906,6.3640913691469852E-3,0.894917790567482,8.8133221094787457E-3,2.5576766327370555E-3,71.640825465607008]
[2007,22,7.6086275515740457E-3,0.3359394591357574,6.3640913691469852E-3,1.1955559891016889,1.0799600205760793E-2,4.3970013291768978E-3,71.625112391336359]
[2008,20,5.4586274985645323E-3,-0.28257396467839058,6.3640913691469852E-3,0.85772299326623003,7.8706685770302508E-3,3.0348296442579449E-3,71.587281090363007]
[2009,30,6.8273123460711009E-3,0.25073790945919927,6.3640913691469852E-3,1.0727866634928913,9.2844978741634283E-3,4.3579078249927055E-3,71.635773553398366]
[2010,29,5.484015275669332E-3,-0.19675342247594596,6.3640913691469852E-3,0.86171221586411406,7.4971417740350259E-3,3.4627055964616652E-3,71.660320082705582]
[]
["Average",null,null,-5.4108964178994731E-2,null,1.0990907637088709]
["Weighted Avg",null,null,7.4133747362936627E-3,null,1.079707182973165]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,60,3.0040527450279214E-2,null,2.6300869543868673E-2,1.1421876147544461,3.7338896012946508E-2,2.2630649025019534E-2,71.787565909402687]
[2001,72,3.0552283664113635E-2,1.7035526912150267E-2,2.6300869543868673E-2,1.16164538260432,3.7325676120963394E-2,2.3682900411844832E-2,71.7788521751296]
[2002,93,3.682086914882448E-2,0.20517567700099137,2.6300869543868673E-2,1.3999867604152372,4.3919839494790627E-2,2.9615689363734567E-2,71.732811137911298,null,"Test Statistics"]
[2003,88,3.3211648018781723E-2,-9.8021073740948927E-2,2.6300869543868673E-2,1.262758554936223,3.9840707201533002E-2,2.6490416770375468E-2,71.686766717694269,null,"χ2",21.249294125562972]
[2004,65,2.3408507185225077E-2,-0.29517176708643944,2.6300869543868673E-2,0.89002788087217932,2.8948246700230721E-2,1.7805197847253033E-2,71.643106552407161,null,"P-Score",4.0325884802840388E-6]
[2005,63,2.1478327999019536E-2,-8.245631261030717E-2,2.6300869543868673E-2,0.81663946369509366,2.6661133240465814E-2,1.6240032798384974E-2,71.642817507692854,null,"Linear Slope",-2.0488569758674259E-3]
[2006,69,2.3115029579263178E-2,7.620246698524924E-2,2.6300869543868673E-2,0.87886940546617076,2.8428424792234955E-2,1.774319828932203E-2,71.712893987159958]
[2007,49,2.0130064446347913E-2,-0.12913525040838014,2.6300869543868673E-2,0.76537638471503255,2.5649313166278463E-2,1.4547931502734944E-2,71.791244946256739]
[2008,37,2.3058196211864786E-2,0.14546062548985561,2.6300869543868673E-2,0.87670851237084557,3.0282830050500906E-2,1.5725103695069409E-2,71.815675183703448]
[2009,15,1.9237834818884279E-2,-0.16568344539520874,2.6300869543868673E-2,0.73145242543393596,2.8747294016944102E-2,9.5403216583103204E-3,71.884843511385]
[2010,2,7.5661657697210435E-3,-0.60670388113043106,2.6300869543868673E-2,0.28767740006089981,1.8013943109557326E-2,0,71.81299188854652]
[]
["Average",null,null,-9.3329743398346904E-2,null,0.92848452593858033]
["Weighted Avg",null,null,-1.9714754475688687E-2,null,1.0520752568072096]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,2.2820465857543624E-2,0,0,0,72.792120320851183]
[2001,0,0,0,2.2820465857543624E-2,0,0,0,72.59879665207923]
[2002,0,0,0,2.2820465857543624E-2,0,0,0,72.620609252747528,null,"Test Statistics"]
[2003,2,4.3301086004227309E-2,0,2.2820465857543624E-2,1.8974672241370361,9.6810164585183253E-2,0,72.436231541593401,null,"χ2",2.4989864801218205]
[2004,2,1.7898162889605423E-2,-0.58665787532769742,2.2820465857543624E-2,0.78430313392085882,4.1825496794077023E-2,0,72.465054810713994,null,"P-Score",0.11391959029866644]
[2005,7,3.1928097486589146E-2,0.78387567950517312,2.2820465857543624E-2,1.3990992859611087,5.4207782317194635E-2,8.5734205178302787E-3,72.355799536288202,null,"Linear Slope",-2.0902118799059621E-3]
[2006,14,3.2628099491745104E-2,2.1924325602237449E-2,2.2820465857543624E-2,1.4297735942563778,4.8810750094439262E-2,1.5885285611649192E-2,72.310597825269312]
[2007,36,3.4139636050313123E-2,4.632622132804376E-2,2.2820465857543624E-2,1.4960096022328917,4.4731721993744041E-2,2.3310024729243463E-2,72.269896121071696]
[2008,34,1.7685605009660266E-2,-0.48196269627490484,2.2820465857543624E-2,0.77498878068757926,2.3530352194739514E-2,1.1770467976482818E-2,72.150319269793542]
[2009,54,2.0319601182039966E-2,0.14893446794389864,2.2820465857543624E-2,0.89041132240177456,2.5625985998893094E-2,1.4955103352273114E-2,72.075763788879172]
[2010,67,2.2376936218219474E-2,0.10124879015824084,2.2820465857543624E-2,0.98056439153815367,2.7604252162413603E-2,1.7093115468700106E-2,72.044325809872873]
[]
["Average",null,null,3.3688912934991544E-3,null,0.87751066683052559]
["Weighted Avg",null,null,2.1888412353461173E-2,null,1.060926184740494]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,38,2.8066730695486524E-3,null,2.9616059956249644E-3,0.947686178949804,3.7119879663419075E-3,1.8997113788846315E-3,71.780653589132996]
[2001,43,2.6251487347078431E-3,-6.4675981257054871E-2,2.9616059956249644E-3,0.88639364540247656,3.4215009510262825E-3,1.8275227922948912E-3,71.788445963473094]
[2002,39,2.0384443858164612E-3,-0.22349375528113724,2.9616059956249644E-3,0.68829020093414028,2.6885184654405732E-3,1.387522282368334E-3,71.798632903349343,null,"Test Statistics"]
[2003,68,3.0916714793890621E-3,0.51668178975152679,2.9616059956249644E-3,1.0439172138212298,3.8369026414119237E-3,2.3453244654135495E-3,71.821417261878835,null,"χ2",1.2228008383120594]
[2004,68,2.7890638673603494E-3,-9.7878320528580365E-2,2.9616059956249644E-3,0.9417403501615329,3.4617592608281057E-3,2.1154596783337799E-3,71.8289577315755,null,"P-Score",0.26881168594273108]
[2005,94,3.6447867232533397E-3,0.30681364665301514,2.9616059956249644E-3,1.2306791411948803,4.3913005947116245E-3,2.8971525298682934E-3,71.807115510902918,null,"Linear Slope",3.9235973139337931E-5]
[2006,69,2.6189341703528428E-3,-0.28145749828259359,2.9616059956249644E-3,0.88429526892559851,3.2462177957555387E-3,1.9908605152756829E-3,71.788865357807978]
[2007,93,3.6354598121550903E-3,0.38814478550459075,2.9616059956249644E-3,1.2275298664054493,4.3840666075146903E-3,2.8857264100227548E-3,71.765800788697689]
[2008,83,3.450426455395398E-3,-5.0896823598774676E-2,2.9616059956249644E-3,1.1650524953327837,4.2027577867335035E-3,2.6969574820756635E-3,71.755567197244417]
[2009,68,3.1385616833497316E-3,-9.0384413659362783E-2,2.9616059956249644E-3,1.0597499086597526,3.8950246692151507E-3,2.3809488766087356E-3,71.733040892051179]
[2010,45,2.2284554842483041E-3,-0.28997556553678661,2.9616059956249644E-3,0.75244832956858287,2.8898252240753567E-3,1.5662078068281748E-3,71.7061158289697]
[]
["Average",null,null,1.1287786376484255E-2,null,0.98434387266874834]
["Weighted Avg",null,null,5.519663245234982E-2,null,1.0303362286378823]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
[]
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[]
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[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,3.9805109496595971E-3,0,0,0,72.261169321226575]
[2001,0,0,0,3.9805109496595971E-3,0,0,0,72.057402200172007]
[2002,2,2.5828396184821999E-3,0,3.9805109496595971E-3,0.6488713763500833,6.2058259221799148E-3,0,72.080807048386944,null,"Test Statistics"]
[2003,8,7.0140233121585797E-3,1.7156247960453523,3.9805109496595971E-3,1.762091199060362,1.1888933865439535E-2,2.0907728910491453E-3,72.081812338010707,null,"χ2",2.2770806723720598E-4]
[2004,5,3.0157432012442916E-3,-0.57004089279021941,3.9805109496595971E-3,0.75762715877020514,5.6916864242840702E-3,3.253577870316172E-4,72.086777839078934,null,"P-Score",0.98796037976516171]
[2005,10,3.925674992796553E-3,0.30172721310515582,3.9805109496595971E-3,0.98622388995871657,6.3853716060000808E-3,1.4537701823979922E-3,72.126863720475029,null,"Linear Slope",-1.4965841668162037E-5]
[2006,13,2.8912863242337014E-3,-0.26349320064980186,3.9805109496595971E-3,0.72636060063619634,4.4844287023208173E-3,1.2930367012288593E-3,72.127484927435987]
[2007,33,4.1752897856427934E-3,0.44409419110347037,3.9805109496595971E-3,1.0489331240251589,5.6162477687077064E-3,2.7301495678691218E-3,72.096334706546969]
[2008,55,4.5223610459834244E-3,8.3125071111010085E-2,3.9805109496595971E-3,1.1361257645504441,5.7308481968949623E-3,3.3109326020655228E-3,72.083175299198658]
[2009,78,4.6698710867849368E-3,3.2617926632046546E-2,3.9805109496595971E-3,1.1731838313833283,5.7176587243810409E-3,3.6198727751250324E-3,72.088736160349782]
[2010,67,3.3007535419088741E-3,-0.29318101494288962,3.9805109496595971E-3,0.82922860498377626,4.1019591204167899E-3,2.4982577766447358E-3,72.089954366403603]
[]
["Average",null,null,0.14504740896141244,null,0.82442232270166083]
["Weighted Avg",null,null,4.6474951736760001E-2,null,1.0430107024790003]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,14,3.705628820029689E-3,null,4.8723124827292413E-3,0.76054826802774544,5.6696660386426909E-3,1.7338173708553342E-3,71.773455370608133]
[2001,29,6.0345447422209802E-3,0.62848062644672331,4.8723124827292413E-3,1.2385381199607934,8.2471728151131771E-3,3.812021724194984E-3,71.748630405318053]
[2002,27,4.8014405004372825E-3,-0.20434088973708742,4.8723124827292413E-3,0.98545413855470543,6.6306496032229895E-3,2.9654822892648037E-3,71.76179462538957,null,"Test Statistics"]
[2003,29,4.5234745839881395E-3,-5.7892192233524042E-2,4.8723124827292413E-3,0.92840403812817462,6.1873908955140215E-3,2.8539772189127774E-3,71.783341935864669,null,"χ2",2.8581135170074846E-4]
[2004,30,4.1875955135312701E-3,-7.4252450018353011E-2,4.8723124827292413E-3,0.85946776369022526,5.7031926146607044E-3,2.6673709384948817E-3,71.77548102681817,null,"P-Score",0.98651164116519463]
[2005,37,4.8627276214116069E-3,0.16122190065845654,4.8723124827292413E-3,0.99803279010703649,6.4454825313284394E-3,3.2749219364638332E-3,71.751026278750842,null,"Linear Slope",-1.7356482898445252E-5]
[2006,41,5.4553499846431847E-3,0.12187035947112013,4.8723124827292413E-3,1.1196634050013461,7.1402247561637997E-3,3.7647470555706502E-3,71.75368191323183]
[2007,42,5.8679159784662442E-3,7.5625944253701949E-2,4.8723124827292413E-3,1.2043390072508882,7.6570177577195446E-3,4.0723513802998898E-3,71.74272307673418]
[2008,35,5.5889060697397134E-3,-4.7548381699810682E-2,4.8723124827292413E-3,1.1470746364381519,7.4563506503417584E-3,3.7144211479145078E-3,71.735370581057154]
[2009,18,3.6123204836765485E-3,-0.35366233774532163,4.8723124827292413E-3,0.74139753894707006,5.3015671388964873E-3,1.9173265417208759E-3,71.75645361293769]
[2010,15,3.9977588095043556E-3,0.1067010326380331,4.8723124827292413E-3,0.8205054219480189,6.0435625964542893E-3,1.943516130999366E-3,71.739008680957696]
[]
["Average",null,null,3.5620361203393826E-2,null,0.98212955709583227]
["Weighted Avg",null,null,5.2084769213648137E-2,null,1.0255403578479749]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
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[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,5.5939799536798883E-3,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2001,0,0,0,5.5939799536798883E-3,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2002,0,0,0,5.5939799536798883E-3,0,0,0,73,null,"Test Statistics"]
[2003,1,0.11894976870217476,0,5.5939799536798883E-3,21.263888981927085,0.2757858958654858,0,72.637465457429016,null,"χ2",0.66727909069410873]
[2004,0,0,-1,5.5939799536798883E-3,0,0,0,72.287677638834111,null,"P-Score",0.41400185123632066]
[2005,5,8.7606264032902784E-3,0,5.5939799536798883E-3,1.5660811221762199,1.6417071036566103E-2,9.840474251356908E-4,72.218566309636969,null,"Linear Slope",-9.2303477690380067E-3]
[2006,6,4.6903116146259985E-3,-0.46461458362561481,5.5939799536798883E-3,0.83845699367237991,8.4741222595483643E-3,8.7751116867444744E-4,72.107338079321494]
[2007,12,5.1497729031044085E-3,9.7959650920772967E-2,5.5939799536798883E-3,0.92059194808460709,8.0875564218754175E-3,2.1945358087227889E-3,72.110647251352276]
[2008,25,6.5643916073938212E-3,0.27469535665090117,5.5939799536798883E-3,1.1734742815936563,9.1533013446930371E-3,3.9619176893655643E-3,72.097018166884467]
[2009,33,6.0952711201030735E-3,-7.1464427375471096E-2,5.5939799536798883E-3,1.0896126140197233,8.1903672662368664E-3,3.9913048852734468E-3,72.064409984766769]
[2010,32,4.707436544960919E-3,-0.22769037632548916,5.5939799536798883E-3,0.84151830788457249,6.3553494453448232E-3,3.0540485924439339E-3,72.048346895780071]
[]
["Average",null,null,-0.13911143797549011,null,2.5176022044871131]
["Weighted Avg",null,null,-3.8501806317877925E-2,null,1.2052175358478627]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,23,4.8929319379318308E-3,null,5.6392487975341936E-3,0.86765668861272871,6.9118841911466992E-3,2.8657538850439352E-3,71.904948573422701]
[2001,28,6.196189703640693E-3,0.2663551797247623,5.6392487975341936E-3,1.0987615418475642,8.5074118986501641E-3,3.874167167624374E-3,71.871345681644812]
[2002,26,6.4939894507234442E-3,4.8061754291959913E-2,5.6392487975341936E-3,1.1515699490972968,9.0059047643522919E-3,3.9693076579996643E-3,71.83405712328441,null,"Test Statistics"]
[2003,18,5.3390136087823397E-3,-0.17785305176503441,5.6392487975341936E-3,0.94675971932943725,7.8261502068199349E-3,2.8393763913571678E-3,71.826155423628506,null,"χ2",3.8086763345684459E-3]
[2004,18,6.4329793450760477E-3,0.20490034610404506,5.6392487975341936E-3,1.1407511134974075,9.4224437737597949E-3,3.4254164851848143E-3,71.833957975847866,null,"P-Score",0.95079021314030343]
[2005,6,2.6400378370222805E-3,-0.589608842900603,5.6392487975341936E-3,0.46815416943062665,4.7810655509417299E-3,4.8977821966266421E-4,71.854742904849743,null,"Linear Slope",3.5935839655848586E-4]
[2006,12,7.422693101350207E-3,1.8115858785275294,5.6392487975341936E-3,1.3162556517449344,1.1634739170347115E-2,3.1745930281164348E-3,71.933805317297143]
[2007,6,5.7199645986433685E-3,-0.22939497557794863,5.6392487975341936E-3,1.0143132186585682,1.0322254254924855E-2,1.0746709877929299E-3,72.012846960295505]
[2008,2,3.5658282344247926E-3,-0.37659959726489967,5.6392487975341936E-3,0.63232326901128733,8.5521705475458051E-3,0,72.026631345995725]
[2009,3,1.3683897827644276E-2,2.8375089679134922,5.6392487975341936E-3,2.4265462154511908,2.8870946464259244E-2,0,72.053892989263872]
[2010,0,0,-1,5.6392487975341936E-3,0,0,0,71.823126042083345]
[]
["Average",null,null,0.27949556590533031,null,1.0057355942437312]
["Weighted Avg",null,null,0.23787843156800148,null,1.0667013944442816]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
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[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,6,9.560945038673203E-3,null,9.7246279436886251E-3,0.98316820900879254,1.7178283607430775E-2,1.8246081385082913E-3,72.540461527536564]
[2001,9,1.0839650726942209E-2,0.13374260421922224,9.7246279436886251E-3,1.1146596856671771,1.7879157094991376E-2,3.6985022741787546E-3,72.46240610154905]
[2002,14,1.2667031561019306E-2,0.16858299959196099,9.7246279436886251E-3,1.302572359001182,1.9244424029168986E-2,6.000821477339535E-3,72.422298069610932,null,"Test Statistics"]
[2003,14,1.0137431016184884E-2,-0.19969955333646194,9.7246279436886251E-3,1.0424492407202244,1.5431914991107961E-2,4.7856973399911552E-3,72.437304362770803,null,"χ2",5.1047808229486744]
[2004,26,1.5997790198166741E-2,0.57809115274131284,9.7246279436886251E-3,1.6450799239624851,2.206053663812374E-2,9.8594026943685884E-3,72.395977016386453,null,"P-Score",2.3859993441225396E-2]
[2005,14,7.7976828187400734E-3,-0.51257750463350593,9.7246279436886251E-3,0.80184896161511687,1.1892059301284091E-2,3.6692338002261614E-3,72.36439763881161,null,"Linear Slope",-4.2918652503027449E-4]
[2006,27,1.3119736705115905E-2,0.68251735933467383,9.7246279436886251E-3,1.3491247974819167,1.8029659749292395E-2,8.1604669800685228E-3,72.296374120684575]
[2007,21,9.5098659685603909E-3,-0.27514810835707415,9.7246279436886251E-3,0.97791566151714659,1.3574758005278497E-2,5.4113338378159312E-3,72.294535349645301]
[2008,11,4.8193422334246849E-3,-0.49322711283656084,9.7246279436886251E-3,0.4955811431893889,7.6927328626603198E-3,1.9292625178252043E-3,72.312485950512325]
[2009,20,9.0884379570219005E-3,0.88582539210201361,9.7246279436886251E-3,0.93457950367349341,1.3072425413183743E-2,5.0721553493200018E-3,72.313728268933886]
[2010,14,7.055062018160147E-3,-0.2237321692107419,9.7246279436886251E-3,0.72548400401672419,1.0765807505911346E-2,3.3163727364450548E-3,72.287204292447242]
[]
["Average",null,null,7.443750596148388E-2,null,1.0338603172594225]
["Weighted Avg",null,null,0.17290314914988858,null,1.1023952808832524]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,51,3.2220980368778261E-2,null,2.7509959249010354E-2,1.1712478407228968,4.0668199595101796E-2,2.3623678757967795E-2,72.066306733360932]
[2001,52,2.9124003180444204E-2,-9.6116789523108093E-2,2.7509959249010354E-2,1.0586712585367393,3.6734655179308302E-2,2.139213161496701E-2,71.97895108723479]
[2002,57,3.4679756104576319E-2,0.19076199414312023,2.7509959249010354E-2,1.2606254989572145,4.324044634496494E-2,2.5964487705070385E-2,72.002129106145958,null,"Test Statistics"]
[2003,39,2.803580410272594E-2,-0.19158012477987552,2.7509959249010354E-2,1.0191147085662986,3.6504567846783527E-2,1.941684568510571E-2,72.048893248566969,null,"χ2",6.8660709468443173]
[2004,27,2.4365409409375333E-2,-0.13091811741521375,2.7509959249010354E-2,0.88569412949064463,3.3265835564680893E-2,1.5299573365943887E-2,72.158053891081892,null,"P-Score",8.7847584706815928E-3]
[2005,18,2.0710397540142322E-2,-0.15000822714789408,2.7509959249010354E-2,0.7528327233304557,3.0032940846814651E-2,1.1206913599820097E-2,72.170440730938253,null,"Linear Slope",-1.0936725486177825E-3]
[2006,9,1.3079281333949276E-2,-0.36846787664997205,2.7509959249010354E-2,0.47543804829226677,2.1527355452239556E-2,4.4840563939503699E-3,72.097357118791038]
[2007,15,2.7640389736202683E-2,1.1132957561252104,2.7509959249010354E-2,1.0047412097565001,4.1043906429855635E-2,1.3856874586302069E-2,72.113036900971167]
[2008,11,2.8192586841304872E-2,1.9977905896852555E-2,2.7509959249010354E-2,1.0248138350957054,4.4099597710680422E-2,1.174720411291826E-2,72.154417737494711]
[2009,2,9.0733794867112992E-3,-0.67816435087049487,2.7509959249010354E-2,0.32982162585492403,2.1543168904675343E-2,0,72.158512695880319]
[2010,2,3.0508376173830752E-2,2.3624049582090936,2.7509959249010354E-2,1.108993870099181,6.9725809287419116E-2,0,71.8362950439424]
[]
["Average",null,null,0.20711851279877186,null,0.9174540680638934]
["Weighted Avg",null,null,3.2297745997311673E-2,null,1.050710412263461]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,12,1.8817660781104542E-2,null,1.0893731619236626E-2,1.7273842828912269,2.9215661822731762E-2,8.1945036299388534E-3,71.96739450909466]
[2001,4,6.321733580172584E-3,-0.66405316507137524,1.0893731619236626E-2,0.58030928254275982,1.2534621257501453E-2,3.0170997775799162E-5,71.976269330551261]
[2002,11,1.6230391026225068E-2,1.5673956076114766,1.0893731619236626E-2,1.489883503056449,2.5650474123044057E-2,6.6263815994242591E-3,71.951432783298728,null,"Test Statistics"]
[2003,10,1.0419125721429251E-2,-0.35804838561227348,1.0893731619236626E-2,0.95643312003672876,1.6847094939033469E-2,3.9065496984775462E-3,71.850601180378263,null,"χ2",1.9572772479766334]
[2004,11,8.9811652049104525E-3,-0.13801162928299371,1.0893731619236626E-2,0.8244342268402427,1.4283680448281372E-2,3.6212932254702829E-3,71.806596691482724,null,"P-Score",0.16180481146008541]
[2005,13,1.0187210867805578E-2,0.13428610156683463,1.0893731619236626E-2,0.93514428516088621,1.5706787245656901E-2,4.605381641576113E-3,71.806469348425523,null,"Linear Slope",-3.9942995112345341E-4]
[2006,16,1.109575325557393E-2,8.9184606027897129E-2,1.0893731619236626E-2,1.0185447598121993,1.6506625673915455E-2,5.6250136168896131E-3,71.800387958343194]
[2007,27,1.518762786179129E-2,0.36877844270390692,1.0893731619236626E-2,1.394162110159967,2.0846246597415612E-2,9.4632256109650915E-3,71.777952096163091]
[2008,24,1.142554771721617E-2,-0.24770689529730194,1.0893731619236626E-2,1.0488185423111067,1.597613715992538E-2,6.8326746005394788E-3,71.744873460533896]
[2009,21,8.8502021808459178E-3,-0.22540237020669796,1.0893731619236626E-2,0.81241235695744929,1.2638606299527202E-2,5.0326146544898412E-3,71.703158171130639]
[2010,23,8.5600144949777267E-3,-3.2788819954444715E-2,1.0893731619236626E-2,0.78577431445640544,1.2064071689538092E-2,5.0310121169404526E-3,71.746461805567776]
[]
["Average",null,null,4.9363349248502816E-2,null,1.0521182531114019]
["Weighted Avg",null,null,6.5021279619753708E-2,null,1.0725160310265862]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
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[]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,153,4.3402018200597761E-2,null,3.9198203237443767E-2,1.1072450932939277,4.9852405786431242E-2,3.686345084753543E-2,71.951716019098555]
[2001,194,5.0306515707227002E-2,0.15908240659956574,3.9198203237443767E-2,1.2833883074306862,5.6861756156787721E-2,4.3659513657902341E-2,71.927554754990993]
[2002,156,4.2004160368301E-2,-0.16503538800508288,3.9198203237443767E-2,1.0715838201526764,4.8203944965948639E-2,3.5723078222727349E-2,71.922858030806651,null,"Test Statistics"]
[2003,153,4.2516309067196806E-2,1.2192808864769145E-2,3.9198203237443767E-2,1.0846494368543771,4.8846114967094297E-2,3.6101690674444256E-2,71.867081914450779,null,"χ2",31.733981152418757]
[2004,131,3.751138151152613E-2,-0.11771782794598684,3.9198203237443767E-2,0.95696686106504203,4.3603687067424186E-2,3.134096161180059E-2,71.807193664095593,null,"P-Score",1.7680150749271602E-8]
[2005,126,3.7259915248170947E-2,-6.7037323932714887E-3,3.9198203237443767E-2,0.95055161131923294,4.3432585733580754E-2,3.1007063635559474E-2,71.781651743191674,null,"Linear Slope",-2.655286697809791E-3]
[2006,109,3.5129082642442515E-2,-5.7188337427392044E-2,3.9198203237443767E-2,0.89619114502895736,4.1409712543672435E-2,2.8765609284479212E-2,71.856188257575667]
[2007,85,3.3858536205161195E-2,-3.6167936698303094E-2,3.9198203237443767E-2,0.86377776042597032,4.0725179698246398E-2,2.6892878877442357E-2,71.982021639768078]
[2008,45,2.6895197591127441E-2,-0.2056597654381852,3.9198203237443767E-2,0.68613342882604433,3.4480959501519179E-2,1.9189294153037734E-2,72.062872366246268]
[2009,16,1.9773906805648903E-2,-0.26477927002952406,3.9198203237443767E-2,0.50445952039862985,2.9229409427708915E-2,1.0132395390100749E-2,72.0392319072307]
[2010,7,2.2416744554979946E-2,0.13365278674096159,3.9198203237443767E-2,0.57188194109791579,3.843667682582879E-2,5.8539747318165393E-3,71.97910921853574]
[]
["Average",null,null,-5.4832425573244914E-2,null,0.9069844478084963]
["Weighted Avg",null,null,-2.6508196843905926E-2,null,1.0303769422803444]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,3,0.24035547613498456,null,3.4499003807293337E-2,6.9670265691605762,0.38084012559038671,1.7410169834452722E-2,72.7456996135232]
[2001,3,0.19163595913350395,-0.20269776160256714,3.4499003807293337E-2,5.5548258785661151,0.32023471855954005,3.0276009188001489E-3,72.41972917512382]
[2002,1,3.49634542746022E-2,-0.8175527472365206,3.4499003807293337E-2,1.0134627211238685,9.6484291149350782E-2,0,72.526890132777865,null,"Test Statistics"]
[2003,4,7.1204048534032366E-2,1.0365278549080803,3.4499003807293337E-2,2.0639450614796977,0.12984355806478481,4.0900588274469362E-3,72.378411181023026,null,"χ2",20.778491724165107]
[2004,8,7.1360549533319828E-2,2.1979227657633604E-3,3.4499003807293337E-2,2.0684814533176086,0.11368258628156476,2.4794046894871215E-2,72.205819821073149,null,"P-Score",5.1558763155365477E-6]
[2005,8,4.7241043907078097E-2,-0.33799495356996656,3.4499003807293337E-2,1.3693451605431866,7.6979384447385932E-2,1.5522659828843493E-2,72.511922136907714,null,"Linear Slope",-1.6414690597576706E-2]
[2006,8,2.5092746633885665E-2,-0.46883589864689601,3.4499003807293337E-2,0.72734699164214356,4.1774471194200344E-2,7.8199079203018062E-3,72.665092607335723]
[2007,33,4.3570696360217702E-2,0.73638609578829861,3.4499003807293337E-2,1.262955203100866,5.7401197885169945E-2,2.9328288502307669E-2,72.63725658344454]
[2008,43,3.2574888369152927E-2,-0.25236704734204152,3.4499003807293337E-2,0.94422692756903204,4.1861341107570373E-2,2.3106661896315002E-2,72.407969809385747]
[2009,71,3.8572931320056965E-2,0.18413088275028255,3.4499003807293337E-2,1.118088265258905,4.7044915845297831E-2,2.9948959910510647E-2,72.258653381349731]
[2010,47,2.3422746231736874E-2,-0.39276727409208778,3.4499003807293337E-2,0.6789397851188137,2.9934755736922964E-2,1.6822716124749181E-2,72.131148131424695]
[]
["Average",null,null,-5.1297292627765466E-2,null,2.1607858197164376]
["Weighted Avg",null,null,1.8976379345970795E-2,null,1.195327098148514]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
[]
[]
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[]
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[]
[]
[]
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[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,54,5.5229818094485079E-3,null,5.4318066947228547E-3,1.0167854122670146,7.0094264871944072E-3,4.0320802308874892E-3,71.970649539798202]
[2001,38,3.4606085782550992E-3,-0.37341662571931322,5.4318066947228547E-3,0.63710083453764521,4.5753400221161516E-3,2.3433776598212356E-3,71.950788393900595]
[2002,56,4.6003628816187834E-3,0.32935082878930166,5.4318066947228547E-3,0.84693052241497457,5.8184895196407285E-3,3.3792475482825822E-3,71.94308178795626,null,"Test Statistics"]
[2003,67,5.1213059298567763E-3,0.11323955558364185,5.4318066947228547E-3,0.9428365583834678,6.3599049588904293E-3,3.879615153055938E-3,71.962623138316175,null,"χ2",5.9949566110773622]
[2004,83,6.1229728332651157E-3,0.19558817948537444,5.4318066947228547E-3,1.1272442443899462,7.4509963110327912E-3,4.7913908223495109E-3,71.982399684255896,null,"P-Score",1.4346833958740356E-2]
[2005,82,6.1689587945643141E-3,7.5103977351269613E-3,5.4318066947228547E-3,1.1357102970099473,7.5149566469519188E-3,4.8193051277340103E-3,71.965828715014695,null,"Linear Slope",1.6157112039618461E-4]
[2006,58,4.4797771785771833E-3,-0.27381956538201035,5.4318066947228547E-3,0.82473059708280971,5.6456514044193008E-3,3.3111657830123794E-3,71.926057885834354]
[2007,74,5.9419291119777512E-3,0.32638943302643453,5.4318066947228547E-3,1.0939139490642209,7.3071919167763686E-3,4.5729058093799064E-3,71.896773085423092]
[2008,75,6.4235036826066081E-3,8.1046838754454065E-2,5.4318066947228547E-3,1.1825722165052768,7.8881544575603313E-3,4.9545219977105695E-3,71.889631055214593]
[2009,60,5.6906713300342348E-3,-0.11408607961986805,5.4318066947228547E-3,1.047657188456812,7.1432727890286827E-3,4.2338131790534139E-3,71.881594194792342]
[2010,60,6.2000016342377623E-3,8.9502674581711128E-2,5.4318066947228547E-3,1.1414253088684525,7.7809912267894641E-3,4.6139657421430166E-3,71.863441721678939]
[]
["Average",null,null,3.8130563723485299E-2,null,0.9997188299073243]
["Weighted Avg",null,null,5.8791129033425288E-2,null,1.0257790554737318]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,3,3.9572923574106751E-3,null,6.7851570604844005E-3,0.58322781950874392,8.474605976742447E-3,0,72.111570282751742]
[2001,4,4.2513753515458297E-3,7.4314194548814827E-2,6.7851570604844005E-3,0.62656992515399768,8.4533688172667831E-3,1.3615754301059445E-5,72.160942844313823]
[2002,7,6.3748164878162572E-3,0.4994715734752353,6.7851570604844005E-3,0.93952379156292531,1.1117361568720103E-2,1.5865630082883191E-3,72.220612219405723,null,"Test Statistics"]
[2003,4,3.4498596152939078E-3,-0.45882997230000511,6.7851570604844005E-3,0.50844211630491254,6.8671623557160222E-3,8.9582596983316866E-6,72.250377872822654,null,"χ2",1.3978726106995194]
[2004,7,5.2945923473058949E-3,0.53472689840303156,6.7851570604844005E-3,0.78031979217411185,9.2441800280925954E-3,1.3133890517454507E-3,72.31451974984067,null,"P-Score",0.2370800898909888]
[2005,13,7.3885230791643783E-3,0.39548478796936304,6.7851570604844005E-3,1.0889243997303877,1.1417685295371446E-2,3.3263831651591177E-3,72.314147919657316,null,"Linear Slope",3.5129775934655339E-4]
[2006,22,9.392096903598466E-3,0.27117379251127494,6.7851570604844005E-3,1.3842121589633407,1.331572814474183E-2,5.4371357913140343E-3,72.274301212423694]
[2007,23,7.3093069948443057E-3,-0.22175984022866768,6.7851570604844005E-3,1.0772494917490512,1.030953038223916E-2,4.2908380832666375E-3,72.229791238505626]
[2008,31,7.1180328589328361E-3,-2.6168573306113219E-2,6.7851570604844005E-3,1.0490594094552428,9.6367433950917906E-3,4.5864783934528065E-3,72.204972457414726]
[2009,40,7.1562081596691657E-3,5.3631813020391661E-3,6.7851570604844005E-3,1.0546857052647616,9.3859241734933659E-3,4.9164320240857621E-3,72.216681685219626]
[2010,43,6.5527671307875589E-3,-8.4324130240155615E-2,6.7851570604844005E-3,0.96575025049158536,8.5245642949115432E-3,4.5731115133845548E-3,72.218013788605504]
[]
["Average",null,null,9.8945191213481706E-2,null,0.91436044185082366]
["Weighted Avg",null,null,3.79966468274055E-2,null,1.0352771085750203]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,38,9.6194114733589228E-3,null,9.4412931295429717E-3,1.0188658842991112,1.2678551784360326E-2,6.541255216369877E-3,71.935643529130544]
[2001,47,1.004120561907584E-2,4.3848227813632956E-2,9.4412931295429717E-3,1.0635413477053972,1.2910921340754425E-2,7.1547552777923946E-3,71.974059505903597]
[2002,54,1.074625410810613E-2,7.0215521499815692E-2,9.4412931295429717E-3,1.1382184580711485,1.3607951648793077E-2,7.8679036744858308E-3,71.977345657886659,null,"Test Statistics"]
[2003,51,9.7536890295069952E-3,-9.2363819858905183E-2,9.4412931295429717E-3,1.0330882534497841,1.2431568612986136E-2,7.0612473425525311E-3,71.961086597570173,null,"χ2",0.66039782370973954]
[2004,49,9.1438759713257656E-3,-6.25212733701489E-2,9.4412931295429717E-3,0.96849826034036046,1.1708110550038021E-2,6.5663003872309979E-3,71.938198829833411,null,"P-Score",0.41641953168517559]
[2005,45,8.4844689862632987E-3,-7.2114602946310558E-2,9.4412931295429717E-3,0.89865539284172291,1.0970372787272606E-2,5.9860371693916999E-3,71.91990608653407,null,"Linear Slope",-7.2003409226867746E-5]
[2006,50,9.9466340999012619E-3,0.17233431060980586,9.4412931295429717E-3,1.0535245504428854,1.270349846363149E-2,7.1743304367603315E-3,71.926661145163237]
[2007,40,8.8364762724364009E-3,-0.11161140706642469,9.4412931295429717E-3,0.93593919298893236,1.1580145156028607E-2,6.0775331658285353E-3,71.940099109118677]
[2008,32,8.2153825529444231E-3,-7.0287487946904093E-2,9.4412931295429717E-3,0.8701543782426876,1.1070100325295477E-2,5.3441357902905108E-3,71.921475974013163]
[2009,24,7.9902506291094685E-3,-2.7403705473735607E-2,9.4412931295429717E-3,0.84630892394464352,1.1196398278800847E-2,4.7632437884590293E-3,71.888611184730109]
[2010,25,1.1400956872551092E-2,0.42685848063588905,9.4412931295429717E-3,1.2075630653682483,1.5850659702874956E-2,6.9108337858119285E-3,71.91547226521125]
[]
["Average",null,null,2.7695424389671451E-2,null,1.0031234279722658]
["Weighted Avg",null,null,1.4835347792890783E-2,null,1.0092522597718712]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
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[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,56,1.1908657301500652E-2,null,1.159689801914434E-2,1.0268829890408326,1.5015575787131892E-2,8.7820766025687655E-3,72.052841631274774]
[2001,49,1.1010496811745268E-2,-7.542080244782956E-2,1.159689801914434E-2,0.94943464998734728,1.4086415216628484E-2,7.9153254328315353E-3,72.017756009199417]
[2002,53,1.4257919635845029E-2,0.29493880972161257,1.159689801914434E-2,1.2294597755630714,1.8062965827792113E-2,1.0423269307235881E-2,72.022990414404887,null,"Test Statistics"]
[2003,37,1.233437891452246E-2,-0.13491033548026909,1.159689801914434E-2,1.0635929447823611,1.6286920964045527E-2,8.3499462385381532E-3,72.024357610383888,null,"χ2",0.14779932010050403]
[2004,19,7.9204266284945007E-3,-0.35785768514302618,1.159689801914434E-2,0.68297803562809101,1.149145905368699E-2,4.323499621216447E-3,72.02219169021491,null,"P-Score",0.70064734033941778]
[2005,22,1.1426987030814854E-2,0.44272367724551143,1.159689801914434E-2,0.98534858303927531,1.6179533704591867E-2,6.6283011680525498E-3,72.063882860025984,null,"Linear Slope",5.8876284630467646E-4]
[2006,12,8.9592970310969685E-3,-0.21595281355123019,1.159689801914434E-2,0.7725597842032258,1.4025119613356686E-2,3.8411504168981959E-3,72.104258340621882]
[2007,9,1.0530332982186511E-2,0.17535259135137604,1.159689801914434E-2,0.90803014433712126,1.737408030662773E-2,3.5905870245112165E-3,72.162250510962579]
[2008,4,7.7764267661949759E-3,-0.26152128528605334,1.159689801914434E-2,0.67056093391159677,1.5388514650853891E-2,4.5722878058173466E-5,72.208378549071568]
[2009,7,2.7251254558220032E-2,2.5043414382405529,1.159689801914434E-2,2.3498744675716932,4.6491615817705875E-2,7.2184194211901359E-3,72.082610270396728]
[2010,2,1.6271573737227641E-2,-0.40290551752526549,1.159689801914434E-2,1.4030970790953126,3.8135205630344643E-2,0,72.020728049022779]
[]
["Average",null,null,0.19687880771253793,null,1.0947108533781753]
["Weighted Avg",null,null,9.0927087093527273E-2,null,1.0465809321391342]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
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[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,6,2.1592251801815843E-2,null,1.3013333633133055E-2,1.6592406227747925,3.8272676632957379E-2,4.3229957222390937E-3,72.582266764721552]
[2001,7,1.7864458808751031E-2,-0.17264493890124588,1.3013333633133055E-2,1.3727811268333734,3.0777593343536351E-2,4.6025897204597845E-3,72.663545826681428]
[2002,9,1.5393306234808803E-2,-0.1383278721397212,1.3013333633133055E-2,1.1828872346449442,2.5280519821930612E-2,5.3034522595026903E-3,72.753448481007155,null,"Test Statistics"]
[2003,9,1.361227397448633E-2,-0.11570173640117898,1.3013333633133055E-2,1.0460251276297352,2.2393283386898086E-2,4.672090160058236E-3,72.728232075897253,null,"χ2",3.9735105791877583]
[2004,11,1.4960518782917728E-2,9.9046258616189542E-2,1.3013333633133055E-2,1.1496300029399826,2.3669623332789554E-2,6.0946411147893599E-3,72.695094356071365,null,"P-Score",4.6221313584539021E-2]
[2005,10,1.2947754923258213E-2,-0.13453837322524775,1.3013333633133055E-2,0.99496065253350052,2.0887685305401128E-2,4.8779969317400444E-3,72.653465083634131,null,"Linear Slope",-1.0032393108826091E-3]
[2006,9,1.0572158523596654E-2,-0.18347554566346069,1.3013333633133055E-2,0.81240970389624367,1.7442393496382772E-2,3.6051709844485504E-3,72.550824329977303]
[2007,13,1.4094358556049527E-2,0.33315807974232103,1.3013333633133055E-2,1.0830705608103439,2.1662241969447445E-2,6.4084804234986921E-3,72.5961718123867]
[2008,14,1.5137488089918985E-2,7.4010429756076412E-2,1.3013333633133055E-2,1.163229078472072,2.2953282775484193E-2,7.1956416139158695E-3,72.513227581018342]
[2009,6,6.8433107117394807E-3,-0.54792296640703042,1.3013333633133055E-2,0.52586915118473787,1.2333603640206267E-2,1.2916371075770362E-3,72.429878059237737]
[2010,7,9.1762345461805055E-3,0.34090573009332581,1.3013333633133055E-2,0.70514095810292843,1.5955146504540777E-2,2.3032772611880138E-3,72.33843641097674]
[]
["Average",null,null,-4.4549093452997214E-2,null,1.0632040199838777]
["Weighted Avg",null,null,-9.2666582393665237E-3,null,1.0691947800066128]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,93,3.6127976195340188E-2,null,3.609303673898543E-2,1.0009680386997477,4.3103046810183961E-2,2.9050472715279808E-2,72.127978112544398]
[2001,115,4.2905456767926002E-2,0.1875964636363987,3.609303673898543E-2,1.1887461029728823,5.0260184090616292E-2,3.5435931334259124E-2,72.156412127056839]
[2002,75,3.3361003854384029E-2,-0.2224531244398017,3.609303673898543E-2,0.9243058182009265,4.0567635425226338E-2,2.6045289874197408E-2,72.224536001607262,null,"Test Statistics"]
[2003,80,4.3275233652696372E-2,0.29718020001995527,3.609303673898543E-2,1.1989912061334862,5.2148997739432795E-2,3.4233747312713003E-2,72.246007061793122,null,"χ2",4.053028173521148]
[2004,51,3.6003731867286982E-2,-0.1680291744642336,3.609303673898543E-2,0.99752570357700088,4.5369016041014502E-2,2.6452873314473036E-2,72.197888091783426,null,"P-Score",4.409218466689839E-2]
[2005,24,2.1940890637248758E-2,-0.39059398847528171,3.609303673898543E-2,0.60789816041024847,3.048214440643613E-2,1.3247805874858928E-2,72.172220325621907,null,"Linear Slope",-1.6619940428207441E-3]
[2006,26,2.919769814870737E-2,0.33074352502075866,3.609303673898543E-2,0.80895654083796864,3.9951377830799974E-2,1.8200381591436485E-2,72.134421222830213]
[2007,31,4.3394759006659921E-2,0.48623904479199775,3.609303673898543E-2,1.2023027965332611,5.7605675193276203E-2,2.8748691454510693E-2,72.182866300683941]
[2008,15,2.8907587082800428E-2,-0.33384612002652447,3.609303673898543E-2,0.80091867281359197,4.2885073338089136E-2,1.4515802521354872E-2,72.190575368976539]
[2009,9,2.8246653747609724E-2,-2.2863663207087548E-2,3.609303673898543E-2,0.78260673802211445,4.5833550217924374E-2,9.9992710935771396E-3,72.294291989503748]
[2010,2,1.5276596334617495E-2,-0.459171466074624,3.609303673898543E-2,0.42325605476462103,3.5867269959254683E-2,0,72.285039945784774]
[]
["Average",null,null,-2.9519830321844263E-2,null,0.90331598481507713]
["Weighted Avg",null,null,5.424417601419429E-2,null,1.0339912449658923]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,4,4.5425786079657145E-3,null,4.6893985948296543E-3,0.96869108396419579,9.0288037194215989E-3,1.5549599159413489E-5,71.781260418289406]
[2001,7,7.3932465238393903E-3,0.62754399249686932,4.6893985948296543E-3,1.5765873542912074,1.2879435673769391E-2,1.8457346000743671E-3,71.802922119873401]
[2002,4,3.89706527933325E-3,-0.47288849806817168,4.6893985948296543E-3,0.83103732824716592,7.7526142408615856E-3,1.1436632317212637E-5,71.85774265657443,null,"Test Statistics"]
[2003,10,6.3834557169463388E-3,0.63801611196989905,4.6893985948296543E-3,1.3612525333172756,1.0359749096542064E-2,2.3750805940344916E-3,71.780810578799432,null,"χ2",3.4441549775668184E-2]
[2004,5,2.5588335007644624E-3,-0.5991460402910832,4.6893985948296543E-3,0.54566346814402411,4.8320930707486231E-3,2.7516455031628343E-4,71.718474274238559,null,"P-Score",0.85277072976080115]
[2005,6,2.746386044907601E-3,7.3296110937701275E-2,4.6893985948296543E-3,0.58565847823975936,4.9730527537766153E-3,5.0973133597536757E-4,71.618508596704487,null,"Linear Slope",-6.8721973030736139E-5]
[2006,16,6.2294072610482604E-3,1.2682198202248154,4.6893985948296543E-3,1.3284021682261258,9.3007214179253884E-3,3.1389908288407169E-3,71.618787878527726]
[2007,17,5.1479249044480181E-3,-0.1736091912568668,4.6893985948296543E-3,1.0977793421365198,7.6164463350103769E-3,2.6670921181536616E-3,71.608560990036167]
[2008,18,4.4513633281594456E-3,-0.13530919530055974,4.6893985948296543E-3,0.94923970273444935,6.5290944330496136E-3,2.3649233342927711E-3,71.608733531221802]
[2009,22,4.6831596971516846E-3,5.2073118257026652E-2,4.6893985948296543E-3,0.99866957402920531,6.6597981850267246E-3,2.6986389350913066E-3,71.676083397160554]
[2010,25,4.6262834062865341E-3,-1.2144854018055984E-2,4.6893985948296543E-3,0.98654087784034639,6.4584647782016148E-3,2.787332130333419E-3,71.717987558524484]
[]
["Average",null,null,0.12660513749515745,null,1.0208656282882069]
["Weighted Avg",null,null,0.16471674736640748,null,1.0576646970449661]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,49,1.9089023306129427E-2,null,1.6054265874497764E-2,1.1890312179551219,2.433406667809223E-2,1.3787281896730128E-2,71.760940704049005]
[2001,53,1.7249097434142217E-2,-9.6386590475606826E-2,1.6054265874497764E-2,1.0744245528873697,2.1824360659496844E-2,1.2630832923876815E-2,71.740680583914255]
[2002,58,1.7777373336404247E-2,3.0626292435242508E-2,1.6054265874497764E-2,1.107330193443703,2.2281014957696813E-2,1.3232049700971337E-2,71.737730328264036,null,"Test Statistics"]
[2003,69,2.0549543418986738E-2,0.15593811471043817,1.6054265874497764E-2,1.2800051761712588,2.5297734191569925E-2,1.5754865258612517E-2,71.687973348539714,null,"χ2",10.007565537657426]
[2004,54,1.5745133923061958E-2,-0.23379641084802638,1.6054265874497764E-2,0.9807445601155228,1.9895528241241609E-2,1.1559439228779464E-2,71.710748452591957,null,"P-Score",1.558984634604788E-3]
[2005,52,1.4917724114106667E-2,-5.2550191887754005E-2,1.6054265874497764E-2,0.9292062452885812,1.8931386030380332E-2,1.0871086607372529E-2,71.740738011413683,null,"Linear Slope",-9.3608912307152864E-4]
[2006,50,1.4827619208677501E-2,-6.0401241328735811E-3,1.6054265874497764E-2,0.9235937242219967,1.8896467389825543E-2,1.0724881697324346E-2,71.841643059267668]
[2007,34,1.2533415906917877E-2,-0.15472499458422817,1.6054265874497764E-2,0.78069069024372117,1.672070558469068E-2,8.3103106065871429E-3,71.952057742813935]
[2008,21,1.1737541542010064E-2,-6.350019586188993E-2,1.6054265874497764E-2,0.73111667850569073,1.673015814906435E-2,6.6939655137573124E-3,71.993057745723107]
[2009,10,1.1476961986048976E-2,-2.2200522573525561E-2,1.6054265874497764E-2,0.71488550618064417,1.8539704720841561E-2,4.3118332491413188E-3,71.967028004648327]
[2010,3,1.0126623981371333E-2,-0.11765639777487025,1.6054265874497764E-2,0.63077465270196487,2.1481713004781123E-2,0,71.857974859132597]
[]
["Average",null,null,-5.6029102099309405E-2,null,0.94016392706505225]
["Weighted Avg",null,null,-3.3998201186680989E-2,null,1.0290270845641187]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,1.7583808528801283E-2,0,0,0,71.823019454556373]
[2001,0,0,0,1.7583808528801283E-2,0,0,0,72.401757403104327]
[2002,1,7.7719003213369914E-2,0,1.7583808528801283E-2,4.419918647662171,0.19546052482813561,0,72.354660267201083,null,"Test Statistics"]
[2003,0,0,-1,1.7583808528801283E-2,0,0,0,72.1998803934287,null,"χ2",1.2375818820302313]
[2004,0,0,0,1.7583808528801283E-2,0,0,0,72.682207384112303,null,"P-Score",0.26593759354506452]
[2005,4,2.3477989719199607E-2,0,1.7583808528801283E-2,1.3352050371080866,4.5492899966087449E-2,4.2359350452211744E-4,72.61188986399894,null,"Linear Slope",-2.7453548740101591E-3]
[2006,9,2.6383774829796147E-2,0.12376635075448017,1.7583808528801283E-2,1.5004584920599549,4.2885144244143747E-2,9.3034318061973095E-3,72.538511618629769]
[2007,17,1.9528116212986672E-2,-0.25984373582005915,1.7583808528801283E-2,1.1105737520401637,2.8594898359829882E-2,1.029048658593173E-2,72.506479090397491]
[2008,27,1.730906338523238E-2,-0.11363373730224768,1.7583808528801283E-2,0.98437510604606016,2.3728740338645814E-2,1.0804399712364163E-2,72.341165413391622]
[2009,42,1.9333940030223269E-2,0.11698360563625054,1.7583808528801283E-2,1.0995308552498948,2.5066543423257839E-2,1.3533522537451E-2,72.226963308349852]
[2010,35,1.4371161764487104E-2,-0.25668737246408302,1.7583808528801283E-2,0.81729516907261324,1.9085381235792991E-2,9.6114109345795673E-3,72.115081244140811]
[]
["Average",null,null,-0.1389414889195659,null,1.0243051872035405]
["Weighted Avg",null,null,-7.7350398954309299E-2,null,1.0630249904488709]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,35,2.2708641591856209E-3,null,2.4946989491267304E-3,0.91027583106993215,3.0349228260775863E-3,1.5056334685040636E-3,71.801699533022273]
[2001,34,1.8224840932272402E-3,-0.19744909185548953,2.4946989491267304E-3,0.73054269488717305,2.4452100513935142E-3,1.1989801730854593E-3,71.794748320834657]
[2002,58,2.6744586573290022E-3,0.4674798354991907,2.4946989491267304E-3,1.0720566737181643,3.3730326654866165E-3,1.9749046477011154E-3,71.798129183380269,null,"Test Statistics"]
[2003,58,2.3174599645062184E-3,-0.13348446865853614,2.4946989491267304E-3,0.92895375825505733,2.9232209045090777E-3,1.7109625328046594E-3,71.829555806760311,null,"χ2",4.8438836213089571]
[2004,65,2.357018556720685E-3,1.7069806089571538E-2,2.4946989491267304E-3,0.94481081877465001,2.9389737853456614E-3,1.7743835910134453E-3,71.848407755781267,null,"P-Score",2.7744345654330264E-2]
[2005,61,2.1138861173294827E-3,-0.10315253509479028,2.4946989491267304E-3,0.84735118763306039,2.6529048366076809E-3,1.5742844549821058E-3,71.848537365169051,null,"Linear Slope",6.9509809173512647E-5]
[2006,74,2.5381389358737428E-3,0.20069804852128348,2.4946989491267304E-3,1.0174129174032076,3.1252800727852789E-3,1.9503057603942415E-3,71.84542411530937]
[2007,77,2.7199057432701523E-3,7.1614207097704607E-2,2.4946989491267304E-3,1.0902741367740005,3.3365008939206658E-3,2.1025471956785994E-3,71.8210988584853]
[2008,84,3.136769054333233E-3,0.15326388132916846,2.4946989491267304E-3,1.2573737826887927,3.8170510112716461E-3,2.4555573489245001E-3,71.794381952812543]
[2009,60,2.4637737327153179E-3,-0.21455048489726003,2.4946989491267304E-3,0.98760362791581013,3.0967754152945635E-3,1.8299676677086204E-3,71.770270242701955]
[2010,64,2.8124596238737133E-3,0.1415251272989706,2.4946989491267304E-3,1.1273743570775203,3.5116273751577194E-3,2.1123100673199912E-3,71.750043192729578]
[]
["Average",null,null,4.0301432532981338E-2,null,0.99218452601794271]
["Weighted Avg",null,null,5.5075208254862951E-2,null,1.018097127055569]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,3.1989896565008591E-3,0,0,0,72.050064994572537]
[2001,0,0,0,3.1989896565008591E-3,0,0,0,72.154230656017049]
[2002,2,2.9089418189470083E-3,0,3.1989896565008591E-3,0.90933142376236598,6.9851571635650388E-3,0,72.182854320386284,null,"Test Statistics"]
[2003,2,2.1047006046552275E-3,-0.27647208653451294,3.1989896565008591E-3,0.65792666768338526,5.0614562351543706E-3,0,72.202783266883955,null,"χ2",0.24033016214903177]
[2004,6,4.4786940730019605E-3,1.1279482996754395,3.1989896565008591E-3,1.4000339338079875,8.0937486816980587E-3,8.3719256309422604E-4,72.249946238289951,null,"P-Score",0.62396775592682174]
[2005,8,3.8876597142881819E-3,-0.13196578044403517,3.1989896565008591E-3,1.2152773630848837,6.6105143569318786E-3,1.1498374989556202E-3,72.258839590871403,null,"Linear Slope",7.6047815123126469E-6]
[2006,13,3.5354754455244465E-3,-9.0590302301758685E-2,3.1989896565008591E-3,1.1051850193825399,5.4806836358099655E-3,1.5826429683017738E-3,72.245860983512003]
[2007,25,3.831222521642615E-3,8.3651288398157053E-2,3.1989896565008591E-3,1.1976351701722316,5.3511303644239363E-3,2.306662473680653E-3,72.227406369436721]
[2008,38,3.7423360163990381E-3,-2.3200559284002997E-2,3.1989896565008591E-3,1.1698493644060437,4.9471119381496913E-3,2.5346391553138932E-3,72.199749043321617]
[2009,31,2.2262792078475415E-3,-0.40510975014218031,3.1989896565008591E-3,0.69593198068752293,3.0222340569722073E-3,1.4290524139537789E-3,72.188589984770616]
[2010,56,3.3141179157003156E-3,0.48863534457770963,3.1989896565008591E-3,1.0359889438734187,4.1939458164079379E-3,2.4327339254768799E-3,72.183391000671833]
[]
["Average",null,null,7.7289645394481604E-2,null,0.8533781697145798]
["Weighted Avg",null,null,0.11047615166085319,null,1.047562272388683]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
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[]
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[]
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[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,17,3.4424944454233305E-3,null,4.1367814553268942E-3,0.83216734618418464,5.099544048810991E-3,1.7799158581621529E-3,71.765161315864773]
[2001,23,3.6654368218800824E-3,6.4761869624262003E-2,4.1367814553268942E-3,0.88606005936333287,5.1819275021129626E-3,2.1443156366216802E-3,71.788930890427451]
[2002,36,4.9393419874489653E-3,0.34754525244155454,4.1367814553268942E-3,1.1940060263731413,6.5689134856677265E-3,3.3044155805562374E-3,71.815644085486838,null,"Test Statistics"]
[2003,42,5.1766582799440998E-3,4.8046135112361776E-2,4.1367814553268942E-3,1.2513734012412394,6.7572527439766009E-3,3.5910252473775554E-3,71.807692722400645,null,"χ2",0.3287749788595809]
[2004,33,3.7066227456612074E-3,-0.28397384080348576,4.1367814553268942E-3,0.89601609021144313,4.9870972379288539E-3,2.4228483411058979E-3,71.816956005200424,null,"P-Score",0.56638131678729897]
[2005,40,4.3161221379915638E-3,0.16443523772248114,4.1367814553268942E-3,1.0433527090085299,5.6688685072922634E-3,2.9596900434684984E-3,71.817727147403644,null,"Linear Slope",8.4823345803016956E-5]
[2006,28,3.0729055784046947E-3,-0.2880401712091909,4.1367814553268942E-3,0.74282521607413976,4.226779730670603E-3,1.9163541696296197E-3,71.819092465735693]
[2007,24,2.8093092541481421E-3,-8.5780808271173514E-2,4.1367814553268942E-3,0.67910506863509101,3.9492683281674859E-3,1.6667378721184111E-3,71.813514113451546]
[2008,34,4.523492926218506E-3,0.61017976911557592,4.1367814553268942E-3,1.0934812426200682,6.0604023193935753E-3,2.9818231862392447E-3,71.827349608797334]
[2009,32,5.3104848307361594E-3,0.17397880738492799,4.1367814553268942E-3,1.2837238051088966,7.1671421139027063E-3,3.4468704152690842E-3,71.857528523389732]
[2010,24,5.3157621265128028E-3,9.9375027795933768E-4,4.1367814553268942E-3,1.2849995059970467,7.4611317860717981E-3,3.1610979572808838E-3,71.877511968403155]
[]
["Average",null,null,7.5214600139527257E-2,null,1.0170100428015558]
["Weighted Avg",null,null,8.8404751732463038E-2,null,1.0437414571867447]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,26,5.2781110236666852E-3,null,5.1075950767450508E-3,1.033384781753353,7.3250548269629193E-3,3.2227079825373614E-3,71.940306217147196]
[2001,25,5.3072382795812259E-3,5.5185000436588361E-3,5.1075950767450508E-3,1.0390875157165753,7.4060220674030701E-3,3.1995601661451577E-3,71.918334438428857]
[2002,23,5.4657781791701641E-3,2.9872391484455418E-2,5.1075950767450508E-3,1.0701275447726712,7.7182982898319355E-3,3.2030081749835591E-3,71.919534021642377,null,"Test Statistics"]
[2003,22,6.170333273998475E-3,0.12890297991113853,5.1075950767450508E-3,1.2080701741788589,8.7662357427917038E-3,3.5607984937432984E-3,71.927670994343572,null,"χ2",0.17447691223066997]
[2004,7,2.415336028431983E-3,-0.60855663362461998,5.1075950767450508E-3,0.47289105579826413,4.2301411382175613E-3,5.9390382303665576E-4,71.991349418103738,null,"P-Score",0.67616330177435002]
[2005,10,4.4055268368586101E-3,0.82398092232269771,5.1075950767450508E-3,0.86254426411307217,7.1627270713204225E-3,1.6329699593482625E-3,72.037432637324557,null,"Linear Slope",2.2635093426438997E-4]
[2006,10,6.320677811386074E-3,0.43471553924140327,5.1075950767450508E-3,1.2375056590065656,1.0258455824189862E-2,2.3514410109201642E-3,72.107628131797128]
[2007,5,4.8899232936999212E-3,-0.22636093159325266,5.1075950767450508E-3,0.95738272518191736,9.2074374793302324E-3,5.3461610200304698E-4,72.22274056971942]
[2008,5,9.0001130702205244E-3,0.84054279170720103,5.1075950767450508E-3,1.7621038737385744,1.6860887884956294E-2,1.0126220590417363E-3,72.271023433572708]
[2009,0,0,-1,5.1075950767450508E-3,0,0,0,72.298141651469948]
[2010,0,0,0,5.1075950767450508E-3,0,0,0,72.095825083389087]
[]
["Average",null,null,4.2861555949268215E-2,null,0.87664523584180465]
["Weighted Avg",null,null,0.11322459055727371,null,1.0672469112525909]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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[]
[]
[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,31,2.0249159136030509E-2,null,1.5507738833238478E-2,1.3057454316053814,2.7217350210691046E-2,1.31804193764443E-2,72.066652817199795]
[2001,26,1.5824012336312383E-2,-0.2185348423601553,1.5507738833238478E-2,1.0203945595470063,2.1823149537003303E-2,9.7508359004862665E-3,72.081359256399878]
[2002,29,2.0342948182741221E-2,0.28557459071609448,1.5507738833238478E-2,1.3117933182585721,2.7577587211952193E-2,1.2999853569433593E-2,72.161594760979142,null,"Test Statistics"]
[2003,17,1.4627256156711281E-2,-0.28096674949401301,1.5507738833238478E-2,0.94322301361949579,2.1493801393474982E-2,7.6636596245933785E-3,72.21066745673204,null,"χ2",7.2581031326362462]
[2004,14,1.5758150515309589E-2,7.7314182952858967E-2,1.5507738833238478E-2,1.0161475302598204,2.3882832881425158E-2,7.4970818350644222E-3,72.148834267087935,null,"P-Score",7.0581802738958954E-3]
[2005,3,4.4698789629635865E-3,-0.71634495059423731,1.5507738833238478E-2,0.28823537789939313,9.5647426829228478E-3,0,72.126025690327623,null,"Linear Slope",-7.1750948071697205E-4]
[2006,8,1.4819473837841678E-2,2.3154083053775083,1.5507738833238478E-2,0.95561796579127256,2.4923613497496555E-2,4.503735059982447E-3,72.054845901266745]
[2007,5,1.1978464082333481E-2,-0.19170786942878149,1.5507738833238478E-2,0.77241848158156146,2.2358633643969571E-2,1.3755048120118712E-3,72.252962773510845]
[2008,1,3.5122347468123051E-3,-0.70678755450856601,1.5507738833238478E-2,0.22648271192730976,1.0445020408573384E-2,0,72.391047213907342]
[2009,1,6.0935307366739248E-3,0.73494403875037029,1.5507738833238478E-2,0.39293483093830345,1.8006438905333155E-2,0,72.422704945671242]
[2010,1,2.3594016066769932E-2,2.8719778542790158,1.5507738833238478E-2,1.52143496356798,6.6847661290089955E-2,0,72.167668927820685]
[]
["Average",null,null,0.41708770056900946,null,0.88676619863600881]
["Weighted Avg",null,null,0.12662902670557921,null,1.1016457690222516]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,39,3.4816631119436815E-2,null,2.9385101926284289E-2,1.184839556002838,4.5184638390526111E-2,2.4220986861956329E-2,71.837222080897689]
[2001,39,3.1038143357730238E-2,-0.10852536963569659,2.9385101926284289E-2,1.0562544052286353,4.0354821804664501E-2,2.1538790188725555E-2,71.839454115760191]
[2002,37,2.9872868049300564E-2,-3.7543331603288599E-2,2.9385101926284289E-2,1.0165990958357023,3.9099241808845976E-2,2.0467597023750304E-2,71.789074016847806,null,"Test Statistics"]
[2003,39,3.1644426117435329E-2,5.9303246852999925E-2,2.9385101926284289E-2,1.0768867229665835,4.1130978558129978E-2,2.1968287961502589E-2,71.737556089271308,null,"χ2",3.0111891406666706]
[2004,44,3.5514335479763001E-2,0.12229355488913241,2.9385101926284289E-2,1.2085830285310752,4.5462833456942478E-2,2.5356280442890632E-2,71.789408433769339,null,"P-Score",8.2691606978898685E-2]
[2005,30,2.5450671476730465E-2,-0.28336906398733197,2.9385101926284289E-2,0.8661079869852496,3.4254111114169539E-2,1.648525647805435E-2,71.774368319781843,null,"Linear Slope",-8.8223904042295334E-4]
[2006,21,2.0670621765717642E-2,-0.1878162513465792,2.9385101926284289E-2,0.70343883160834819,2.9291886418936791E-2,1.1894846728527076E-2,71.875011912137225]
[2007,17,2.1224024473577439E-2,2.677242678677505E-2,2.9385101926284289E-2,0.72227159622655734,3.1040685205199647E-2,1.1206420060613273E-2,72.035985116876901]
[2008,17,3.1559948806866939E-2,0.48699172704767046,2.9385101926284289E-2,1.0740118882704062,4.5821084442307716E-2,1.6866051936439707E-2,72.179358622214096]
[2009,8,3.1152716758529615E-2,-1.2903444515369955E-2,2.9385101926284289E-2,1.0601534354612612,5.1556517128004971E-2,9.8517240009124429E-3,72.220306502823561]
[2010,2,2.1440368455304747E-2,-0.31176569217083216,2.9385101926284289E-2,0.72963396584739548,4.9788265941596882E-2,0,71.980300281596698]
[]
["Average",null,null,-2.4656219768252063E-2,null,0.97261641026945922]
["Weighted Avg",null,null,-8.0745090986423101E-3,null,1.0287571201712578]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,15,4.9001747730962461E-3,null,5.4377534415308822E-3,0.90113956540786222,7.4026494438058626E-3,2.385050043023495E-3,71.930548992342509]
[2001,22,6.6718602226019871E-3,0.36155556312663428,5.4377534415308822E-3,1.2269515884345923,9.4756890968120937E-3,3.8521129656127668E-3,71.949182291886274]
[2002,16,4.521235679538777E-3,-0.3223425658375797,5.4377534415308822E-3,0.83145286526009177,6.7589588789653664E-3,2.2734067518533673E-3,71.943702337322023,null,"Test Statistics"]
[2003,14,3.7205495390073571E-3,-0.17709453726444535,5.4377534415308822E-3,0.68420710482965863,5.6924276802252901E-3,1.7408347283505972E-3,71.948264989549941,null,"χ2",0.94783916655373612]
[2004,24,6.2462324173752906E-3,0.67884672731485418,5.4377534415308822E-3,1.1486788587488437,8.7620583461067401E-3,3.7176033359621876E-3,71.927244226449858,null,"P-Score",0.33026992940688826]
[2005,19,5.0318093348332271E-3,-0.1944248951037868,5.4377534415308822E-3,0.92534709212866217,7.3150222349117194E-3,2.7380692702604439E-3,71.909013989359735,null,"Linear Slope",1.251209700900647E-4]
[2006,18,4.9095592645307723E-3,-2.4295449641973943E-2,5.4377534415308822E-3,0.90286536845050325,7.1988244615088376E-3,2.6097121955178963E-3,71.86038994161764]
[2007,20,5.6096275612230306E-3,0.14259290070086705,5.4377534415308822E-3,1.0316075602802177,8.0875682185391241E-3,3.1192753901457711E-3,71.827375124659781]
[2008,20,5.9527666137046227E-3,6.1169667457705579E-2,5.4377534415308822E-3,1.0947106516894134,8.580296308211173E-3,3.3112725847766066E-3,71.810028211695851]
[2009,17,5.5930138850596688E-3,-6.0434542791703127E-2,5.4377534415308822E-3,1.0285523139653563,8.2722923810681602E-3,2.8992193490923659E-3,71.804837068538149]
[2010,20,7.1686980462946507E-3,0.2817236276570001,5.4377534415308822E-3,1.3183198030906782,1.0324473669784178E-2,3.9927324169209489E-3,71.790164285646881]
[]
["Average",null,null,7.4729649561757233E-2,null,1.0085302520259889]
["Weighted Avg",null,null,0.10322285296372666,null,1.0301062798517013]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,16,1.049035796188154E-2,null,9.8756065767095155E-3,1.0622494811226932,1.5613002514177153E-2,5.3141191229552492E-3,71.851775926212113]
[2001,19,1.0206792588558031E-2,-2.7031048354488107E-2,9.8756065767095155E-3,1.033535764033936,1.4785411812060077E-2,5.5854179396845078E-3,71.894041642632388]
[2002,17,8.5554716160900698E-3,-0.16178647289444459,9.8756065767095155E-3,0.86632365816062051,1.2626781431141145E-2,4.4504477128986808E-3,71.909168781086507,null,"Test Statistics"]
[2003,19,9.3884457042073925E-3,9.7361562926673528E-2,9.8756065767095155E-3,0.95067028351949179,1.3607611228008038E-2,5.1330312636253348E-3,71.91706650213176,null,"χ2",1.3983959391158946E-2]
[2004,18,8.7090978302989293E-3,-7.2359993902293751E-2,9.8756065767095155E-3,0.88187978760092944,1.2735834254800156E-2,4.6493793289383856E-3,71.921137603002563,null,"P-Score",0.90586656883373518]
[2005,13,6.4022691154650641E-3,-0.2648757379677622,9.8756065767095155E-3,0.64829122806127992,9.9015570998984091E-3,2.8781584533779047E-3,71.907321611407042,null,"Linear Slope",-4.2897531329331647E-5]
[2006,33,1.7367780090136883E-2,1.712753834134209,9.8756065767095155E-3,1.7586545145588119,2.3197206341256004E-2,1.1468357664955922E-2,71.910922504440663]
[2007,19,1.0986756073294728E-2,-0.36740585058800468,9.8756065767095155E-3,1.112514556746897,1.5906741626861176E-2,6.0173282840806476E-3,71.900292431013796]
[2008,15,9.8500338195329478E-3,-0.10346295541454553,9.8756065767095155E-3,0.99741051276415993,1.4824130770700274E-2,4.8254541184270883E-3,71.87213921560074]
[2009,7,6.0104324587380775E-3,-0.38980590636966261,9.8756065767095155E-3,0.60861400381349662,1.0485978258095956E-2,1.4942171613019982E-3,71.901475331966722]
[2010,8,9.7559024548239549E-3,0.62316148160697549,9.8756065767095155E-3,0.98787880815666862,1.6490941556563492E-2,2.9279846507361917E-3,71.926592846573413]
[]
["Average",null,null,0.10465489131766566,null,0.99163841804899877]
["Weighted Avg",null,null,0.23959193910951396,null,1.0870809384449143]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,32,1.9986354541283422E-2,null,1.4440876148518753E-2,1.3840125997710664,2.6760328957795836E-2,1.3117422322221422E-2,71.989574319965385]
[2001,18,1.1784597242681183E-2,-0.41036784780640456,1.4440876148518753E-2,0.81605832786606702,1.7196100039101051E-2,6.3131709956582268E-3,72.018310427857685]
[2002,18,1.401593484870221E-2,0.18934356092710747,1.4440876148518753E-2,0.97057371758844901,2.0420114437251318E-2,7.5274672616948302E-3,71.991725809102348,null,"Test Statistics"]
[2003,14,1.3798835742946814E-2,-1.5489448837977315E-2,1.4440876148518753E-2,0.95554006564637739,2.0945357620125359E-2,6.547215916973324E-3,71.991139017625812,null,"χ2",1.8542594389147364]
[2004,14,1.7154575342249158E-2,0.24319005326355936,1.4440876148518753E-2,1.1879179051063851,2.597094725862293E-2,8.1771437644930119E-3,72.028298600670524,null,"P-Score",0.17328880798970736]
[2005,6,9.151240027340855E-3,-0.46654231627624632,1.4440876148518753E-2,0.63370393411202597,1.6449824836682888E-2,1.7435248652383337E-3,72.020433761585608,null,"Linear Slope",-5.6800076817015372E-4]
[2006,6,1.2485846044923476E-2,0.36438843343852101,1.4440876148518753E-2,0.86461831792693478,2.235917161984444E-2,2.4110618394413081E-3,72.000556120334096]
[2007,5,1.4592475342809861E-2,0.16872138982867746,1.4440876148518753E-2,1.0104979221989006,2.7150958516380368E-2,1.7055176294117273E-3,72.089884650557792]
[2008,3,1.3597466106752021E-2,-6.8186459985907E-2,1.4440876148518753E-2,0.94159564606104296,2.8692353685591674E-2,0,72.364768840496055]
[2009,1,9.1696204459355158E-3,-0.32563755820783358,1.4440876148518753E-2,0.63497673905859742,2.6892887873036474E-2,0,72.434930735324912]
[2010,0,0,-1,1.4440876148518753E-2,0,0,0,72.368884869108001]
[]
["Average",null,null,-0.13205801936565034,null,0.85449956139416772]
["Weighted Avg",null,null,-9.3174528881856313E-3,null,1.059473319674052]

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["Analysis of Incidence Rates - Ages from 70 to 74"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,20,2.7647468271150256E-2,null,2.5640012507004591E-2,1.0782938683667664,3.9279526294720535E-2,1.5730284496115562E-2,72.130557594814917]
[2001,16,2.1012739942802956E-2,-0.2399759812825446,2.5640012507004591E-2,0.81952923919450071,3.1032490877667691E-2,1.0783602400712647E-2,72.079936049878512]
[2002,18,2.828079581091026E-2,0.3458880606665804,2.5640012507004591E-2,1.1029946183990447,4.0797033750206997E-2,1.5433601056717282E-2,72.081357864674956,null,"Test Statistics"]
[2003,20,3.6376675748406903E-2,0.28626775539227878,2.5640012507004591E-2,1.4187464120179023,5.1387161607478964E-2,2.0883511830279016E-2,72.143779533583441,null,"χ2",0.79890707072918965]
[2004,12,2.8178432494055241E-2,-0.22537087531179101,2.5640012507004591E-2,1.0990022912959647,4.3411709469825054E-2,1.2452136999067427E-2,72.254478243794523,null,"P-Score",0.37142033840619432]
[2005,6,1.856310750379743E-2,-0.34122994571420329,2.5640012507004591E-2,0.72398979909725769,3.3015209163416485E-2,3.6724629054359055E-3,72.166739351195503,null,"Linear Slope",-1.0639241152658105E-3]
[2006,6,2.3928136054711623E-2,0.28901564836688443,2.5640012507004591E-2,0.93323418029436211,4.2302771731766185E-2,4.8346265021057015E-3,72.119978806448486]
[2007,3,1.5548757799891819E-2,-0.35018934344323249,2.5640012507004591E-2,0.60642551541829615,3.2712926533529918E-2,0,72.060794585047518]
[2008,3,2.0916102125964214E-2,0.34519441328681166,2.5640012507004591E-2,0.81576021541526733,4.3651029723820949E-2,0,72.150752335483062]
[2009,1,1.1406000843040337E-2,-0.45467846856219485,2.5640012507004591E-2,0.44485160995628736,3.3270297279217528E-2,0,72.25678392387529]
[2010,1,2.5526571693354903E-2,1.2379948980041147,2.5640012507004591E-2,0.99557563345108757,7.1996066780540338E-2,0,72.375336332783547]
[]
["Average",null,null,8.9291616140270369E-2,null,0.91258212571879438]
["Weighted Avg",null,null,5.5304904249722259E-2,null,1.0542031356018637]

{"sheet":"Ages 75 to 79 ===>","index":55,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,8,1.6351153079533963E-2,null,1.7019713128684527E-2,0.96071848896067513,2.745770691539005E-2,4.9879923107898723E-3,76.864208268499738]
[2001,7,1.3890219345910563E-2,-0.1505052103452964,1.7019713128684527E-2,0.8161253506970334,2.4031091844201696E-2,3.536395284339142E-3,76.862125934324624]
[2002,11,1.9108587685065917E-2,0.37568653231467519,1.7019713128684527E-2,1.1227326536344999,3.0124087789166951E-2,7.8399928843617614E-3,76.772974785796265,null,"Test Statistics"]
[2003,12,1.6492541596467937E-2,-0.1369042093384284,1.7019713128684527E-2,0.96902582739023313,2.5655385743562766E-2,7.1557245968720939E-3,76.713675941146477,null,"χ2",0.66739265666066749]
[2004,11,1.3338617883554517E-2,-0.191233333835512,1.7019713128684527E-2,0.78371578784568352,2.1133311087817592E-2,5.4187903073455342E-3,76.669695819912334,null,"P-Score",0.41396212514026259]
[2005,10,1.1864496543626563E-2,-0.11051529872112398,1.7019713128684527E-2,0.69710320343945675,1.9158973846020225E-2,4.4607088047100597E-3,76.571574209195148,null,"Linear Slope",2.7114234877668352E-4]
[2006,19,1.998500401031713E-2,0.68443759386088643,1.7019713128684527E-2,1.1742268426742744,2.8757450699786753E-2,1.1052644154275705E-2,76.608066821068562]
[2007,24,2.0001552003759769E-2,8.2802052149189009E-4,1.7019713128684527E-2,1.1751991265968953,2.7820791588685109E-2,1.2055512241176972E-2,76.628303015301896]
[2008,21,1.4662138120548613E-2,-0.26694997879202009,1.7019713128684527E-2,0.86147974467545363,2.0858799720896919E-2,8.3865437270908959E-3,76.636684521332228]
[2009,30,1.8123680457492058E-2,0.23608714557750488,1.7019713128684527E-2,1.0648640385687194,2.4491612820418941E-2,1.1672064532750631E-2,76.673245791355527]
[2010,37,1.8864504213796932E-2,4.0876010700057863E-2,1.7019713128684527E-2,1.108391432403361,2.4827473503477551E-2,1.2828161725337415E-2,76.613969566717373]
[]
["Average",null,null,4.818072719422354E-2,null,0.97578022698966227]
["Weighted Avg",null,null,7.4951101031836068E-2,null,1.0238498317327958]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,55,4.6946712209882724E-2,null,4.9814115982232288E-2,0.94243792716561892,5.8446752452958564E-2,3.5162277644947108E-2,76.662873535256111]
[2001,73,5.3267201368282335E-2,0.13463113519308578,4.9814115982232288E-2,1.0693194151489449,6.4465196661737029E-2,4.1797887011254975E-2,76.733716446238446]
[2002,80,5.482937708513292E-2,2.9327159616475917E-2,4.9814115982232288E-2,1.1006795163180148,6.581063753990328E-2,4.3586879579011799E-2,76.773902397744536,null,"Test Statistics"]
[2003,81,5.525134370347029E-2,7.6959951174018215E-3,4.9814115982232288E-2,1.1091503405014225,6.6239897229934785E-2,4.4001082263052542E-2,76.845995766392988,null,"χ2",3.6868326096772632]
[2004,69,4.8908950716706555E-2,-0.11479165141761749,4.9814115982232288E-2,0.98182914124485143,5.9576194681935611E-2,3.7996932799792452E-2,76.762648005958042,null,"P-Score",5.4843671082935773E-2]
[2005,85,5.9779498032778725E-2,0.22226089819504047,4.9814115982232288E-2,1.2000513680519973,7.1281731817263008E-2,4.7988779579315168E-2,76.770439219842231,null,"Linear Slope",-1.1337238032357048E-3]
[2006,59,4.4981727751273515E-2,-0.24753921943926649,4.9814115982232288E-2,0.90299158911738209,5.5668117954022135E-2,3.4050707361664677E-2,76.781348829210501]
[2007,46,4.422299958991819E-2,-1.6867474845579822E-2,4.9814115982232288E-2,0.88776040120217448,5.6122747295794029E-2,3.201937331464759E-2,76.710162948894734]
[2008,21,3.1668275668919534E-2,-0.28389580167377071,4.9814115982232288E-2,0.63572895040865485,4.4559513885658049E-2,1.8424410736640411E-2,76.693163168492461]
[2009,9,2.868615305781913E-2,-9.416750827476128E-2,4.9814115982232288E-2,0.57586393921054257,4.6527671944552394E-2,1.0164195277739721E-2,76.637370476462081]
[2010,7,6.0763070275303262E-2,1.1182021218680198,4.9814115982232288E-2,1.2197962179430475,0.1002044888574817,1.7705406909200545E-2,76.635897825305079]
[]
["Average",null,null,7.5485565433902807E-2,null,0.96596443693751366]
["Weighted Avg",null,null,1.6079574863805852E-2,null,1.0234626638746267]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,4.3390870877482113E-2,0,0,0,77.356592602900577]
[2001,0,0,0,4.3390870877482113E-2,0,0,0,76.589769214075929]
[2002,5,0.13662254104701291,0,4.3390870877482113E-2,3.1486471297794068,0.22190075921869443,3.035080721339508E-2,77.023526694962669,null,"Test Statistics"]
[2003,5,7.2194868388754926E-2,-0.47157425242213802,4.3390870877482113E-2,1.6638262134125723,0.12559112745590403,1.1853136290950238E-2,77.152483365040368,null,"χ2",3.8655047558081738E-2]
[2004,3,2.43349296181921E-2,-0.66292715588657392,4.3390870877482113E-2,0.56083063386544796,5.0527252052312538E-2,0,77.093165501370109,null,"P-Score",0.84413362924786761]
[2005,9,4.1959920471404608E-2,0.72426718012928082,4.3390870877482113E-2,0.96702185558529308,6.7229942680251537E-2,1.5282572647727083E-2,76.844261325911958,null,"Linear Slope",-6.970768277030733E-3]
[2006,15,3.6779917443208826E-2,-0.12345121177543505,4.3390870877482113E-2,0.84764183569995899,5.4246397053003444E-2,1.8656145704094098E-2,76.710684477703211]
[2007,34,3.9902097481098756E-2,8.4888174170342445E-2,4.3390870877482113E-2,0.91959660348292593,5.2481373971833258E-2,2.6984321606187862E-2,76.727701901165602]
[2008,64,4.3770035883530289E-2,9.6935716330795341E-2,4.3390870877482113E-2,1.0087383589769097,5.3783482027220608E-2,3.3542385991337666E-2,76.690267157730005]
[2009,96,4.6690058671389166E-2,6.6712825998792802E-2,4.3390870877482113E-2,1.0760341455976441,5.5376961738838298E-2,3.7841900402723477E-2,76.665166471951764]
[2010,106,4.1986526794483593E-2,-0.10073947240053083,4.3390870877482113E-2,0.96763503348518154,4.9494458529680922E-2,3.4359042181615208E-2,76.663440625739909]
[]
["Average",null,null,-3.8588819585546642E-2,null,1.0145428918077584]
["Weighted Avg",null,null,1.5240696448522181E-2,null,1.0351834239556916]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,45,6.8785307347315854E-3,null,8.8907494095910606E-3,0.77367277130893408,8.9005706207886063E-3,4.8482232543604316E-3,76.609965555592424]
[2001,70,8.5989077661459048E-3,0.25010821318681686,8.8907494095910606E-3,0.96717468573230436,1.0619490725402045E-2,6.5700547619215177E-3,76.630977459742397]
[2002,64,6.5607321134742991E-3,-0.23702727231194987,8.8907494095910606E-3,0.73792790812400899,8.1794924904143532E-3,4.9366791077027176E-3,76.665665163381306,null,"Test Statistics"]
[2003,98,8.4369269792007404E-3,0.28597339950417267,8.8907494095910606E-3,0.94895566059923464,1.0113524601393515E-2,6.754640323433302E-3,76.676836377557493,null,"χ2",8.4810109582752418]
[2004,104,7.8252239075389945E-3,-7.2503065769059738E-2,8.8907494095910606E-3,0.88015346592688681,9.3366225198463285E-3,6.3092065393395699E-3,76.682049688442788,null,"P-Score",3.5887261577081143E-3]
[2005,144,9.9765627947194218E-3,0.27492362041011753,8.8907494095910606E-3,1.1221284432960195,1.1607720193478338E-2,8.3400126531798981E-3,76.688343959650268,null,"Linear Slope",2.5546715041687915E-4]
[2006,136,9.2249408225777898E-3,-7.5338770236525132E-2,8.8907494095910606E-3,1.037588666330671,1.0779119819439112E-2,7.6658705555108595E-3,76.700013786871253]
[2007,135,9.6937774583718793E-3,5.082272556661005E-2,8.8907494095910606E-3,1.0903217503706197,1.1331485821540132E-2,8.0506344346702591E-3,76.722772192570773]
[2008,131,1.0748738500746938E-2,0.10882868385470901,8.8907494095910606E-3,1.208980031441617,1.2588380044693443E-2,8.9022293081977011E-3,76.735073466211617]
[2009,99,9.7002638916226982E-3,-9.7543968443494999E-2,8.8907494095910606E-3,1.0910513214058601,1.1613419804159662E-2,7.7796872712276709E-3,76.711500990961767]
[2010,73,8.3222357364816941E-3,-0.14206089344961959,8.8907494095910606E-3,0.93605559588755571,1.0238339541476585E-2,6.3986986768311809E-3,76.67457205224477]
[]
["Average",null,null,3.4618267231177682E-2,null,0.981273663674883]
["Weighted Avg",null,null,4.845874416029082E-2,null,1.0181010174874217]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,1.2082399509221712E-2,0,0,0,76.528174740357329]
[2001,6,1.9421348307296461E-2,0,1.2082399509221712E-2,1.6074082215600805,3.4508404609372219E-2,3.8552975170834821E-3,76.84504760380085]
[2002,9,1.2527265802807575E-2,-0.354974453647939,1.2082399509221712E-2,1.0368193663225855,2.0629600055199045E-2,4.2897519379974103E-3,76.893420870298357,null,"Test Statistics"]
[2003,13,1.1714727758080402E-2,-6.486156337044191E-2,1.2082399509221712E-2,0.96956964129015177,1.8039574650638799E-2,5.3078754751946415E-3,76.872978959837937,null,"χ2",5.3623444961773439]
[2004,19,1.1544203096946353E-2,-1.4556433974014182E-2,1.2082399509221712E-2,0.95545616482350304,1.6707433542565799E-2,6.3264625826620199E-3,76.859099241311,null,"P-Score",2.0576093667130903E-2]
[2005,38,1.4522942716786707E-2,0.25802903802240662,1.2082399509221712E-2,1.2019915999054895,1.9094463570340302E-2,9.9086110985131225E-3,76.88019773187753,null,"Linear Slope",-4.485664028618395E-4]
[2006,57,1.2862261334081346E-2,-0.11434882138492641,1.2082399509221712E-2,1.0645452771417148,1.6182065746551295E-2,9.5199763048684719E-3,76.886013178631714]
[2007,104,1.3765996235378329E-2,7.0262520549348562E-2,1.2082399509221712E-2,1.1393429115525966,1.6394038343014224E-2,1.1123873066014398E-2,76.859628924500953]
[2008,160,1.4047935122814567E-2,2.0480819739850054E-2,1.2082399509221712E-2,1.1626775883459812,1.6210066875897409E-2,1.1876278754167332E-2,76.867365139291039]
[2009,167,1.0935318269769239E-2,-0.22157112955271829,1.2082399509221712E-2,0.90506180179053175,1.2592695338130051E-2,9.2723679851801806E-3,76.880821853686513]
[2010,200,1.0583508463163508E-2,-3.217188543824212E-2,1.2082399509221712E-2,0.87594425718879776,1.2050463668418825E-2,9.1121903677459145E-3,76.86795360066499]
[]
["Average",null,null,-4.5371190905667672E-2,null,0.99261971181103936]
["Weighted Avg",null,null,-4.3829035515765766E-2,null,1.0180373958108331]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,22,1.2651745764739975E-2,null,1.3946284017860414E-2,0.90717683280631756,1.7899604906005517E-2,7.3475013973467122E-3,76.63903553969449]
[2001,38,1.6879333280762802E-2,0.33415052709998183,1.3946284017860414E-2,1.2103104496614407,2.2166480356225496E-2,1.1534700156334132E-2,76.632291145506187]
[2002,42,1.554743261511992E-2,-7.8907184513077544E-2,1.3946284017860414E-2,1.1148082596918996,2.019373006630976E-2,1.0856859187445986E-2,76.623251818100997,null,"Test Statistics"]
[2003,50,1.5796777285943853E-2,1.6037674965154292E-2,1.3946284017860414E-2,1.1326871922093076,2.0122966758951796E-2,1.1432217869481041E-2,76.64940071576261,null,"χ2",4.4704057152166756]
[2004,46,1.2699942595375992E-2,-0.19604218218126424,1.3946284017860414E-2,0.91063272331982592,1.6348619011937921E-2,9.0240971934007087E-3,76.650195727743423,null,"P-Score",3.4486801805398114E-2]
[2005,65,1.6832052479957258E-2,0.32536445370121236,1.3946284017860414E-2,1.2069202418652283,2.0868784278248592E-2,1.2761897861867433E-2,76.671027905916105,null,"Linear Slope",-4.2482187991034947E-4]
[2006,59,1.5583409909417251E-2,-7.4182430932105636E-2,1.3946284017860414E-2,1.1173879643825007,1.9515271369986563E-2,1.1619887009790537E-2,76.683022976147996]
[2007,46,1.329739939707371E-2,-0.1466951408986602,1.3946284017860414E-2,0.95347257950894271,1.7113026641305585E-2,9.452031702721006E-3,76.710932126942126]
[2008,30,1.0213919158468173E-2,-0.23188596104619552,1.3946284017860414E-2,0.7323756740783165,1.3863623057017115E-2,6.5370996991436182E-3,76.708806710835276]
[2009,17,7.3562373626170664E-3,-0.27978308340945257,1.3946284017860414E-2,0.52746934977060878,1.0866283444718213E-2,3.8211910215579358E-3,76.692064562009023]
[2010,26,1.4547306907959731E-2,0.97754724200258258,1.3946284017860414E-2,1.0430955578797629,2.0077626898051201E-2,8.9542104633700357E-3,76.645342272589104]
[]
["Average",null,null,6.4560391478817536E-2,null,0.98693971137946823]
["Weighted Avg",null,null,5.6450903118223129E-2,null,1.0376174085026151]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,1.5859815244369406E-2,0,0,0,75.802147470389244]
[2001,0,0,0,1.5859815244369406E-2,0,0,0,76.716438618673109]
[2002,0,0,0,1.5859815244369406E-2,0,0,0,77.238149458328678,null,"Test Statistics"]
[2003,0,0,0,1.5859815244369406E-2,0,0,0,77.676244534106502,null,"χ2",1.1679296862036059]
[2004,0,0,0,1.5859815244369406E-2,0,0,0,76.994512361947997,null,"P-Score",0.2798270429256513]
[2005,5,1.0587746944877562E-2,0,1.5859815244369406E-2,0.667583246194274,1.9796500144560598E-2,1.2043251678726819E-3,76.806450859575961,null,"Linear Slope",1.084684997531096E-3]
[2006,13,1.1406190047036129E-2,7.730096935821984E-2,1.5859815244369406E-2,0.71918807825239861,1.7568847598488226E-2,5.1657294151879899E-3,76.766477494637812]
[2007,40,1.9745885100332525E-2,0.7311551901998552,1.5859815244369406E-2,1.2450261743964994,2.5739193674739109E-2,1.3678382674017265E-2,76.762816066517232]
[2008,51,1.5963397284723842E-2,-0.19155828145404252,1.5859815244369406E-2,1.0065311000638051,2.0290855272080573E-2,1.1597540190869806E-2,76.793366389074407]
[2009,66,1.4991201347069927E-2,-6.0901568777233739E-2,1.5859815244369406E-2,0.94523177704684447,1.857248704994428E-2,1.138368328387504E-2,76.80267608260651]
[2010,95,1.6786032710696692E-2,0.11972565253935241,1.5859815244369406E-2,1.0584002683547096,2.0118635583931049E-2,1.3430683934035775E-2,76.795703520541721]
[]
["Average",null,null,6.7572196186615113E-2,null,0.51290551311895738]
["Weighted Avg",null,null,0.10309659743494798,null,1.0250178411339104]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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[]
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[]
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[]
[]
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[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,50,1.5036516963344369E-2,null,1.5996776824367988E-2,0.93997166606957672,1.9160922204980065E-2,1.0877279197788947E-2,76.793141264083815]
[2001,50,1.5640198093681633E-2,4.0147670621388132E-2,1.5996776824367988E-2,0.97770933891237533,1.9924881664034378E-2,1.1317886539606217E-2,76.816880484291502]
[2002,49,1.7612497937230541E-2,0.1261045308847899,1.5996776824367988E-2,1.1010029164375985,2.246655889957546E-2,1.2709989545429854E-2,76.82891406976573,null,"Test Statistics"]
[2003,47,2.1100977334820234E-2,0.19806840631137845,1.5996776824367988E-2,1.3190768094405734,2.6995710612904171E-2,1.5134384813488711E-2,76.870750303007725,null,"χ2",0.51778533719603259]
[2004,25,1.4677620060213795E-2,-0.30441041534160584,1.5996776824367988E-2,0.91753609001128822,2.0365747127393405E-2,8.9230523785584666E-3,76.893023289391522,null,"P-Score",0.47178792602327702]
[2005,19,1.3970563899804507E-2,-4.8172398352637869E-2,1.5996776824367988E-2,0.87333617598034263,2.0185458882926322E-2,7.6763243528168226E-3,76.834470294809265,null,"Linear Slope",4.7174112072723959E-4]
[2006,13,1.3211966071980084E-2,-5.4299728576814199E-2,1.5996776824367988E-2,0.82591425866829715,2.03205399161576E-2,5.999478317129177E-3,76.808913323026331]
[2007,11,1.5847495459656535E-2,0.19948048407919217,1.5996776824367988E-2,0.99066803479535626,2.505365994977542E-2,6.4658107483353501E-3,76.820731794218148]
[2008,3,7.7327844967197603E-3,-0.51205005760024658,1.5996776824367988E-2,0.48339641051567106,1.6463879365166557E-2,0,76.893896017852015]
[2009,1,5.9066940800276716E-3,-0.23614914103279538,1.5996776824367988E-2,0.36924276339405876,1.7462360204375828E-2,0,77.031433475134762]
[2010,2,4.1523976442285497E-2,6.0299859582521274,1.5996776824367988E-2,2.5957714418464457,9.3118008611888209E-2,0,76.987055173859673]
[]
["Average",null,null,0.54387053092447757,null,1.035784173279235]
["Weighted Avg",null,null,7.683794868467364E-2,null,1.0370622274675052]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
[]
[]
[]
[]
[]
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[]
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[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,19,2.105149855347287E-2,null,2.0561216829604489E-2,1.0238449760990052,3.027018685134383E-2,1.1655854025247984E-2,76.929908089187563]
[2001,28,2.2035606067222706E-2,4.6747622799873767E-2,2.0561216829604489E-2,1.071707294847227,2.9980937302294581E-2,1.3959041047523879E-2,76.885718703600674]
[2002,41,2.3465168080151918E-2,6.4875093907929449E-2,2.0561216829604489E-2,1.1412344062422539,3.0446122331812386E-2,1.6382956622770763E-2,76.911850740536522,null,"Test Statistics"]
[2003,41,1.9544790530697714E-2,-0.1670722125689893,2.0561216829604489E-2,0.95056584893150375,2.5407166868330243E-2,1.361146059377861E-2,76.985794382333737,null,"χ2",1.4910384833656347]
[2004,54,2.216296077261792E-2,0.13395744701423218,2.0561216829604489E-2,1.0779012232732843,2.7928931166517717E-2,1.6328178955417105E-2,77.012396756655463,null,"P-Score",0.2220554031821298]
[2005,54,2.0117752940924057E-2,-9.2280442702434184E-2,2.0561216829604489E-2,0.97843202120013029,2.5373595976802461E-2,1.480491645562698E-2,76.997096464904587,null,"Linear Slope",-3.0363010019952825E-4]
[2006,68,2.2861335218744405E-2,0.13637617908306665,2.0561216829604489E-2,1.1118668417439261,2.8157417471022943E-2,1.750721439881316E-2,76.968437643923139]
[2007,57,1.7998543360834555E-2,-0.21270812974750319,2.0561216829604489E-2,0.87536372530831241,2.2595783474873021E-2,1.3357852455059185E-2,76.965107139217849]
[2008,83,2.4355539091445888E-2,0.35319501157212385,2.0561216829604489E-2,1.1845378263983992,2.9449924914907374E-2,1.9207390537686268E-2,77.012558160714022]
[2009,59,1.7087463839990512E-2,-0.29841570018904062,2.0561216829604489E-2,0.83105314153331666,2.1385671433709893E-2,1.2751333054565616E-2,77.051643953027707]
[2010,61,1.8274751502812589E-2,6.9482965637265526E-2,2.0561216829604489E-2,0.88879717840921757,2.2785081835538228E-2,1.372259330176024E-2,77.070380001012836]
[]
["Average",null,null,3.4157834806524123E-3,null,1.0123004076351434]
["Weighted Avg",null,null,2.2063269276773517E-2,null,1.0147517608335357]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,13,7.2865133641650138E-3,null,8.3116297775332314E-3,0.87666481294208254,1.1260982703697306E-2,3.2799624340359491E-3,76.700912552278496]
[2001,11,5.6774274424256747E-3,-0.22083071028906698,8.3116297775332314E-3,0.68307029961465049,9.0555926953341612E-3,2.2761508274838967E-3,76.723666568488497]
[2002,8,3.966858710313193E-3,-0.30129292702711197,8.3116297775332314E-3,0.47726604967846603,6.7446423861299547E-3,1.1734945057643048E-3,76.769991372598199,null,"Test Statistics"]
[2003,21,1.0735578446961311E-2,1.7063173233396336,8.3116297775332314E-3,1.2916333780867069,1.5312061633089178E-2,6.1163568595175499E-3,76.826767607112089,null,"χ2",9.4583203911185212]
[2004,10,6.082793507054189E-3,-0.43339862522490213,8.3116297775332314E-3,0.7318412477293319,9.8745197430500226E-3,2.2619144862324721E-3,76.835533326132406,null,"P-Score",2.1019345275101456E-3]
[2005,17,1.3568257354992353E-2,1.2305964092414619,8.3116297775332314E-3,1.6324424593198388,1.9952831438596514E-2,7.0999524462333234E-3,76.821911178163489,null,"Linear Slope",1.4174024346165291E-3]
[2006,8,9.0554672372691637E-3,-0.33259909505348062,8.3116297775332314E-3,1.089493574623182,1.5317729326406366E-2,2.7130434054673147E-3,76.827524690966769]
[2007,7,1.0754469300486284E-2,0.18762168960477466,8.3116297775332314E-3,1.293906199907529,1.8667943518751721E-2,2.7123288016623506E-3,76.783722400923722]
[2008,5,1.0131136375607683E-2,-5.7960361172858299E-2,8.3116297775332314E-3,1.2189109292370881,1.8953376305281076E-2,1.1487854290200463E-3,76.743331389140266]
[2009,4,1.2461776965091301E-2,0.23004730200799628,8.3116297775332314E-3,1.49931809989614,2.4504506852376873E-2,1.1798957157709539E-4,76.765878722042928]
[2010,5,2.8741229620966469E-2,1.3063508279339437,8.3116297775332314E-3,3.4579535410318094,5.2571077743507832E-2,3.6817101454609097E-3,76.722408485459752]
[]
["Average",null,null,0.33148518333603899,null,1.295681872006075]
["Weighted Avg",null,null,0.48985354013059179,null,1.2117217085711431]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["EPs",null,null,90]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,3.8552628684963863E-3,null,1.0759576233892773E-2,0.35830991710921378,1.1455418571256445E-2,0,76.752617430353482]
[2001,4,9.6588338345636234E-3,1.5053632304794617,1.0759576233892773E-2,0.89769649144156816,1.9064859694267799E-2,7.067586752909279E-5,76.725709159534318]
[2002,5,8.2454376958426469E-3,-0.14633196542456439,1.0759576233892773E-2,0.76633479949418781,1.5461436550741081E-2,9.2288110584166298E-4,76.751977805540747,null,"Test Statistics"]
[2003,7,7.5051876285756585E-3,-8.9776928111435783E-2,1.0759576233892773E-2,0.69753561529070651,1.3072881351479611E-2,1.8743178407056745E-3,76.928173230756286,null,"χ2",3.2238406351514715]
[2004,14,9.8804388351458623E-3,0.31648125591511445,1.0759576233892773E-2,0.91829256286343142,1.5043741253892096E-2,4.6627173849190162E-3,76.959963569060065,null,"P-Score",7.2573169123865897E-2]
[2005,21,1.0878319556315453E-2,0.10099558712109169,1.0759576233892773E-2,1.0110360593987555,1.551419923462951E-2,6.1985732001984097E-3,76.881534663326747,null,"Linear Slope",6.0838618738260925E-4]
[2006,25,1.0377309423514308E-2,-4.6055838882787858E-2,1.0759576233892773E-2,0.96447194554239779,1.4436454522375717E-2,6.2845900300756126E-3,76.859889483540897]
[2007,27,9.8490165425581117E-3,-5.0908463783407965E-2,1.0759576233892773E-2,0.91537216043263958,1.3560862987182024E-2,6.1091301642502557E-3,76.904672196439819]
[2008,35,1.1730192623547533E-2,0.19100141347725041,1.0759576233892773E-2,1.0902095369329983,1.5599501209764464E-2,7.8303464081660341E-3,76.973822805314583]
[2009,36,1.1406651248760891E-2,-2.7581931957123773E-2,1.0759576233892773E-2,1.060139451666305,1.5119329877112186E-2,7.665875530580118E-3,77.005450308212744]
[2010,41,1.2713746419666369E-2,0.11459061405488913,1.0759576233892773E-2,1.1816214824165603,1.6581747959091796E-2,8.8151973184362516E-3,77.016883247957139]
[]
["Average",null,null,0.1867776972888488,null,0.89645636568988751]
["Weighted Avg",null,null,8.8321250526136819E-2,null,1.0201252505407656]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
[]
[]
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[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,21,6.4971994261208161E-3,null,8.7553419238147346E-3,0.74208403083017027,9.2927661011067975E-3,3.6858111077762669E-3,76.847864217426064]
[2001,35,1.0979435094575359E-2,0.68987195474322749,8.7553419238147346E-3,1.2540269917627134,1.460681317459748E-2,7.3252525126685369E-3,76.875925777294228]
[2002,28,9.4669244524170065E-3,-0.13775851208461931,8.7553419238147346E-3,1.0812740992635308,1.2973578015943069E-2,5.9352655567981513E-3,76.829720578901615,null,"Test Statistics"]
[2003,26,1.0058293571554518E-2,6.246686789462319E-2,8.7553419238147346E-3,1.1488179055801035,1.3919207486290695E-2,6.1670266644145103E-3,76.807027473757671,null,"χ2",9.8929418155922016E-2]
[2004,14,6.6584568654482201E-3,-0.33801327053340824,8.7553419238147346E-3,0.76050220806763258,1.0163780090937238E-2,3.1282184903750872E-3,76.834315805116802,null,"P-Score",0.75311817618554655]
[2005,7,4.3677625355829919E-3,-0.34402780946918821,8.7553419238147346E-3,0.49886829932964422,7.6335416256188872E-3,1.0804177681832273E-3,76.877496618002795,null,"Linear Slope",3.6823934285288012E-4]
[2006,14,1.2819267790216091E-2,1.9349736130984567,8.7553419238147346E-3,1.4641652949438082,1.9473387415493388E-2,6.0742177642803688E-3,76.910293057188213]
[2007,7,1.0622260067682493E-2,-0.17138324578962272,8.7553419238147346E-3,1.2132318943238183,1.8441040083350305E-2,2.6779161239869355E-3,76.938246327421837]
[2008,3,9.4327955341297377E-3,-0.1119784797184189,8.7553419238147346E-3,1.0773760312515395,2.0031126261451308E-2,0,76.945725503250529]
[2009,1,7.5731474790044712E-3,-0.19714707568892897,8.7553419238147346E-3,0.86497449727295439,2.2297579420582792E-2,0,76.895602216522889]
[2010,1,1.5886223628908486E-2,1.0977042468736937,8.7553419238147346E-3,1.8144606763669144,4.5840751297344801E-2,0,76.817528119805729]
[]
["Average",null,null,0.24847082893258149,null,1.0836165389993482]
["Weighted Avg",null,null,0.26258985849702127,null,1.0742755372529873]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,3,9.9030376092313719E-3,null,1.1340114069833511E-2,0.87327495545878253,2.1014596640961215E-2,0,77.039700265680082]
[2001,6,1.185557514645439E-2,0.19716551771982682,1.1340114069833511E-2,1.045454664163572,2.1245667741798192E-2,2.2835615861288489E-3,77.021920604385272]
[2002,13,1.5723717447966398E-2,0.32627200736598949,1.1340114069833511E-2,1.386557256050357,2.4134724521816552E-2,7.1664604844691839E-3,77.002389807597751,null,"Test Statistics"]
[2003,12,9.8445383079423989E-3,-0.37390516329739654,1.1340114069833511E-2,0.86811633880565819,1.5399422501552568E-2,4.2266197971079535E-3,76.973010852121689,null,"χ2",5.030011373340258E-3]
[2004,19,1.0691591210213054E-2,8.6042928146997877E-2,1.1340114069833511E-2,0.94281161056874818,1.548253281921109E-2,5.8537934206345597E-3,76.893843850137756,null,"P-Score",0.94345937788499246]
[2005,20,8.7105678321437192E-3,-0.1852879837172392,1.1340114069833511E-2,0.76811994822126184,1.2532094450203675E-2,4.8593474826669897E-3,76.961558544886145,null,"Linear Slope",-1.6616687613529952E-5]
[2006,36,1.2731083271664672E-2,0.46156754840763137,1.1340114069833511E-2,1.1226591896047464,1.6863356612367257E-2,8.5639261582543865E-3,77.000873081233067]
[2007,38,1.1862701551763487E-2,-6.8209570338285785E-2,1.1340114069833511E-2,1.0460830886454786,1.5617636872323313E-2,8.0790100719085513E-3,77.00112030975265]
[2008,37,1.0876405185398718E-2,-8.3142643525255688E-2,1.1340114069833511E-2,0.95910897530842909,1.4372381999549143E-2,7.3555399482048908E-3,77.039873860124274]
[2009,40,1.2077494566337459E-2,0.11043073152066563,1.1340114069833511E-2,1.0650240810597749,1.5802315134367542E-2,8.3243727800498771E-3,77.073745221201946]
[2010,35,1.1053158593549108E-2,-8.4813614873683552E-2,1.1340114069833511E-2,0.97469553881757243,1.4704328253425573E-2,7.374828307077445E-3,77.129713836801216]
[]
["Average",null,null,3.8611975740925043E-2,null,1.0047186951549436]
["Weighted Avg",null,null,4.348905869725618E-2,null,1.0153677227514626]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,58,4.1388486797360992E-2,null,4.2046112895274809E-2,0.98435940797781285,5.1378566529947663E-2,3.118575341184435E-2,76.866562392791977]
[2001,73,4.5585637770480004E-2,0.1014086596996977,4.2046112895274809E-2,1.0841819762036307,5.5320790431931124E-2,3.564774956214424E-2,76.851075886467456]
[2002,66,4.4198677948699742E-2,-3.0425368375089801E-2,4.2046112895274809E-2,1.0511953401920024,5.4148639060753435E-2,3.4037152400158061E-2,76.897011203780011,null,"Test Statistics"]
[2003,54,3.9510316020957933E-2,-0.1060747095916188,4.2046112895274809E-2,0.93969009975707285,4.9428723385048591E-2,2.9382745834202632E-2,76.886323740060277,null,"χ2",0.4237235763704788]
[2004,47,3.9570007412447435E-2,1.5107799051223836E-3,4.2046112895274809E-2,0.94110976467682839,5.0208231346531677E-2,2.8690775372483043E-2,76.941803505566426,null,"P-Score",0.51508487560631089]
[2005,45,4.5342740607177218E-2,0.14588658360761064,4.2046112895274809E-2,1.0784050530452931,5.76479423527234E-2,3.2711925180905703E-2,77.016467615166988,null,"Linear Slope",-5.5608931239935764E-4]
[2006,36,4.3967252384357842E-2,-3.0335356981083139E-2,4.2046112895274809E-2,1.0456912507909604,5.732640348210407E-2,3.0224018333996527E-2,76.946015055871968]
[2007,24,3.6498691753819416E-2,-0.16986643980499228,4.2046112895274809E-2,0.86806340088387057,5.0262293807904618E-2,2.2330299138402007E-2,76.940667532620651]
[2008,17,3.7359070187243326E-2,2.3572856781472806E-2,4.2046112895274809E-2,0.88852613511014433,5.4020825747161209E-2,2.0099856551636056E-2,77.047645619341694]
[2009,10,4.0485159577721981E-2,8.3676852095373899E-2,4.2046112895274809E-2,0.96287520510063007,6.3729243703794194E-2,1.6057566878837224E-2,77.15983348876459]
[2010,2,3.7663869848128716E-2,-6.9687010228453028E-2,4.2046112895274809E-2,0.8957753108340587,8.5021081536893375E-2,0,77.019968527457479]
[]
["Average",null,null,-5.0333152891959606E-3,null,0.9763520858702095]
["Weighted Avg",null,null,5.1664169083353818E-3,null,1.004917425257444]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
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[]
[]
[]
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[]
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[]
[]
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[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,4.1766010553901195E-2,0,0,0,76.715916223182063]
[2001,2,6.1711988053546503E-2,0,4.1766010553901195E-2,1.477564824485786,0.13380029219741799,0,76.914138841019835]
[2002,2,2.6564365524075748E-2,-0.56954286578766067,4.1766010553901195E-2,0.63602831996110953,6.1131955984559908E-2,0,77.070428272998782,null,"Test Statistics"]
[2003,4,3.3597410378802817E-2,0.26475485922496045,4.1766010553901195E-2,0.80441990827550125,6.4243079978321863E-2,8.7651065753940004E-4,77.008256334029966,null,"χ2",0.10289295710548325]
[2004,5,3.0770270709703004E-2,-8.4147547005096079E-2,4.1766010553901195E-2,0.73672994623205346,5.6146520986637881E-2,3.9917993259834901E-3,77.155789047459038,null,"P-Score",0.74838521032774585]
[2005,11,4.2702558265233878E-2,0.38778623913010235,4.1766010553901195E-2,1.022423681335904,6.5982371179528709E-2,1.8232612076885122E-2,76.998707598501596,null,"Linear Slope",1.7166893571546194E-4]
[2006,10,2.8826974345419761E-2,-0.32493565920875678,4.1766010553901195E-2,0.69020176845037806,4.5846328077489402E-2,1.1189441562951822E-2,76.996668733710266]
[2007,25,5.7766537292806765E-2,1.0039056683722039,4.1766010553901195E-2,1.3830992361182322,7.814236060083711E-2,3.646962125041537E-2,77.04951598257685]
[2008,26,4.7969572796655986E-2,-0.16959584138637163,4.1766010553901195E-2,1.1485313574479126,6.4928857648289803E-2,3.0383746984181073E-2,77.070152839591373]
[2009,33,5.0211494619237344E-2,4.6736330800462023E-2,4.1766010553901195E-2,1.202209498904302,6.5924183545829754E-2,3.3961134730247887E-2,77.167351083124416]
[2010,23,3.102548169889726E-2,-0.38210399960867558,4.1766010553901195E-2,0.74284044100542646,4.3117655490404534E-2,1.8623777449652722E-2,77.235837631796642]
[]
["Average",null,null,1.7285718453116793E-2,null,0.89491354383787325]
["Weighted Avg",null,null,9.8989679200835082E-2,null,1.0671966924533551]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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[]
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[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,19,3.2171685125571739E-2,null,2.365820235969638E-2,1.3598533242905535,4.5915010685984095E-2,1.8026635373325696E-2,76.79714944808525]
[2001,15,2.511858778342747E-2,-0.21923307139849191,2.365820235969638E-2,1.061728503354886,3.7369560806441236E-2,1.2551769678837244E-2,76.854858474184098]
[2002,17,2.7749397217799732E-2,0.10473556304419285,2.365820235969638E-2,1.1729292359538281,4.039693186891475E-2,1.4764021713348516E-2,76.935891447928626,null,"Test Statistics"]
[2003,21,2.8966625524448859E-2,4.3865035953586151E-2,2.365820235969638E-2,1.2243798190599553,4.0828776943217564E-2,1.6807399707271853E-2,76.949237626175645,null,"χ2",2.2464216487083242]
[2004,16,2.0463618496862689E-2,-0.29354496333752544,2.365820235969638E-2,0.86496928996279454,3.0233663652376515E-2,1.0494710526530599E-2,76.860538174100554,null,"P-Score",0.13392377516711113]
[2005,13,1.7894417518760287E-2,-0.12554969095501312,2.365820235969638E-2,0.75637266292238858,2.7418635225958828E-2,8.1818190426522636E-3,76.785035773983907,null,"Linear Slope",-8.2473018523933285E-4]
[2006,23,2.881485142498837E-2,0.61027043181367779,2.365820235969638E-2,1.2179645345360961,4.0100023125292594E-2,1.7261172213288236E-2,76.824581857494508]
[2007,18,1.9063525956272611E-2,-0.3384131788463558,2.365820235969638E-2,0.8057892846816137,2.7676408297647725E-2,1.0296693385838485E-2,76.751687711591259]
[2008,29,2.6345137550502273E-2,0.38196562435155079,2.365820235969638E-2,1.1135730919008158,3.5594552158612507E-2,1.6916586408430936E-2,76.699451298490089]
[2009,20,1.6213930976580793E-2,-0.38455698151131223,2.365820235969638E-2,0.68534078498721895,2.3210530899049456E-2,9.1163766915242569E-3,76.665695495400982]
[2010,34,2.4284895537807591E-2,0.49777962992962044,2.365820235969638E-2,1.0264894673138325,3.2199356831177833E-2,1.6239921484180977E-2,76.691827101779367]
[]
["Average",null,null,2.7731839904392951E-2,null,1.0263081817239985]
["Weighted Avg",null,null,9.4842055404620623E-2,null,1.0422477149015612]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
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[]
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[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,195,6.5183945007951855E-2,null,6.6559148360242584E-2,0.97933862757907264,7.3410323979254399E-2,5.6810187953929947E-2,76.854870079371679]
[2001,256,7.7826414453061002E-2,0.1939506644399458,6.6559148360242584E-2,1.1692820051097383,8.6195499322111263E-2,6.930261599467584E-2,76.838827876899643]
[2002,225,7.0953337506684588E-2,-8.8312907573581345E-2,6.6559148360242584E-2,1.06601931146503,7.9199506693918606E-2,6.2558137616363071E-2,76.884185066417103,null,"Test Statistics"]
[2003,201,6.8017225218130598E-2,-4.1380890479991495E-2,6.6559148360242584E-2,1.0219064830877398,7.6425624427810035E-2,5.9454315943401857E-2,76.930089050911405,null,"χ2",15.667194891651436]
[2004,196,7.1358335062899181E-2,4.9121525232081575E-2,6.6559148360242584E-2,1.072104088181562,8.0231125703097581E-2,6.231268954900597E-2,76.961141696025493,null,"P-Score",7.5522796970272721E-5]
[2005,167,6.7196177778400645E-2,-5.8327556000707936E-2,6.6559148360242584E-2,1.0095708769395639,7.6316570340922651E-2,5.789388072789807E-2,76.927575371116177,null,"Linear Slope",-3.0094804138968913E-3]
[2006,127,5.992792142353999E-2,-0.10816472893487916,6.6559148360242584E-2,0.90037091669484781,6.937950274427844E-2,5.0282385687021328E-2,76.884116514664555]
[2007,95,5.8296126198972897E-2,-2.722929789328743E-2,6.6559148360242584E-2,0.87585444878971153,6.894532062133843E-2,4.740050703512351E-2,76.885997790518914]
[2008,51,4.8231072321156664E-2,-0.17265390574088557,6.6559148360242584E-2,0.72463475734563743,6.0461770375514867E-2,3.5677741332622671E-2,76.892158494775458]
[2009,18,3.4650368760485724E-2,-0.28157581631693751,6.6559148360242584E-2,0.5205951340144136,4.9767819721202283E-2,1.9044127886864409E-2,76.920649387895281]
[2010,10,5.3324093903132128E-2,0.53891851113403955,6.6559148360242584E-2,0.80115348854108714,8.3010017312261444E-2,2.1651807331482937E-2,76.931273407066044]
[]
["Average",null,null,4.345597865796469E-4,null,0.9218936488862185]
["Weighted Avg",null,null,-2.2438083389226524E-3,null,1.0163448478756256]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
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[]
[]
[]
[]
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[]
[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,3,0.12121302235135807,null,5.8639970146321066E-2,2.0670716927191801,0.22035976921511546,0,77.150847903484475]
[2001,4,0.12146157752778625,2.0505649608149046E-3,5.8639970146321066E-2,2.0713103575037626,0.20876292907073044,1.2506186357846075E-2,76.927155127056011]
[2002,9,0.17154492136304567,0.41233898698378146,5.8639970146321066E-2,2.9253923720458781,0.2465361797595185,7.9976164767966193E-2,77.11284888172878,null,"Test Statistics"]
[2003,10,0.12837751287106527,-0.25163909341637636,5.8639970146321066E-2,2.1892492876570704,0.18792627713126656,5.9404329435521513E-2,76.955567990139073,null,"χ2",11.853294741216496]
[2004,15,0.10389334635980435,-0.19072005652462953,5.8639970146321066E-2,1.7717155397686091,0.14611800909288683,5.7275395767340205E-2,76.981698126997486,null,"P-Score",5.7559418624591281E-4]
[2005,16,6.5121468001343635E-2,-0.37318923412270888,5.8639970146321066E-2,1.11053037439906,9.3201301182836524E-2,3.5247028917244835E-2,76.945264776131509,null,"Linear Slope",-1.0310879695756127E-2]
[2006,20,4.5896780229567204E-2,-0.2952127518283183,5.8639970146321066E-2,0.78268764658378087,6.4437494411429541E-2,2.6606338864349297E-2,77.012912428695387]
[2007,55,6.0344813247219929E-2,0.31479404318530269,5.8639970146321066E-2,1.0290730554030785,7.4719341748709311E-2,4.5516611062149374E-2,76.900103761526069]
[2008,77,4.8857858378937843E-2,-0.19035529733470979,5.8639970146321066E-2,0.83318354796268723,5.8952312993424856E-2,3.8544492630317673E-2,76.805894878937693]
[2009,135,6.14266750980587E-2,0.25725271504203207,5.8639970146321066E-2,1.0475222778044417,7.0797775322537629E-2,5.1864632173158648E-2,76.755988846064866]
[2010,141,5.4826221854555587E-2,-0.10745255596150138,5.8639970146321066E-2,0.93496333162774048,6.3121142478010123E-2,4.6383106317501276E-2,76.793013461512032]
[]
["Average",null,null,-4.221326790163131E-2,null,1.5238817712250261]
["Weighted Avg",null,null,1.79410292755794E-2,null,1.0653710128972229]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,78,1.0245247475286616E-2,null,1.2985327513434237E-2,0.78898645141504398,1.2518682836101934E-2,7.961319895650746E-3,76.812587203226855]
[2001,98,1.1419086603403121E-2,0.1145740140438789,1.2985327513434237E-2,0.87938379617990148,1.3675045029463187E-2,9.152784698505733E-3,76.816039153064551]
[2002,120,1.2626702783237111E-2,0.10575418348032284,1.2985327513434237E-2,0.97238231151073362,1.487620050663002E-2,1.0366908239592748E-2,76.842105644142762,null,"Test Statistics"]
[2003,126,1.2136107493872308E-2,-3.8853792457687719E-2,1.2985327513434237E-2,0.93460157098976893,1.4248227474370287E-2,1.0014917015249376E-2,76.8639477347878,null,"χ2",9.7065118672598132]
[2004,153,1.4085792653832748E-2,0.1606516060396519,1.2985327513434237E-2,1.0847468143764569,1.6302518255428038E-2,1.1859053870905042E-2,76.867318355122393,null,"P-Score",1.8361620051364016E-3]
[2005,126,1.1907112828288564E-2,-0.15467214938389462,1.2985327513434237E-2,0.91696669305951783,1.3980302360355589E-2,9.8251868155278081E-3,76.856219312511655,null,"Linear Slope",3.9613943137619745E-4]
[2006,143,1.401857545476848E-2,0.17732784235180565,1.2985327513434237E-2,1.0795704182482324,1.6300678193843652E-2,1.1725859506936595E-2,76.838049424666806]
[2007,133,1.3854628513594546E-2,-1.1694978687593172E-2,1.2985327513434237E-2,1.0669448652150633,1.6193840532591701E-2,1.1504266016460464E-2,76.835240668909464]
[2008,112,1.3240069029284492E-2,-4.4357702099845686E-2,1.2985327513434237E-2,1.0196176427268935,1.567850666874962E-2,1.078952001242652E-2,76.867365661980969]
[2009,102,1.4464426956376196E-2,9.2473681548310704E-2,1.2985327513434237E-2,1.1139054399214594,1.724884664115111E-2,1.1664184299831834E-2,76.88492262180948]
[2010,90,1.5482057967480029E-2,7.0354049570919397E-2,1.2985327513434237E-2,1.1922731984590105,1.864788096306768E-2,1.2295743097737214E-2,76.823657650752054]
[]
["Average",null,null,4.7155675440586818E-2,null,1.0044890183729167]
["Weighted Avg",null,null,4.5833527775919022E-2,null,1.0109856768843968]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,8,9.0071762413650031E-3,null,1.5921047756102005E-2,0.56574016857105736,1.5236782323899712E-2,2.6982514895812037E-3,76.978823148669775]
[2001,16,1.3397616358228993E-2,0.48743801600118752,1.5921047756102005E-2,0.84150343391151095,1.9897128538374022E-2,6.8113262141890349E-3,77.062429176409907]
[2002,23,1.5549101655282793E-2,0.16058717010002521,1.5921047756102005E-2,0.97663808899281412,2.1818029125848407E-2,9.1993038807369233E-3,77.007997060633826,null,"Test Statistics"]
[2003,32,1.8239045903471019E-2,0.17299676263125607,1.5921047756102005E-2,1.1455933166509473,2.4443776653173578E-2,1.195488331924751E-2,76.998091277830326,null,"χ2",6.6548962223772837E-2]
[2004,36,1.6762393974767548E-2,-8.0961029240156357E-2,1.5921047756102005E-2,1.0528449026442424,2.215731877843154E-2,1.1307609474898592E-2,77.095208651567475,null,"P-Score",0.79642940015046904]
[2005,50,1.7267213640124068E-2,3.0116203336851832E-2,1.5921047756102005E-2,1.0845525938144445,2.1981858514248095E-2,1.2506893647465102E-2,77.078037480903404,null,"Linear Slope",3.5667070311806509E-4]
[2006,62,1.6337969647609328E-2,-5.3815514875859449E-2,1.5921047756102005E-2,1.0261868375683711,2.0353504699631795E-2,1.2289380044407147E-2,77.090624210421822]
[2007,83,1.6950928409139549E-2,3.7517437891672945E-2,1.5921047756102005E-2,1.0646867385120948,2.0549302824955096E-2,1.3326016579548555E-2,77.082473535333179]
[2008,102,1.6219010163760542E-2,-4.3178652384867178E-2,1.5921047756102005E-2,1.0187149999311031,1.933042583201806E-2,1.3087788190626936E-2,77.057209031129389]
[2009,114,1.4787054283208957E-2,-8.8288734398300206E-2,1.5921047756102005E-2,0.92877394187462159,1.7478310153032334E-2,1.2081014512200842E-2,77.052427571729979]
[2010,144,1.5940568128056047E-2,7.8008359390208781E-2,1.5921047756102005E-2,1.0012260733246379,1.8516938872858046E-2,1.3350635955428727E-2,77.052824323614388]
[]
["Average",null,null,7.0042001845201915E-2,null,0.97331464507234955]
["Weighted Avg",null,null,1.8150856114850292E-2,null,1.0077611668774666]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
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[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,79,2.4843080404345765E-2,null,2.1182537137467643E-2,1.1728094818445218,3.0163470677615403E-2,1.9463994269982896E-2,76.853511561818109]
[2001,98,2.5887520836815992E-2,4.2041502723129565E-2,2.1182537137467643E-2,1.2221161548692003,3.0857682091993386E-2,2.0866118726502892E-2,76.829608231219154]
[2002,94,2.2666614269813798E-2,-0.12441927472721048,2.1182537137467643E-2,1.0700613492479671,2.7138083482292512E-2,1.8153851719562533E-2,76.835895961794506,null,"Test Statistics"]
[2003,88,2.0150928378928502E-2,-0.11098639880396932,2.1182537137467643E-2,0.95129909359561882,2.4279404985052634E-2,1.5987366434493413E-2,76.850559089774848,null,"χ2",9.5932944599394059]
[2004,98,2.1890488444079165E-2,8.6326546967915085E-2,2.1182537137467643E-2,1.033421459479436,2.6126711047098392E-2,1.7617250791687116E-2,76.88432878958919,null,"P-Score",1.9528923634968382E-3]
[2005,89,2.0295535594250687E-2,-7.286054186972124E-2,2.1182537137467643E-2,0.95812581196196611,2.4429122410900415E-2,1.6126770922822102E-2,76.883942700946093,null,"Linear Slope",-7.6894398788682834E-4]
[2006,83,2.0477930022067003E-2,8.9869236004782582E-3,2.1182537137467643E-2,0.96673641543371447,2.4794565797886223E-2,1.6122910150249799E-2,76.89083728173722]
[2007,74,2.068541578030941E-2,1.0132164628886775E-2,2.1182537137467643E-2,0.97653154794762875,2.5300214744703998E-2,1.6026710622575609E-2,76.868091475570083]
[2008,51,1.7527977016736387E-2,-0.15264081694594756,2.1182537137467643E-2,0.82747297469541192,2.2264359659505569E-2,1.2745482683004964E-2,76.867987431573383]
[2009,32,1.5068788317026773E-2,-0.14030077158142584,2.1182537137467643E-2,0.71137787788286799,2.0229603828860902E-2,9.8533170388720032E-3,76.865572700895555]
[2010,29,1.973319776236343E-2,0.30954110889368391,2.1182537137467643E-2,0.93157857504516661,2.6760155617033311E-2,1.2604030265533367E-2,76.862417377087553]
[]
["Average",null,null,-1.4417955711418084E-2,null,0.98377552200031815]
["Weighted Avg",null,null,-2.106583267649657E-2,null,1.0156458516679416]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,2.4827093622049892E-2,0,0,0,77.07112858218953]
[2001,0,0,0,2.4827093622049892E-2,0,0,0,77.248589333871408]
[2002,0,0,0,2.4827093622049892E-2,0,0,0,77.646058531966787,null,"Test Statistics"]
[2003,1,5.9558541370822012E-2,0,2.4827093622049892E-2,2.3989332894739555,0.15563270451051758,0,77.115966265122651,null,"χ2",4.8041871557546516]
[2004,2,1.927377309569003E-2,-0.67638943714742594,2.4827093622049892E-2,0.77632015205244376,4.4929728363968031E-2,0,77.132219757921831,null,"P-Score",2.8390656869370968E-2]
[2005,5,1.6732923465950674E-2,-0.1318293837498552,2.4827093622049892E-2,0.67397834481477625,3.1052442874814165E-2,1.9838155095072514E-3,77.081097319346725,null,"Linear Slope",-1.8540000945952634E-3]
[2006,8,1.1997241192397463E-2,-0.28301583301864197,2.4827093622049892E-2,0.48323180212049688,2.023409365909952E-2,3.6207207697291593E-3,77.041566324625933]
[2007,34,2.8465089622506309E-2,1.372636272457735,2.4827093622049892E-2,1.1465333017162096,3.7660012022842602E-2,1.9092761702272497E-2,77.069803887825273]
[2008,42,2.219137005357829E-2,-0.22040048537095136,2.4827093622049892E-2,0.89383680552399758,2.8732195030592409E-2,1.5561851814600522E-2,77.012123834194824]
[2009,69,2.5627562104611132E-2,0.15484361906167066,2.4827093622049892E-2,1.0322417313418559,3.1488666935972409E-2,1.9695086491138731E-2,76.95386499390321]
[2010,94,2.8080235487450676E-2,9.5704514258039275E-2,2.4827093622049892E-2,1.1310319248368059,3.3560309212374052E-2,2.2537659223404193E-2,76.91686616284521]
[]
["Average",null,null,3.1154926649057037E-2,null,0.77600975926186744]
["Weighted Avg",null,null,0.20712625284823821,null,1.0402050126361708]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,133,2.4691132290947805E-2,null,2.5061134402825685E-2,0.98523601901132773,2.8772818417589913E-2,2.0574993929942404E-2,77.054770917256832]
[2001,126,2.5574479865984923E-2,3.5775903860066016E-2,2.5061134402825685E-2,1.020483728106951,2.9910020454419237E-2,2.1200012379706354E-2,77.070278716572673]
[2002,95,2.379830742269148E-2,-6.945097036580683E-2,2.5061134402825685E-2,0.94961014294740709,2.8457882457453121E-2,1.9093821783900809E-2,77.076496945175052,null,"Test Statistics"]
[2003,85,2.8205629637409513E-2,0.18519477610057633,2.5061134402825685E-2,1.1254729807533885,3.3991123691034762E-2,2.2350418594877138E-2,77.052748466193208,null,"χ2",4.7878753439540289E-2]
[2004,61,2.6772675036804396E-2,-5.0803850827870534E-2,2.5061134402825685E-2,1.0682946193283944,3.3267149759792308E-2,2.0190350873504726E-2,77.017079122535293,null,"P-Score",0.82679638819992674]
[2005,42,2.3342591575748958E-2,-0.12811881727694752,2.5061134402825685E-2,0.93142597619671363,3.0206249514920819E-2,1.6381086865205768E-2,76.99432965194066,null,"Linear Slope",6.4976941601909257E-4]
[2006,30,2.2170549290146415E-2,-5.0210461070663626E-2,2.5061134402825685E-2,0.8846586484786837,2.9893375649519723E-2,1.4323776440606648E-2,76.989528560919908]
[2007,22,2.384288780236464E-2,7.5430630532978604E-2,2.5061134402825685E-2,0.95138900813988347,3.3493126501737976E-2,1.3997996939714083E-2,77.047711571755386]
[2008,11,2.039830793068689E-2,-0.14446991070167814,2.5061134402825685E-2,0.81394192309135638,3.2121538209729662E-2,8.3876052336806679E-3,77.171884945795398]
[2009,6,2.3204289996758984E-2,0.13755955031205414,2.5061134402825685E-2,0.92590740801193183,4.1056155232591394E-2,4.6751496394088054E-3,77.165916789229229]
[2010,5,4.5587732917300894E-2,0.96462520179105993,2.5061134402825685E-2,1.819061028305279,8.1746745582310487E-2,6.4642429095746589E-3,77.067744616025493]
[]
["Average",null,null,9.5553205235376831E-2,null,1.0432255893064835]
["Weighted Avg",null,null,1.5233647364851534E-2,null,1.0078827895622711]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,18,2.7266027059698977E-2,null,2.7716767292230698E-2,0.98373763333294395,3.9360648609972994E-2,1.4862975414685906E-2,77.30225744911769]
[2001,25,2.9749046409489353E-2,9.1066415519716282E-2,2.7716767292230698E-2,1.0733230934124243,4.0906924459768977E-2,1.832849588346545E-2,77.093677761113682]
[2002,33,2.9038405452372094E-2,-2.3887856684057573E-2,2.7716767292230698E-2,1.0476837051812988,3.8546623414351125E-2,1.9340247538509252E-2,77.06693264339826,null,"Test Statistics"]
[2003,40,2.8367170255447608E-2,-2.3115428911047675E-2,2.7716767292230698E-2,1.0234660469729175,3.682328954645827E-2,1.9761256450469819E-2,77.051990535297833,null,"χ2",6.9676301674900918]
[2004,58,3.5899955042671974E-2,0.26554586585095774,2.7716767292230698E-2,1.2952432245853978,4.4663786179916697E-2,2.6973844215871016E-2,77.030850414696189,null,"P-Score",8.2997344005801225E-3]
[2005,59,3.3579096769580818E-2,-6.4647943718383449E-2,2.7716767292230698E-2,1.2115084135007834,4.1746049071792489E-2,2.5271738146678397E-2,77.039534948878583,null,"Linear Slope",-7.9143801166911619E-4]
[2006,55,2.8329271708131532E-2,-0.1563420570086651,2.7716767292230698E-2,1.0220986960507665,3.5540838991679494E-2,2.1009045592686643E-2,77.037584107897473]
[2007,66,3.16126262655173E-2,0.11589971642099517,2.7716767292230698E-2,1.1405596450773194,3.891468618546283E-2,2.4198758806790281E-2,77.08615254198007]
[2008,51,2.3295203593358047E-2,-0.26310445080710698,2.7716767292230698E-2,0.84047332604650249,2.9515877317569741E-2,1.6994268024471217E-2,77.117809762902624]
[2009,51,2.3779240535948761E-2,2.0778395031014973E-2,2.7716767292230698E-2,0.85793701282812784,3.0122848939229951E-2,1.7352103400573429E-2,77.171862728151353]
[2010,36,1.8292110880099535E-2,-0.23075293963042864,2.7716767292230698E-2,0.6599655251002885,2.4160473440643003E-2,1.2352740684648625E-2,77.243404098305007]
[]
["Average",null,null,-2.6856028393700528E-2,null,1.0141814838262517]
["Weighted Avg",null,null,-1.9235754109794712E-2,null,1.0335888482760451]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,13,8.7254475989170348E-3,null,1.1829383278976872E-2,0.73760798793491311,1.3469006751337947E-2,3.9360509206711365E-3,76.938727596985714]
[2001,16,1.0661918466572927E-2,0.2219336997561292,1.1829383278976872E-2,0.90130805766698274,1.5866323857818457E-2,5.4021753991832407E-3,76.907659065646541]
[2002,17,1.1484412634356872E-2,7.7143168029526255E-2,1.1829383278976872E-2,0.9708378166059527,1.691375471885086E-2,5.9947676862016691E-3,76.8907514091471,null,"Test Statistics"]
[2003,13,9.5988212033237767E-3,-0.16418701513668565,1.1829383278976872E-2,0.81143885331560439,1.4806672440537502E-2,4.3356187080266506E-3,76.97386937857857,null,"χ2",2.0518118524725915]
[2004,22,2.013971650027804E-2,1.0981447694123396,1.1829383278976872E-2,1.7025161857820819,2.8357653239448E-2,1.1781583013866644E-2,76.992239915551082,null,"P-Score",0.15202517606222277]
[2005,7,9.1724813373582625E-3,-0.54455757422247575,1.1829383278976872E-2,0.77539810157808953,1.5948684345374001E-2,2.3023090332627504E-3,76.988701197531483,null,"Linear Slope",3.216186763531867E-4]
[2006,6,1.1403387015766004E-2,0.24321724911246956,1.1829383278976872E-2,0.96398829481094361,2.0445805698989766E-2,2.1924689125518695E-3,76.965083407150217]
[2007,6,1.603371419773501E-2,0.40604841136824033,1.1829383278976872E-2,1.3554142104965063,2.8597770089554837E-2,3.1403941928872681E-3,76.878194490668861]
[2008,5,1.8354987072564246E-2,0.14477449493001115,1.1829383278976872E-2,1.5516436182420978,3.3995584992315198E-2,2.1995793528423813E-3,77.023350884943483]
[2009,2,1.0997324482921199E-2,-0.40085359693010991,1.1829383278976872E-2,0.92966169271610266,2.6020211498335288E-2,0,77.179140192399061]
[2010,1,1.0583697701822013E-2,-3.761158286650057E-2,1.1829383278976872E-2,0.89469564492269982,3.0933416380040043E-2,0,77.243037756603897]
[]
["Average",null,null,0.10440520234529442,null,1.054046405824725]
["Weighted Avg",null,null,0.24866084651985959,null,1.0960608860452981]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,52,1.578487448782875E-2,null,1.3714818315203282E-2,1.1509357342583788,2.0024320919461401E-2,1.1508588374640165E-2,77.046333216909986]
[2001,46,1.4983362793165245E-2,-5.0777197834643961E-2,1.3714818315203282E-2,1.0924944427849799,1.926785783606564E-2,1.0661268401591605E-2,77.111602303521451]
[2002,33,1.2829886528008637E-2,-0.14372449595486869,1.3714818315203282E-2,0.93547622966221344,1.7177684690982818E-2,8.4434499569109676E-3,77.090754630079985,null,"Test Statistics"]
[2003,24,1.1728785086669137E-2,-8.5823162888908677E-2,1.3714818315203282E-2,0.8551907008252112,1.6397078033305444E-2,7.0159683109852688E-3,77.081611393033555,null,"χ2",0.83764897780924885]
[2004,20,1.2556001690175943E-2,7.0528754461279597E-2,1.3714818315203282E-2,0.91550623578128221,1.8018087781918202E-2,7.0328121089286103E-3,77.078119353361529,null,"P-Score",0.36007003112869396]
[2005,17,1.3938848923444037E-2,0.11013436182873892,1.3714818315203282E-2,1.0163349308092846,2.0492352065595607E-2,7.2970612436005881E-3,77.092689422862236,null,"Linear Slope",1.8829111853506893E-4]
[2006,9,9.9687158988574307E-3,-0.28482502725954351,1.3714818315203282E-2,0.72685730643670388,1.645627081244002E-2,3.3950075585529329E-3,77.151332016856443]
[2007,9,1.4302738176585865E-2,0.43476234268299097,1.3714818315203282E-2,1.0428674917793739,2.3513750373769071E-2,4.9162997048250853E-3,77.117257547153159]
[2008,4,1.0105097919333558E-2,-0.29348507994951667,1.3714818315203282E-2,0.73680144257775237,1.9933674127948411E-2,7.739338300303148E-5,77.064261386519149]
[2009,4,1.6844121522234759E-2,0.66689344890045832,1.3714818315203282E-2,1.2281694977732627,3.2927672516120748E-2,2.1654599521453522E-4,76.896297927192251]
[2010,3,1.9561421199846715E-2,0.1613203558300762,1.3714818315203282E-2,1.4262982381736913,4.0906925259795654E-2,0,76.873025868234322]
[]
["Average",null,null,5.8500429981606247E-2,null,1.0115392955329212]
["Weighted Avg",null,null,-1.1441293003705531E-2,null,1.0187910187667701]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,2,1.3867204913905078E-2,null,1.3023260160145126E-2,1.0648028791087705,3.2640846437687311E-2,0,77.210750678733717]
[2001,3,1.290531630117219E-2,-6.9364274827176775E-2,1.3023260160145126E-2,0.9909435995655006,2.7260483978634762E-2,0,77.207909070439001]
[2002,5,1.304323444312103E-2,1.0686924576681189E-2,1.3023260160145126E-2,1.0015337390738019,2.4314390646457618E-2,1.5086251947890096E-3,77.129185780212964,null,"Test Statistics"]
[2003,9,1.6597694578010094E-2,0.272513704356796,1.3023260160145126E-2,1.2744654083471167,2.722746367165212E-2,5.7330497573303899E-3,77.159395366325128,null,"χ2",8.2407513767320431E-2]
[2004,6,8.1640563531990527E-3,-0.50812106375210542,1.3023260160145126E-2,0.62688268934251834,1.4691816078950837E-2,1.5492257257745435E-3,77.218854860910653,null,"P-Score",0.77406095100686956]
[2005,16,1.8651084468938418E-2,1.2845364683978531,1.3023260160145126E-2,1.4321363652103052,2.7592363751149519E-2,9.5438492618018182E-3,77.186510799690751,null,"Linear Slope",2.6361482757049502E-5]
[2006,8,8.06611931090114E-3,-0.56752545277812216,1.3023260160145126E-2,0.61936252610431264,1.3657783596381307E-2,2.4106942466704797E-3,77.13503512975845]
[2007,13,1.1999587258504474E-2,0.4876530827268275,1.3023260160145126E-2,0.92139657128455577,1.8473968220138158E-2,5.4392260130546686E-3,77.118273087289282]
[2008,13,1.1662246639306534E-2,-2.8112685205806232E-2,1.3023260160145126E-2,0.89549363952632388,1.7959522294563629E-2,5.2836879567222245E-3,77.181111390825933]
[2009,15,1.4042015152856495E-2,0.20405746741191089,1.3023260160145126E-2,1.0782258036915402,2.1065725164292583E-2,6.9167885943013444E-3,77.273564965793923]
[2010,16,1.6225221471763251E-2,0.15547671008335562,1.3023260160145126E-2,1.2458648043764828,2.4046339889446471E-2,8.2777362795545921E-3,77.329266259225577]
[]
["Average",null,null,0.12418008809902137,null,1.0137370932392025]
["Weighted Avg",null,null,0.25268050158044064,null,1.0654478186943384]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,198,5.951013689811073E-2,null,5.6257847104675171E-2,1.0578104204269361,6.7048295370319186E-2,5.1849170988323527E-2,77.044005233934399]
[2001,229,6.39862440997708E-2,7.5215878083489507E-2,5.6257847104675171E-2,1.1373745600452134,7.146069856681711E-2,5.6390479021937501E-2,77.053920988038996]
[2002,161,5.4159720678284742E-2,-0.15357243669692522,5.6257847104675171E-2,0.96270517742197659,6.1842471376489502E-2,4.6350099999955693E-2,77.089488363573153,null,"Test Statistics"]
[2003,160,6.2937854276050809E-2,0.16207863496765862,5.6257847104675171E-2,1.1187391184548281,7.17380726964022E-2,5.3969181109846089E-2,77.053802061221532,null,"χ2",5.9944691753378301]
[2004,95,4.491600084219298E-2,-0.2863436264416076,5.6257847104675171E-2,0.79839530223438548,5.3346413944559225E-2,3.6334084628146288E-2,77.042616555679317,null,"P-Score",1.4350798636342947E-2]
[2005,85,5.0557575169428041E-2,0.12560277454477875,5.6257847104675171E-2,0.8986759673785415,6.0470271934409688E-2,4.0433476173536313E-2,77.067571178902782,null,"Linear Slope",-8.346472814181415E-4]
[2006,74,5.6491531767471653E-2,0.11737027692008173,5.6257847104675171E-2,1.0041538145311832,6.8209888262724352E-2,4.4474677077556486E-2,77.116682228627539]
[2007,47,4.5717729868497738E-2,-0.19071534373188248,5.6257847104675171E-2,0.81264627463318762,5.7851676465904944E-2,3.326715878940522E-2,77.232413320732945]
[2008,35,4.8798178657895139E-2,6.737974081954623E-2,5.6257847104675171E-2,0.86740216999594155,6.3677984226013756E-2,3.3437803367025162E-2,77.220549346305333]
[2009,23,5.7670775131851253E-2,0.18182228759311703,5.6257847104675171E-2,1.0251152168078375,7.8863824964630722E-2,3.5479561418185278E-2,77.130829109023253]
[2010,8,5.3990140671446502E-2,-6.3821484139753748E-2,5.6257847104675171E-2,0.9596908422569157,8.7415634847826815E-2,1.8022981506359049E-2,77.037846550060664]
[]
["Average",null,null,3.5016701918502815E-3,null,0.96751898765335864]
["Weighted Avg",null,null,6.8671369497653257E-3,null,1.0136771756139924]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,16,7.4016849797074735E-2,null,4.4517679266618586E-2,1.6626394505828608,0.10528471591847335,4.0484388446251601E-2,77.179172212194359]
[2001,18,6.2599832604569847E-2,-0.15424889364794481,4.4517679266618586E-2,1.4061791547950275,8.8239068375547722E-2,3.5476894506934364E-2,77.204438916746483]
[2002,15,4.4439940538767028E-2,-0.29009489818471379,4.4517679266618586E-2,0.99825375605529709,6.5176515468411481E-2,2.2762523911695764E-2,77.352358056341487,null,"Test Statistics"]
[2003,15,4.7475607080557612E-2,6.8309419521892289E-2,4.4517679266618586E-2,1.0664438906669831,6.9474679905897382E-2,2.4411162271459542E-2,77.454421198473057,null,"χ2",9.8734435218582952]
[2004,19,5.9213961709734204E-2,0.24725022703256228,4.4517679266618586E-2,1.3301223847518837,8.3018360501522795E-2,3.4140723149054593E-2,77.343424683137386,null,"P-Score",1.6768138568178115E-3]
[2005,16,4.0941861589291723E-2,-0.3085775650346112,4.4517679266618586E-2,0.91967645806711729,5.9600548999228571E-2,2.1527763049428369E-2,77.144288605560277,null,"Linear Slope",-3.1154582195603597E-3]
[2006,16,3.9679793785698872E-2,-3.0825852919275754E-2,4.4517679266618586E-2,0.8913266468374198,5.7815395039751756E-2,2.0832325452028254E-2,77.133343042668031]
[2007,24,5.1013166332437604E-2,0.2856207521628662,4.4517679266618586E-2,1.145908034129929,6.964581180902879E-2,3.1618938593738787E-2,77.215508664403131]
[2008,24,4.1873664766600267E-2,-0.17915966059189359,4.4517679266618586E-2,0.94060753966568689,5.7479000864721637E-2,2.5742873064594964E-2,77.249901214037664]
[2009,29,4.2371523102213135E-2,1.188953339498422E-2,4.4517679266618586E-2,0.95179092442011604,5.6742425468309959E-2,2.7555953284199044E-2,77.216891648923919]
[2010,19,2.56909919159873E-2,-0.39367315510436729,4.4517679266618586E-2,0.57709638820394649,3.682572642385578E-2,1.4295801182357326E-2,77.179982305617827]
[]
["Average",null,null,-7.4351009337050147E-2,null,1.0809131480160243]
["Weighted Avg",null,null,-5.4103743697032844E-2,null,1.0700257708074974]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,9,1.5109095881540148E-2,null,1.1694618414196497E-2,1.2919699768227324,2.4820436694375839E-2,5.2023884306611201E-3,76.874182575821976]
[2001,9,1.4906025829674988E-2,-1.3440251717064311E-2,1.1694618414196497E-2,1.2746055751233452,2.4491553243301559E-2,5.1302506561963683E-3,76.843687177235481]
[2002,12,1.8409894741580227E-2,0.23506392327119952,1.1694618414196497E-2,1.5742193622351821,2.8592273141615422E-2,8.0117899667718536E-3,76.802498650598565,null,"Test Statistics"]
[2003,14,1.63908550366684E-2,-0.10967144208335222,1.1694618414196497E-2,1.4015724546233148,2.4829495353092441E-2,7.804892276415956E-3,76.722545049821662,null,"χ2",1.9725850139980838]
[2004,8,8.5380928351252439E-3,-0.4790941158332217,1.1694618414196497E-2,0.73008733869935949,1.4450080537035215E-2,2.554748977120532E-3,76.645359032208162,null,"P-Score",0.16017374445074337]
[2005,4,4.4229102380495657E-3,-0.48197913474845855,1.1694618414196497E-2,0.3782004749022374,8.7923872447598465E-3,1.4739288289164282E-5,76.615895255736888,null,"Linear Slope",-5.7362486339767498E-4]
[2006,12,1.2202676648174152E-2,1.7589699974456958,1.1694618414196497E-2,1.0434437632749869,1.9050399048978438E-2,5.2586782764246758E-3,76.652283523019548]
[2007,14,1.1266647003094951E-2,-7.670691210352254E-2,1.1694618414196497E-2,0.96340441424048373,1.7135687480570854E-2,5.3270931114563396E-3,76.684457288433734]
[2008,17,1.1238021894042501E-2,-2.5406945868267083E-3,1.1694618414196497E-2,0.96095669786029803,1.6553817731843969E-2,5.8644470816151375E-3,76.64324547119611]
[2009,22,1.263539277079373E-2,0.12434313528896079,1.1694618414196497E-2,1.080445066549174,1.7876656235356291E-2,7.3378874255396543E-3,76.622205795314116]
[2010,21,9.9257454932385348E-3,-0.21444899471731893,1.1694618414196497E-2,0.84874470818041681,1.41645310850133E-2,5.6503515803512545E-3,76.583845293833704]
[]
["Average",null,null,7.4049551021609122E-2,null,1.0497863484101393]
["Weighted Avg",null,null,9.5960610128103488E-2,null,1.0767887918762631]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,70,4.7361804747388853E-2,null,3.5998829541809871E-2,1.3156484627474279,5.7650987613005383E-2,3.6845453451830511E-2,76.774342090015622]
[2001,71,4.1971386717663074E-2,-0.11381361116782529,3.5998829541809871E-2,1.165909760174745,5.1126134507643486E-2,3.2638267740975155E-2,76.784230807615941]
[2002,76,4.3178427105165805E-2,2.8758649210767206E-2,3.5998829541809871E-2,1.1994397499790204,5.2261952374505462E-2,3.3919096085459927E-2,76.789973465567755,null,"Test Statistics"]
[2003,62,3.5394724424431083E-2,-0.18026832385016389,3.5998829541809871E-2,0.98321875669104275,4.3762994810013896E-2,2.6878695289825547E-2,76.752389906803941,null,"χ2",16.88027546985721]
[2004,51,3.0230094730056216E-2,-0.14591523958327524,3.5998829541809871E-2,0.83975215624569921,3.8188053508077267E-2,2.2139350203422913E-2,76.730678789795149,null,"P-Score",3.9813163722726335E-5]
[2005,59,3.4827548768401162E-2,0.15208202552451611,3.5998829541809871E-2,0.96746336510612496,4.3276467829807048E-2,2.6228073671181629E-2,76.742376818560842,null,"Linear Slope",-2.2622345952303712E-3]
[2006,53,3.2690904991525674E-2,-6.1349243700264511E-2,3.5998829541809871E-2,0.90811021934915137,4.109130944650205E-2,2.414201830648513E-2,76.716514352173647]
[2007,46,3.4654505179353465E-2,6.0065641753778598E-2,3.5998829541809871E-2,0.9626564424575228,4.4167958894794468E-2,2.4949771692381228E-2,76.688991820268981]
[2008,22,2.5846867320910395E-2,-0.25415563756744974,3.5998829541809871E-2,0.71799188056631802,3.6262232082378311E-2,1.5203919901665247E-2,76.636896271500689]
[2009,10,2.3554753797798911E-2,-8.868051569472557E-2,3.5998829541809871E-2,0.6543199903330712,3.7637859468149584E-2,9.0533453747121059E-3,76.626176256764424]
[2010,0,0,-1,3.5998829541809871E-2,0,0,0,76.742801157424594]
[]
["Average",null,null,-0.16032762550746424,null,0.88313734396819299]
["Weighted Avg",null,null,-4.3283273890921903E-2,null,1.0416360135425189]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
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[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,3.2776791522068201E-2,0,0,0,77.251870153831362]
[2001,0,0,0,3.2776791522068201E-2,0,0,0,77.306803594506576]
[2002,1,6.0585986449217102E-2,0,3.2776791522068201E-2,1.8484416453155679,0.15796816267826641,0,77.216558317229982,null,"Test Statistics"]
[2003,3,7.5408425227506612E-2,0.24465127411457788,3.2776791522068201E-2,2.300665248968468,0.1455842825009801,0,77.083601454658393,null,"χ2",9.2946210049566158]
[2004,9,9.2406961077982658E-2,0.22541958407421459,3.2776791522068201E-2,2.8192802524849392,0.14160781377343556,3.7223039099283185E-2,76.750014640144201,null,"P-Score",2.2982768344734774E-3]
[2005,11,5.4023895181384819E-2,-0.41536985362180878,3.2776791522068201E-2,1.6482362266914139,8.2693893577703376E-2,2.3503940879333739E-2,76.634747949969125,null,"Linear Slope",-6.6444426945423581E-3]
[2006,15,3.520202178634823E-2,-0.34839904327228333,3.2776791522068201E-2,1.073992302225407,5.1979696041214579E-2,1.7819799705977156E-2,76.715947878871617]
[2007,25,2.7400631647690538E-2,-0.22161767258729337,3.2776791522068201E-2,0.8359766278295433,3.7730357351978216E-2,1.6846725338668052E-2,76.718386038971261]
[2008,60,3.6646024095662345E-2,0.33741530366330275,3.2776791522068201E-2,1.1180479355640724,4.5429501607773232E-2,2.7699403136871543E-2,76.662009563436641]
[2009,79,3.4388992447083343E-2,-6.1590082533569013E-2,3.2776791522068201E-2,1.0491872709361949,4.1613553391278209E-2,2.705468303288976E-2,76.69786524995753]
[2010,72,2.6220204990982904E-2,-0.2375407615873103,3.2776791522068201E-2,0.7999625275502994,3.208431473173122E-2,2.0284606810474625E-2,76.749881287696823]
[]
["Average",null,null,-4.7703125175016958E-2,null,1.226708185233264]
["Weighted Avg",null,null,-5.1986905124490709E-2,null,1.0793812033044945]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,44,5.3417750654344018E-3,null,7.3626417004507821E-3,0.72552424561246109,6.9348023104712176E-3,3.7436286937512142E-3,76.666106317820137]
[2001,67,6.8087917847919916E-3,0.27463094222187912,7.3626417004507821E-3,0.92477565278982943,8.4499603913933598E-3,5.1621813956706465E-3,76.679369965456203]
[2002,76,6.6098278904017631E-3,-2.9221615328967943E-2,7.3626417004507821E-3,0.8977522143984098,8.1064752850505371E-3,5.10865715066739E-3,76.701123279964747,null,"Test Statistics"]
[2003,103,7.7330738890146805E-3,0.16993574072390016,7.3626417004507821E-3,1.0503124019387251,9.2341668459747263E-3,6.2274254678318097E-3,76.703214230258496,null,"χ2",9.6342100310365932]
[2004,109,7.2385920705911166E-3,-6.3943759689921831E-2,7.3626417004507821E-3,0.98315147810981074,8.6058558096291753E-3,5.8675518479666001E-3,76.698564239004554,null,"P-Score",1.9098633053767583E-3]
[2005,104,6.4203791788107279E-3,-0.11303481171492125,7.3626417004507821E-3,0.87202113589442176,7.6638510010543686E-3,5.1737871192606855E-3,76.68124300523516,null,"Linear Slope",2.4205622550839846E-4]
[2006,110,6.6071941187044701E-3,2.9097181753733548E-2,7.3626417004507821E-3,0.89739449337863897,7.8510485224232984E-3,5.3602169663344969E-3,76.675182562796792]
[2007,129,8.1429251602240533E-3,0.23243316511195644,7.3626417004507821E-3,1.1059787358286766,9.5544379911714807E-3,6.7273834114176603E-3,76.686737273937226]
[2008,119,8.3981410455935233E-3,3.1342039911668174E-2,7.3626417004507821E-3,1.1406423655084754,9.9129852638999687E-3,6.8786542668869896E-3,76.701922158266711]
[2009,122,1.0142849052711704E-2,0.20774930995397156,7.3626417004507821E-3,1.377610029847127,1.1943684190007093E-2,8.3354375115224557E-3,76.698553788978415]
[2010,72,6.8891174010619234E-3,-0.32079070039792135,7.3626417004507821E-3,0.93568554349726585,8.4907897901637143E-3,5.2822619936599407E-3,76.657153611098835]
[]
["Average",null,null,4.1819749254537665E-2,null,0.99189529970944013]
["Weighted Avg",null,null,5.129865200137302E-2,null,1.0243667923668576]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,2.4568460518889324E-2,null,8.86264867072371E-3,2.7721352195813829,6.9449437926702356E-2,0,76.721533544939916]
[2001,2,5.6339551082625868E-3,-0.7706834295160272,8.86264867072371E-3,0.63569654147223764,1.3461096459711776E-2,0,76.896647204029847]
[2002,4,4.8706576288139961E-3,-0.13548164030081844,8.86264867072371E-3,0.54957133130002156,9.6765601477675454E-3,1.7882886593510673E-5,76.864916163753833,null,"Test Statistics"]
[2003,12,9.5567338295151853E-3,0.96210338681560081,8.86264867072371E-3,1.0783157704405311,1.4952841308827097E-2,4.1011807427244343E-3,76.901452113676072,null,"χ2",4.2088924462334885E-2]
[2004,19,1.0676688464293108E-2,0.11719010435542687,8.86264867072371E-3,1.2046837081065593,1.5461110157316474E-2,5.8455393682706955E-3,76.954890867750436,null,"P-Score",0.83745035912640964]
[2005,25,9.2086243863799527E-3,-0.1375018183609007,8.86264867072371E-3,1.0390375076921547,1.2819730106575717E-2,5.571002819617585E-3,76.976561042675556,null,"Linear Slope",-5.1989410583823945E-4]
[2006,42,9.11945853689149E-3,-9.6828631234371354E-3,8.86264867072371E-3,1.0289766497250543,1.1881319213141495E-2,6.3421153993861628E-3,76.941966028931617]
[2007,73,9.3644912064523283E-3,2.6869212527212305E-2,8.86264867072371E-3,1.0566244420120559,1.1516084488995033E-2,7.2035109180310702E-3,76.887435160771901]
[2008,104,8.8868800476322382E-3,-5.1002360757304799E-2,8.86264867072371E-3,1.002734101035571,1.0599769099054275E-2,7.1680498673161392E-3,76.89831056907596]
[2009,132,8.3893524158102674E-3,-5.5984510779407803E-2,8.86264867072371E-3,0.94659652294726537,9.8262991454429981E-3,6.9482290114555997E-3,76.920212251837754]
[2010,171,8.9050819278244306E-3,6.1474293420102244E-2,8.86264867072371E-3,1.004787875349374,1.0244100398241807E-2,7.5624354933397746E-3,76.93114205201087]
[]
["Average",null,null,7.3003742804461647E-4,null,1.1199236063329279]
["Weighted Avg",null,null,1.3031947421847124E-2,null,1.0076084594806061]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,19,7.1723428708944294E-3,null,9.7130957329924546E-3,0.73841986819219185,1.0411452929221049E-2,3.911958741581908E-3,76.674843192399578]
[2001,30,9.1646341794123821E-3,0.2777741310447841,9.7130957329924546E-3,0.94353380542548204,1.244670893316452E-2,5.8606711198545191E-3,76.707237740733575]
[2002,40,1.041116634987934E-2,0.13601548584090706,9.7130957329924546E-3,1.0718690143777487,1.3633213477574695E-2,7.1680000781208621E-3,76.704978378984976,null,"Test Statistics"]
[2003,41,9.2386971117213099E-3,-0.1126165118062511,9.7130957329924546E-3,0.95115886486532242,1.2069790381002659E-2,6.3913311873003012E-3,76.687240111996104,null,"χ2",1.1329890974102179]
[2004,42,8.4799718397741228E-3,-8.2124704682068006E-2,9.7130957329924546E-3,0.87304522398252682,1.1051560470060336E-2,5.8949744031531184E-3,76.692536790594559,null,"P-Score",0.28713865598205834]
[2005,56,1.0859898695510035E-2,0.28065268384184927,9.7130957329924546E-3,1.1180677092085314,1.3699240762337167E-2,8.0041617539441546E-3,76.696342544898314,null,"Linear Slope",2.1249704689479208E-4]
[2006,53,1.044790193235896E-2,-3.7937440735189565E-2,9.7130957329924546E-3,1.0756510817525036,1.325790501512762E-2,7.6218487229806368E-3,76.717625246208968]
[2007,54,1.1411548144756435E-2,9.2233466454436641E-2,9.7130957329924546E-3,1.1748621097180016,1.4446300103969302E-2,8.3580490265736853E-3,76.725960549240781]
[2008,33,8.3068767301699709E-3,-0.27206399825890837,9.7130957329924546E-3,0.85522442674522581,1.1148893004690756E-2,5.4484771249463477E-3,76.713824506149564]
[2009,25,8.1550161737391942E-3,-1.8281306123061891E-2,9.7130957329924546E-3,0.8395898071959762,1.1360234107198693E-2,4.928947698714564E-3,76.713413692024474]
[2010,29,1.265481964721301E-2,0.55178351306820161,9.7130957329924546E-3,1.302861620546826,1.7229861476830966E-2,8.0369826577879697E-3,76.689904134496018]
[]
["Average",null,null,8.154353186446997E-2,null,0.9949348665463944]
["Weighted Avg",null,null,7.3365827470028608E-2,null,1.0211733562368548]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,1.2822589414243739E-2,0,0,0,77.99825470363109]
[2001,0,0,0,1.2822589414243739E-2,0,0,0,78.002252376388711]
[2002,0,0,0,1.2822589414243739E-2,0,0,0,76.908840774048244,null,"Test Statistics"]
[2003,0,0,0,1.2822589414243739E-2,0,0,0,77.234262092934287,null,"χ2",1.4737504766657745]
[2004,2,1.5230411683967679E-2,0,1.2822589414243739E-2,1.1877797215474477,3.5761800971958392E-2,0,76.837030962240817,null,"P-Score",0.22475488399050444]
[2005,11,2.0571683609009697E-2,0.35069780357050484,1.2822589414243739E-2,1.6043314610197235,3.2389716224007117E-2,8.4613994200546643E-3,76.876727914175419,null,"Linear Slope",-4.415727672891357E-4]
[2006,8,6.5431339498351025E-3,-0.68193493181231735,1.2822589414243739E-2,0.51028179554488284,1.1096031360894588E-2,1.9481197057847803E-3,76.828664111189084]
[2007,24,1.0944817789255179E-2,0.67271797783247367,1.2822589414243739E-2,0.8535575331685602,1.5308486635193299E-2,6.5423015191548774E-3,76.859713960032892]
[2008,43,1.2194114830076508E-2,0.1141450743974739,1.2822589414243739E-2,0.95098692129460982,1.5820951153826701E-2,8.540448845342866E-3,76.825232688789427]
[2009,63,1.2763715473675311E-2,4.6711110362344321E-2,1.2822589414243739E-2,0.99540857632834845,1.5898423339793952E-2,9.608973509120735E-3,76.854181830419023]
[2010,90,1.4430717652744873E-2,0.13060477433140005,1.2822589414243739E-2,1.1254136888072526,1.7387708412431375E-2,1.1455876136071741E-2,76.878786671192969]
[]
["Average",null,null,6.3294180868187944E-2,null,0.65706906342825677]
["Weighted Avg",null,null,0.14171326014315955,null,1.0351919111689762]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,68,1.7156967023887019E-2,null,1.4487088689134776E-2,1.1842936418795196,2.1177570281901266E-2,1.3103197536348855E-2,76.826023277539534]
[2001,59,1.5854592346185501E-2,-7.5909376983022137E-2,1.4487088689134776E-2,1.0943946493594909,1.9852675420950629E-2,1.1823758811566326E-2,76.84976828696432]
[2002,43,1.362422858492961E-2,-0.14067619731594672,1.4487088689134776E-2,0.94043937172467884,1.7664443413702692E-2,9.5506427787718992E-3,76.880289415034028,null,"Test Statistics"]
[2003,24,9.6075019910286871E-3,-0.29482231370838941,1.4487088689134776E-2,0.66317686025034506,1.3449104173547126E-2,5.7358646650060956E-3,76.914858443985494,null,"χ2",1.2417464625772392]
[2004,23,1.1969329386545151E-2,0.24583158012581174,1.4487088689134776E-2,0.82620667570856188,1.683278592527785E-2,7.0575172950059963E-3,76.873363084516313,null,"P-Score",0.26513473319471931]
[2005,24,1.5407952427392195E-2,0.2872861903785886,1.4487088689134776E-2,1.0635644440382326,2.1491858974322625E-2,9.2479187796360128E-3,76.822244142041882,null,"Linear Slope",5.0541788875368792E-4]
[2006,24,2.1675432836379634E-2,0.40676919522707888,1.4487088689134776E-2,1.4961896970117998,3.0118227074974302E-2,1.3084359245407063E-2,76.796781803000897]
[2007,10,1.3964972366440856E-2,-0.35572348326985603,1.4487088689134776E-2,0.963959886358292,2.2507923996532755E-2,5.2713791376968336E-3,76.832424024109756]
[2008,0,0,-1,1.4487088689134776E-2,0,0,0,76.87764740427032]
[2009,2,1.2054406672490192E-2,0,1.4487088689134776E-2,0.8320793039343316,2.8466812268747997E-2,0,76.910151882465087]
[2010,2,3.5806637426250405E-2,1.9704189014931823,1.4487088689134776E-2,2.4716240919478292,8.1087221274198332E-2,0,76.791824680106274]
[]
["Average",null,null,0.10431744959474472,null,1.0487207838375527]
["Weighted Avg",null,null,1.8249438394738825E-2,null,1.0686030400431243]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,19,2.2339746533706142E-2,null,1.731059603607504E-2,1.2905243983020818,3.2094564950986608E-2,1.2386302804909152E-2,77.01991692196134]
[2001,23,1.9979220307887166E-2,-0.10566486160697575,1.731059603607504E-2,1.1541613163550666,2.795673708830719E-2,1.1869677731016499E-2,76.972282678081498]
[2002,28,1.8477148732421764E-2,-7.5181691393253813E-2,1.731059603607504E-2,1.0673895164508285,2.5190516398935783E-2,1.1670671911384821E-2,77.036295930941378,null,"Test Statistics"]
[2003,35,1.9206185956468766E-2,3.9456153901481716E-2,1.731059603607504E-2,1.1095046014847405,2.5442643980394999E-2,1.2889396280577361E-2,77.100070689833714,null,"χ2",7.6508965805286016]
[2004,43,2.1098454612682071E-2,9.8523916226895381E-2,1.731059603607504E-2,1.2188173398947781,2.7258874218156041E-2,1.4859509190433556E-2,77.118695266061664,null,"P-Score",5.6744112738683922E-3]
[2005,40,1.8166400036066847E-2,-0.13897011086550359,1.731059603607504E-2,1.0494381590448025,2.3698504455311815E-2,1.2571244227717097E-2,77.040286000378956,null,"Linear Slope",-7.8060718368979038E-4]
[2006,45,1.8287755172253353E-2,6.6801972843035795E-3,1.731059603607504E-2,1.0564486129848982,2.353868942658786E-2,1.2980041642870643E-2,76.978582632525317]
[2007,42,1.5604953492425201E-2,-0.14669934360771453,1.731059603607504E-2,0.90146829490473324,2.0267884104223866E-2,1.0897425179830326E-2,76.998805597059629]
[2008,52,1.820169089613044E-2,0.16640468713769141,1.731059603607504E-2,1.0514768444829035,2.3066111312204929E-2,1.3288585511014814E-2,77.028623434910344]
[2009,39,1.3948055916211153E-2,-0.23369449597804026,1.731059603607504E-2,0.80575249327889109,1.8287418394138003E-2,9.5701614499991306E-3,77.114537410455895]
[2010,31,1.2159227581349529E-2,-0.12824929478398173,1.731059603607504E-2,0.70241530424543841,1.6416053015818735E-2,7.8653959976972571E-3,77.200681762287644]
[]
["Average",null,null,-5.173948436850976E-2,null,1.0370360801299239]
["Weighted Avg",null,null,-3.7214667834510655E-2,null,1.0263218813266455]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,3.8442665478491019E-3,null,7.153071874520525E-3,0.53742876001882556,1.1423055228555766E-2,0,76.801780036951683]
[2001,3,7.9534806220735339E-3,1.0689201758196427,7.153071874520525E-3,1.111897204668681,1.6928030341227796E-2,0,76.792504110067441]
[2002,4,7.1791673457411139E-3,-9.7355272883100419E-2,7.153071874520525E-3,1.0036481488902049,1.4218143076850057E-2,3.8945045599056168E-5,76.887264205968421,null,"Test Statistics"]
[2003,3,3.5961144975381705E-3,-0.49909030889613015,7.153071874520525E-3,0.50273708423756336,7.7054386605379466E-3,0,77.037681319949698,null,"χ2",0.4854570507211215]
[2004,13,1.006368704483584E-2,1.7984890502583393,7.153071874520525E-3,1.4069042253976254,1.5517892436007147E-2,4.5487104409482051E-3,77.013290134430648,null,"P-Score",0.48596083932467915]
[2005,11,6.0611901289090745E-3,-0.39771675113651694,7.153071874520525E-3,0.8473548477122439,9.6644424295273344E-3,2.431621821259181E-3,76.952791528809058,null,"Linear Slope",8.4969095761526725E-5]
[2006,25,1.1133734324839941E-2,0.83688914025929928,7.153071874520525E-3,1.5564969177086931,1.5481651210311411E-2,6.7472437778344418E-3,76.943646030273399]
[2007,20,7.8385590292280125E-3,-0.29596316918216925,7.153071874520525E-3,1.0958311571213502,1.1284129809103963E-2,4.3688893639878467E-3,76.955879646578794]
[2008,19,7.038322664875361E-3,-0.10208972865660282,7.153071874520525E-3,0.98395805163738048,1.0217851036511167E-2,3.8383009346065282E-3,77.030903031745666]
[2009,13,4.6888788826209742E-3,-0.3338073421923734,7.153071874520525E-3,0.65550562959152048,7.2618315453930387E-3,2.1025545414677998E-3,77.08781357338826]
[2010,18,6.4987875860074325E-3,0.38600031024362091,7.153071874520525E-3,0.90853100598028735,9.5183913371530912E-3,3.4607162750598178E-3,77.107410724473468]
[]
["Average",null,null,0.23642761036340093,null,0.9645720939058523]
["Weighted Avg",null,null,0.27690240241802183,null,1.0877381756607052]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,30,7.8362298569551545E-3,null,7.6290698959929557E-3,1.0271540258231224,1.0650498018518903E-2,5.0059052890641369E-3,76.864912112377652]
[2001,24,6.3697693194092273E-3,-0.18713853017524107,7.6290698959929557E-3,0.83493393116700176,8.9346671483353044E-3,3.7915610241651887E-3,76.867483351516611]
[2002,30,8.859967155032655E-3,0.39094003420745294,7.6290698959929557E-3,1.1613430307783925,1.2034987105007909E-2,5.6644743087953349E-3,76.88559480289338,null,"Test Statistics"]
[2003,21,7.2458318390300341E-3,-0.18218299094774371,7.6290698959929557E-3,0.94976608391486739,1.0358402828977011E-2,4.1136200723591058E-3,76.905683775079368,null,"χ2",0.18056173212240784]
[2004,14,6.0772429499010346E-3,-0.16127739576211764,7.6290698959929557E-3,0.79659028331789272,9.2808454244314147E-3,2.8528548405662591E-3,76.904192707645194,null,"P-Score",0.67089094064978883]
[2005,13,7.7134432754057914E-3,0.26923398307309765,7.6290698959929557E-3,1.0110594581728962,1.1916639386719417E-2,3.4743345434548644E-3,76.878241770343578,null,"Linear Slope",2.9411669738372127E-4]
[2006,10,9.0580779884246489E-3,0.17432353684459012,7.6290698959929557E-3,1.1873109188817703,1.4664535872982718E-2,3.3874546666670074E-3,76.928593316651202]
[2007,10,1.4921669575939607E-2,0.64733286631093967,7.6290698959929557E-3,1.9558962992037825,2.4029050765242761E-2,5.6427142475985181E-3,76.9410336146708]
[2008,2,5.6180968495232551E-3,-0.62349408550219243,7.6290698959929557E-3,0.73640652479459767,1.3423596596093271E-2,0,76.864531331609584]
[2009,0,0,-1,7.6290698959929557E-3,0,0,0,76.715610218023684]
[2010,0,0,0,7.6290698959929557E-3,0,0,0,76.8239654970576]
[]
["Average",null,null,-6.7226258195121444E-2,null,0.87822368691402952]
["Weighted Avg",null,null,7.5472516830822844E-2,null,1.0573982854636921]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
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[]
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[]
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[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,3,1.1412413754915151E-2,null,9.2648509175093513E-3,1.2317968045602534,2.4161810256210368E-2,0,76.971895754247583]
[2001,7,1.5510460511599511E-2,0.35908676680420859,9.2648509175093513E-3,1.6741187364695505,2.6788352429868482E-2,3.9681203496280092E-3,77.030875144867764]
[2002,8,1.0758231046930196E-2,-0.30638867628174915,9.2648509175093513E-3,1.1611877128641706,1.8166956868994933E-2,3.2368454372728919E-3,77.082344668608258,null,"Test Statistics"]
[2003,10,9.02961624464153E-3,-0.16067834895420996,9.2648509175093513E-3,0.97460998833524037,1.4618837274780918E-2,3.3766278157425526E-3,77.058873633522623,null,"χ2",0.64770122716056966]
[2004,13,7.891022373344719E-3,-0.12609548849570318,9.2648509175093513E-3,0.8517160657633166,1.218922210717781E-2,3.555254190745055E-3,77.038352958952345,null,"P-Score",0.42093575170771069]
[2005,21,1.008903431536832E-2,0.27854590166266924,9.2648509175093513E-3,1.0889580852619409,1.4396008745008912E-2,5.7442527214960669E-3,77.040891249610581,null,"Linear Slope",-3.9677383146796772E-4]
[2006,23,9.3272814632856527E-3,-7.5503048980843701E-2,9.2648509175093513E-3,1.0067384296123227,1.3139055592062979E-2,5.4859470186093976E-3,77.036096265400758]
[2007,23,8.4502145206728704E-3,-9.4032430142171775E-2,9.2648509175093513E-3,0.91207236855836238,1.1910150779922687E-2,4.9659622036626857E-3,77.113821361350915]
[2008,23,8.3407519758921383E-3,-1.2953818451938659E-2,9.2648509175093513E-3,0.90025754868102759,1.1756681683957442E-2,4.90112557558326E-3,77.200689337833055]
[2009,28,1.104960459210959E-2,0.32477318880204553,9.2648509175093513E-3,1.1926370635092778,1.5128677252380219E-2,6.936602557363814E-3,77.261600976574783]
[2010,17,7.6470705124339084E-3,-0.30793265508391099,9.2648509175093513E-3,0.82538516599138678,1.1293511843570796E-2,3.9736327876776145E-3,77.279114276415825]
[]
["Average",null,null,-1.2117860912160406E-2,null,1.0744979972369864]
["Weighted Avg",null,null,1.3224303171091608E-2,null,1.0264443714679545]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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[]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,42,2.7538017716904978E-2,null,2.6059225362003176E-2,1.0567473642964853,3.5564712635089563E-2,1.9376594123511E-2,76.948379672460575]
[2001,41,2.4573453941531449E-2,-0.10765349219575993,2.6059225362003176E-2,0.94298482016130369,3.1867221609490286E-2,1.7168951704720842E-2,76.903136627683779]
[2002,40,2.6779184874872151E-2,8.9760720596660182E-2,2.6059225362003176E-2,1.0276278171306943,3.4788554882809075E-2,1.8635778367031654E-2,76.944726421063095,null,"Test Statistics"]
[2003,36,2.6673699493791787E-2,-3.9390811024776484E-3,2.6059225362003176E-2,1.0235799078158545,3.5081191343275947E-2,1.8118408202822529E-2,76.970416318990857,null,"χ2",0.28588064415202674]
[2004,33,2.8559657961851101E-2,7.0704795504585416E-2,2.6059225362003176E-2,1.0959519158805768,3.7920648594811472E-2,1.9014713394048231E-2,77.005415724190343,null,"P-Score",0.59287248480707033]
[2005,24,2.596079597029256E-2,-9.0997658131270365E-2,2.6059225362003176E-2,0.99622285811096534,3.5978774176436516E-2,1.5732420393721577E-2,77.037824051819271,null,"Linear Slope",-4.8034186461973384E-4]
[2006,19,2.5806206642338576E-2,-5.9547221946076867E-3,2.6059225362003176E-2,0.9902906277469965,3.6988004451612738E-2,1.4361688439144414E-2,77.068540731983262]
[2007,13,2.289459454941942E-2,-0.11282603961413928,2.6059225362003176E-2,0.878560058151303,3.4939857291372937E-2,1.0544848934065713E-2,77.175839673703493]
[2008,7,1.9286275077457879E-2,-0.15760573807816325,2.6059225362003176E-2,0.74009395174037285,3.3177579529469259E-2,4.9899710695820243E-3,77.120001535446647]
[2009,5,2.6963234346518559E-2,0.39805298007149337,2.6059225362003176E-2,1.0346905547635163,4.9423822385535818E-2,3.4155446130039271E-3,76.960968579826954]
[2010,1,2.1616750491381162E-2,-0.19828792742098189,2.6059225362003176E-2,0.82952390913739271,6.1531624917198741E-2,0,76.773124273198349]
[]
["Average",null,null,-1.1874616256466108E-2,null,0.96511579863049657]
["Weighted Avg",null,null,-6.540223178697813E-3,null,1.0057316288915095]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
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[]
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[]
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[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,59,6.7401551725606718E-2,null,4.8050157505511303E-2,1.4027332109759647,8.268410655926961E-2,5.160115243487625E-2,76.817441171629298]
[2001,40,4.2952397699214009E-2,-0.36273874117803373,4.8050157505511303E-2,0.89390753181792204,5.5368980287355242E-2,3.0205051035708981E-2,76.906279006600641]
[2002,47,5.1903221504967692E-2,0.20838938651188443,4.8050157505511303E-2,1.0801883739718117,6.5501088303586835E-2,3.7903787170949534E-2,76.917370761449519,null,"Test Statistics"]
[2003,31,3.813832927534129E-2,-0.26520304194044975,4.8050157505511303E-2,0.79371913132577898,5.0769913165748491E-2,2.5166029675739835E-2,76.904661334119794,null,"χ2",1.5139159033817198]
[2004,26,3.5815138191636266E-2,-6.0914862497846944E-2,4.8050157505511303E-2,0.7453698395791587,4.8817733150230726E-2,2.2452127247228646E-2,76.913818859715533,null,"P-Score",0.21854252527176865]
[2005,30,4.6442336876404249E-2,0.29672365433591152,4.8050157505511303E-2,0.9665387022108588,6.1797402037734789E-2,3.057629234366423E-2,76.835641031861456,null,"Linear Slope",-1.3338172985542522E-3]
[2006,25,4.759438466219551E-2,2.4805982284163974E-2,4.8050157505511303E-2,0.99051464413486023,6.4762344629958835E-2,2.9784340872406945E-2,76.838555168909835]
[2007,27,6.2759382202220229E-2,0.31862997384374969,4.8050157505511303E-2,1.3061222992874018,8.3845556962780857E-2,4.0679703858097258E-2,76.795216984978907]
[2008,12,4.0362278356434571E-2,-0.35687259912181413,4.8050157505511303E-2,0.84000303956974665,6.1567587024225441E-2,1.8176481620673784E-2,76.735986825596186]
[2009,7,4.5646983950200934E-2,0.13093179594813109,4.8050157505511303E-2,0.94998614614250276,7.6422643835003051E-2,1.2749595925115875E-2,76.645533772943622]
[2010,2,3.062219758088008E-2,-0.32915178767807107,4.8050157505511303E-2,0.63729650787029668,6.9972076215959911E-2,0,76.681821985004731]
[]
["Average",null,null,-3.9540023949237488E-2,null,0.96421631153511844]
["Weighted Avg",null,null,-1.3716108443759941E-3,null,1.0467326305920375]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["EPs",null,null,0]
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[]
[]
[]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,7.9842652487889063E-2,null,5.2297361759878112E-2,1.5267051683120152,0.19992522681203087,0,76.504325869710442]
[2001,2,0.13824107584734865,0.73141887875428191,5.2297361759878112E-2,2.6433661507071564,0.26665196534728353,0,76.707664165827595]
[2002,1,6.4833957641122791E-2,-0.53100800725310437,5.2297361759878112E-2,1.2397175585798403,0.16751650709027166,0,77.12548184081281,null,"Test Statistics"]
[2003,3,0.14853858089111563,1.2910614482818614,5.2297361759878112E-2,2.8402691052203819,0.26106167218081172,0,76.951530138382708,null,"χ2",15.737994119442792]
[2004,2,6.8333316250004272E-2,-0.53996250778715082,5.2297361759878112E-2,1.3066302763752176,0.14656774700779121,0,76.876125695567126,null,"P-Score",7.2748176116356662E-5]
[2005,3,4.7151603832727547E-2,-0.30997635677129021,5.2297361759878112E-2,0.90160578365736366,9.4695179514834388E-2,0,76.660437927615703,null,"Linear Slope",-6.6893077348958987E-3]
[2006,13,0.10163180336191124,1.1554262230921069,5.2297361759878112E-2,1.9433447489865905,0.14608519542179513,5.2295895508020905E-2,76.514792733901103]
[2007,20,8.1374176790346628E-2,-0.19932369496019986,5.2297361759878112E-2,1.5559900930370811,0.11172013757520212,4.8881483409435128E-2,76.708202682303749]
[2008,20,4.7112773086421332E-2,-0.42103533400032755,5.2297361759878112E-2,0.90086328451401287,6.6093009996308238E-2,2.7345042769139231E-2,76.624077747985396]
[2009,34,5.4664366585197528E-2,0.16028760363827299,5.2297361759878112E-2,1.0452605015944676,7.1360552526504334E-2,3.7356821063211698E-2,76.676206493727378]
[2010,23,3.0378024680647292E-2,-0.44428104488686593,5.2297361759878112E-2,0.580871073767108,4.2234685083318776E-2,1.8224125437346944E-2,76.694000134676102]
[]
["Average",null,null,8.9260720810758448E-2,null,1.4986021586137488]
["Weighted Avg",null,null,5.2445477172383412E-3,null,1.1900941089048587]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
[]
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[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,24,1.0951983036415064E-2,null,1.2543650891655609E-2,0.87310968162392277,1.5318440824452698E-2,6.5466276457846933E-3,76.767775931474176]
[2001,31,1.324857061396017E-2,0.20969604955641463,1.2543650891655609E-2,1.0561973326899183,1.7876056723469216E-2,8.5772712966656738E-3,76.771899857970567]
[2002,29,1.1405961361024487E-2,-0.13907985296120207,1.2543650891655609E-2,0.90930156296139075,1.5540507152381257E-2,7.2365404622818296E-3,76.807076955946641,null,"Test Statistics"]
[2003,28,1.0295501207231533E-2,-9.7357874417103307E-2,1.2543650891655609E-2,0.82077389558731983,1.4102321564953991E-2,6.4591685470234556E-3,76.832299670362758,null,"χ2",0.45709361942033083]
[2004,36,1.2895620501020024E-2,0.2525490737606999,1.2543650891655609E-2,1.0280595826848589,1.7079855875259797E-2,8.6756087227257798E-3,76.78096664264072,null,"P-Score",0.49898541562030152]
[2005,39,1.4748417796451221E-2,0.14367647491523527,1.2543650891655609E-2,1.1757675595278474,1.9329127274811866E-2,1.0124714545352723E-2,76.767396765722737,null,"Linear Slope",7.6202762031653842E-5]
[2006,25,1.0025432163416944E-2,-0.32023676696836767,1.2543650891655609E-2,0.79924355755836163,1.394991877094583E-2,6.0695817563556588E-3,76.771559062382465]
[2007,40,1.7154229760030937E-2,0.71107135138045785,1.2543650891655609E-2,1.3675627541135107,2.2389141879889805E-2,1.1862951982392548E-2,76.809899570653243]
[2008,29,1.44631123165509E-2,-0.1568777777332967,1.2543650891655609E-2,1.1530225483373562,1.9671756548340913E-2,9.1988236802077149E-3,76.804536579607856]
[2009,22,1.3327998264869099E-2,-7.8483387727192766E-2,1.2543650891655609E-2,1.0625294326179997,1.884819151352805E-2,7.7453377221483165E-3,76.769679031216029]
[2010,12,8.5611573534693109E-3,-0.35765617736945332,1.2543650891655609E-2,0.68250921740531179,1.340635635485786E-2,3.6681335686728784E-3,76.742686920106252]
[]
["Average",null,null,1.6730111243619183E-2,null,0.99346155682798165]
["Weighted Avg",null,null,7.7159876705035893E-2,null,1.0336516031894298]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,4,7.2428025672533793E-3,null,1.2802609087043637E-2,0.56572863531256024,1.4342931011432844E-2,3.9641132687475213E-5,76.878733452245839]
[2001,9,1.2965838313688308E-2,0.7901686803269059,1.2802609087043637E-2,1.0127496845006274,2.1342937127196242E-2,4.4440889103904225E-3,76.913763263859721]
[2002,11,1.3408014413410715E-2,3.4103163175773332E-2,1.2802609087043637E-2,1.0472876522473653,2.1241978726604296E-2,5.4476323924253769E-3,76.928609344654689,null,"Test Statistics"]
[2003,11,1.2224867506969311E-2,-8.8241768688585132E-2,1.2802609087043637E-2,0.95487313748734182,1.9387503985714094E-2,4.9568257814640547E-3,76.985075538855185,null,"χ2",4.5367483858836342E-2]
[2004,12,1.1700839944795436E-2,-4.2865704832803386E-2,1.2802609087043637E-2,0.91394182742303653,1.8274640155179916E-2,5.038407667366419E-3,77.016656953723668,null,"P-Score",0.83132973869962146]
[2005,16,1.2601182702746822E-2,7.6946848448419258E-2,1.2802609087043637E-2,0.98426677070842838,1.8725331266688832E-2,6.4001122793431184E-3,77.08872850935515,null,"Linear Slope",2.6343894512470751E-4]
[2006,18,1.1873731752281656E-2,-5.7728783688422824E-2,1.2802609087043637E-2,0.92744624721049906,1.7325081595197529E-2,6.3615622237464687E-3,77.109833691070719]
[2007,33,1.8715220739676793E-2,0.57618692506511082,1.2802609087043637E-2,1.4618286485538932,2.4979021349071651E-2,1.2370419031216896E-2,77.109636559161842]
[2008,27,1.2755916013847079E-2,-0.31842022109821133,1.2802609087043637E-2,0.99635284707366312,1.7533413117522656E-2,7.931728241707986E-3,77.107315854512649]
[2009,34,1.4153600699413002E-2,0.10957148699071695,1.2802609087043637E-2,1.1055247100949588,1.8866066690671059E-2,9.3956475154577997E-3,77.051440541660199]
[2010,26,9.8487888365751345E-3,-0.30414959092468974,1.2802609087043637E-2,0.76927982176244081,1.3630987780484089E-2,6.0374728138329779E-3,77.030721784683919]
[]
["Average",null,null,7.7557103477421369E-2,null,0.97629818021589199]
["Weighted Avg",null,null,6.1830846886716799E-2,null,1.0424976163251611]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,18,1.5223957147009998E-2,null,1.7778615128452611E-2,0.85630725661223306,2.2161376974735445E-2,8.1873968635767652E-3,76.838173907934021]
[2001,31,2.2842523036072877E-2,0.50043269404230917,1.7778615128452611E-2,1.2848314039666717,3.0659833171740262E-2,1.4898101334971861E-2,76.886279500643141]
[2002,21,1.4825861362777356E-2,-0.35095342404320318,1.7778615128452611E-2,0.83391542342633229,2.1089462503607669E-2,8.4815881963949714E-3,76.858391377140634,null,"Test Statistics"]
[2003,38,2.5827239339572473E-2,0.74203971746395769,1.7778615128452611E-2,1.4527137886144446,3.3766749952968134E-2,1.7756170256813385E-2,76.840409595902855,null,"χ2",0.89069850656742022]
[2004,23,1.5361080308712971E-2,-0.40523723396264277,1.7778615128452611E-2,0.86402007117693569,2.1556742567835928E-2,9.0864541498185993E-3,76.809200542586595,null,"P-Score",0.34528808944961542]
[2005,18,1.2154152509959975E-2,-0.20876967858399853,1.7778615128452611E-2,0.68363887862720329,1.7730757881709906E-2,6.5138658401185127E-3,76.789393997913521,null,"Linear Slope",-5.4526305737000777E-4]
[2006,31,2.2101089871757781E-2,0.81839826788799797,1.7778615128452611E-2,1.2431277527565998,2.9676625785284346E-2,1.4406335317390861E-2,76.845565524419001]
[2007,21,1.7053522384178191E-2,-0.22838545596023763,1.7778615128452611E-2,0.95921545412645814,2.4223048205343808E-2,9.7778604770772416E-3,76.8448984164244]
[2008,19,1.8715520808494729E-2,9.7457779505921716E-2,1.7778615128452611E-2,1.052698462353387,2.695394959753317E-2,1.0336397216903718E-2,76.883971448051042]
[2009,12,1.6569416846968388E-2,-0.11466974301630184,1.7778615128452611E-2,0.9319858002016681,2.5773318638766023E-2,7.1899506851133884E-3,76.842142775841324]
[2010,4,8.0743440382717441E-3,-0.51269594380751782,1.7778615128452611E-2,0.45416046075206912,1.5971596304819057E-2,4.9308546549802469E-5,76.716868367957701]
[]
["Average",null,null,3.3761697952628476E-2,null,0.96514679569218198]
["Weighted Avg",null,null,0.17907508104632083,null,1.0670289854063602]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,42,2.6089630093043565E-2,null,2.3576521241054756E-2,1.1065937093218243,3.371719191453549E-2,1.8340690540469658E-2,76.999219399755219]
[2001,40,2.704513866299859E-2,3.6624075027027692E-2,2.3576521241054756E-2,1.1471216803564637,3.5129545181155443E-2,1.8824113035759003E-2,77.00190654015563]
[2002,30,2.4599286942929312E-2,-9.0435909778326717E-2,2.3576521241054756E-2,1.043380687566984,3.312374778015769E-2,1.5923177341189095E-2,76.990390061357004,null,"Test Statistics"]
[2003,15,1.6434374831270332E-2,-0.33191661736381584,2.3576521241054756E-2,0.6970652991270182,2.4610090373131048E-2,8.1204431113795616E-3,76.99821553974698,null,"χ2",2.7714303113007279]
[2004,20,2.8423959708514114E-2,0.72954310707522185,2.3576521241054756E-2,1.2056044832864621,4.0362112389893158E-2,1.6185037734518071E-2,77.033637389876503,null,"P-Score",9.5960380196306094E-2]
[2005,11,2.0138303644866365E-2,-0.29150252634103835,2.3576521241054756E-2,0.8541677306403761,3.1719213252007189E-2,8.2770188217704977E-3,76.946141496870965,null,"Linear Slope",-1.1730953442256702E-3]
[2006,8,1.9650303686846473E-2,-2.4232426257228101E-2,2.3576521241054756E-2,0.83346917409632937,3.2889957106169161E-2,6.0431193647973638E-3,76.921766642796911]
[2007,7,2.5152145688586629E-2,0.27998763222285361,2.3576521241054756E-2,1.066830234682298,4.3004122981812658E-2,6.621479871969903E-3,76.994231518205964]
[2008,1,5.8346070134578532E-3,-0.76802746430872326,2.3576521241054756E-2,0.24747531469137249,1.7252304960272215E-2,0,77.100708118007915]
[2009,2,2.0621470706174941E-2,2.5343375584011647,2.3576521241054756E-2,0.87466129949086535,4.7956292044391065E-2,0,77.009869075785602]
[2010,0,0,-1,2.3576521241054756E-2,0,0,0,77.019165304446403]
[]
["Average",null,null,0.10743774286771357,null,0.82512451029636302]
["Weighted Avg",null,null,6.3773707198993432E-2,null,1.0440880725663817]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,9,3.8141515660344807E-2,null,2.1577157178104638E-2,1.7676802993792347,6.1325920102980734E-2,1.3782839953332406E-2,77.231447111790146]
[2001,6,2.2504681648923424E-2,-0.40996886832367752,2.1577157178104638E-2,1.0429864074846704,3.984937752448451E-2,4.5218088876895482E-3,77.098604144242827]
[2002,6,1.8122543023015303E-2,-0.19472120042710106,2.1577157178104638E-2,0.83989484219010579,3.224758731330301E-2,3.5790609176760187E-3,77.108160670867932,null,"Test Statistics"]
[2003,13,3.2910397511248919E-2,0.81599224068351273,2.1577157178104638E-2,1.5252425164073353,4.9827437027265907E-2,1.5380050666652793E-2,76.965695105880982,null,"χ2",2.2679951133694103]
[2004,7,1.5665749446734403E-2,-0.52398783875582844,2.1577157178104638E-2,0.7260339866565545,2.7052123362784945E-2,4.0097110098202141E-3,76.926708157233179,null,"P-Score",0.13207065844515567]
[2005,14,2.7577970185554922E-2,0.76039903353003502,2.1577157178104638E-2,1.2781095284201569,4.1415890327361878E-2,1.3334675487125263E-2,76.91785652127426,null,"Linear Slope",-1.1751971686391753E-3]
[2006,12,2.1511499449765423E-2,-0.21997524455106776,2.1577157178104638E-2,0.996957072342883,3.3323429849864403E-2,9.4073355875218881E-3,76.981077586112491]
[2007,8,1.3088583818323037E-2,-0.39155409185268275,2.1577157178104638E-2,0.606594451265556,2.2050633998155364E-2,3.9607557338383736E-3,77.018477176198388]
[2008,14,2.2138688732740493E-2,0.69145027758832001,2.1577157178104638E-2,1.0260243529766595,3.3387121089728182E-2,1.0625378964946468E-2,77.089274521096556]
[2009,11,1.7809028384403427E-2,-0.19556986416878486,2.1577157178104638E-2,0.82536490963114872,2.810691461230674E-2,7.2905785329389723E-3,77.148443829145492]
[2010,12,2.0393588612627987E-2,0.14512640288046463,2.1577157178104638E-2,0.94514715002967709,3.1620974219332049E-2,8.9028086130799374E-3,77.14771847595091]
[]
["Average",null,null,4.7719084660319003E-2,null,1.0527305015258166]
["Weighted Avg",null,null,0.15585577553590921,null,1.0858187092539844]

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["Analysis of Incidence Rates - Ages from 75 to 79"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,37,4.0184132819462981E-2,null,3.9571574208021057E-2,1.0154797635348498,5.2327209711217286E-2,2.7725824216117963E-2,76.954474420407465]
[2001,43,4.3556562003415317E-2,8.392439869497248E-2,3.9571574208021057E-2,1.1007032920764248,5.5690782598947865E-2,3.1106436540308289E-2,76.99146089012612]
[2002,40,4.8599562302621961E-2,0.11578049476933505,3.9571574208021057E-2,1.2281432638272691,6.2481562619031684E-2,3.4300276731859876E-2,76.996045203410532,null,"Test Statistics"]
[2003,28,4.0701805888540735E-2,-0.16250673956491868,3.9571574208021057E-2,1.0285617063040819,5.4797984131793979E-2,2.6178818504937949E-2,77.091430945358269,null,"χ2",1.3578273670108636]
[2004,18,3.2754054586204159E-2,-0.19526778060170058,3.9571574208021057E-2,0.82771674470218559,4.7105199809094361E-2,1.7964026487449221E-2,77.084265283634579,null,"P-Score",0.24391437299162871]
[2005,13,2.9673202808918327E-2,-9.4060164953851833E-2,3.9571574208021057E-2,0.74986157116043273,4.5041313317837173E-2,1.3802365204595339E-2,77.070392787469146,null,"Linear Slope",-3.8694989897101816E-4]
[2006,8,2.3668928472430097E-2,-0.20234668886783047,3.9571574208021057E-2,0.59812956512689019,3.9459315354598068E-2,7.3507062067139865E-3,77.059839988978027]
[2007,9,3.4630475244554836E-2,0.46311968811316917,3.9571574208021057E-2,0.87513514277972104,5.5860823324596437E-2,1.2423372656084232E-2,77.067903085259289]
[2008,10,5.2871764241419469E-2,0.52674093751378193,3.9571574208021057E-2,1.3361046483387689,8.2337905224192903E-2,2.1450528865998065E-2,77.103678535428571]
[2009,4,3.5132442898054832E-2,-0.33551597148081824,3.9571574208021057E-2,0.88782019925134981,6.7044498080472109E-2,9.5994340597982831E-4,77.214759556574705]
[2010,2,4.0092766643459635E-2,0.1411892637183918,3.9571574208021057E-2,1.0131708794979637,9.0128304365927558E-2,0,77.039428745133151]
[]
["Average",null,null,3.4105743734053062E-2,null,0.96916607059999427]
["Weighted Avg",null,null,2.693021570913217E-2,null,1.0333748812020158]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,13,6.724983725280731E-2,null,3.6438282619602282E-2,1.8455819653978338,9.9154588020324355E-2,3.3002203554441112E-2,81.558432939249201]
[2001,9,3.7288747901145849E-2,-0.4455191354446103,3.6438282619602282E-2,1.0233398837816263,6.0001764189251239E-2,1.3450931827926274E-2,81.568307619845442]
[2002,10,3.5872040828810736E-2,-3.7992883968398949E-2,3.6438282619602282E-2,0.98446025031687601,5.6696548098453453E-2,1.4107327594474839E-2,81.487289232569836,null,"Test Statistics"]
[2003,13,4.6353731012165743E-2,0.29219665068335354,3.6438282619602282E-2,1.272116238190363,6.9447017664931249E-2,2.2085075599852587E-2,81.283646985640274,null,"χ2",4.7581553631490081]
[2004,11,4.3572745008743051E-2,-5.9994868648066579E-2,3.6438282619602282E-2,1.1957957915750597,6.7277946188414928E-2,1.8631182673957886E-2,81.201687365281444,null,"P-Score",2.9159782899294859E-2]
[2005,6,2.7848819342341773E-2,-0.36086607954688665,3.6438282619602282E-2,0.76427365233070199,4.9020451683677663E-2,5.713035140615056E-3,81.086214629685912,null,"Linear Slope",-2.2592478312150163E-3]
[2006,11,4.5677080605036113E-2,0.64018014708393678,3.6438282619602282E-2,1.2535464714921483,7.0403282730253189E-2,1.9599557906754658E-2,81.167223141309591]
[2007,13,3.7668046245338552E-2,-0.17534032940832323,3.6438282619602282E-2,1.0337492202520737,5.6817692392934264E-2,1.7724685843099646E-2,81.368884442752645]
[2008,11,2.4505817139633176E-2,-0.34942691266697201,3.6438282619602282E-2,0.67252942174750208,3.8453699146065307E-2,1.0147332057898398E-2,81.409554028473195]
[2009,20,3.5344067713126287E-2,0.44227256376464363,3.6438282619602282E-2,0.96997073331092309,4.9962034247258716E-2,2.0269226308301514E-2,81.453134999715331]
[2010,21,2.8975270117471402E-2,-0.18019424496772352,3.6438282619602282E-2,0.79518758938117218,4.0840734827375255E-2,1.6812560238828544E-2,81.461116512613813]
[]
["Average",null,null,-2.346850931190473E-2,null,1.0736864743432981]
["Weighted Avg",null,null,1.8580063732153273E-2,null,1.0728120467920002]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,4.2841279457241983E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2001,0,0,0,4.2841279457241983E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2002,0,0,0,4.2841279457241983E-2,0,0,0,81.899467444829469,null,"Test Statistics"]
[2003,3,4.2841436574474145E-2,0,4.2841279457241983E-2,1.0000036674262336,8.6573210208060053E-2,0,81.531463475223916,null,"χ2",2.4813756992713838]
[2004,3,1.6301710581419146E-2,-0.61948730283400311,4.2841279457241983E-2,0.38051409266824476,3.4258034053595829E-2,0,81.710270122680882,null,"P-Score",0.1152014499238177]
[2005,11,3.3726364130939865E-2,1.0688849775913405,4.2841279457241983E-2,0.78723989008313067,5.2508100013271573E-2,1.4184964757482599E-2,81.748717113102899,null,"Linear Slope",2.5343375611954645E-3]
[2006,17,4.2331190408951461E-2,0.25513649335588195,4.2841279457241983E-2,0.98809351506881071,6.0999041863756348E-2,2.2906029072737977E-2,81.784563088916585]
[2007,25,5.613889090358893E-2,0.32618266486825886,4.2841279457241983E-2,1.3103924909530005,7.601182070410728E-2,3.5392326156471123E-2,81.708664102725834]
[2008,20,4.2731919104802181E-2,-0.23881789581150503,4.2841279457241983E-2,0.99744731357640826,6.0116662857356187E-2,2.4691934645091534E-2,81.764819442198416]
[2009,17,3.2749447542826861E-2,-0.23360690956782926,4.2841279457241983E-2,0.76443672919508998,4.750838216629652E-2,1.7525932436838147E-2,81.756035049743318]
[2010,33,5.5673051562639284E-2,0.69996918237582295,4.2841279457241983E-2,1.2995188815078256,7.2890933368761984E-2,3.7803541388567091E-2,81.697858157839605]
[]
["Average",null,null,0.12582612099779669,null,0.68433150731624959]
["Weighted Avg",null,null,0.28482532940525707,null,1.0712177353395009]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,30,7.3918421954047284E-2,null,8.5682548946900611E-2,0.8627010151140132,9.6937443227264566E-2,4.9695198118110032E-2,81.494735852232026]
[2001,52,0.10281353285894312,0.39090540816549102,8.5682548946900611E-2,1.19993550755194,0.12581024181219741,7.857421831073888E-2,81.48181306127745]
[2002,56,9.6214277608110119E-2,-6.418664029264487E-2,8.5682548946900611E-2,1.1229156787543313,0.11726810686667509,7.4131609981638785E-2,81.515835548628303,null,"Test Statistics"]
[2003,67,0.10297526890150985,7.0270145569640841E-2,8.5682548946900611E-2,1.2018231269628301,0.1233217572651594,8.1661913230607147E-2,81.570863884685949,null,"χ2",5.3012975676490948]
[2004,61,8.5369156448178093E-2,-0.17097418284162025,8.5682548946900611E-2,0.99634239991019957,0.10370361801964961,6.6268938473606057E-2,81.508907451030851,null,"P-Score",2.1309544216503763E-2]
[2005,66,9.201718312147214E-2,7.7873870960990743E-2,8.5682548946900611E-2,1.0739314393937702,0.11076516293785638,7.2461639711749654E-2,81.578785636409833,null,"Linear Slope",-4.8978066293900941E-3]
[2006,51,7.5576364471836771E-2,-0.17867117957666445,8.5682548946900611E-2,0.88205084233282005,9.3668459569545073E-2,5.6747252105317794E-2,81.629742535657755]
[2007,32,6.153360393376639E-2,-0.18580889192286243,8.5682548946900611E-2,0.71815795269933136,8.0609755021409116E-2,4.1649069321334262E-2,81.696900069944718]
[2008,27,8.4098076859194737E-2,0.36670163102613529,8.5682548946900611E-2,0.98150764528856627,0.11105107681715438,5.545953712741359E-2,81.755327852242004]
[2009,9,6.5385875543681721E-2,-0.22250450919160525,8.5682548946900611E-2,0.76311776840582568,0.10258102283077698,2.4974172440181599E-2,81.630091901870784]
[2010,1,2.1913746791389199E-2,-0.66485503774053634,8.5682548946900611E-2,0.25575507569189659,6.2333283156379225E-2,0,81.694510143428857]
[]
["Average",null,null,-5.8124938584367569E-2,null,0.91438531382777488]
["Weighted Avg",null,null,1.8421268072497995E-2,null,1.0286053863205145]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
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[]
[]
[]
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[]
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[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,8.466785699357196E-2,0,0,0,82.322653834673929]
[2001,3,0.19637545888035354,0,8.466785699357196E-2,2.3193625757560214,0.32640451605211918,4.1366886869182102E-3,81.869038281442698]
[2002,6,0.22563134470640661,0.14897933780960848,8.466785699357196E-2,2.6648996764325417,0.32821228448254364,8.6076673577016496E-2,82.060926074673446,null,"Test Statistics"]
[2003,6,0.12481670926279571,-0.44681130440804551,8.466785699357196E-2,1.4741923758891391,0.19878296682068441,3.5804727614905135E-2,81.82286470523384,null,"χ2",4.0681649696465394]
[2004,4,4.7789617297041002E-2,-0.61712163716460267,8.466785699357196E-2,0.56443636338485836,8.9728722433979155E-2,1.7993239269942639E-3,81.671257627078475,null,"P-Score",4.3698722029187349E-2]
[2005,13,8.0066110464231663E-2,0.67538714458776661,8.466785699357196E-2,0.94564942715286082,0.11692246167990122,3.9999273277203061E-2,81.667574175850106,null,"Linear Slope",-1.2878391198585675E-2]
[2006,28,9.7320760844254242E-2,0.2155050405218677,8.466785699357196E-2,1.1494416452709191,0.12707626392052743,6.5465107575726988E-2,81.703466940780288]
[2007,55,0.10310098945494704,5.9393582217704743E-2,8.466785699357196E-2,1.2177111021337712,0.12552623205378505,7.9495317594966405E-2,81.792647214201622]
[2008,63,7.9514843639796426E-2,-0.2287674050447136,8.466785699357196E-2,0.93913849320449017,9.6533253428267296E-2,6.1842980604903279E-2,81.815656895016062]
[2009,82,8.049949409896591E-2,1.2383228264020385E-2,8.466785699357196E-2,0.95076805953736943,9.5604801655835431E-2,6.4881034826887715E-2,81.719642203407403]
[2010,94,7.796534418554299E-2,-3.1480320985712518E-2,8.466785699357196E-2,0.92083757584017001,9.1716160729806886E-2,6.3791770849008195E-2,81.711284441964011]
[]
["Average",null,null,-2.1253233420210637E-2,null,1.1951306631456493]
["Weighted Avg",null,null,-7.1489527820516154E-3,null,1.0429088780101441]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,32,1.7744634152944312E-2,null,2.3621208643808695E-2,0.75121618120905598,2.3787506580892862E-2,1.1626483533656078E-2,81.315368065941811]
[2001,55,2.2544364032309593E-2,0.27048908633424129,2.3621208643808695E-2,0.95441195970379145,2.8351775595873947E-2,1.6667114813056553E-2,81.317929424615443]
[2002,64,2.0289359605934636E-2,-0.10002519579364422,2.3621208643808695E-2,0.85894671656662402,2.5158777051367837E-2,1.5371051613119824E-2,81.387523091959835,null,"Test Statistics"]
[2003,80,1.9477558929505496E-2,-4.0011153244663644E-2,2.3621208643808695E-2,0.82457926786107605,2.3667625034482304E-2,1.5251373310329877E-2,81.433419178632036,null,"χ2",12.950914075693454]
[2004,95,1.8794845543839627E-2,-3.5051280714220479E-2,2.3621208643808695E-2,0.79567670847215111,2.2511466427927541E-2,1.5049854010288414E-2,81.486670473961595,null,"P-Score",3.1976532482782529E-4]
[2005,144,2.5124665664176576E-2,0.33678489698531577,2.3621208643808695E-2,1.0636486067685595,2.9113508138940269E-2,2.1102912023895876E-2,81.53527956581074,null,"Linear Slope",8.6737016659624365E-4]
[2006,147,2.431472583349813E-2,-3.2236840143639367E-2,2.3621208643808695E-2,1.0293599366631567,2.8141584855148817E-2,2.0457609843716699E-2,81.55605121930185]
[2007,169,2.9140247247035171E-2,0.19846086057400547,2.3621208643808695E-2,1.2336475955337307,3.3378894355333581E-2,2.4864263362386931E-2,81.582621687196493]
[2008,118,2.3234172430003388E-2,-0.20267758083736531,2.3621208643808695E-2,0.98361488526512164,2.7322474010794608E-2,1.9111358365706672E-2,81.601928596547964]
[2009,107,2.5435454203389832E-2,9.4743282981916144E-2,2.3621208643808695E-2,1.07680578868502,3.0114143482829755E-2,2.0711406509473583E-2,81.578269385176071]
[2010,98,2.7777966601812653E-2,9.2096346292515952E-2,2.3621208643808695E-2,1.1759756674895414,3.3091074229750932E-2,2.2406145921813496E-2,81.58458041719102]
[]
["Average",null,null,5.825724224344616E-2,null,0.97708030129252987]
["Weighted Avg",null,null,6.7168293118905237E-2,null,1.0212425059966783]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,5.4615829524334372E-2,null,2.8862530164079241E-2,1.8922744892374788,0.14425255729207836,0,81.645964364383289]
[2001,7,4.9579808993927513E-2,-9.2208075465795791E-2,2.8862530164079241E-2,1.7177915003318693,8.267875747186057E-2,1.4002885468958014E-2,81.493378363454156]
[2002,4,1.2210563735383369E-2,-0.75371902427298765,2.8862530164079241E-2,0.42305936679730122,2.401865259018978E-2,1.1325100682637228E-4,81.595946840372832,null,"Test Statistics"]
[2003,12,2.1080071619121728E-2,0.72637988515113272,2.8862530164079241E-2,0.73036118106363579,3.2666784709758492E-2,9.2124222761717067E-3,81.610411699271864,null,"χ2",1.3091194247476594]
[2004,25,2.6667776928001367E-2,0.26507050876482952,2.8862530164079241E-2,0.92395839091025544,3.6737261082191747E-2,1.638554575608973E-2,81.619514441371052,null,"P-Score",0.25255415019541111]
[2005,43,2.834211336083272E-2,6.2785002190163253E-2,2.8862530164079241E-2,0.98196912050717566,3.6493660557944292E-2,2.0051460310594904E-2,81.642569224631202,null,"Linear Slope",-1.2641513161812683E-3]
[2006,77,2.9659136461646418E-2,4.6468768367631696E-2,2.8862530164079241E-2,1.0276000161121908,3.6030381765370732E-2,2.3203110799334011E-2,81.655882598632928]
[2007,140,3.1719309565543988E-2,6.9461668466365367E-2,2.8862530164079241E-2,1.0989788277474073,3.6760731380013636E-2,2.6624838302056805E-2,81.700422678651506]
[2008,234,3.4454946228617028E-2,8.6245151629804173E-2,2.8862530164079241E-2,1.193760423384427,3.8673439497292961E-2,3.019926659391392E-2,81.68374836198609]
[2009,274,2.9551405087074864E-2,-0.14231748060223237,2.8862530164079241E-2,1.023867447485701,3.2927740623556093E-2,2.6151411379228794E-2,81.699062893058198]
[2010,289,2.4626627112590487E-2,-0.16665122893389483,2.8862530164079241E-2,0.85323867909679896,2.7392413972420763E-2,2.1845065356358398E-2,81.7018460007464]
[]
["Average",null,null,1.0151517529501608E-2,null,1.0788054038794763]
["Weighted Avg",null,null,-3.5524734906126114E-2,null,1.0209266307896627]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
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[]
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[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,19,3.5522541578471206E-2,null,3.4003608424487144E-2,1.044669763721024,5.0584044844895003E-2,1.99754648122135E-2,81.304817257759936]
[2001,26,3.5000558649301294E-2,-1.4694413912270998E-2,3.4003608424487144E-2,1.029318953811273,4.772996543299754E-2,2.1926222030165973E-2,81.404620055324969]
[2002,33,3.4519657681944205E-2,-1.3739808332078995E-2,3.4003608424487144E-2,1.0151763086733299,4.5691362015306783E-2,2.3083289812972037E-2,81.477872249426511,null,"Test Statistics"]
[2003,37,3.1857744651907376E-2,-7.7112961390378043E-2,3.4003608424487144E-2,0.93689305717817706,4.1655992592846323E-2,2.185706965512214E-2,81.527252418131908,null,"χ2",1.3067870875401706]
[2004,49,3.684285505681039E-2,0.15648033027361685,3.4003608424487144E-2,1.0834983921964767,4.6601083863797133E-2,2.6882805724854526E-2,81.528324903232587,null,"P-Score",0.25297719557802378]
[2005,49,3.4420064568318143E-2,-6.5760117796419104E-2,3.4003608424487144E-2,1.0122474102934056,4.3582598149353134E-2,2.5080277695828546E-2,81.539520203180317,null,"Linear Slope",-7.198793544428803E-4]
[2006,66,4.5994217080185827E-2,0.33626178965745113,3.4003608424487144E-2,1.3526275360547866,5.6310278319617969E-2,3.5450120437557416E-2,81.547930247597421]
[2007,36,2.7264499817463789E-2,-0.40721896037645011,3.4003608424487144E-2,0.80181195704599706,3.584749422121887E-2,1.8527319261769041E-2,81.520106114171767]
[2008,38,3.4592400804567894E-2,0.26877078384582531,3.4003608424487144E-2,1.017315585238205,4.5031775764472023E-2,2.3922264127566286E-2,81.469707566858816]
[2009,18,2.13996784997901E-2,-0.3813763138127062,3.4003608424487144E-2,0.62933551735584248,3.1017651958798839E-2,1.1588857743322595E-2,81.442183734388649]
[2010,20,3.0529279555864926E-2,0.42662328110043224,3.4003608424487144E-2,0.89782470068322995,4.3291849712827471E-2,1.7421597984769971E-2,81.490591010530466]
[]
["Average",null,null,2.2823360925702207E-2,null,0.98370174384106801]
["Weighted Avg",null,null,5.1588285694685196E-2,null,1.0320961568593416]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,3.6301029087882505E-2,0,0,0,81]
[2001,0,0,0,3.6301029087882505E-2,0,0,0,81.156716017862735]
[2002,0,0,0,3.6301029087882505E-2,0,0,0,81.586613997725081,null,"Test Statistics"]
[2003,0,0,0,3.6301029087882505E-2,0,0,0,82.15537286652966,null,"χ2",0.50347349137859854]
[2004,1,1.341173026140334E-2,0,3.6301029087882505E-2,0.36945867922736808,3.8931460318658344E-2,0,81.632139302427944,null,"P-Score",0.47797786333073244]
[2005,10,4.0821802817115053E-2,2.0437387288195916,3.6301029087882505E-2,1.1245356906628745,6.4240253329012995E-2,1.6201118389714098E-2,81.750775832288653,null,"Linear Slope",2.198283675932034E-3]
[2006,22,3.8724789103962445E-2,-5.1369943717267885E-2,3.6301029087882505E-2,1.0667683555254637,5.3892716653532742E-2,2.306259514548719E-2,81.682900452013797]
[2007,34,3.2791128044741116E-2,-0.15322642670284237,3.6301029087882505E-2,0.90331125228862963,4.3286531960338485E-2,2.2062895128032872E-2,81.651584123481712]
[2008,56,3.3563060435271436E-2,2.3540891593514912E-2,3.6301029087882505E-2,0.9245760045539585,4.1940318147201137E-2,2.5038009218927713E-2,81.669235114755978]
[2009,89,3.7656662484046678E-2,0.12196748436186322,3.6301029087882505E-2,1.0373442139307476,4.5064448047888707E-2,3.0133048574257516E-2,81.665227856053562]
[2010,115,3.7759714348378243E-2,2.7366170428730907E-3,3.6301029087882505E-2,1.0401830277859163,4.4299065368852877E-2,3.113025620071393E-2,81.686786803341192]
[]
["Average",null,null,0.19873873513977328,null,0.58783429308863255]
["Weighted Avg",null,null,8.1301703412515136E-2,null,1.0076979861635116]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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[]
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[]
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[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,56,3.6685894648096996E-2,null,3.8441731259267913E-2,0.95432472592535489,4.5783889706633073E-2,2.7412739442377442E-2,81.579510588412973]
[2001,58,3.7341936067269148E-2,1.7882661046298987E-2,3.8441731259267913E-2,0.9713905915271801,4.6430774988600883E-2,2.8078171347255907E-2,81.564661875873739]
[2002,46,3.2130907037365666E-2,-0.13954897840637237,3.8441731259267913E-2,0.83583402684600028,4.0998075502076035E-2,2.3098232204043292E-2,81.580627659206996,null,"Test Statistics"]
[2003,59,4.6686532181758583E-2,0.45301009173086504,3.8441731259267913E-2,1.2144752760192852,5.773890949212937E-2,3.5371796836116944E-2,81.631979386634512,null,"χ2",4.3357240134941882E-2]
[2004,52,4.9502254969080839E-2,6.0311243001732739E-2,3.8441731259267913E-2,1.2877217895108808,6.1902620951820052E-2,3.6769665646878391E-2,81.649163635091298,null,"P-Score",0.83505405880265315]
[2005,27,3.0660749299519414E-2,-0.38061913909436751,3.8441731259267913E-2,0.79759023059419099,4.1709451106416343E-2,1.9354301676190969E-2,81.685292533450024,null,"Linear Slope",3.543340807611619E-4]
[2006,27,4.0144736882778219E-2,0.30932015035286375,3.8441731259267913E-2,1.0443009606415614,5.4316452863198306E-2,2.5541813209417993E-2,81.77369934415907]
[2007,16,3.5611131157334004E-2,-0.11293150927062368,3.8441731259267913E-2,0.92636647702354769,5.2038622446576109E-2,1.8604246087495512E-2,81.825876034043134]
[2008,8,3.3252537702745603E-2,-6.6231916199681162E-2,3.8441731259267913E-2,0.86501145014713021,5.4919324093407107E-2,1.0568981610375054E-2,81.757718848792706]
[2009,3,2.8525596902394028E-2,-0.14215278372457207,3.8441731259267913E-2,0.74204766455508675,5.8861295313326983E-2,0,81.732312178462507]
[2010,2,5.7163001384545047E-2,1.0039195526789348,3.8441731259267913E-2,1.4870038240216776,0.12486862882810144,0,81.795231070000511]
[]
["Average",null,null,0.10029593721150784,null,1.0114606378919906]
["Weighted Avg",null,null,6.1585508368473089E-2,null,1.0268925044453212]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,21,3.781855357816525E-2,null,4.1893048904942498E-2,0.90274053970093016,5.3004995194835224E-2,2.2137100393481011E-2,81.678262341088484]
[2001,39,4.6799021226550448E-2,0.23746195448284202,4.1893048904942498E-2,1.1171070726492085,6.0386362458907439E-2,3.2812952997993874E-2,81.696957859455807]
[2002,55,4.6785877621592954E-2,-2.8085213350648175E-4,4.1893048904942498E-2,1.1167933307444999,5.825034975580555E-2,3.5038838110389228E-2,81.727483225814524,null,"Test Statistics"]
[2003,61,4.1374105421555694E-2,-0.11567106304616115,4.1893048904942498E-2,0.98761265897442052,5.1114861446508571E-2,3.1431288180664541E-2,81.744231242147094,null,"χ2",3.0438965201680541]
[2004,85,4.6661804309031205E-2,0.1278021321210403,4.1893048904942498E-2,1.1138316625010813,5.5883375552411609E-2,3.7258314515744496E-2,81.820997407473243,null,"P-Score",8.1041174672900521E-2]
[2005,103,4.8317503105755277E-2,3.5482957018951433E-2,4.1893048904942498E-2,1.1533537035079542,5.6970701858300068E-2,3.9504030885813377E-2,81.795504106955974,null,"Linear Slope",-4.9595355104209448E-4]
[2006,102,4.194528801958812E-2,-0.13188212710867786,4.1893048904942498E-2,1.0012469637806538,4.9590969720352547E-2,3.4175595454893688E-2,81.788242394749759]
[2007,119,4.3431162178209637E-2,3.5424101937925112E-2,4.1893048904942498E-2,1.0367152382906577,5.0743098687893923E-2,3.6005706476811485E-2,81.834100919219082]
[2008,101,3.440002827913928E-2,-0.20794133626940969,4.1893048904942498E-2,0.82113928630963884,4.0796932676904006E-2,2.7917229420430883E-2,81.910695529769043]
[2009,126,4.0996891088940127E-2,0.19176911007951958,4.1893048904942498E-2,0.97860843649657014,4.7738513730237846E-2,3.4159131967413971E-2,81.922081758720765]
[2010,123,3.910126972602667E-2,-4.623817349469328E-2,4.1893048904942498E-2,0.93335936982647127,4.5633102569373946E-2,3.2479411008162914E-2,81.886656498279947]
[]
["Average",null,null,1.2592670358782998E-2,null,1.0147734784347351]
["Weighted Avg",null,null,5.2883305319811101E-3,null,1.0098428795679673]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
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[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,11,1.5385551062820796E-2,null,2.079425235484185E-2,0.73989440929518868,2.4333107700032875E-2,6.272364615957227E-3,81.55843613175243]
[2001,18,2.2038471109373976E-2,0.43241350403301237,2.079425235484185E-2,1.0598347434329571,3.1929399207277012E-2,1.1943342355945146E-2,81.590237663473928]
[2002,14,1.5370684561598241E-2,-0.30255213779052115,2.079425235484185E-2,0.73917947610264745,2.3302640365847532E-2,7.3088398851166555E-3,81.58726772536788,null,"Test Statistics"]
[2003,19,2.0807481269877422E-2,0.35371207355737089,2.079425235484185E-2,1.0006361813259659,2.9924260058424437E-2,1.151771766337404E-2,81.570749444188706,null,"χ2",1.8525210053632228]
[2004,21,2.6197093234655185E-2,0.25902279544906759,2.079425235484185E-2,1.2598237622404975,3.6990940153989585E-2,1.5158538753970373E-2,81.576515365699635,null,"P-Score",0.17349047097619857]
[2005,15,2.4645819163664588E-2,-5.9215503685671189E-2,2.079425235484185E-2,1.1852226636042491,3.6679188091005115E-2,1.2308016557923705E-2,81.574184713968492,null,"Linear Slope",1.1371694566189438E-3]
[2006,6,1.391757794617815E-2,-0.43529659721366121,2.079425235484185E-2,0.66929927119680765,2.4882741661181648E-2,2.7030037575216533E-3,81.676536587911926]
[2007,7,2.1244222133034257E-2,0.52643097924003701,2.079425235484185E-2,1.0216391419375861,3.6470891530385179E-2,5.5285706316975103E-3,81.60205588224612]
[2008,7,2.7513422373974035E-2,0.29510142577502618,2.079425235484185E-2,1.3231263093509422,4.6926124678407087E-2,7.2934614587052615E-3,81.594223582675482]
[2009,5,2.7517390041156053E-2,1.4420842046058979E-4,2.079425235484185E-2,1.3233171153060836,5.0406169429506882E-2,3.4979462170814861E-3,81.693433555978643]
[2010,3,3.101570798801909E-2,0.12713116838591221,2.079425235484185E-2,1.4915519663200212,6.3764892225207329E-2,0,81.660188047737208]
[]
["Average",null,null,0.11968919161710331,null,1.0739568218284496]
["Weighted Avg",null,null,0.14555992451861777,null,1.0502499858529837]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
[]
[]
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[]
[]
[]
[]
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[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,9.3489347608707949E-3,null,2.7793532503465161E-2,0.33637087188198245,2.7406794852425288E-2,0,81.559893001636283]
[2001,2,9.9897099494209492E-3,6.8539914433039639E-2,2.7793532503465161E-2,0.35942570265854046,2.3679376112638997E-2,0,81.50072837911776]
[2002,9,2.8280431016393038E-2,1.830956169856794,2.7793532503465161E-2,1.0175184105463086,4.5886916236024075E-2,1.0011935892569303E-2,81.557228099358042,null,"Test Statistics"]
[2003,12,2.3177539136641341E-2,-0.18043897127288311,2.7793532503465161E-2,0.83391843529611354,3.5854810555447841E-2,1.0162446110650107E-2,81.759381314935879,null,"χ2",0.58986958359930819]
[2004,26,2.9767236968153241E-2,0.28431395553526451,2.7793532503465161E-2,1.07101308422893,4.0717139910934175E-2,1.8564468460482261E-2,81.736522237847964,null,"P-Score",0.44246955436042396]
[2005,34,2.5959420894459496E-2,-0.12791970170988909,2.7793532503465161E-2,0.93400940996697712,3.438964301517354E-2,1.7380702910916739E-2,81.701094083554423,null,"Linear Slope",1.5816866216472113E-3]
[2006,54,3.1886219783119049E-2,0.22831013498935593,2.7793532503465161E-2,1.1472532244378664,4.0017757019665021E-2,2.3615749208749547E-2,81.680006633865688]
[2007,61,3.0949859048659292E-2,-2.9365686520027023E-2,2.7793532503465161E-2,1.1135633458899337,3.8393878297976095E-2,2.3389688838322851E-2,81.753501271184334]
[2008,55,2.5081173519416113E-2,-0.18961913590677248,2.7793532503465161E-2,0.90241042646483005,3.1508585448396249E-2,1.8567880351782043E-2,81.837115705513327]
[2009,67,2.7598778098783517E-2,0.10037826090627089,2.7793532503465161E-2,0.992992815697056,3.3978104164655368E-2,2.113463753564632E-2,81.852139772638893]
[2010,75,2.8445615888005194E-2,3.0683887025382717E-2,2.7793532503465161E-2,1.023461695070921,3.4651757147308448E-2,2.2159160795607886E-2,81.826527266880959]
[]
["Average",null,null,0.20158388273365357,null,0.88472158383085997]
["Weighted Avg",null,null,6.7243266748833852E-2,null,1.0167280979318607]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,39,2.700803579230111E-2,null,2.3204629775934627E-2,1.1639072052901689,3.5183971908580837E-2,1.8692348202215863E-2,81.581412011484844]
[2001,33,2.0975612528661161E-2,-0.22335660801218082,2.3204629775934627E-2,0.90394083987561979,2.7962408619137624E-2,1.3887650116477853E-2,81.577842257662638]
[2002,29,1.8221529497756211E-2,-0.1312992899321419,2.3204629775934627E-2,0.7852540494592869,2.4731206799905446E-2,1.1624367292739584E-2,81.596493444937408,null,"Test Statistics"]
[2003,35,2.3981243378821532E-2,0.31609387575146042,2.3204629775934627E-2,1.0334680454024019,3.1690129750792544E-2,1.6148628361776482E-2,81.610961845045836,null,"χ2",2.8948053409797059E-2]
[2004,39,3.1683982875915374E-2,0.32119850398984462,2.3204629775934627E-2,1.365416435506962,4.1181602967748705E-2,2.1996322094780963E-2,81.669131632741795,null,"P-Score",0.86489903406472368]
[2005,13,1.3622939891480312E-2,-0.57003701381760907,2.3204629775934627E-2,0.58707852799308935,2.0945674251382728E-2,6.1898408197976337E-3,81.739434505800062,null,"Linear Slope",3.6007909192144037E-4]
[2006,13,1.9414281027742276E-2,0.42511683839138326,2.3204629775934627E-2,0.83665549570097875,2.9711152147732976E-2,8.896521489032496E-3,81.758477465001732]
[2007,16,3.7568707736597949E-2,0.93510682589345873,2.3204629775934627E-2,1.6190177606522391,5.4822194540346016E-2,1.9673610834047218E-2,81.689156335339064]
[2008,6,2.6626655678733419E-2,-0.29125441669651086,2.3204629775934627E-2,1.14747168715218,4.6932635332769805E-2,5.4365639327190714E-3,81.72873696411007]
[2009,2,2.1994901010078442E-2,-0.17395179945014039,2.3204629775934627E-2,0.94786692235396985,5.1025812667310808E-2,0,81.557372016860299]
[2010,0,0,-1,2.3204629775934627E-2,0,0,0,81.294546795694316]
[]
["Average",null,null,-3.9238308388243603E-2,null,0.94455245176244518]
["Weighted Avg",null,null,0.10397287408509345,null,1.0693813741176297]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,4,2.1098236527635355E-2,null,2.7407173520976165E-2,0.76980709125250568,4.1010771937897435E-2,3.4123533610625894E-4,81.692266112932202]
[2001,13,3.5493473308598172E-2,0.68229573415329448,2.7407173520976165E-2,1.2950431857350462,5.3629098183538178E-2,1.6649189976530251E-2,81.668290123027404]
[2002,15,2.2923125550197043E-2,-0.35415941542570883,2.7407173520976165E-2,0.83639144812407451,3.415946306007428E-2,1.1422269445678684E-2,81.69873785780149,null,"Test Statistics"]
[2003,32,3.2765378803247501E-2,0.42935913043349605,2.7407173520976165E-2,1.1955037529926396,4.3572284227560328E-2,2.1711462730327979E-2,81.741274641327323,null,"χ2",5.8520477301634288E-2]
[2004,39,2.7629431189754593E-2,-0.15674922131478197,2.7407173520976165E-2,1.0081094706321438,3.5982569727375117E-2,1.9130268731323962E-2,81.835324381537419,null,"P-Score",0.80884985458940628]
[2005,44,2.4091365170814866E-2,-0.12805424746679894,2.7407173520976165E-2,0.87901677100619169,3.1002679672368839E-2,1.7080753375983301E-2,81.889093385234617,null,"Linear Slope",3.7746600230707073E-6]
[2006,66,2.9670954189078912E-2,0.23160119730464079,2.7407173520976165E-2,1.082598107622085,3.6551642410265303E-2,2.2691278992034509E-2,81.876170649256849]
[2007,70,2.7134151820293044E-2,-8.5497835783103882E-2,2.7407173520976165E-2,0.99003831239751294,3.3276855998095226E-2,2.0912885112895952E-2,81.843062611168051]
[2008,80,2.7678999942121148E-2,2.0079791896079335E-2,2.7407173520976165E-2,1.0099180756796005,3.3536328225217134E-2,2.1750241161301715E-2,81.826812756598173]
[2009,80,2.563677423394926E-2,-7.3782496204427006E-2,2.7407173520976165E-2,0.93540379909398819,3.1084225811755552E-2,2.0127722854683706E-2,81.826482297902103]
[2010,90,2.8057299866024496E-2,9.441615430968997E-2,2.7407173520976165E-2,1.0237210285311162,3.3652817623823349E-2,2.2396604351827418E-2,81.883663549055413]
[]
["Average",null,null,6.5950879190237996E-2,null,1.0023228220969913]
["Weighted Avg",null,null,3.574372800592255E-2,null,1.0079260570294339]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,46,6.6791427729711375E-2,null,6.8448088578117697E-2,0.97579682818292834,8.3927658255524368E-2,4.9001868467920234E-2,81.612935989120871]
[2001,60,7.1082785747784399E-2,6.4250131550400491E-2,6.8448088578117697E-2,1.0384919027601451,8.694436240731121E-2,5.4660372531082052E-2,81.554221516543734]
[2002,58,6.5518077829367458E-2,-7.8284887963755545E-2,6.8448088578117697E-2,0.95719368050129983,8.0558296035179514E-2,4.9977621251017568E-2,81.59184448646613,null,"Test Statistics"]
[2003,69,8.0080074689594702E-2,0.22225921978590235,6.8448088578117697E-2,1.169938801113515,9.6451369333326736E-2,6.3104573248801393E-2,81.646978596031758,null,"χ2",1.6540447544329615]
[2004,74,9.0358775219379905E-2,0.12835528150575981,6.8448088578117697E-2,1.3201066252749516,0.10782624004363675,7.2193676620026986E-2,81.716844647537442,null,"P-Score",0.19840931124602501]
[2005,37,5.3517730322082735E-2,-0.40771961337293117,6.8448088578117697E-2,0.78187326240680333,6.9237001284084151E-2,3.7258385761230813E-2,81.777959972613218,null,"Linear Slope",-9.8097138538440058E-4]
[2006,37,5.9451349461597504E-2,0.11087202509906158,6.8448088578117697E-2,0.86856113438065563,7.6692845764437925E-2,4.1553677323908404E-2,81.765967384158898]
[2007,27,5.3094130980070875E-2,-0.10693144123890852,6.8448088578117697E-2,0.77568464047723085,7.1315199924573608E-2,3.4143747199340831E-2,81.776184942826063]
[2008,24,6.6203462372671842E-2,0.24690735398836483,6.8448088578117697E-2,0.96720688258687992,8.9584366742673033E-2,4.1589986895009805E-2,81.806478328049963]
[2009,11,5.7544507642496523E-2,-0.13079307969472087,6.8448088578117697E-2,0.84070291571141165,8.7827951168978166E-2,2.5181239189589154E-2,81.855465945087033]
[2010,3,7.2605311644868248E-2,0.26172443938419154,6.8448088578117697E-2,1.0607354150146362,0.14071045669503257,0,82.059199748182351]
[]
["Average",null,null,3.106394290433645E-2,null,0.97784473531004157]
["Weighted Avg",null,null,3.4866317590644375E-2,null,1.0286536563951871]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
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[]
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[]
[]
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[]
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[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,0.13361386901271244,null,5.7489662887686831E-2,2.3241372848844786,0.3014609279193608,0,81.423754981384548]
[2001,3,0.13100988753456203,-1.9488856189791681E-2,5.7489662887686831E-2,2.2788425075740322,0.23526140232116732,0,81.890992841499624]
[2002,2,4.2315332503727141E-2,-0.67700657332017156,5.7489662887686831E-2,0.73605115038498969,9.4764884997920823E-2,0,81.929399869341722,null,"Test Statistics"]
[2003,5,5.988466668320281E-2,0.41520019198545022,5.7489662887686831E-2,1.0416597293359489,0.10563204438552683,9.2049962198711855E-3,81.791096264657298,null,"χ2",2.1164249254077248E-2]
[2004,11,7.6928791172166638E-2,0.28461583628960185,5.7489662887686831E-2,1.3381325843301004,0.1155815624415741,3.4743039583611107E-2,81.91182444654018,null,"P-Score",0.88433239696003663]
[2005,10,4.243774853349145E-2,-0.44835024849778593,5.7489662887686831E-2,0.73818050762271548,6.6689046907803487E-2,1.6892529634189395E-2,81.894659382113545,null,"Linear Slope",-6.0086102533888214E-3]
[2006,21,6.9116223293664111E-2,0.62864962638435617,5.7489662887686831E-2,1.20223740794395,9.4996064941014258E-2,4.1712669103997561E-2,81.976050239662655]
[2007,19,4.7919545202153892E-2,-0.30668165998377572,5.7489662887686831E-2,0.83353324398110751,6.7680206345538965E-2,2.7303084768811138E-2,81.923233649421149]
[2008,25,4.6326921136466533E-2,-3.3235375230893704E-2,5.7489662887686831E-2,0.80583045384997132,6.3084245685882681E-2,2.8959249679450415E-2,81.827406392255284]
[2009,37,5.4362492621136446E-2,0.17345360510790919,5.7489662887686831E-2,0.94560465117599146,7.030105495988738E-2,3.7867903178922704E-2,81.889599639625857]
[2010,54,6.6683968357375251E-2,0.22665398774316214,5.7489662887686831E-2,1.1599297161935118,8.2500497329988459E-2,5.0312560128884076E-2,81.928726812459317]
[]
["Average",null,null,2.4381053428806098E-2,null,1.2185581124797087]
["Weighted Avg",null,null,0.13038137191306429,null,1.0467860881680273]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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[]
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[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,21,6.8209636862124792E-2,null,4.8146044952736514E-2,1.4167235736410766,9.3802166351738325E-2,4.1129545209113841E-2,81.750902250709984]
[2001,19,5.5745052875943023E-2,-0.18273933947745524,4.8146044952736514E-2,1.1578324435717664,7.8331124021427334E-2,3.2024201692298422E-2,81.678039320158888]
[2002,17,4.8159623747103655E-2,-0.13607358388770829,4.8146044952736514E-2,1.0002820334334932,6.9118700059497884E-2,2.6235008032633442E-2,81.628343888914614,null,"Test Statistics"]
[2003,19,5.5426715668784189E-2,0.15089594469926859,4.8146044952736514E-2,1.1512205358341456,7.7899939605767132E-2,3.1830702206956336E-2,81.593932743337817,null,"χ2",1.7871243900582396]
[2004,8,2.7887003229377722E-2,-0.49686711736586942,4.8146044952736514E-2,0.57921690674184212,4.6299310764672162E-2,8.7497576420184128E-3,81.418693528739865,null,"P-Score",0.18127692028544759]
[2005,14,5.9052975031938175E-2,1.1175805283275646,4.8146044952736514E-2,1.2265384433946476,8.660421767122016E-2,2.9787953197867326E-2,81.079573941171503,null,"Linear Slope",-1.5483957001385046E-3]
[2006,10,3.8807154682625349E-2,-0.34284166612034517,4.8146044952736514E-2,0.80602995990057202,6.1177651723347402E-2,1.5344534499429286E-2,81.112294487841865]
[2007,16,4.3253327581217485E-2,0.11457095824092378,4.8146044952736514E-2,0.89837758477727381,6.2861808515673009E-2,2.2806742942574593E-2,81.280189699680307]
[2008,18,3.8443941897167488E-2,-0.11119111414074057,4.8146044952736514E-2,0.79848598020682116,5.5073938139460786E-2,2.1218108216234384E-2,81.441333561250218]
[2009,30,5.4550819767353632E-2,0.41897050810424008,4.8146044952736514E-2,1.1330280570481852,7.2272509058632528E-2,3.6138896917635548E-2,81.519972967135828]
[2010,27,4.3615052000288063E-2,-0.20046935708214908,4.8146044952736514E-2,0.90589065089569898,5.8896012271078553E-2,2.7829658938624834E-2,81.642188640539331]
[]
["Average",null,null,3.3183576129772928E-2,null,1.0066932881314115]
["Weighted Avg",null,null,6.1872543963867023E-2,null,1.0436695857778817]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,5.1792728728159203E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2001,0,0,0,5.1792728728159203E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2002,0,0,0,5.1792728728159203E-2,0,0,0,81.755169545296397,null,"Test Statistics"]
[2003,4,5.9316703312278826E-2,0,5.1792728728159203E-2,1.1452708665652696,0.10976711244542249,2.8046202406982281E-3,81.752384925957628,null,"χ2",1.2485767267787093E-2]
[2004,16,7.4973061124829182E-2,0.26394517797332506,5.1792728728159203E-2,1.447559589268504,0.10657501531369618,4.1053500018498369E-2,81.694905749641094,null,"P-Score",0.91102977656424355]
[2005,12,3.3617506881482649E-2,-0.55160551834064864,5.1792728728159203E-2,0.64907773170107441,5.1561033051519947E-2,1.4981940498662673E-2,81.716390882208387,null,"Linear Slope",-1.0432846512708157E-3]
[2006,19,4.3980681277419352E-2,0.3082671904395442,5.1792728728159203E-2,0.84916710042943699,6.2278277121890699E-2,2.4954799098396846E-2,81.798750638627169]
[2007,22,4.9994479814061805E-2,0.13673727559400195,5.1792728728159203E-2,0.96527989626621646,6.9093572018026669E-2,3.0095272698311762E-2,81.974558098004493]
[2008,30,6.5877778801567255E-2,0.31770105512805036,5.1792728728159203E-2,1.2719503378038883,8.6757431658161271E-2,4.402103490757886E-2,82.063337733687831]
[2009,25,5.487707575639602E-2,-0.1669865506289584,5.1792728728159203E-2,1.0595517383226787,7.4357434331262101E-2,3.455915329454684E-2,81.980850161538768]
[2010,21,4.6466617860638972E-2,-0.1532599501673847,5.1792728728159203E-2,0.89716489170757907,6.4770490467215849E-2,2.7431973337768183E-2,81.849430952202582]
[]
["Average",null,null,1.5479867999792984E-2,null,0.75318383200587713]
["Weighted Avg",null,null,5.7765518412800483E-2,null,1.049591064557241]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,161,0.10561674376324881,null,9.1883173917017474E-2,1.1494677345237829,0.1191141469851572,9.1699275243541559E-2,81.597889174005886]
[2001,202,0.11108957323819096,5.1817820545671189E-2,9.1883173917017474E-2,1.2090306473143753,0.12364203285730939,9.8172299454038284E-2,81.591222499251288]
[2002,177,9.3031263958845117E-2,-0.16255629356525125,9.1883173917017474E-2,1.012495106480154,0.10467535970800679,8.1080304000319667E-2,81.64809423326794,null,"Test Statistics"]
[2003,189,9.6497030902512992E-2,3.7253787556848161E-2,9.1883173917017474E-2,1.0502143840793139,0.10810756235940745,8.4580223831489512E-2,81.719065124546574,null,"χ2",18.235936728462057]
[2004,156,8.1955342250316227E-2,-0.15069571069899179,9.1883173917017474E-2,0.89195158108417782,9.3122428979718175E-2,7.0509808794635948E-2,81.783269712381326,null,"P-Score",1.9516156898660521E-5]
[2005,162,8.8898355429647885E-2,8.4717029893250917E-2,9.1883173917017474E-2,0.96751506984221869,0.10062083136944609,7.6866263298611154E-2,81.78304339970235,null,"Linear Slope",-5.3589653604349946E-3]
[2006,136,8.6114001890965963E-2,-3.1320641706194419E-2,9.1883173917017474E-2,0.93721187699434694,9.8563688194694701E-2,7.331561587766891E-2,81.779506627749896]
[2007,83,7.1970978602949154E-2,-0.16423604730301733,9.1883173917017474E-2,0.78328790283135363,8.5635371444815797E-2,5.7891984711069489E-2,81.797812651279131]
[2008,64,9.091439674560324E-2,0.26320912276546204,9.1883173917017474E-2,0.98945642460839278,0.10976296731474838,7.1250418059537898E-2,81.786581259639362]
[2009,28,8.412195614240528E-2,-7.4712486100574127E-2,9.1883173917017474E-2,0.9155316752377145,0.11060943466127061,5.6008370291202141E-2,81.791087057020107]
[2010,2,1.9542408829948198E-2,-0.76768955780265069,9.1883173917017474E-2,0.21268756832015348,4.5534167214441201E-2,0,81.76409564533013]
[]
["Average",null,null,-9.1421297641544733E-2,null,0.91989545193781685]
["Weighted Avg",null,null,-1.8913098865103197E-2,null,1.0181850888543003]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,7,0.14023136492436139,null,8.8235863043284929E-2,1.589278555087851,0.21466768046011139,5.0206932310081692E-2,82.044709231038809]
[2001,9,0.16504232317828529,0.17692873678657084,8.8235863043284929E-2,1.8704676022415312,0.23838701192493189,7.6065813606557967E-2,81.986483466495201]
[2002,4,6.000124802595893E-2,-0.63644932481262284,8.8235863043284929E-2,0.68000975971102307,0.11093915918916807,2.8717134101809054E-3,82.20517379651028,null,"Test Statistics"]
[2003,7,8.590546042718944E-2,0.43172789322687621,8.8235863043284929E-2,0.97358894064477741,0.13824703503350075,2.679442231963209E-2,82.113888472675995,null,"χ2",1.2405924025842507]
[2004,12,9.9880379096311783E-2,0.1626778856620763,8.8235863043284929E-2,1.1319703310128506,0.14545071776489213,4.9176023571337622E-2,82.022762733405656,null,"P-Score",0.26535691394331556]
[2005,16,7.427366667255908E-2,-0.25637380089497741,8.8235863043284929E-2,0.84176279475074023,0.10563142408259264,4.0637122186629529E-2,81.877045906453432,null,"Linear Slope",-4.496354856342347E-3]
[2006,44,0.10626263141182653,0.43069052831729926,8.8235863043284929E-2,1.2043020575397829,0.1318501833195545,7.9120956230355019E-2,81.871650736696324]
[2007,77,9.6745942557780087E-2,-8.9558189248711506E-2,8.8235863043284929E-2,1.0964469459580224,0.11484169664507192,7.7894865071353264E-2,81.881311443909439]
[2008,91,7.4302550940481701E-2,-0.23198276872329193,8.8235863043284929E-2,0.8420901476764826,8.7719536774430423E-2,6.0485024838970294E-2,81.923684320723808]
[2009,129,8.2454315836359413E-2,0.10971043110494949,8.8235863043284929E-2,0.93447622080730008,9.4781773876948736E-2,6.9786466278297363E-2,81.908112415581442]
[2010,165,9.3188538894317635E-2,0.13018388363395794,8.8235863043284929E-2,1.0561299643955784,0.10525958640417735,8.0787333357944746E-2,81.880002594840164]
[]
["Average",null,null,2.2755527505212637E-2,null,1.1109566654387217]
["Weighted Avg",null,null,4.7229532139348329E-2,null,1.0221050874078477]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,95,2.6122157081237177E-2,null,2.9397948592401833E-2,0.88857074496649358,3.121315411295187E-2,2.0977370773979348E-2,81.577450249466338]
[2001,137,3.1322815049274387E-2,0.19908991251617203,2.9397948592401833E-2,1.0654762168463026,3.6359067932611462E-2,2.6233643911612679E-2,81.588013204309462]
[2002,122,2.4282682009967239E-2,-0.22476054684843016,2.9397948592401833E-2,0.82599919969393099,2.8476498816743308E-2,2.0052500973512563E-2,81.616390839457537,null,"Test Statistics"]
[2003,161,2.778007924422897E-2,0.14402845751660243,2.9397948592401833E-2,0.94496659033579589,3.1930594014263403E-2,2.3593821274194491E-2,81.639810270824398,null,"χ2",2.0303812571543252]
[2004,196,3.0544685731747831E-2,9.9517588240616073E-2,2.9397948592401833E-2,1.0390073863739724,3.4660348028366143E-2,2.6393779462191364E-2,81.675158321265769,null,"P-Score",0.15418192528775207]
[2005,171,2.6380831730984367E-2,-0.1363200799422728,2.9397948592401833E-2,0.89736981640286062,3.0216195739013876E-2,2.2515010575427947E-2,81.704591932909779,null,"Linear Slope",2.3717186215331621E-4]
[2006,199,3.154297881540765E-2,0.19567795045522862,2.9397948592401833E-2,1.0729653028769572,3.5752983819551193E-2,2.7296049938687155E-2,81.721528452011199]
[2007,225,3.8086519978772077E-2,0.20744842145879172,2.9397948592401833E-2,1.2955502612388363,4.2808258195762783E-2,3.3317967034376152E-2,81.724638947586243]
[2008,155,3.0384460073882243E-2,-0.20222535188782431,2.9397948592401833E-2,1.0335571537714501,3.4987282533805168E-2,2.5737519004378699E-2,81.76063740349619]
[2009,110,2.6673509369133569E-2,-0.12213317912265675,2.9397948592401833E-2,0.90732553277637817,3.1501058573105943E-2,2.179759257532745E-2,81.767827740104394]
[2010,92,2.7076080843824579E-2,1.5092557530388628E-2,2.9397948592401833E-2,0.92101939557859624,3.2427696602300875E-2,2.1664936555990555E-2,81.734068908313915]
[]
["Average",null,null,1.7541572991661546E-2,null,0.9901643273510522]
["Weighted Avg",null,null,3.6958851232664805E-2,null,1.016326835902063]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,18,4.0453670292509659E-2,null,3.2295185455762904E-2,1.2526223250187565,5.7874001452983659E-2,2.2376983388919563E-2,81.530402165923007]
[2001,20,2.6278349533493468E-2,-0.35040876777108831,3.2295185455762904E-2,0.81369247962637836,3.7368022401203349E-2,1.4930189273890745E-2,81.564503714654336]
[2002,25,2.1562940026831023E-2,-0.17944085493848649,3.2295185455762904E-2,0.66768280542520408,2.9795667597472354E-2,1.3189298102976027E-2,81.612658262846239,null,"Test Statistics"]
[2003,67,4.3486711965982666E-2,1.0167338921256395,3.2295185455762904E-2,1.3465385428905376,5.3218016377507435E-2,3.3553287674176709E-2,81.767629719497577,null,"χ2",3.4041583505763762]
[2004,63,3.1657948819647404E-2,-0.27200868061922623,3.2295185455762904E-2,0.98026837043594717,3.9140540506915712E-2,2.4057902681261067E-2,81.90641364139033,null,"P-Score",6.5032281887397084E-2]
[2005,80,2.9003258911670663E-2,-8.3855398310872187E-2,3.2295185455762904E-2,0.89806757578149121,3.5124506125807198E-2,2.2803848461048645E-2,81.91044081711506,null,"Linear Slope",-1.2509729174083327E-4]
[2006,131,3.5621734359317841E-2,0.22819764729900616,3.2295185455762904E-2,1.1030044836903494,4.1428777662593466E-2,2.9743903860914245E-2,81.904523177185226]
[2007,175,3.6904007003423972E-2,3.5996917813484242E-2,3.2295185455762904E-2,1.1427092454376555,4.2100317373839159E-2,3.1651012375868495E-2,81.897725266793969]
[2008,238,3.8657948421101734E-2,4.752712672949122E-2,3.2295185455762904E-2,1.1970189325605323,4.3313280934112255E-2,3.3957087743552092E-2,81.874383450013084]
[2009,244,3.2666527672108724E-2,-0.15498548147791902,3.2295185455762904E-2,1.0114983769594534,3.6597120850322677E-2,2.8703730202101225E-2,81.889087416079079]
[2010,207,2.4174307203846088E-2,-0.25996703884488614,3.2295185455762904E-2,0.74854213910489598,2.7383427267695847E-2,2.0943940240035219E-2,81.900162244461612]
[]
["Average",null,null,2.7789362005142702E-3,null,1.0146950251755635]
["Weighted Avg",null,null,-8.9454500368314968E-3,null,1.0334744127676638]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,59,3.8959234813158702E-2,null,4.2841147752472983E-2,0.90938821336573084,4.8330533107373168E-2,2.9401538551409659E-2,81.563899313696737]
[2001,103,5.2077928694530942E-2,0.33672873567171102,4.2841147752472983E-2,1.2156053566871297,6.1334139097647275E-2,4.2637348716640475E-2,81.513714789857787]
[2002,113,4.7894434704960444E-2,-8.0331420516151164E-2,4.2841147752472983E-2,1.11795405159741,5.6093867995865063E-2,3.9551301029342428E-2,81.60954110702545,null,"Test Statistics"]
[2003,127,4.8562833011167136E-2,1.3955657067969751E-2,4.2841147752472983E-2,1.1335558349592507,5.6398448935890376E-2,4.0595994363721827E-2,81.658978511537072,null,"χ2",7.9088073348660819]
[2004,120,4.3447187566951213E-2,-0.10534075396794851,4.2841147752472983E-2,1.0141462086398758,5.0731280496649864E-2,3.6050443096427583E-2,81.738177069556542,null,"P-Score",4.9194692459465107E-3]
[2005,114,4.0880163284035875E-2,-5.9083784858562027E-2,4.2841147752472983E-2,0.95422661223347105,4.7946647904217571E-2,3.3707994221866835E-2,81.767870292787578,null,"Linear Slope",-1.4414973456696911E-3]
[2006,106,4.0426743761311147E-2,-1.109143130310819E-2,4.2841147752472983E-2,0.94364287331628582,4.7678351496110598E-2,3.3063851545000439E-2,81.73979390837475]
[2007,95,4.1057858312550759E-2,1.561131302006058E-2,4.2841147752472983E-2,0.95837437759077582,4.8824214051944072E-2,3.3163633846092749E-2,81.727972414252292]
[2008,65,3.5884401912597556E-2,-0.12600404922659481,4.2841147752472983E-2,0.83761532533932048,4.4163739865055861E-2,2.7460381492360679E-2,81.742495758446893]
[2009,60,4.6502055512921567E-2,0.29588492588465254,4.2841147752472983E-2,1.0854530737971944,5.7423858182361884E-2,3.5324179816098027E-2,81.737782193355159]
[2010,19,2.2519090069705289E-2,-0.51573989963846034,4.2841147752472983E-2,0.52564161445477109,3.2348295083194471E-2,1.2488149826135478E-2,81.667960816758608]
[]
["Average",null,null,-2.3541070786643116E-2,null,0.97232759472556507]
["Weighted Avg",null,null,8.229044885279764E-3,null,1.0196351842214715]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
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[]
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[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,4.3212875588658189E-2,0,0,0,81.468110439697952]
[2001,1,6.351487642259826E-2,0,4.3212875588658189E-2,1.4698136968989077,0.16456993944355139,0,81.508081916026129]
[2002,1,5.7333502505388059E-2,-9.7321671163810963E-2,4.3212875588658189E-2,1.3267689716172468,0.15053968629287043,0,81.753070407062211,null,"Test Statistics"]
[2003,0,0,-1,4.3212875588658189E-2,0,0,0,81.688021061347712,null,"χ2",3.4265669277375954E-2]
[2004,2,2.1169467877692891E-2,0,4.3212875588658189E-2,0.4898879694840097,4.9182816031431938E-2,0,81.97085703120699,null,"P-Score",0.85314284901182502]
[2005,17,5.826035578338111E-2,1.7520935396194988,4.3212875588658189E-2,1.3482175159542573,8.303888443867978E-2,3.2105482215432558E-2,81.894184958307108,null,"Linear Slope",-1.0014146529288198E-4]
[2006,25,3.9434029931160609E-2,-0.32314127847449137,4.3212875588658189E-2,0.91255278418709562,5.3915098023192339E-2,2.4502767613947124E-2,81.907181751226815]
[2007,54,4.8239787548759648E-2,0.22330351812815263,4.3212875588658189E-2,1.1163290313737149,6.0132127403113772E-2,3.6042638478598975E-2,81.870386611030767]
[2008,75,4.2327027315476197E-2,-0.12257019638212485,4.3212875588658189E-2,0.97950036277117147,5.130559706880506E-2,3.3176885025069242E-2,81.861315614385347]
[2009,103,4.2887000816852879E-2,1.3229691213678452E-2,4.3212875588658189E-2,0.99245885011432011,5.0651922769227836E-2,3.4994009426131505E-2,81.899693149036722]
[2010,125,4.2468476456827151E-2,-9.7587696051075756E-3,4.3212875588658189E-2,0.98277367285350437,4.945929955157579E-2,3.5374062425944562E-2,81.909847999016549]
[]
["Average",null,null,4.358348333357951E-2,null,0.87439116865947508]
["Weighted Avg",null,null,6.1087279863862774E-2,null,1.0132112693644302]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
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[]
[]
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[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,221,4.9533656248572831E-2,null,4.6858560086610553E-2,1.0570887401793352,5.5592867679269672E-2,4.3396192301203784E-2,81.81839352320408]
[2001,205,4.7387179004043059E-2,-4.3333713016422415E-2,4.6858560086610553E-2,1.0112811600795124,5.3429698727090788E-2,4.1267017673124365E-2,81.812474191010125]
[2002,185,4.8898179010747785E-2,3.1886262032517543E-2,4.6858560086610553E-2,1.043527136138356,5.5440092566950178E-2,4.2265016388416191E-2,81.826627429593614,null,"Test Statistics"]
[2003,149,4.8773449801660367E-2,-2.5507945614907657E-3,4.6858560086610553E-2,1.0408653127947263,5.6040439723955497E-2,4.1393703262728898E-2,81.846117879093654,null,"χ2",3.9461992011154958]
[2004,102,4.2257727153528837E-2,-0.13359158875634258,4.6858560086610553E-2,0.90181446197711135,4.9955535005768173E-2,3.4434156143366888E-2,81.90037056742996,null,"P-Score",4.6977359557945478E-2]
[2005,85,4.5408100495284855E-2,7.4551414710739783E-2,4.6858560086610553E-2,0.96904600592410961,5.4404755543105435E-2,3.6238607685450251E-2,81.983283273369651,null,"Linear Slope",-1.7667374170804188E-3]
[2006,68,4.9780581253528002E-2,9.6292967786599792E-2,4.6858560086610553E-2,1.0623583217562931,6.0696992957198159E-2,3.8607448815021088E-2,82.04709657223691]
[2007,38,4.2496321370244228E-2,-0.14632733688234167,4.6858560086610553E-2,0.90690625771890077,5.5108152818448893E-2,2.9543265633642034E-2,82.060491459935065]
[2008,17,3.0910303829413181E-2,-0.27263577569195285,4.6858560086610553E-2,0.65965116666582213,4.4898384508098729E-2,1.6506404242943567E-2,81.974926053285472]
[2009,10,3.4552978374824982E-2,0.11784661081026182,4.6858560086610553E-2,0.73738882097442449,5.4675222874761877E-2,1.3555455847781303E-2,81.917790526354807]
[2010,4,3.2731799237545461E-2,-5.270686415288639E-2,4.6858560086610553E-2,0.6985233685594685,6.2658441668052844E-2,8.311889749714462E-4,81.871950783875448]
[]
["Average",null,null,-3.3056881772131771E-2,null,0.91713188661527811]
["Weighted Avg",null,null,-1.2300442262047379E-2,null,1.0069276217741745]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,61,7.1328044739232113E-2,null,4.9432435046327529E-2,1.4429401398572468,8.7107442148837824E-2,5.4993557083290658E-2,82.072849682789794]
[2001,58,5.2034485119352873E-2,-0.27049051590316942,4.9432435046327529E-2,1.0526385170098687,6.4320367135105888E-2,3.9421672372768737E-2,81.978201000269479]
[2002,76,5.2041572503575509E-2,1.3620552228732485E-4,4.9432435046327529E-2,1.0527818921888579,6.2793305790838125E-2,4.1040286299967345E-2,82.02695559787017,null,"Test Statistics"]
[2003,83,5.0174538479482264E-2,-3.5875818778630664E-2,4.9432435046327529E-2,1.0150124798112665,6.0136478082874173E-2,3.9999156416051299E-2,82.038959474987621,null,"χ2",7.8699651530970254]
[2004,96,5.2579885713039572E-2,4.7939598578289333E-2,4.9432435046327529E-2,1.0636717706453727,6.224681833368656E-2,4.2711571838466626E-2,82.04893284210155,null,"P-Score",5.0262621758304371E-3]
[2005,101,5.096639987053201E-2,-3.0686370284510267E-2,4.9432435046327529E-2,1.0310315448301681,6.0133979151258642E-2,4.1618215345153177E-2,82.043853581517524,null,"Linear Slope",-1.6760148389889185E-3]
[2006,89,4.278679423171497E-2,-0.1604901593911946,4.9432435046327529E-2,0.86556112786302475,5.1117191839204087E-2,3.4308833291188341E-2,82.01181714231646]
[2007,124,5.5130701033893711E-2,0.28849805235067216,4.9432435046327529E-2,1.1152738274419585,6.401448273893201E-2,4.607666492341965E-2,81.991703329873189]
[2008,110,4.6246218881816924E-2,-0.16115307778536525,4.9432435046327529E-2,0.93554401757622263,5.4296350898025987E-2,3.8057859632845359E-2,82.006121230967935]
[2009,99,4.1017034251687949E-2,-0.11307269559684985,4.9432435046327529E-2,0.82975953365937249,4.8619190980034845E-2,3.3292406461335099E-2,81.9798563756286]
[2010,113,4.6723044423163336E-2,0.13911318250028204,4.9432435046327529E-2,0.94519002309667766,5.4740735381597634E-2,3.8568177799219595E-2,81.984970836997377]
[]
["Average",null,null,-2.9608159878818919E-2,null,1.0317640794527305]
["Weighted Avg",null,null,-8.7762620681341667E-3,null,1.0166019024916382]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
[]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,28,2.7706249970524999E-2,null,2.6789291843026235E-2,1.0342285317906776,3.7575068012660098E-2,1.7632943041860381E-2,81.806032259194993]
[2001,27,2.5492315889459913E-2,-7.9907388528593915E-2,2.6789291843026235E-2,0.95158603067352265,3.4781765283345492E-2,1.6022321937514138E-2,81.742501716090487]
[2002,24,2.1511815239034449E-2,-0.15614511712806944,2.6789291843026235E-2,0.80300051845657072,2.989386454037107E-2,1.2983655943155228E-2,81.725301022240473,null,"Test Statistics"]
[2003,31,2.9981779579301027E-2,0.39373545403538657,2.6789291843026235E-2,1.1191702921817195,4.0087062345068654E-2,1.9661470667449037E-2,81.837013057973749,null,"χ2",1.542731536726181E-3]
[2004,23,2.6940819128390147E-2,-0.10142694975352007,2.6789291843026235E-2,1.0056562631909718,3.7535461378247613E-2,1.6110332789271539E-2,81.851441054133787,null,"P-Score",0.96866904844355284]
[2005,20,3.2341971326756355E-2,0.20048210756422358,2.6789291843026235E-2,1.2072723503206595,4.5807953742742942E-2,1.8490472468954126E-2,81.835281137518223,null,"Linear Slope",-6.7755325535149256E-4]
[2006,16,4.0632997494498266E-2,0.256355003347702,2.6789291843026235E-2,1.5167626577287003,5.9163964987419861E-2,2.1357381038197967E-2,81.860541363450807]
[2007,7,2.2894689175534545E-2,-0.43654934198161233,2.6789291843026235E-2,0.85462091755495473,3.9236597483259958E-2,5.987232606199989E-3,81.698947416196418]
[2008,3,1.2652728876035068E-2,-0.4473509214723963,2.6789291843026235E-2,0.47230546257716083,2.6737199979895005E-2,0,81.807899676083082]
[2009,3,1.9597805730374875E-2,0.54889952376156148,2.6789291843026235E-2,0.73155370605574843,4.0980772929123978E-2,0,81.79334946896968]
[2010,2,2.2927538786144792E-2,0.16990336069150458,2.6789291843026235E-2,0.85584713924094524,5.310171664163011E-2,0,81.726092182050323]
[]
["Average",null,null,3.4799573053618617E-2,null,0.95927307907014836]
["Weighted Avg",null,null,5.2543077546995873E-2,null,1.0405808424437235]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,3,2.6616630240920966E-2,null,3.1332559981340553E-2,0.84948788917253937,5.5077700858949849E-2,0,81.856720818266552]
[2001,6,3.3158953894911802E-2,0.24579834467296813,3.1332559981340553E-2,1.0582906061508832,5.8026952895237557E-2,6.9423255842177133E-3,81.705515779983926]
[2002,9,3.426659535305903E-2,3.3403992829737383E-2,3.1332559981340553E-2,1.0936417379705259,5.5292419857235153E-2,1.2283546581148453E-2,81.819192253036533,null,"Test Statistics"]
[2003,11,2.6802534268307088E-2,-0.21782324762199101,3.1332559981340553E-2,0.85542114287082749,4.1975032719608112E-2,1.1141720376647476E-2,81.893335040416687,null,"χ2",9.2912267807930424E-2]
[2004,12,1.9075888484861213E-2,-0.2882804180417492,3.1332559981340553E-2,0.60881997820227451,2.9610220149526467E-2,8.3103300373904582E-3,81.944097551314812,null,"P-Score",0.7605069520853095]
[2005,37,4.0956974452595697E-2,1.1470546174087515,3.1332559981340553E-2,1.3071697453698887,5.3313299147543257E-2,2.8273830114697276E-2,81.95630326904481,null,"Linear Slope",2.7246132384878784E-4]
[2006,32,2.9083453970515816E-2,-0.28990228503871784,3.1332559981340553E-2,0.92821824925367902,3.8751676883848889E-2,1.9218769331507783E-2,81.92556447095177]
[2007,39,3.3722059998986066E-2,0.15949295545064102,3.1332559981340553E-2,1.0762625211303682,4.3787314895650069E-2,2.3442653791648241E-2,81.932715132942533]
[2008,39,3.2082744049076066E-2,-4.8612568448051174E-2,3.1332559981340553E-2,1.0239426356538459,4.1691826642884115E-2,2.2279006544783528E-2,81.993586309880001]
[2009,38,3.1221267524519026E-2,-2.6851709543275426E-2,3.1332559981340553E-2,0.99644802541229294,4.0710566796030016E-2,2.1542356149477415E-2,82.048807968765942]
[2010,37,3.0701915854895786E-2,-1.6634547883598194E-2,3.1332559981340553E-2,0.97987256302005532,4.0167760067990915E-2,2.1047508142354093E-2,82.062844501080122]
[]
["Average",null,null,6.9764513378471518E-2,null,0.97977955401883465]
["Weighted Avg",null,null,0.12080853553159998,null,1.024916466627229]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,85,3.1850732329836665E-2,null,2.8219725132558587E-2,1.1286691199230992,3.8336305374489732E-2,2.5277086376545535E-2,81.805700258105006]
[2001,66,2.4576194455572849E-2,-0.22839468175898991,2.8219725132558587E-2,0.87088709546706378,3.033465448039176E-2,1.8748931391048679E-2,81.844139604930632]
[2002,78,3.1622403079574486E-2,0.28670869433179691,2.8219725132558587E-2,1.1205779975188366,3.8345328382267597E-2,2.4804816090745165E-2,81.837035333468592,null,"Test Statistics"]
[2003,51,2.4376069270617425E-2,-0.22915190191973767,2.8219725132558587E-2,0.86379541813798411,3.0870911051250002E-2,1.7793586789730219E-2,81.824958797723724,null,"χ2",0.15139496272365383]
[2004,46,2.7245981884606273E-2,0.11773483994190159,2.8219725132558587E-2,0.96549423343500762,3.4841808303373446E-2,1.9529648267402375E-2,81.899322489964746,null,"P-Score",0.69720583051894458]
[2005,37,2.898249318060931E-2,6.3734583079354978E-2,2.8219725132558587E-2,1.0270296058685093,3.7950707402803097E-2,1.9845502412201236E-2,81.95783762328908,null,"Linear Slope",-1.1325815180486041E-4]
[2006,28,3.046883142846208E-2,5.1284002331697387E-2,2.8219725132558587E-2,1.0796997945705922,4.1257210740564827E-2,1.9434893623333765E-2,82.052701480390638]
[2007,17,2.6920470455110684E-2,-0.11645871557898801,2.8219725132558587E-2,0.95395934328400367,3.9213153806060524E-2,1.4309155593527634E-2,81.972027751334934]
[2008,9,2.4327003713663087E-2,-9.6338091333587506E-2,2.8219725132558587E-2,0.86205672094218022,3.9618009285918604E-2,8.5411995345291772E-3,81.852259456299237]
[2009,7,3.2215339997775948E-2,0.32426255107127866,2.8219725132558587E-2,1.1415894324430329,5.467928484661385E-2,8.6577718816891122E-3,81.761813865805038]
[2010,3,2.5962645793345632E-2,-0.19409058556768244,2.8219725132558587E-2,0.92001767102228638,5.3776584869984462E-2,0,81.666034444510345]
[]
["Average",null,null,-2.0709305402956011E-3,null,0.99397967569205403]
["Weighted Avg",null,null,8.5553666378973253E-3,null,1.0122845348791421]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,5,3.7983476671072797E-2,null,2.9225445401972312E-2,1.299671438660416,6.8719509425078762E-2,5.1493715759382986E-3,81.892382333484733]
[2001,8,3.2772179536208042E-2,-0.13719905578926483,2.9225445401972312E-2,1.1213577444399316,5.4151246336522421E-2,1.04042982755663E-2,81.872782220614368]
[2002,8,1.7780970331244119E-2,-0.45743705231447984,2.9225445401972312E-2,0.60840716323331556,2.9816339338296697E-2,5.4432470677626627E-3,81.851613519770297,null,"Test Statistics"]
[2003,26,3.8551279338587457E-2,1.1681201093309546,2.9225445401972312E-2,1.3190998052671519,5.2464073078301532E-2,2.422383042857118E-2,81.926655514465736,null,"χ2",8.7243762304811165E-2]
[2004,27,2.8932232678621612E-2,-0.24951303367869748,2.9225445401972312E-2,0.98996721112996577,3.9397118573181629E-2,1.8236824823459837E-2,82.014339466886938,null,"P-Score",0.76771082728148776]
[2005,27,2.2889063843850324E-2,-0.20887322806707076,2.9225445401972312E-2,0.78318956406069451,3.1276867829280602E-2,1.4354737589306098E-2,82.014768063717497,null,"Linear Slope",-4.2909731133986906E-4]
[2006,42,3.060862674410688E-2,0.33725987890634479,2.9225445401972312E-2,1.0473279815965173,3.9473229171635316E-2,2.157887920772077E-2,82.047380811828219]
[2007,46,3.1054785106065113E-2,1.4576229299281929E-2,2.9225445401972312E-2,1.0625940744078222,3.9644192556500146E-2,2.2310343982766389E-2,82.035698526693309]
[2008,55,3.5142472278930997E-2,0.13162825499853614,2.9225445401972312E-2,1.2024614781939087,4.3963869867345601E-2,2.6156767585191146E-2,82.04737773075837]
[2009,41,2.6421645864549367E-2,-0.24815631481937706,2.9225445401972312E-2,0.90406306905304756,3.4233742482283953E-2,1.8482134270074176E-2,82.088746134324666]
[2010,38,2.5870180470222371E-2,-2.0871727565878517E-2,2.9225445401972312E-2,0.88519371097340038,3.382217362338967E-2,1.7786205496245037E-2,82.111223156968762]
[]
["Average",null,null,3.2953406030034896E-2,null,1.0203030219105609]
["Weighted Avg",null,null,7.537165895447126E-2,null,1.0285285917041007]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,264,8.9593010585352073E-2,null,8.08951205305566E-2,1.1075205772332091,9.8860454242571824E-2,8.0132970900658199E-2,81.818627230083251]
[2001,274,8.8874591915120163E-2,-8.018691028888858E-3,8.08951205305566E-2,1.0986397119162394,9.7913154261700136E-2,7.9653070571110096E-2,81.779967006688366]
[2002,252,8.8501310930409291E-2,-4.2000866239405577E-3,8.08951205305566E-2,1.0940253299576901,9.7889657637739311E-2,7.8915498372957887E-2,81.815022577613078,null,"Test Statistics"]
[2003,192,7.5707818329404056E-2,-0.14455709713797427,8.08951205305566E-2,0.93587620406359195,8.5135438290031187E-2,6.6083873226685214E-2,81.879138361702857,null,"χ2",13.726288861902782]
[2004,155,7.2548073386403344E-2,-4.1736045400921351E-2,8.08951205305566E-2,0.89681643232115194,8.265560078990361E-2,6.2215330025775867E-2,81.901551080106316,null,"P-Score",2.1147359963269549E-4]
[2005,143,7.9557543758041332E-2,9.6618284186602121E-2,8.08951205305566E-2,0.98346529724237175,9.0929233656618924E-2,6.7897749895579645E-2,81.936460979361371,null,"Linear Slope",-3.7524116838273305E-3]
[2006,108,7.3129292220968853E-2,-8.0800025156919753E-2,8.08951205305566E-2,0.90400127648423056,8.5294282048142947E-2,6.0636368212247646E-2,81.955537036865124]
[2007,73,6.5018264080163979E-2,-0.11091353265523807,8.08951205305566E-2,0.80373530138451998,7.8359331136197238E-2,5.1285290939752093E-2,82.02838513619227]
[2008,67,8.416018231617782E-2,0.29440832521171134,8.08951205305566E-2,1.0403616653786665,0.1014666260570994,6.617397497590953E-2,82.037743234506422]
[2009,33,7.2837835665826689E-2,-0.13453329518482604,8.08951205305566E-2,0.9003983823513011,9.4540891266694002E-2,5.006882386416206E-2,81.962252448074636]
[2010,4,2.6633613641907371E-2,-0.63434369790859857,8.08951205305566E-2,0.32923634289965648,5.1393198975572082E-2,5.4688880837058752E-4,81.739916861598331]
[]
["Average",null,null,-7.6807586169899397E-2,null,0.91764332011205729]
["Weighted Avg",null,null,-1.7723887900592362E-2,null,1.0130840579747804]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,16,6.0908630225281896E-2,null,6.8436243468143601E-2,0.89000545819897703,8.7427456529687933E-2,3.2802432557404511E-2,82.004407434030185]
[2001,22,5.42687120110074E-2,-0.10901440714912691,6.8436243468143601E-2,0.79298204081392853,7.4804528744097987E-2,3.2800567265306294E-2,82.073244896602716]
[2002,31,5.9116640033221868E-2,8.9331915989293353E-2,6.8436243468143601E-2,0.86382064586493679,7.7828763635517814E-2,3.962939874211964E-2,82.103329738547359,null,"Test Statistics"]
[2003,43,8.6270744685838008E-2,0.4593309876433489,6.8436243468143601E-2,1.2606002362767939,0.10821167866435652,6.3222939339199716E-2,82.115988053219723,null,"χ2",1.3594278793751411E-2]
[2004,35,6.8875786816325835E-2,-0.20163217476396356,6.8436243468143601E-2,1.0064226691283376,8.8988937816491878E-2,4.7854475996550058E-2,82.12256854304448,null,"P-Score",0.90718139172819545]
[2005,43,7.3276693005803542E-2,6.3896274625708571E-2,6.8436243468143601E-2,1.0707293283845003,9.2441566049865906E-2,5.3284951386916246E-2,82.074858830279908,null,"Linear Slope",5.3275394450166694E-4]
[2006,56,8.7110956343978654E-2,0.18879486465197659,6.8436243468143601E-2,1.2728775270157537,0.10654750365574087,6.6809941119884739E-2,82.061782823663151]
[2007,54,7.4812885492095707E-2,-0.14117708458303502,6.8436243468143601E-2,1.0931763887204062,9.2255414404673067E-2,5.6686899066234149E-2,82.137463759540438]
[2008,54,6.1875562635780125E-2,-0.17292907192682017,6.8436243468143601E-2,0.90413441036667352,7.6700770972373905E-2,4.6566494998386013E-2,82.068993427780612]
[2009,61,5.8605538510075952E-2,-5.2848394202936078E-2,6.8436243468143601E-2,0.85635235863517634,7.1919796344193085E-2,4.4903707302719351E-2,82.082697214776047]
[2010,79,6.8440512015495128E-2,0.1678164514046443,6.8436243468143601E-2,1.0000623726133291,8.185229738508018E-2,5.4631094622308106E-2,82.072580407635812]
[]
["Average",null,null,2.9156936168908999E-2,null,1.0010148578198921]
["Weighted Avg",null,null,3.9386935592680881E-2,null,1.0208794391247242]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,10,3.7392029766209478E-2,null,3.1584608945550728E-2,1.1838686947389554,5.9020008469281585E-2,1.4746444191658784E-2,81.649303615616631]
[2001,11,3.4297862392585955E-2,-8.2749382501285496E-2,3.1584608945550728E-2,1.0859042912867041,5.3372025610666556E-2,1.4439219184044064E-2,81.599214815561524]
[2002,14,4.0160139934909536E-2,0.1709225337492406,3.1584608945550728E-2,1.2715098041626007,5.9735330514804209E-2,1.9752555600076323E-2,81.517323723409248,null,"Test Statistics"]
[2003,12,3.5379444751338196E-2,-0.11904079994043248,3.1584608945550728E-2,1.1201482599429822,5.4185552885056359E-2,1.581030205090668E-2,81.440687282794201,null,"χ2",0.94499500592881713]
[2004,11,3.7887979236395398E-2,7.0903726802052702E-2,3.1584608945550728E-2,1.199570946143774,5.8780259578027245E-2,1.6047150911993959E-2,81.272853082579203,null,"P-Score",0.33099655598100169]
[2005,6,2.5237593965398535E-2,-0.33388915233686667,3.1584608945550728E-2,0.79904721976789628,4.4552864499936527E-2,5.1252569281918584E-3,81.127806424224829,null,"Linear Slope",-1.0889319730337623E-3]
[2006,8,3.1847760570574285E-2,0.26191746385326908,3.1584608945550728E-2,1.0083316410685093,5.2671122686094356E-2,1.0088381555681029E-2,81.128665995650053]
[2007,5,1.4350415965175285E-2,-0.54940580725056254,3.1584608945550728E-2,0.45434838183098053,2.6708467631763679E-2,1.6745037097716179E-3,81.343052497656444]
[2008,14,2.9365528003425814E-2,1.0463189411852789,3.1584608945550728E-2,0.92974169963761688,4.4039897641424595E-2,1.4233620092430508E-2,81.39307944471075]
[2009,16,2.595280260625181E-2,-0.11621535961403018,3.1584608945550728E-2,0.82169143366607167,3.8190427349763405E-2,1.3399752665748782E-2,81.385100964333418]
[2010,27,3.6207996595053644E-2,0.39514784373736367,3.1584608945550728E-2,1.1463810318966829,4.9099749600419074E-2,2.2961881564156371E-2,81.456222680393111]
[]
["Average",null,null,7.4391000768402757E-2,null,1.0018675821947975]
["Weighted Avg",null,null,0.16147097481151493,null,1.0482854021479222]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,3.693357099920018E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2001,0,0,0,3.693357099920018E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2002,0,0,0,3.693357099920018E-2,0,0,0,81.965689115239371,null,"Test Statistics"]
[2003,2,2.8312584007860592E-2,0,3.693357099920018E-2,0.766581276651362,6.4955831471458794E-2,0,81.906392503029181,null,"χ2",4.9693132743124958E-3]
[2004,5,2.5215697853162723E-2,-0.10938196788530719,3.693357099920018E-2,0.68273110806720494,4.6317469139083502E-2,3.1589749518853589E-3,81.74653202742391,null,"P-Score",0.94380098834741311]
[2005,14,3.9121629111374435E-2,0.55147913570306106,3.693357099920018E-2,1.0592430694617003,5.8236410872118519E-2,1.9214834444216899E-2,81.75520284102835,null,"Linear Slope",1.0937826082427684E-3]
[2006,15,3.4052267042618226E-2,-0.12957952375460546,3.693357099920018E-2,0.92198685698048666,5.0324731239479059E-2,1.7212431310674205E-2,81.804360328466686]
[2007,26,5.625613861304838E-2,0.65205266781917426,3.693357099920018E-2,1.5231708467688283,7.5786802060281919E-2,3.588220296778772E-2,81.748012912253571]
[2008,16,3.2102130359568548E-2,-0.42935773497751961,3.693357099920018E-2,0.86918566201637371,4.7029536377877677E-2,1.6699634314998456E-2,81.732869201968001]
[2009,17,3.2029455402566874E-2,-2.2638671074990402E-3,3.693357099920018E-2,0.86721794118582507,4.6487411135213243E-2,1.7126301964500636E-2,81.714771741794522]
[2010,22,3.6407380583626206E-2,0.13668434651900085,3.693357099920018E-2,0.98575305876636277,5.0740817064840009E-2,2.1634449517649441E-2,81.658489191857527]
[]
["Average",null,null,6.6963305631630485E-2,null,0.69780634726346769]
["Weighted Avg",null,null,0.15625915119953837,null,1.0559376822400031]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,44,6.9170928770998744E-2,null,7.0490906108092499E-2,0.98127450177658848,8.7217164059018068E-2,5.0396732633198861E-2,81.468636023887939]
[2001,61,7.9063178377461865E-2,0.14301166374696184,7.0490906108092499E-2,1.1216082008681294,9.6271316202947807E-2,6.1186990592465046E-2,81.535333598506625]
[2002,68,7.8412123051116098E-2,-8.2346212194697177E-3,7.0490906108092499E-2,1.1123721821773296,9.4614392207038586E-2,6.1619394055486436E-2,81.604282834138374,null,"Test Statistics"]
[2003,64,7.2497210984150781E-2,-7.5433642615561403E-2,7.0490906108092499E-2,1.0284618965314727,8.8122849151609978E-2,5.6326724490779134E-2,81.611001693725413,null,"χ2",6.8298269786065466]
[2004,83,9.2181038192518827E-2,0.27151150976926952,7.0490906108092499E-2,1.307701138798899,0.10896067754916861,7.4757296626002168E-2,81.593894426821819,null,"P-Score",8.9647948973512435E-3]
[2005,59,6.9364540429099425E-2,-0.24751834228388125,7.0490906108092499E-2,0.98402112072065184,8.5027523295613472E-2,5.3155963339555995E-2,81.676977903692759,null,"Linear Slope",-2.3825639994126857E-3]
[2006,40,5.0169465052952784E-2,-0.276727493001511,7.0490906108092499E-2,0.71171542292308865,6.4452218613827217E-2,3.5443848595692891E-2,81.678438076927435]
[2007,34,5.7261823344654413E-2,0.14136802703030216,7.0490906108092499E-2,0.81232922806876273,7.4653748846920068E-2,3.920361086267854E-2,81.661820049820818]
[2008,21,5.8486737058722565E-2,2.139145494364536E-2,7.0490906108092499E-2,0.8297061321504019,8.0915311787933944E-2,3.4936124667982564E-2,81.633579451102065]
[2009,10,6.3222402484043608E-2,8.0969902981017361E-2,7.0490906108092499E-2,0.89688735717337509,9.7589911829041434E-2,2.6133538847471733E-2,81.550280596397869]
[2010,0,0,-1,7.0490906108092499E-2,0,0,0,81.636813681212672]
[]
["Average",null,null,-9.4966154064922717E-2,null,0.88964338010806354]
["Weighted Avg",null,null,1.2942582679631696E-2,null,1.0374669457813619]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,6.9823420024565166E-2,0,0,0,82.069898273482281]
[2001,0,0,0,6.9823420024565166E-2,0,0,0,81.743270247388182]
[2002,4,0.12942378170401356,0,6.9823420024565166E-2,1.8535869720858686,0.22046270062155024,1.4309033437029802E-2,81.783860470727035,null,"Test Statistics"]
[2003,3,6.2061508292007093E-2,-0.52047832728347398,6.9823420024565166E-2,0.88883512538017628,0.12204168835663837,0,82.141688123614415,null,"χ2",1.0785368056239008E-2]
[2004,5,6.514848035762244E-2,4.9740525980947137E-2,6.9823420024565166E-2,0.93304625202692737,0.11423346874540569,1.0304225243879262E-2,81.922932234953194,null,"P-Score",0.91728630221651331]
[2005,13,9.2514981484692074E-2,0.42006353758131398,6.9823420024565166E-2,1.3249849613803448,0.13386641474131009,4.7017141741886564E-2,81.959428033214294,null,"Linear Slope",-3.8911628676988803E-3]
[2006,17,7.0243866416115311E-2,-0.24072982246947583,6.9823420024565166E-2,1.0060215668525292,9.9311475828086485E-2,3.9237510692257789E-2,81.960910311622243]
[2007,31,5.9955563373331237E-2,-0.14646550037319328,6.9823420024565166E-2,0.85867411467724963,7.8898664666366553E-2,4.0216945123162998E-2,81.760877982478462]
[2008,60,7.1969854908088784E-2,0.20038660065533809,6.9823420024565166E-2,1.0307409015881557,8.7999468120121646E-2,5.5366677321646511E-2,81.730238972353405]
[2009,79,7.3241845152137303E-2,1.7673930921118908E-2,6.9823420024565166E-2,1.0489581450803966,8.7452465470093929E-2,5.8581634648969892E-2,81.7148216977685]
[2010,87,6.7400253296039742E-2,-7.9757573610597321E-2,6.9823420024565166E-2,0.96529578860971132,8.0021813289928273E-2,5.4427555123426799E-2,81.711816925436736]
[]
["Average",null,null,-2.9956662859802231E-2,null,0.90092216615285092]
["Weighted Avg",null,null,6.6748622776857123E-3,null,1.0180101484272119]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,42,1.5979450432830788E-2,null,1.8462468516163191E-2,0.86550996248640233,2.0750574216125622E-2,1.1161607041497913E-2,81.434276895240089]
[2001,57,1.6723046491339027E-2,4.6534520172262894E-2,1.8462468516163191E-2,0.90578605329502027,2.1005599895711619E-2,1.240286091141958E-2,81.432743039983507]
[2002,57,1.3684238540719255E-2,-0.18171377758194895,1.8462468516163191E-2,0.7411922478697377,1.7210308539763901E-2,1.0132775645695057E-2,81.475729880019543,null,"Test Statistics"]
[2003,101,1.9583492704588701E-2,0.43109846019677578,1.8462468516163191E-2,1.0607190846361685,2.3333863151679426E-2,1.5804208596159261E-2,81.489673761077754,null,"χ2",6.0064523590750554]
[2004,90,1.5061522740774158E-2,-0.23090722538758257,1.8462468516163191E-2,0.81579138388717443,1.8143919476483257E-2,1.1959711568829832E-2,81.529758848014922,null,"P-Score",1.4253656555039773E-2]
[2005,130,1.9674376864774336E-2,0.30626744741501999,1.8462468516163191E-2,1.0656417286534661,2.2996333674362351E-2,1.6329752694924919E-2,81.559926717002924,null,"Linear Slope",4.7582980720907995E-4]
[2006,138,2.0410504107446902E-2,3.7415530246884376E-2,1.8462468516163191E-2,1.1055132789842419,2.3750911662897757E-2,1.7047158484206276E-2,81.580171702127416]
[2007,130,2.0263581343165346E-2,-7.198389785382564E-3,1.8462468516163191E-2,1.097555363489197,2.3681089338529068E-2,1.6822064006533601E-2,81.594794054345272]
[2008,113,2.0679062422707024E-2,2.0503832590373472E-2,1.8462468516163191E-2,1.120059454920846,2.4415794927611242E-2,1.691359460653772E-2,81.599417593907901]
[2009,77,1.7083441736275889E-2,-0.17387735541060589,1.8462468516163191E-2,0.92530647899656449,2.084706445701047E-2,1.3290774498038768E-2,81.594671688009115]
[2010,79,2.0620663937523192E-2,0.20705559546213559,1.8462468516163191E-2,1.1168963629901703,2.5074308932383448E-2,1.6126142023393575E-2,81.571053190105332]
[]
["Average",null,null,4.5517863791793213E-2,null,0.98363376365536259]
["Weighted Avg",null,null,6.349326030193983E-2,null,1.01638029401608]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,7.3114021975296664E-2,null,2.1933183518680299E-2,3.3334888167523014,0.18564466099078353,0,81.07687459015591]
[2001,2,1.1484540516454044E-2,-0.84292287298414015,2.1933183518680299E-2,0.5236148462749497,2.7149026936531703E-2,0,81.53228865736456]
[2002,12,2.7340692817484941E-2,1.3806518665952363,2.1933183518680299E-2,1.2465446611614368,4.2150103045727805E-2,1.2066151697418341E-2,81.618319101748185,null,"Test Statistics"]
[2003,13,1.852743385634854E-2,-0.32234951103726739,2.1933183518680299E-2,0.84472159914993139,2.837413540308201E-2,8.4791111161532495E-3,81.639133068512663,null,"χ2",1.5700332897733134]
[2004,24,2.0539856898235037E-2,0.10861855222313621,2.1933183518680299E-2,0.9364740362812094,2.8560135903713812E-2,1.2386043394763553E-2,81.660054400742965,null,"P-Score",0.21020217929422497]
[2005,36,1.9273375364114279E-2,-6.1659705829283817E-2,2.1933183518680299E-2,0.87873132268734799,2.5443794579747242E-2,1.3024322046578864E-2,81.710031049310047,null,"Linear Slope",-1.9869891501377804E-3]
[2006,62,2.04165121470112E-2,5.9311706501880446E-2,2.1933183518680299E-2,0.93085037699258921,2.539317011945956E-2,1.5388768461076846E-2,81.700758660659005]
[2007,141,2.878808697901766E-2,0.41003942160767082,2.1933183518680299E-2,1.3125357271779128,3.337373269382593E-2,2.4158725549613146E-2,81.698206036544335]
[2008,187,2.5290192291158645E-2,-0.12150493676111485,2.1933183518680299E-2,1.1530561566504567,2.8814208971848929E-2,2.1740508184318028E-2,81.699687237614256]
[2009,197,1.9997506424640252E-2,-0.20927819787154001,2.1933183518680299E-2,0.91174664214196499,2.2740432604229227E-2,1.7239139474296891E-2,81.708398273661786]
[2010,243,1.9740595962689424E-2,-1.2847124861241288E-2,2.1933183518680299E-2,0.90003331918854979,2.2180441829361887E-2,1.7288543879754672E-2,81.69565640197608]
[]
["Average",null,null,3.8805919758333626E-2,null,1.17925431858715]
["Weighted Avg",null,null,5.9916488090259491E-3,null,1.0252225348406627]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
[]
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[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,22,2.7180132009428804E-2,null,2.6873787207792647E-2,1.0113993907619885,3.810068839004925E-2,1.6008763397711668E-2,81.477218703318087]
[2001,25,2.2143148017147476E-2,-0.18531859928178407,2.6873787207792647E-2,0.82396827235152703,3.0586762037436835E-2,1.3551153411359177E-2,81.441386619753999]
[2002,42,2.9597081567651305E-2,0.33662483512875241,2.6873787207792647E-2,1.1013364561831829,3.818689047167622E-2,2.0852461473091406E-2,81.449000365815749,null,"Test Statistics"]
[2003,46,2.704920755203831E-2,-8.6085312492355404E-2,2.6873787207792647E-2,1.0065275631934303,3.4593256908501235E-2,1.9386325546459828E-2,81.463958079545947,null,"χ2",0.63308322820185037]
[2004,63,3.1780900494512578E-2,0.17492907817618142,2.6873787207792647E-2,1.1825985019817751,3.9290667703397418E-2,2.4152802128969163E-2,81.497654853239553,null,"P-Score",0.42622661595671241]
[2005,53,2.4576689454658473E-2,-0.22668366621952751,2.6873787207792647E-2,0.91452273788682525,3.099841270785585E-2,1.806928286009632E-2,81.558084438711518,null,"Linear Slope",-4.0009254977701959E-4]
[2006,64,3.047948918422063E-2,0.24017879789921381,2.6873787207792647E-2,1.1341717097239807,3.7644665926517697E-2,2.3206816029079865E-2,81.593459943808355]
[2007,51,2.686072791892188E-2,-0.11872775306130123,2.6873787207792647E-2,0.99951405104275814,3.3981051048024451E-2,1.9634660553468308E-2,81.584720391201628]
[2008,39,2.3772536065509518E-2,-0.11497051988814133,2.6873787207792647E-2,0.88459940095886991,3.101802808071754E-2,1.6417872451554034E-2,81.559888052657001]
[2009,39,3.035012244441725E-2,0.2766884593541894,2.6873787207792647E-2,1.1293578463558185,3.9473475764433753E-2,2.1051794774206482E-2,81.521261283752864]
[2010,15,1.564291778910859E-2,-0.48458468931198584,2.6873787207792647E-2,0.58208832525743082,2.3438934912126258E-2,7.7214256954361389E-3,81.577400219317965]
[]
["Average",null,null,-1.8794936969675834E-2,null,0.97909856869978062]
["Weighted Avg",null,null,2.8118100856423821E-2,null,1.0222607118837621]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,3.2551809841839349E-2,0,0,0,80]
[2001,1,0.43814700620722857,0,3.2551809841839349E-2,13.459989116920664,0.6444985281600818,0,80.096773958264947]
[2002,0,0,-1,3.2551809841839349E-2,0,0,0,81.358083603407209,null,"Test Statistics"]
[2003,1,0.14990009158895598,0,3.2551809841839349E-2,4.6049695029947939,0.32843967015140663,0,82.076309286335857,null,"χ2",0.32033017942566294]
[2004,1,1.0894327431560229E-2,-0.92732274332804421,3.2551809841839349E-2,0.33467655053568113,3.1817282482880814E-2,0,81.784189022411653,null,"P-Score",0.57140928676275338]
[2005,9,2.932148614975167E-2,1.6914452804868927,3.2551809841839349E-2,0.90076362242889196,4.7530087443369048E-2,1.0403119489479633E-2,81.711144475067371,null,"Linear Slope",-2.3881221900069978E-2]
[2006,27,3.7230044738765622E-2,0.26971888630143437,3.2551809841839349E-2,1.1437165834912584,5.0456320893520201E-2,2.3630103883621297E-2,81.664593231656411]
[2007,34,2.6531160978103274E-2,-0.28737230469997754,3.2551809841839349E-2,0.81504411296979129,3.5136614904977673E-2,1.7770824493136845E-2,81.728573185590378]
[2008,59,2.8736760058352472E-2,8.3132399749469066E-2,3.2551809841839349E-2,0.88280068598264749,3.5795654150790203E-2,2.1573748068855744E-2,81.682028930326297]
[2009,107,3.7474331142605191E-2,0.30405553954274334,3.2551809841839349E-2,1.1512211248678053,4.4204651623126832E-2,3.0648554160286338E-2,81.711089915858466]
[2010,117,3.2399858086627743E-2,-0.13541197137493921,3.2551809841839349E-2,0.99533200286098067,3.8022577844831824E-2,2.6711022738883382E-2,81.687441474293792]
[]
["Average",null,null,-1.754913322421503E-4,null,2.2080466639138652]
["Weighted Avg",null,null,9.3828623642746661E-2,null,1.0584778104947028]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,71,3.428795868580304E-2,null,3.3501443223547617E-2,1.0234770620778091,4.1884728871412091E-2,2.656975810784349E-2,81.646382076786296]
[2001,71,3.4241643568025559E-2,-1.3507691782379538E-3,3.3501443223547617E-2,1.0220945808077209,4.1828865915149255E-2,2.6533304205909557E-2,81.672701671139549]
[2002,63,3.3752457221076275E-2,-1.4286298669555664E-2,3.3501443223547617E-2,1.0074926323577673,4.1696044960726569E-2,2.5676076514991958E-2,81.680270641085627,null,"Test Statistics"]
[2003,55,3.5629193575517935E-2,5.5602954835233698E-2,3.3501443223547617E-2,1.0635121996915871,4.4563793367027392E-2,2.6525915626766195E-2,81.675216326324346,null,"χ2",2.0557698788628209]
[2004,52,4.116719580064139E-2,0.15543439717167251,3.3501443223547617E-2,1.2288185773353681,5.1660172949821948E-2,3.0439420039161072E-2,81.674657968170493,null,"P-Score",0.15163059538605292]
[2005,29,2.8814285676117424E-2,-0.3000668343878673,3.3501443223547617E-2,0.86009087679734153,3.8877059562436748E-2,1.8538571700730172E-2,81.753094053176895,null,"Linear Slope",-1.4479434803971421E-3]
[2006,24,3.2335529318171734E-2,0.12220478694611114,3.3501443223547617E-2,0.96519809915065446,4.4640878045277436E-2,1.9709050213150385E-2,81.801430012580155]
[2007,10,2.0412184507311585E-2,-0.36873819795983787,3.3501443223547617E-2,0.60929269139558129,3.2708386221405948E-2,7.7993392268008253E-3,81.832669910224965]
[2008,6,2.2868205667433507E-2,0.12032132862811329,3.3501443223547617E-2,0.68260359754769662,4.0476666067072085E-2,4.6013887934299898E-3,81.827119565546781]
[2009,3,2.6470031741803259E-2,0.15750365930542132,3.3501443223547617E-2,0.79011616201650403,5.4786258695746236E-2,0,81.957525402707645]
[2010,0,0,-1,3.3501443223547617E-2,0,0,0,82.13107356772673]
[]
["Average",null,null,-0.10733749733089468,null,0.8411542253798211]
["Weighted Avg",null,null,4.9032380223255267E-3,null,1.0202230371872878]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,22,3.735726134297461E-2,null,3.523403074694248E-2,1.0602607919395195,5.2033836390644315E-2,2.2219089256679748E-2,81.759893121168844]
[2001,30,3.4889747769034404E-2,-6.6051779098208585E-2,3.523403074694248E-2,0.99022868032383859,4.6716249930547682E-2,2.2766118672257561E-2,81.65905657847226]
[2002,45,3.7317362514997759E-2,6.9579601493076071E-2,3.523403074694248E-2,1.0591283972877858,4.7616436638710298E-2,2.6793104919914046E-2,81.717942187160048,null,"Test Statistics"]
[2003,56,3.7688290345237095E-2,9.9398190343773507E-3,3.523403074694248E-2,1.0696559418909968,4.7015572364942977E-2,2.8176623159203888E-2,81.813622085403381,null,"χ2",0.85576253136624025]
[2004,68,3.8071340938480074E-2,1.0163650028539584E-2,3.523403074694248E-2,1.0805275505353247,4.6622727664296364E-2,2.9365161216307077E-2,81.850245790809637,null,"P-Score",0.35492724039116524]
[2005,73,3.5636069875858011E-2,-6.3965991283502333E-2,3.523403074694248E-2,1.0114105346561979,4.3402191821059227E-2,2.7742817585111237E-2,81.83320768867236,null,"Linear Slope",-3.6051104173656672E-4]
[2006,79,3.5127872914299543E-2,-1.4260746578644179E-2,3.523403074694248E-2,0.99698706533449488,4.2496653616609488E-2,2.7644794867171266E-2,81.812404815961671]
[2007,85,3.5194757838040366E-2,1.9040413834336967E-3,3.523403074694248E-2,0.99888536996563981,4.2313226657048716E-2,2.7969673643606533E-2,81.877471139702266]
[2008,80,3.0933696405015181E-2,-0.12107091211236021,3.523403074694248E-2,0.87794940712820746,3.7437057631549767E-2,2.4341860133458244E-2,81.942300512719143]
[2009,93,3.5571153553136857E-2,0.14991603613753113,3.523403074694248E-2,1.0095681021741638,4.2446392821958834E-2,2.8596471788095032E-2,81.941119710390751]
[2010,89,3.4297200071192524E-2,-3.5814230203169428E-2,3.523403074694248E-2,0.97341119775712148,4.1089819209315433E-2,2.7407660811828469E-2,81.903055850407711]
[]
["Average",null,null,-5.9660511198926904E-3,null,1.0116375489993901]
["Weighted Avg",null,null,-3.0110196666516794E-3,null,1.0032355113942741]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,15,1.8482355804245593E-2,null,1.8185349211787143E-2,1.016332190765187,2.7634111899418258E-2,9.1566931251835237E-3,81.657903504442586]
[2001,17,1.8934010466117326E-2,2.4437072127352133E-2,1.8185349211787143E-2,1.0411683738162656,2.7736704805184691E-2,9.9704638253404285E-3,81.656418446158]
[2002,11,1.1097871944010407E-2,-0.41386575422728311,1.8185349211787143E-2,0.61026443950920295,1.7617492900025636E-2,4.4911374026469974E-3,81.626834611140723,null,"Test Statistics"]
[2003,20,1.9118807910666023E-2,0.72274540624741723,1.8185349211787143E-2,1.0513302597606342,2.7316091479581861E-2,1.0782185016204645E-2,81.533688998076798,null,"χ2",1.3737346007327607]
[2004,17,1.8701117287031641E-2,-2.1847106032241714E-2,1.8185349211787143E-2,1.0283617361007396,2.7400089942718368E-2,9.8451323859405759E-3,81.559635892909355,null,"P-Score",0.24117126259074459]
[2005,12,1.8063612664819723E-2,-3.4089119512340504E-2,1.8185349211787143E-2,0.99330578997688346,2.8062549755249702E-2,7.8568062738654711E-3,81.676304103716532,null,"Linear Slope",1.3972568553099118E-3]
[2006,9,1.9911309320378361E-2,0.10228832348454686,1.8185349211787143E-2,1.0949093739411122,3.2561352431319045E-2,6.9260640715790231E-3,81.722601878427426]
[2007,6,1.8316113759514314E-2,-8.011505095907645E-2,1.8185349211787143E-2,1.0071906536522495,3.2584950347297401E-2,3.620061085095023E-3,81.811114014654606]
[2008,7,2.8699676414018403E-2,0.5669086134120751,1.8185349211787143E-2,1.5781757105558478,4.8889253873724531E-2,7.6343662892460404E-3,81.724022853766272]
[2009,2,1.2151053119319022E-2,-0.57661358462620782,1.8185349211787143E-2,0.66817815692222782,2.8690033239012994E-2,0,81.600789865021795]
[2010,4,4.4166329070288841E-2,2.6347737629480501,1.8185349211787143E-2,2.4286764337558986,8.3309513337792601E-2,1.5311646658314794E-3,81.806485494045006]
[]
["Average",null,null,0.29246225628622918,null,1.1379902835232953]
["Weighted Avg",null,null,0.19442897999956496,null,1.0673483212478827]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,8.2496471935257099E-3,null,2.1330021845587022E-2,0.38676224774858742,2.4249202853615748E-2,0,81.37224433564019]
[2001,1,4.8922027583217587E-3,-0.40698036612267008,2.1330021845587022E-2,0.22935760655744047,1.4499353543583669E-2,0,81.390388942208432]
[2002,1,3.1596671171888547E-3,-0.35414223954348945,2.1330021845587022E-2,0.14813239011485399,9.4047333343544939E-3,0,81.565143162119071,null,"Test Statistics"]
[2003,14,2.5739083913866423E-2,7.146137855422694,2.1330021845587022E-2,1.2067068707288546,3.8709049800352287E-2,1.2414343604206859E-2,81.66781907629867,null,"χ2",0.9941960779159027]
[2004,18,1.9726227534700845E-2,-0.23360801803541542,2.1330021845587022E-2,0.92481047030816865,2.8625323095461241E-2,1.0662569041987464E-2,81.699493936817802,null,"P-Score",0.31871897441548064]
[2005,31,2.3655476909302184E-2,0.1991890931851672,2.1330021845587022E-2,1.1090226292570009,3.1736978813218818E-2,1.5437936825705139E-2,81.725859473132786,null,"Linear Slope",1.6453071175862276E-3]
[2006,45,2.6385510515810937E-2,0.11540809838567267,2.1330021845587022E-2,1.23701282196623,3.3835403573226466E-2,1.881983555503694E-2,81.762129721285845]
[2007,44,2.2228446670028813E-2,-0.15755101055524756,2.1330021845587022E-2,1.0421202017956519,2.8630056457454794E-2,1.5741900193103408E-2,81.797357042405821]
[2008,43,2.015984977427546E-2,-9.3060793966431077E-2,2.1330021845587022E-2,0.94513966840809127,2.6057703100620236E-2,1.4190130586626456E-2,81.814633662767264]
[2009,43,1.8720569170084647E-2,-7.1393419113041978E-2,2.1330021845587022E-2,0.87766291594107082,2.4213747863419819E-2,1.3165192749108628E-2,81.82253724821264]
[2010,58,2.3255999358073473E-2,0.24226988756497936,2.1330021845587022E-2,1.0902942119060659,2.9082181665932676E-2,1.7359472641419727E-2,81.819936820204418]
[]
["Average",null,null,0.63862690872222172,null,0.83609291224836513]
["Weighted Avg",null,null,0.35617380339006716,null,1.0428791962949624]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,31,1.5189140173608728E-2,null,1.7639840207086015E-2,0.86107016817007065,2.0472618133044507E-2,9.8483559498260421E-3,81.648367294142687]
[2001,36,1.6788611789918469E-2,0.10530363128051423,1.7639840207086015E-2,0.95174398366570223,2.2191677107769155E-2,1.1325503368430559E-2,81.656519465410625]
[2002,30,1.4672549363184286E-2,-0.12604153656140138,1.7639840207086015E-2,0.83178470955140782,1.9865949579447033E-2,9.42381981830933E-3,81.631390586408415,null,"Test Statistics"]
[2003,31,1.6879916110171141E-2,0.15044193700417741,1.7639840207086015E-2,0.95692001242677871,2.2730464638632521E-2,1.0958895584460712E-2,81.664370839813117,null,"χ2",8.2653864574777494]
[2004,24,1.5895870297206526E-2,-5.8296842623031142E-2,1.7639840207086015E-2,0.90113459705950583,2.2165785601035562E-2,9.5450301632786453E-3,81.7178315450235,null,"P-Score",4.0408058758189935E-3]
[2005,23,1.967926300783563E-2,0.23801104562950437,1.7639840207086015E-2,1.1156145847585608,2.754215942366221E-2,1.1688177779865054E-2,81.760210366543106,null,"Linear Slope",2.3471321106860437E-3]
[2006,15,1.8387821335023303E-2,-6.5624493777948767E-2,1.7639840207086015E-2,1.0424029423824837,2.7494728470609426E-2,9.1087408583948714E-3,81.795315977636278]
[2007,13,2.5190307980948973E-2,0.36994522200240043,1.7639840207086015E-2,1.428034930318127,3.8373056471858749E-2,1.1641096478965022E-2,81.791178854765576]
[2008,15,5.7595653767459558E-2,1.2864211827429117,1.7639840207086015E-2,3.2650893143761635,8.3669183815452811E-2,2.9994859680743606E-2,82.00449209116735]
[2009,2,1.9714873834319888E-2,-0.65770205658367897,1.7639840207086015E-2,1.1176333573815664,4.5921915052397733E-2,0,81.95982339768608]
[2010,0,0,-1,1.7639840207086015E-2,0,0,0,81.88886128294601]
[]
["Average",null,null,2.4245808911344778E-2,null,1.1337662363718515]
["Weighted Avg",null,null,0.13888340277386416,null,1.1285113215280151]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,2,9.6025877821762431E-3,null,2.1159803885556949E-2,0.45381270233466969,2.2777759254958879E-2,0,81.903788265365804]
[2001,11,3.0395161722473148E-2,2.1653094365761336,2.1159803885556949E-2,1.436457629138046,4.7455796672341746E-2,1.2712249108449713E-2,81.826956017412854]
[2002,15,2.3683149359181897E-2,-0.22082502552794836,2.1159803885556949E-2,1.1192518365138209,3.5271921409632846E-2,1.1812572462963232E-2,81.772038864988176,null,"Test Statistics"]
[2003,19,2.0058596205837772E-2,-0.15304354578749868,2.1159803885556949E-2,0.94795756682457588,2.886190520900964E-2,1.1094224232585525E-2,81.833476384363266,null,"χ2",3.8785226086624903E-3]
[2004,25,1.8336078570677563E-2,-8.587428638993666E-2,2.1159803885556949E-2,0.86655238724557482,2.5385939398055227E-2,1.1183484430725969E-2,81.848273702007518,null,"P-Score",0.95034161846578613]
[2005,29,1.5953118111914629E-2,-0.12996020111812145,2.1159803885556949E-2,0.75393506471975158,2.1680106781113973E-2,1.0158684165120295E-2,81.829748044409257,null,"Linear Slope",1.8675501416082378E-4]
[2006,51,2.2853166616119112E-2,0.43252036722847076,2.1159803885556949E-2,1.0800273357787593,2.8961351692494558E-2,1.6667649698022511E-2,81.842187564533674]
[2007,62,2.4654208237003667E-2,7.8809280619090316E-2,2.1159803885556949E-2,1.165143513160436,3.0612319132504472E-2,1.8622404180010804E-2,81.89986022852726]
[2008,61,2.2320088990385067E-2,-9.4674273218610328E-2,2.1159803885556949E-2,1.0548343978565933,2.7783768500207733E-2,1.6794652635494633E-2,81.893371830482394]
[2009,69,2.3974512683058193E-2,7.41226297702402E-2,2.1159803885556949E-2,1.1330214973978319,2.9475915032159961E-2,1.8410385533074915E-2,81.884879676595006]
[2010,48,1.6923891124969753E-2,-0.29408821156439291,2.1159803885556949E-2,0.7998132315640929,2.1642948348061231E-2,1.2159088971622397E-2,81.888629486896619]
[]
["Average",null,null,0.17722961705874268,null,0.98280065113946835]
["Weighted Avg",null,null,6.0842624533260017E-2,null,1.0287532291990229]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,42,4.4284582210621197E-2,null,4.7345412633155108E-2,0.93535106671790902,5.6746601210415228E-2,3.1488864551979898E-2,81.761661691820947]
[2001,53,4.6741544869474551E-2,5.5481220239762763E-2,4.7345412633155108E-2,0.98724548525198241,5.840771236462431E-2,3.4782667101804714E-2,81.703821730754285]
[2002,56,5.0088526506469437E-2,7.160614066867721E-2,4.7345412633155108E-2,1.0579383243434524,6.2170342491127267E-2,3.7691354069569069E-2,81.705671507313497,null,"Test Statistics"]
[2003,48,4.6979255409338276E-2,-6.2075515372359114E-2,4.7345412633155108E-2,0.99226625762766252,5.9286546389206732E-2,3.4345664546164605E-2,81.767411221957218,null,"χ2",2.3762438357685094E-2]
[2004,54,5.9714666338728462E-2,0.27108584030173266,4.7345412633155108E-2,1.2612555898797131,7.4087151537885143E-2,4.4888951992240224E-2,81.82422588983583,null,"P-Score",0.87749091304014115]
[2005,27,3.5770784058967893E-2,-0.4009715493332926,4.7345412633155108E-2,0.75552798190036852,4.8518956861517262E-2,2.2676365982732722E-2,81.834655525190115,null,"Linear Slope",1.5302756600910278E-3]
[2006,23,3.5957594564620006E-2,5.2224325120791004E-3,4.7345412633155108E-2,0.75947367579683056,4.9821022450245278E-2,2.1683632788344575E-2,81.788239491105699]
[2007,28,5.4355714101251514E-2,0.51166157690464908,4.7345412633155108E-2,1.148067174372607,7.2629564168191635E-2,3.5347214709920735E-2,81.863824606637507]
[2008,18,4.7700327589154767E-2,-0.12244134075213098,4.7345412633155108E-2,1.0074962902689144,6.7908120812268782E-2,2.6596905385925004E-2,81.849600861149781]
[2009,10,5.1587348118270746E-2,8.1488340344223031E-2,4.7345412633155108E-2,1.0895954908658898,8.042658396833588E-2,2.0880660579653321E-2,81.808658081091551]
[2010,3,7.730775436203205E-2,0.49857973285996215,4.7345412633155108E-2,1.6328457196272248,0.14886584894910482,0,81.477469364864376]
[]
["Average",null,null,9.0963687837330331E-2,null,1.0570057324229596]
["Weighted Avg",null,null,6.1703165541896497E-2,null,1.0235700003669168]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,2,0.24577352485808732,null,4.5413966322643974E-2,5.411848925768493,0.41200177415998518,0,82.667817478013887]
[2001,2,8.6909990885749258E-2,-0.64638180236894038,4.5413966322643974E-2,1.9137282629818406,0.18098729047768378,0,82.089676532871579]
[2002,4,7.1311785645329764E-2,-0.17947539841448945,4.5413966322643974E-2,1.5702611205261059,0.13002287358194561,4.1028888933633831E-3,81.875487186483852,null,"Test Statistics"]
[2003,2,2.2870115832333966E-2,-0.67929402376657866,4.5413966322643974E-2,0.50359212559971089,5.2974099465140596E-2,0,81.668165707939295,null,"χ2",0.9219498909462438]
[2004,10,7.1856824759297958E-2,2.1419528123992344,4.5413966322643974E-2,1.5822626953301202,0.11011244783182672,3.0164288046808579E-2,81.896865580159869,null,"P-Score",0.33696351491197518]
[2005,8,3.7306576012433097E-2,-0.48082069953131645,4.5413966322643974E-2,0.82147803931918562,6.137338422003602E-2,1.1973122906364715E-2,81.98437479432917,null,"Linear Slope",-1.1402928108434332E-2]
[2006,13,5.0347196396423446E-2,0.34955286112679773,4.5413966322643974E-2,1.108628038316039,7.5197331502469739E-2,2.4124701767232991E-2,82.053134793466583]
[2007,13,3.9727289515247399E-2,-0.21093343108039397,4.5413966322643974E-2,0.87478132240211037,5.9827261479934876E-2,1.8749106853173953E-2,81.996995204544987]
[2008,14,3.1867210825695776E-2,-0.19785086738764079,4.5413966322643974E-2,0.7017050789903454,4.7700217028928349E-2,1.5498821858972485E-2,81.933916365253538]
[2009,25,4.4293855886212104E-2,0.38995082213145049,4.5413966322643974E-2,0.97533555143644501,6.0387385720268499E-2,2.7639424373171725E-2,81.873265001277403]
[2010,33,5.0227815563351659E-2,0.13396800884491733,4.5413966322643974E-2,1.105999313218045,6.594505969465396E-2,3.3972573778000885E-2,81.952428988250958]
[]
["Average",null,null,6.2066828195304027E-2,null,1.5063291339898583]
["Weighted Avg",null,null,0.21750448074728276,null,1.1176459785394173]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,34,8.3748506083679924E-2,null,7.8163563100508121E-2,1.0714520009277251,0.10776262304900482,5.8405980078417942E-2,81.565015386716908]
[2001,39,8.2280445154508275E-2,-1.7529398407474805E-2,7.8163563100508121E-2,1.0526700919289769,0.10441812805804467,5.9020590942288585E-2,81.585227867664074]
[2002,49,9.5418098652970823E-2,0.15966920783902339,7.8163563100508121E-2,1.2207490916231087,0.11774184961090589,7.1935306128233539E-2,81.612233919403252,null,"Test Statistics"]
[2003,42,7.8819901380276669E-2,-0.17395229528792722,7.8163563100508121E-2,1.0083969851646166,9.9426286818544679E-2,5.7248427563285603E-2,81.655230865148468,null,"χ2",4.4374008934749192]
[2004,46,8.8289198286057913E-2,0.12013840083477656,7.8163563100508121E-2,1.1295441863689037,0.10992193189568483,6.5578733828357799E-2,81.744672894797219,null,"P-Score",3.5159735287458693E-2]
[2005,23,5.1090326430978404E-2,-0.42132981811155179,7.8163563100508121E-2,0.65363353977713279,7.0141206906078918E-2,3.1242491863037347E-2,81.73735091258483,null,"Linear Slope",-4.1489822953423147E-3]
[2006,29,8.5024282583281152E-2,0.66419532860387132,7.8163563100508121E-2,1.087773883515917,0.11129095132099878,5.7157650989786507E-2,81.85233436542245]
[2007,21,8.1356829216604157E-2,-4.3134187731425189E-2,7.8163563100508121E-2,1.040853640615,0.11098989555603939,4.968014620662306E-2,81.818130533667841]
[2008,7,4.4062624596906436E-2,-0.45840287753110132,7.8163563100508121E-2,0.56372333666836127,7.3888407641871504E-2,1.2251811051621349E-2,81.620896197986227]
[2009,2,2.6245593217267361E-2,-0.4043570155575793,7.8163563100508121E-2,0.33577785065298216,6.0432184480543168E-2,0,81.683995877891974]
[2010,2,6.7750273575604689E-2,1.5813961610526976,7.8163563100508121E-2,0.86677565464213413,0.14545439553973363,0,81.97148885055968]
[]
["Average",null,null,0.10066935057033093,null,0.91194093289862366]
["Weighted Avg",null,null,4.4799434018321697E-2,null,1.0421769520857411]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
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["EPs",null,null,0]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,3,0.22696330063952208,null,9.1952823525073765E-2,2.4682580908201643,0.36477771746849996,1.278172198817752E-2,82.267523559489177]
[2001,0,0,-1,9.1952823525073765E-2,0,0,0,81.95920945052481]
[2002,0,0,0,9.1952823525073765E-2,0,0,0,81.182193303413271,null,"Test Statistics"]
[2003,0,0,0,9.1952823525073765E-2,0,0,0,81.330265126406474,null,"χ2",0.30775998610857785]
[2004,2,6.0873750155380227E-2,0,9.1952823525073765E-2,0.66201066831603195,0.13216439669548849,0,81.67030499938403,null,"P-Score",0.57905801120578282]
[2005,6,0.10283544927839422,0.68932337856476344,9.1952823525073765E-2,1.1183500988455561,0.16733284921084804,2.7507332324324861E-2,82.044669860980378,null,"Linear Slope",1.7249392800019372E-3]
[2006,13,0.13651411071279676,0.32750050367581207,9.1952823525073765E-2,1.48461031950337,0.19143368798536473,7.359035899414744E-2,82.062607984913399]
[2007,18,0.10892103057061149,-0.20212621243408724,9.1952823525073765E-2,1.1845316586815937,0.1490278976971246,6.4846646473528238E-2,81.944141715913702]
[2008,18,7.4615056570607297E-2,-0.31496189322010004,9.1952823525073765E-2,0.81144932488409349,0.10434976353677393,4.283822709191952E-2,81.923395220976928]
[2009,32,0.10514763454065357,0.40920129761147694,9.1952823525073765E-2,1.1434954415726215,0.13476437718775197,7.3431486373059754E-2,81.829709238797392]
[2010,27,7.7328338884949624E-2,-0.26457367088888795,9.1952823525073765E-2,0.84095665495104321,0.10248706609394037,5.0718454451250929E-2,81.710212063957599]
[]
["Average",null,null,-3.5563659669102278E-2,null,0.88306020523404305]
["Weighted Avg",null,null,4.2326162411479448E-2,null,1.0921358980999505]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
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[]
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[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,25,2.6459981219509716E-2,null,2.3975920179690694E-2,1.1036064943994599,3.645551902706242E-2,1.6254887779226609E-2,81.579853218773408]
[2001,22,1.9616878633088832E-2,-0.25862084064425805,2.3975920179690694E-2,0.81819085507740885,2.7630657260451167E-2,1.1469911272694209E-2,81.554804674223575]
[2002,25,2.0145872507637171E-2,2.6966261271355263E-2,2.3975920179690694E-2,0.84025440344525981,2.7861240473093338E-2,1.2307058961405506E-2,81.600533546129355,null,"Test Statistics"]
[2003,34,2.4708847923403558E-2,0.22649678806597184,2.3975920179690694E-2,1.0305693269839005,3.2754246582090737E-2,1.652848592935887E-2,81.613627752133738,null,"χ2",0.33559245184982778]
[2004,34,2.2823332012529212E-2,-7.6309341363036021E-2,2.3975920179690694E-2,0.95192726041281173,3.0284523687783525E-2,1.5246434162506581E-2,81.647863464252296,null,"P-Score",0.56238445860906161]
[2005,37,2.629333221895086E-2,0.15203740648020792,2.3975920179690694E-2,1.0966558122437853,3.4475687911024074E-2,1.7971108125155059E-2,81.68809182305182,null,"Linear Slope",2.1174545595256054E-4]
[2006,34,2.7177336015047911E-2,3.3620835455002052E-2,2.3975920179690694E-2,1.1335262968580051,3.5980305449237519E-2,1.8212115923344284E-2,81.683070276842315]
[2007,29,2.5349279284063907E-2,-6.7264014764795932E-2,2.3975920179690694E-2,1.0572807672898639,3.4268108273641726E-2,1.6264178504011555E-2,81.697704061308343]
[2008,22,2.1872701685480462E-2,-0.13714699970854916,2.3975920179690694E-2,0.91227788220650619,3.0763903641850627E-2,1.2816864143104071E-2,81.67895572879651]
[2009,21,2.4843871175981663E-2,0.13583916304557486,2.3975920179690694E-2,1.0362009461904276,3.5110783762789775E-2,1.4356118381141368E-2,81.642063204482369]
[2010,17,2.4773716364677924E-2,-2.823827687995828E-3,2.3975920179690694E-2,1.0332748932682476,3.6140990564886732E-2,1.3135122387167603E-2,81.621542893229176]
[]
["Average",null,null,3.2795430149476943E-3,null,1.0012513580341524]
["Weighted Avg",null,null,1.5653635340805883E-2,null,1.0105830436366994]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,6,2.2429132716015567E-2,null,2.7796542641976469E-2,0.80690368600534512,3.9718948490567375E-2,4.5052967762922794E-3,81.475696585240883]
[2001,10,2.7091829511680394E-2,0.20788573747817796,2.7796542641976469E-2,0.97464745384442653,4.3153290983367662E-2,1.0481952670428838E-2,81.600422570918894]
[2002,12,2.498795726223044E-2,-7.7657075486278537E-2,2.7796542641976469E-2,0.89895918294872068,3.8597707235333532E-2,1.098735109229586E-2,81.636747795061282,null,"Test Statistics"]
[2003,16,2.5827209315941554E-2,3.3586260969785231E-2,2.7796542641976469E-2,0.92915186066842137,3.8009081530464013E-2,1.333285742724444E-2,81.681590846018551,null,"χ2",4.166875854759864E-2]
[2004,21,2.6288946021973715E-2,1.7877917059632153E-2,2.7796542641976469E-2,0.94576316056925425,3.7118441666547888E-2,1.521308154839953E-2,81.748246108098101,null,"P-Score",0.83825248233881156]
[2005,36,3.3490611727057154E-2,0.27394273239649469,2.7796542641976469E-2,1.2048481049755406,4.3895637920782563E-2,2.2856623608576373E-2,81.804267916760878,null,"Linear Slope",3.9869301425827993E-4]
[2006,29,2.164037106499505E-2,-0.35383768916016134,2.7796542641976469E-2,0.77852743572199579,2.9315061652198465E-2,1.3843353896644076E-2,81.80418281600717]
[2007,50,3.0775868281233725E-2,0.42215067333184675,2.7796542641976469E-2,1.1071833169193523,3.894821500259997E-2,2.2463341704470331E-2,81.818495492173867]
[2008,58,3.0228409767840091E-2,-1.7788564351487679E-2,2.7796542641976469E-2,1.0874881152374389,3.7694136631575073E-2,2.2645936497093087E-2,81.842373898400226]
[2009,73,3.3084583493238368E-2,9.4486403596293345E-2,2.7796542641976469E-2,1.1902409561999361,4.0332068182898813E-2,2.5726798705579642E-2,81.828569982860614]
[2010,54,2.2212155746364422E-2,-0.32862519635757204,2.7796542641976469E-2,0.79909778825590772,2.7990342527668854E-2,1.6364860384989081E-2,81.867601338081442]
[]
["Average",null,null,2.7202119947673055E-2,null,0.97480100557693994]
["Weighted Avg",null,null,2.9830076922660223E-2,null,1.0261014720704682]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,22,4.2233258788048143E-2,null,3.8564679497689783E-2,1.0951279600438044,5.8647502573871371E-2,2.5236430385359859E-2,81.581539535608783]
[2001,33,4.8906173344899224E-2,0.15800141282821145,3.8564679497689783E-2,1.2681597249584027,6.4253428520145942E-2,3.3047100663399193E-2,81.565657343432321]
[2002,27,3.5279141213506698E-2,-0.27863623750096134,3.8564679497689783E-2,0.91480447064573933,4.7865516506188338E-2,2.235554669463443E-2,81.536299529813803,null,"Test Statistics"]
[2003,39,4.6168638367029183E-2,0.30866672994164079,3.8564679497689783E-2,1.1971741751359535,5.9590906721800195E-2,3.2357675625361418E-2,81.591725686568154,null,"χ2",4.8290755418230216]
[2004,32,3.5345029602285166E-2,-0.23443638685418922,3.8564679497689783E-2,0.91651298708193618,4.693863123478164E-2,2.3465891696523859E-2,81.659535949643683,null,"P-Score",2.7983631745737446E-2]
[2005,49,5.3968237947362094E-2,0.52689751726429113,3.8564679497689783E-2,1.3994214045158877,6.7759718208307812E-2,3.976257035780089E-2,81.700703796276315,null,"Linear Slope",-1.4309279321709234E-3]
[2006,29,3.5588636614106731E-2,-0.34056330227386522,3.8564679497689783E-2,0.92282982972122629,4.7837221828199591E-2,2.3020814089052977E-2,81.81542345099939]
[2007,17,2.415537248242957E-2,-0.32126165033097132,3.8564679497689783E-2,0.62635999565033584,3.525437188660295E-2,1.2798022062134888E-2,81.744465441489993]
[2008,11,2.01732896215315E-2,-0.16485288578326029,3.8564679497689783E-2,0.52310274282818769,3.1773360242107931E-2,8.2918936797825565E-3,81.677260790162904]
[2009,13,3.3766745968302481E-2,0.67383439200031692,3.8564679497689783E-2,0.87558736149551764,5.1089474703686841E-2,1.5799790393649763E-2,81.653803020368926]
[2010,11,4.0684482088225872E-2,0.2048683081993512,3.8564679497689783E-2,1.0549674629258381,6.2970558118535566E-2,1.7312485780447757E-2,81.572680743424087]
[]
["Average",null,null,5.3251789749056408E-2,null,0.98127710136389357]
["Weighted Avg",null,null,7.7410309421052093E-2,null,1.0649585050916464]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,4.3859958883766634E-2,0,0,0,82.605134473144915]
[2001,0,0,0,4.3859958883766634E-2,0,0,0,82.026828404106325]
[2002,0,0,0,4.3859958883766634E-2,0,0,0,82.535967114815563,null,"Test Statistics"]
[2003,0,0,0,4.3859958883766634E-2,0,0,0,81.717809293544875,null,"χ2",0.75111318905787183]
[2004,5,0.2315483517878914,0,4.3859958883766634E-2,5.2792651356905775,0.3436059243824573,7.3354245978846641E-2,81.856753792154734,null,"P-Score",0.38612401724631373]
[2005,2,2.5878334949111865E-2,-0.8882378788305193,4.3859958883766634E-2,0.59002186978086535,5.962500766326103E-2,0,81.853246242940486,null,"Linear Slope",-1.899678578081682E-2]
[2006,6,3.2939659024460818E-2,0.27286624464961173,4.3859958883766634E-2,0.75101892164911221,5.7657075417422363E-2,6.8906522001295385E-3,81.910353769905086]
[2007,18,5.3281739559283267E-2,0.61755589272240274,4.3859958883766634E-2,1.214815082259546,7.5570848218155337E-2,2.9891240116144049E-2,81.927795880924606]
[2008,28,5.384686524608507E-2,1.0606367049503351E-2,4.3859958883766634E-2,1.2276998569192634,7.1969767719552671E-2,3.5002043994070003E-2,81.866092381530962]
[2009,31,4.5116783155896421E-2,-0.16212795397264779,4.3859958883766634E-2,1.0286553910244307,5.9836892031809558E-2,2.9928397777743237E-2,81.777451645457589]
[2010,30,3.4450316955203265E-2,-0.23641903200049252,4.3859958883766634E-2,0.7854616792163468,4.613890503399623E-2,2.2471711729280665E-2,81.730053612931357]
[]
["Average",null,null,-3.8575636038214178E-2,null,0.98881253968546756]
["Weighted Avg",null,null,-7.0402623045073458E-3,null,1.198140982671402]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,59,4.9763779100386187E-2,null,4.781520632315938E-2,1.0407521566268556,6.1469818683204246E-2,3.7762038625577692E-2,81.826230378626462]
[2001,64,5.5652771478627995E-2,0.1183389301355553,4.781520632315938E-2,1.1639136533783496,6.8076299169943025E-2,4.2893530875438221E-2,81.775780277580381]
[2002,48,4.863515434858158E-2,-0.12609645384401658,4.781520632315938E-2,1.0171482691067057,6.1332104948984688E-2,3.5590001559945177E-2,81.769798752046796,null,"Test Statistics"]
[2003,38,4.8032144223237518E-2,-1.2398647304008192E-2,4.781520632315938E-2,1.0045370064621695,6.212016058755989E-2,3.3514437532307713E-2,81.77654303813091,null,"χ2",2.7732853781409803]
[2004,32,5.2262333270846631E-2,8.8069960565337224E-2,4.781520632315938E-2,1.0930065410077145,6.879277439715481E-2,3.5134401340206449E-2,81.82908855065746,null,"P-Score",9.5849249212022702E-2]
[2005,16,3.3346268837315084E-2,-0.36194450667749745,4.781520632315938E-2,0.69739882772739936,4.8808411315589662E-2,1.7373128546611299E-2,81.879278128619191,null,"Linear Slope",-6.8078254912573002E-4]
[2006,10,2.8256511287059194E-2,-0.15263349477229537,4.781520632315938E-2,0.59095240740126431,4.4961850000501742E-2,1.0956355173704217E-2,81.914388393757775]
[2007,11,4.2541142060582626E-2,0.50553412728150393,4.781520632315938E-2,0.88969901694176623,6.5741841671191792E-2,1.8158799168815246E-2,81.931205719287121]
[2008,9,6.0052483869152191E-2,0.41163309117634284,4.781520632315938E-2,1.2559285735020589,9.4660981669903402E-2,2.2692852183036669E-2,82.029682097419723]
[2009,1,1.4859268241962084E-2,-0.75256197105287426,4.781520632315938E-2,0.31076449072572487,4.2983246233867067E-2,0,81.899663904934968]
[2010,2,6.7568533158429922E-2,3.5472315364506715,4.781520632315938E-2,1.4131180926370484,0.14510692690621352,0,81.510243001146478]
[]
["Average",null,null,0.32651725719587188,null,0.95247445777427797]
["Weighted Avg",null,null,4.1924755698863475E-2,null,1.0315915030126168]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,11,3.6688811666500454E-2,null,4.7848164941012537E-2,0.76677573135209276,5.6977420322477539E-2,1.5508011644165235E-2,82.015051128737653]
[2001,27,8.0396539554278626E-2,1.1913094456446105,4.7848164941012537E-2,1.6802429028028951,0.10637607145906899,5.2861218018139852E-2,82.000458646561739]
[2002,21,5.3637320240555397E-2,-0.33284043644262962,4.7848164941012537E-2,1.1209901217043488,7.4430557897906174E-2,3.188835733280327E-2,81.988136529591188,null,"Test Statistics"]
[2003,26,6.1069468832040966E-2,0.13856301094375123,4.7848164941012537E-2,1.2763178882059054,8.2047774108875385E-2,3.9109887997079568E-2,81.947331749341927,null,"χ2",9.0754141306332254]
[2004,30,6.636294514529871E-2,8.6679586616617899E-2,4.7848164941012537E-2,1.3869485951469882,8.737407200868301E-2,4.4361553312084918E-2,81.920362585045979,null,"P-Score",2.5906889971865524E-3]
[2005,28,5.5856711671257109E-2,-0.15831475608924028,4.7848164941012537E-2,1.1673741665979782,7.4573712903967165E-2,3.6366968523123287E-2,82.035324184603326,null,"Linear Slope",-2.5641695742380051E-3]
[2006,19,3.7969674152829577E-2,-0.32023076517108851,4.7848164941012537E-2,0.79354504398734593,5.3980814001662943E-2,2.1407234559181549E-2,81.980318003807156]
[2007,14,2.642871460208757E-2,-0.30395203035688811,4.7848164941012537E-2,0.55234541668774606,3.9725078579869025E-2,1.2758966678829808E-2,81.919696627030007]
[2008,34,5.6850270014454002E-2,1.1510796446363485,4.7848164941012537E-2,1.1881389826451925,7.413252289634166E-2,3.8910563639572689E-2,81.871504418159162]
[2009,20,3.2048401598469146E-2,-0.43626650163102232,4.7848164941012537E-2,0.66979374523513246,4.5400866255952695E-2,1.8317102532780218E-2,81.912303145586932]
[2010,23,3.6562777424047919E-2,0.14086118497074773,4.7848164941012537E-2,0.76414168587494835,5.0640780364608048E-2,2.2060965765303968E-2,81.903405697321304]
[]
["Average",null,null,0.11568883831212071,null,1.0333285709309612]
["Weighted Avg",null,null,0.19864581326380268,null,1.1027633768695657]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
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[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,27,3.0111582752425318E-2,null,2.4852141249046913E-2,1.2116293099525219,4.097529353161878E-2,1.8998926462014783E-2,81.840304295962468]
[2001,16,1.8078942833817793E-2,-0.39960170866934464,2.4852141249046913E-2,0.72746016742163522,2.6757164045342525E-2,9.2445651093025633E-3,81.779912392995513]
[2002,17,2.0326433142190889E-2,0.12431536119296882,2.4852141249046913E-2,0.81789464088815345,2.9746938954190724E-2,1.0721200180240715E-2,81.714613114072307,null,"Test Statistics"]
[2003,17,2.3265585212834169E-2,0.14459753219282634,2.4852141249046913E-2,0.93616018755431829,3.3977184280059206E-2,1.2313774678232033E-2,81.792202618571821,null,"χ2",0.38444930001670347]
[2004,19,3.1235672022570091E-2,0.34256979727031855,2.4852141249046913E-2,1.2568603932173446,4.4607075913759307E-2,1.748467076934972E-2,81.851772258445365,null,"P-Score",0.53523161265660213]
[2005,15,3.047197307772739E-2,-2.4449576250220262E-2,2.4852141249046913E-2,1.2261306891974952,4.5153285113128196E-2,1.5332144014520464E-2,81.93165476864408,null,"Linear Slope",8.6704617892273644E-4]
[2006,5,1.3364814563892897E-2,-0.56140632804439161,2.4852141249046913E-2,0.53777316127259023,2.4904066079857963E-2,1.5491821603676504E-3,81.992065310330702]
[2007,7,2.7293145948678717E-2,1.0421642079805093,2.4852141249046913E-2,1.098221101963414,4.6561061089929419E-2,7.2304029987197999E-3,82.018474238572693]
[2008,8,4.6771463235931496E-2,0.71367065284006737,2.4852141249046913E-2,1.8819892727643819,7.624832522594277E-2,1.5351383388596989E-2,81.973890796394926]
[2009,1,1.0831973207590878E-2,-0.76840636451866717,2.4852141249046913E-2,0.43585673761637289,3.1639966619701143E-2,0,81.783164828242008]
[2010,2,4.1080303530860306E-2,2.7925041673913915,2.4852141249046913E-2,1.6529884937957107,9.2192756465573261E-2,0,81.501004631800114]
[]
["Average",null,null,0.3405957741385458,null,1.0711785596039944]
["Weighted Avg",null,null,0.14428402508849267,null,1.0867071296082684]

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["Analysis of Incidence Rates - Ages from 80 to 84"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,45,6.0560284697720387E-2,null,6.0972566175272157E-2,0.9932382462570688,7.6475685627067025E-2,4.4086713871648531E-2,81.777232736122372]
[2001,47,6.1465159818543745E-2,1.4941725015658935E-2,6.0972566175272157E-2,1.0080789390076772,7.7246461006343248E-2,4.5134669897509062E-2,81.796368044156807]
[2002,37,5.5320041278020649E-2,-9.9977264496905138E-2,6.0972566175272157E-2,0.9072939642887472,7.1506136438485413E-2,3.8559601174724151E-2,81.792851582044946,null,"Test Statistics"]
[2003,45,7.747900427454768E-2,0.40055940821090941,6.0972566175272157E-2,1.2707190976975777,9.7119246614601792E-2,5.6965298558771534E-2,81.837622592230971,null,"χ2",0.39715329370928837]
[2004,35,7.0114076443742859E-2,-9.5057079008232015E-2,6.0972566175272157E-2,1.1499282520304699,9.053396345316414E-2,4.8756168869934717E-2,81.76019119813644,null,"P-Score",0.52856308857470435]
[2005,24,5.5686491641625813E-2,-0.20577301355018562,6.0972566175272157E-2,0.91330405024366268,7.5817168549434516E-2,3.465930859591284E-2,81.822790995942839,null,"Linear Slope",-7.8004920998175822E-4]
[2006,19,5.1689708551278232E-2,-7.1772937610599552E-2,6.0972566175272157E-2,0.84775353562601652,7.2825002232518393E-2,2.9568363956424371E-2,81.883704920988635]
[2007,13,4.3838180690142656E-2,-0.15189731343419266,6.0972566175272157E-2,0.71898205111008651,6.5806694759580717E-2,2.0811559857787994E-2,81.8941183030216]
[2008,14,6.8854089616686237E-2,0.57064204154276399,6.0972566175272157E-2,1.1292634365881502,0.10025320713001427,3.5184212110338488E-2,81.980518484838768]
[2009,6,5.0144445672333331E-2,-0.2717288696794965,6.0972566175272157E-2,0.82240995939366834,8.6149810584538786E-2,1.1185514785196787E-2,81.969536184122205]
[2010,3,6.1476547404145619E-2,0.22598917147995623,6.0972566175272157E-2,1.0082657047339079,0.1209900775027855,0,81.512039627310472]
[]
["Average",null,null,3.159258684696771E-2,null,0.97902156699791221]
["Weighted Avg",null,null,3.6322769295362906E-2,null,1.021588479656393]

{"sheet":"Ages 85 to 89 ===>","index":165,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,8.3006653664105354E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2001,0,0,0,8.3006653664105354E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2002,0,0,0,8.3006653664105354E-2,0,0,0,86.899023103582422,null,"Test Statistics"]
[2003,4,0.19177008147975164,0,8.3006653664105354E-2,2.3102977052390075,0.30560302407023071,3.329800151703196E-2,86.497677018901626,null,"χ2",4.0047631504295467E-2]
[2004,4,6.6050325757729747E-2,-0.65557544092349063,8.3006653664105354E-2,0.7957232684624167,0.12121092039501952,3.5012270648553576E-3,86.556080175228516,null,"P-Score",0.84138748017947984]
[2005,5,4.8490363573084602E-2,-0.26585731384663358,8.3006653664105354E-2,0.58417441774373491,8.6659311307771145E-2,6.9920839987313819E-3,86.61930934538448,null,"Linear Slope",-7.0823217111389558E-3]
[2006,15,9.9043917182170427E-2,1.0425484546613388,8.3006653664105354E-2,1.193204554215153,0.13975898607770842,5.4283297696737953E-2,86.555851375408068]
[2007,14,7.7031719158418555E-2,-0.22224684412738915,8.3006653664105354E-2,0.92801860764240707,0.11149525023813074,3.9786741589940763E-2,86.431617644428911]
[2008,18,8.5043776283842104E-2,0.10400984442456052,8.3006653664105354E-2,1.024541678646391,0.11813427613813594,4.9373132359279676E-2,86.400405253836894]
[2009,25,0.10303520785589222,0.21155494685468712,8.3006653664105354E-2,1.2412885390228403,0.13588404517371222,6.7590222824767232E-2,86.588838520303412]
[2010,19,6.7843299431893767E-2,-0.3415522631178538,8.3006653664105354E-2,0.81732362933733482,9.4589154457227029E-2,3.9469199811052277E-2,86.666356319401231]
[]
["Average",null,null,-1.2711861607478069E-2,null,0.80859749093720767]
["Weighted Avg",null,null,8.8910966740187961E-2,null,1.0695999755034691]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,16,0.18144001340841698,null,0.11875815353863374,1.5278110007780807,0.2408557459918424,0.11193399817869569,86.365588731784484]
[2001,13,0.11455059352539604,-0.36865859204085549,0.11875815353863374,0.96457034832670308,0.16313378260792138,5.9978879568778093E-2,86.259743438668437]
[2002,17,0.12843991171433347,0.12125051264669495,0.11875815353863374,1.0815249975451169,0.1748663521988269,7.6477592389094545E-2,86.336324771060518,null,"Test Statistics"]
[2003,16,0.11229393037339776,-0.12570844315781227,0.11875815353863374,0.9455681738674635,0.15568663631651597,6.4199318165611016E-2,86.381799615391444,null,"χ2",1.4611873398220727]
[2004,19,0.11406020234351935,1.57290065834228E-2,0.11875815353863374,0.96044102189929992,0.15450382062372703,6.9553032591919084E-2,86.19807216634814,null,"P-Score",0.22674129703806853]
[2005,23,0.11902725873267808,4.3547672957823247E-2,0.11875815353863374,1.0022659934162483,0.15711106527637769,7.7339160242832494E-2,86.231070515033707,null,"Linear Slope",-7.6526571123600824E-4]
[2006,18,0.10011230654165792,-0.15891277672370008,0.11875815353863374,0.84299312138673455,0.1377362623910682,5.9055186091000744E-2,86.256876735876588]
[2007,14,0.11173691587851171,0.11611568785518545,0.11875815353863374,0.94087784753374504,0.15780120100708309,6.0342078368517335E-2,86.429351717265988]
[2008,6,7.8526582694439961E-2,-0.29721898911350286,0.11875815353863374,0.66123108481047688,0.13095388249546597,1.9367569871771052E-2,86.475160361210683]
[2009,9,0.20821690538040816,1.6515467531627461,0.11875815353863374,1.7532851360195003,0.29109565642378316,0.10339372440815807,86.223911142182175]
[2010,0,0,-1,0.11875815353863374,0,0,0,86.304587015075398]
[]
["Average",null,null,-2.3091678299981268E-4,null,0.97096079323485174]
["Weighted Avg",null,null,5.5653020025048724E-2,null,1.0588941876091078]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,0.12602017798355247,0,0,0,85.101666211118342]
[2001,2,0.24904131545615152,0,0.12602017798355247,1.9762019022751671,0.41585690074453652,0,86.427959223962702]
[2002,3,0.16803733789648062,-0.32526320948514742,0.12602017798355247,1.3334161289504924,0.28854575098820745,0,86.499413722411745,null,"Test Statistics"]
[2003,5,0.15242729492401261,-9.2896276314997195E-2,0.12602017798355247,1.2095467357926337,0.24366909315465821,3.6151059543427719E-2,86.565955759988825,null,"χ2",5.2349341265842307E-2]
[2004,2,4.273117866777517E-2,-0.71966189724040341,0.12602017798355247,0.33908203711116985,9.5628529412478028E-2,0,86.711595950347984,null,"P-Score",0.81902453449755752]
[2005,7,9.8986155513472299E-2,1.3164854937203185,0.12602017798355247,0.78547862014915959,0.15733770196065677,3.1952073563960605E-2,86.720948195217403,null,"Linear Slope",-7.41946986894254E-3]
[2006,18,0.13280143309862946,0.34161623319692214,0.12602017798355247,1.0538108676212317,0.179045409511324,8.1036671722872267E-2,86.589108330089488]
[2007,30,0.12271021812649326,-7.5987244540061782E-2,0.12602017798355247,0.97373468352432246,0.15698749474074766,8.5527338663557079E-2,86.597325104446227]
[2008,41,0.11540318544598074,-5.9547059666866575E-2,0.12602017798355247,0.9157516462248021,0.14358739309327367,8.530078817511054E-2,86.573443891187551]
[2009,76,0.1557801039209073,0.34987698406147238,0.12602017798355247,1.2361520703552644,0.18158648617519141,0.12829326904759455,86.451367470283117]
[2010,63,0.1127031222208562,-0.27652428401204654,0.12602017798355247,0.89432600417026586,0.13517621694731172,8.9030907000802531E-2,86.51923013622654]
[]
["Average",null,null,4.5809873971919025E-2,null,0.97431824510677356]
["Weighted Avg",null,null,6.8556558552409635E-2,null,1.0372204433744414]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,8,4.8739808490813392E-2,null,5.447375682001538E-2,0.8947392531022359,7.9308388330293467E-2,1.6071658052690736E-2,85.771482225349772]
[2001,7,2.5372042124157661E-2,-0.47943902715703424,5.447375682001538E-2,0.46576633603568846,4.3370172482383548E-2,6.6836885455312262E-3,85.805793359887986]
[2002,20,4.8452088999704206E-2,0.90966453400182479,5.447375682001538E-2,0.88945745305933033,6.7913470968909359E-2,2.8160693986544163E-2,85.956292673225931,null,"Test Statistics"]
[2003,29,4.8797118880796263E-2,7.1210527392155942E-3,5.447375682001538E-2,0.89579132649185411,6.5118412541918066E-2,3.1895820556787399E-2,86.034490064323847,null,"χ2",1.3250962346562849]
[2004,42,5.0616978668638547E-2,3.7294410604198136E-2,5.447375682001538E-2,0.92919933603772065,6.4671627523692918E-2,3.6133503614867821E-2,86.070463761003225,null,"P-Score",0.24967947989499345]
[2005,74,6.5751376174748424E-2,0.29899843697085182,5.447375682001538E-2,1.2070284851473525,7.9132376178666294E-2,5.1975767244581798E-2,86.089921684528846,null,"Linear Slope",1.6508801677133716E-3]
[2006,64,4.638214930572139E-2,-0.29458283606945579,5.447375682001538E-2,0.85145861077602647,5.6936314696536698E-2,3.5589079314538849E-2,86.140762010160486]
[2007,102,7.0500542279803471E-2,0.51999300021887951,5.447375682001538E-2,1.2942111283556514,8.2628826323601398E-2,5.8047273029202658E-2,86.220197516461567]
[2008,74,5.4168560891830531E-2,-0.23165752857835276,5.447375682001538E-2,0.99439737690218,6.5458831576871129E-2,4.2602156790718985E-2,86.285780786587353]
[2009,59,4.874264356505606E-2,-0.10016727853652074,5.447375682001538E-2,0.89479129787403378,6.023276612555805E-2,3.6968073796180091E-2,86.292983687023721]
[2010,59,5.5098404405493608E-2,0.13039425799617566,5.447375682001538E-2,1.0114669452217533,6.7916541799817626E-2,4.1922797535184721E-2,86.368076895206713]
[]
["Average",null,null,7.9761902218978192E-2,null,0.93893704990943894]
["Weighted Avg",null,null,0.10699386020036421,null,1.0317646549002999]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,5.3987636074195329E-2,0,0,0,86.856502089747565]
[2001,3,9.4324008755280256E-2,0,5.3987636074195329E-2,1.7471409310392949,0.17753922983017487,0,86.082030864340922]
[2002,2,3.0851102475716131E-2,-0.67292418035626489,5.3987636074195329E-2,0.57144755205279585,7.0467046600517544E-2,0,86.266417792768152,null,"Test Statistics"]
[2003,8,5.8310556440365618E-2,0.89006394459529226,5.3987636074195329E-2,1.0800724143622309,9.4027630834881179E-2,1.9661677066393695E-2,86.323432647333732,null,"χ2",3.8710654116566552]
[2004,18,7.0110616752929553E-2,0.20236576415853436,5.3987636074195329E-2,1.2986420938411969,9.8339105014353556E-2,4.0057493766732968E-2,86.39439247446586,null,"P-Score",4.9125327767411513E-2]
[2005,24,5.2671743808711396E-2,-0.24873369757497499,5.3987636074195329E-2,0.97562604401356823,7.1839876545453915E-2,3.2695205021386994E-2,86.373972479352375,null,"Linear Slope",-1.6783734736357139E-3]
[2006,46,5.7378303200934476E-2,8.9356437662590826E-2,5.3987636074195329E-2,1.0628045117974669,7.2396200681430684E-2,4.1866124043983634E-2,86.343131062504355]
[2007,92,6.2691521875310144E-2,9.2599787340681416E-2,5.3987636074195329E-2,1.1612199835746289,7.4222789320774737E-2,5.0869369619509927E-2,86.409987202018371]
[2008,138,5.8024427898156525E-2,-7.4445376943252484E-2,5.3987636074195329E-2,1.0747725241833783,6.6840676399498145E-2,4.9040003229910478E-2,86.429881139956052]
[2009,181,5.2108978396986499E-2,-0.10194757131518328,5.3987636074195329E-2,0.96520207562659377,5.9112036262033422E-2,4.5000890845405865E-2,86.482718625949786]
[2010,226,4.912896579449081E-2,-5.7188083400768197E-2,5.3987636074195329E-2,0.91000401882706561,5.5076951714266416E-2,4.3105624228074908E-2,86.507760867628107]
[]
["Average",null,null,1.1914702416665502E-2,null,0.98608474084711095]
["Weighted Avg",null,null,-3.4652119915805871E-2,null,1.0111352551080954]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
[]
[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,6,7.2072831325802666E-2,null,6.7744269440867144E-2,1.063895616864152,0.12099487811811926,1.7384213128349594E-2,86.333833579713996]
[2001,8,6.9346889263246503E-2,-3.7822047676101977E-2,6.7744269440867144E-2,1.0236569061207201,0.11068027263107465,2.398408114649896E-2,86.367375468808703]
[2002,11,7.3119307757444699E-2,5.4399246084100294E-2,6.7744269440867144E-2,1.0793430700624698,0.11019464185512297,3.2820021506820105E-2,86.238236385428195,null,"Test Statistics"]
[2003,18,8.6657954942456303E-2,0.1851583063384945,6.7744269440867144E-2,1.2791924048734278,0.12025171700063086,5.0396734822447012E-2,86.129002409890376,null,"χ2",0.12480035618581065]
[2004,16,5.8343737753854555E-2,-0.32673534942525828,6.7744269440867144E-2,0.86123502748497183,8.389583124137491E-2,3.1325341509370296E-2,86.078987645288038,null,"P-Score",0.72388533023094126]
[2005,20,6.1481364457396943E-2,5.3778294369477564E-2,6.7744269440867144E-2,0.9075507783143637,8.5464206411964103E-2,3.6206793117928536E-2,86.176765273010247,null,"Linear Slope",-2.5865396586262292E-4]
[2006,25,7.3068929650777728E-2,0.18847280465628424,6.7744269440867144E-2,1.0785994188712655,9.798325595543364E-2,4.6739207281396959E-2,86.250377863682473]
[2007,21,6.6946332740144193E-2,-8.3792070581786171E-2,6.7744269440867144E-2,0.98822134023573083,9.2136325882760148E-2,4.0318581186459715E-2,86.260389346013767]
[2008,15,5.787185668576373E-2,-0.13554851599718731,6.7744269440867144E-2,0.85426940409002594,8.4053729706437985E-2,3.0149147738249234E-2,86.239908132969575]
[2009,9,4.667955731286224E-2,-0.19339796602127601,6.7744269440867144E-2,0.68905543890480736,7.4471348632320258E-2,1.7167030889126956E-2,86.402090716290871]
[2010,14,9.8604390781681164E-2,1.1123677356407016,6.7744269440867144E-2,1.4555384772102578,0.14053851856811059,5.2368337034322525E-2,86.431645729070155]
[]
["Average",null,null,8.1688043738744845E-2,null,1.0255052620938356]
["Weighted Avg",null,null,8.7288286105550505E-2,null,1.0338181246857401]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,6.7646467239579219E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2001,0,0,0,6.7646467239579219E-2,0,0,0,85.986204855316615]
[2002,0,0,0,6.7646467239579219E-2,0,0,0,87.111948014196315,null,"Test Statistics"]
[2003,1,0.19525579192136971,0,6.7646467239579219E-2,2.8864152096789417,0.39619073007601097,0,86.749999945904847,null,"χ2",1.3253955337865204]
[2004,5,0.15419040646410592,-0.21031583776936558,6.7646467239579219E-2,2.279356376705076,0.24605662333284883,3.6830478849187817E-2,86.302533805181255,null,"P-Score",0.24962601191179515]
[2005,7,8.8385148537429084E-2,-0.42677919745931592,6.7646467239579219E-2,1.3065744915311097,0.14190171033645754,2.7749304041313292E-2,86.316105377909039,null,"Linear Slope",-1.6506270374304036E-2]
[2006,10,5.2645428019912059E-2,-0.40436341522220864,6.7646467239579219E-2,0.77824356789336935,8.2001400532310267E-2,2.1349928647090035E-2,86.382632852731078]
[2007,24,6.3821425439145194E-2,0.21228809109512881,6.7646467239579219E-2,0.94345540932851502,8.6480682487309848E-2,4.00094802129808E-2,86.446329564468883]
[2008,44,7.2108818749729811E-2,0.12985283944318637,6.7646467239579219E-2,1.0659657731178565,9.0803774724701525E-2,5.2628908522686695E-2,86.465238582566968]
[2009,64,7.4325851606010046E-2,3.0745654896593866E-2,6.7646467239579219E-2,1.0987395889097189,9.0284314402274704E-2,5.7797496833887546E-2,86.447924319928674]
[2010,67,5.9605656891770414E-2,-0.19804945918775518,6.7646467239579219E-2,0.8811348075379728,7.2508195278594256E-2,4.633907422200708E-2,86.545283369797303]
[]
["Average",null,null,-8.6662132420373628E-2,null,1.021807747700233]
["Weighted Avg",null,null,-3.8629821863506407E-2,null,1.0365425398612254]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,39,9.0527139393415307E-2,null,6.7518617023911612E-2,1.3407730102255391,0.11445070188944373,6.5275072376585447E-2,86.405668566792087]
[2001,26,5.8365206460340539E-2,-0.35527393385650419,6.7518617023911612E-2,0.86443130847408489,7.8534307517670363E-2,3.7293422221179033E-2,86.423132406403283]
[2002,28,7.1341627641755945E-2,0.22233145341879235,6.7518617023911612E-2,1.0566215776678367,9.4448843835971547E-2,4.7024264454487194E-2,86.377548989150696,null,"Test Statistics"]
[2003,26,7.8868530224877845E-2,0.10550505829385415,6.7518617023911612E-2,1.1681004988142261,0.10491423273798132,5.1261614030338201E-2,86.371845264678299,null,"χ2",3.6813674267200787]
[2004,15,5.4037796563885659E-2,-0.31483702802869928,6.7518617023911612E-2,0.80033920932871383,7.8702228280728842E-2,2.8016435175180921E-2,86.234388876206992,null,"P-Score",5.5023706168346433E-2]
[2005,17,6.4554868568129295E-2,0.19462436799786853,6.7518617023911612E-2,0.95610472212822861,9.1618581108530606E-2,3.5828998258307848E-2,86.271505428780117,null,"Linear Slope",-2.4313826405974611E-3]
[2006,15,6.8358450514262689E-2,5.8920140811985489E-2,6.7518617023911612E-2,1.0124385469870281,9.85436448896468E-2,3.6081723673345993E-2,86.397271587783848]
[2007,8,4.7874174222857023E-2,-0.29965975146162382,6.7518617023911612E-2,0.70905146362672766,7.7964038999731547E-2,1.5754142003971901E-2,86.405512464968055]
[2008,5,5.2179881332931319E-2,8.9937992246737819E-2,6.7518617023911612E-2,0.7728221286649265,9.2856644934843288E-2,7.6839304399510646E-3,86.489702490631075]
[2009,1,2.0977367874415551E-2,-0.59797977039138084,6.7518617023911612E-2,0.31069012961249559,5.9801975278915634E-2,0,86.565848243506338]
[2010,1,8.7977651565038853E-2,3.1939318646520132,6.7518617023911612E-2,1.3030132346147094,0.21667728390266505,0,87.063996183507854]
[]
["Average",null,null,0.22975003936830435,null,0.93585325728586521]
["Weighted Avg",null,null,-8.3140926733881858E-4,null,1.0459505574611778]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,14,9.5084035168406106E-2,null,7.1020239425518189E-2,1.3388301129021762,0.13585825010550953,5.0271437533050758E-2,86.187321794692224]
[2001,24,8.7088705354764429E-2,-8.4086984733882097E-2,7.1020239425518189E-2,1.2262519256373092,0.11644272786733975,5.5717227071441333E-2,86.370706159090645]
[2002,33,7.2396407026868975E-2,-0.1687049803765589,7.1020239425518189E-2,1.0193771185859495,9.398869833280836E-2,4.9749803141985571E-2,86.452671308719601,null,"Test Statistics"]
[2003,51,8.0342633669529026E-2,0.10975995866356891,7.1020239425518189E-2,1.1312639089845313,9.9381527458202057E-2,6.0481398970443676E-2,86.461022716926308,null,"χ2",6.0098853574652331]
[2004,80,0.100823639400866,0.25492076617230253,7.1020239425518189E-2,1.4196465714059419,0.11917329575791911,8.1693185713037256E-2,86.588100401973463,null,"P-Score",1.4225951731689382E-2]
[2005,55,5.8191767223451131E-2,-0.42283607724091632,7.1020239425518189E-2,0.81936878408413705,7.2116063835861402E-2,4.3843193591006413E-2,86.564635454825734,null,"Linear Slope",-2.6725577235737212E-3]
[2006,93,8.0117556266324982E-2,0.37678506924666522,7.1020239425518189E-2,1.1280947081338344,9.4259480247337352E-2,6.5527013333167128E-2,86.534489265213082]
[2007,86,6.2671618667044793E-2,-0.21775424029767954,7.1020239425518189E-2,0.88244730198031884,7.4590029786773177E-2,5.0442206263933267E-2,86.56573606613243]
[2008,97,5.9877696114257507E-2,-4.4580347726943859E-2,7.1020239425518189E-2,0.84310749440733268,7.0668937281750999E-2,4.883289841453136E-2,86.601211878460646]
[2009,124,6.7689587232679968E-2,0.1304641231271817,7.1020239425518189E-2,0.95310277436714064,7.8324230001581993E-2,5.6806666700147043E-2,86.65455337836822]
[2010,142,7.0527908922920587E-2,4.1931437408297523E-2,7.1020239425518189E-2,0.99306774369419115,8.0830931747001303E-2,5.9991293305166005E-2,86.666157354592102]
[]
["Average",null,null,-2.4101275757964836E-3,null,1.068596222198442]
["Weighted Avg",null,null,3.663548357435651E-2,null,1.0261948026469865]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,2.437011121860767E-2,null,5.561345086373199E-2,0.43820534133587646,6.8920805202228833E-2,0,86.132522600666476]
[2001,2,2.8687281748953419E-2,0.17715021862720914,5.561345086373199E-2,0.51583351335713779,6.5772377316459213E-2,0,86.423124343669713]
[2002,6,5.8001133052134161E-2,1.0218413706711749,5.561345086373199E-2,1.0429335376841231,9.8817853391368005E-2,1.3311628873886389E-2,86.488170464891866,null,"Test Statistics"]
[2003,18,9.1935305758669733E-2,0.58506051383571989,5.561345086373199E-2,1.6531127691381016,0.12714467764562912,5.3765972403544846E-2,86.549798430431863,null,"χ2",1.2484303636790663]
[2004,21,6.2414498452872377E-2,-0.32110414015796607,5.561345086373199E-2,1.1222914148198571,8.6139519790799882E-2,3.7424778283153881E-2,86.504002263637716,null,"P-Score",0.26385248118188781]
[2005,27,5.3863481712875159E-2,-0.13700369228239295,5.561345086373199E-2,0.96853334717270589,7.231747956319913E-2,3.4660387176294584E-2,86.507361467814121,null,"Linear Slope",1.3829113297065918E-3]
[2006,37,5.3767490922641596E-2,-1.7821126147257171E-3,5.561345086373199E-2,0.96680731167692691,6.9551686480085639E-2,3.7438525269808599E-2,86.514463021126716]
[2007,52,6.0315824164196175E-2,0.12178982372407976,5.561345086373199E-2,1.0845546037412113,7.5086560659508902E-2,4.5065658111448262E-2,86.544303117163054]
[2008,62,6.1384601203096995E-2,1.771967893518811E-2,5.561345086373199E-2,1.1037725631071857,7.5139097127767437E-2,4.7214816445642252E-2,86.605521975195188]
[2009,61,5.1436403908783519E-2,-0.16206340188476398,5.561345086373199E-2,0.92489142662296997,6.3297177779170294E-2,3.9271409534894844E-2,86.623715400013054]
[2010,68,4.8941975997546502E-2,-4.8495379180484632E-2,5.561345086373199E-2,0.88003846618810966,5.9693011714220652E-2,3.7942252144000647E-2,86.602143169387446]
[]
["Average",null,null,0.12531128796730381,null,0.97281584498583695]
["Weighted Avg",null,null,2.1305654564167096E-3,null,1.0255369720776006]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,25,6.9128158922518293E-2,null,4.5471614038713429E-2,1.5202486294782556,9.2906081593772713E-2,4.4070083714028964E-2,86.34165576662943]
[2001,16,4.0358561604720976E-2,-0.41617768744634842,4.5471614038713429E-2,0.88755507051851457,5.8775885882963903E-2,2.1206093551410669E-2,86.356681660762135]
[2002,13,3.1931287563367966E-2,-0.20881006919650036,4.5471614038713429E-2,0.70222463482783881,4.8382406266550958E-2,1.4901364307599925E-2,86.3961920892732,null,"Test Statistics"]
[2003,14,3.4381384431228464E-2,7.6730287276961739E-2,4.5471614038713429E-2,0.75610653279113837,5.1364837744406103E-2,1.6778734730232663E-2,86.226664436665459,null,"χ2",1.051177298482741E-2]
[2004,16,4.3659512743520056E-2,0.26985906663677883,4.5471614038713429E-2,0.960148736008126,6.3433801124182621E-2,2.3032200952669644E-2,86.256155839765967,null,"P-Score",0.91833843219639821]
[2005,13,4.3091823484939049E-2,-1.3002647599755113E-2,4.5471614038713429E-2,0.94766426035046203,6.4723908602298999E-2,2.0435385111150842E-2,86.285850737418855,null,"Linear Slope",2.2700476645192984E-3]
[2006,10,4.0487852385112252E-2,-6.0428426769568166E-2,4.5471614038713429E-2,0.8903983999917372,6.3733332449639218E-2,1.6058714480358647E-2,86.321600664913191]
[2007,15,8.2410306764785182E-2,1.0354328992537076,4.5471614038713429E-2,1.8123461967860444,0.11763141705605462,4.4260481815924207E-2,86.489065259022439]
[2008,3,2.9127668561696598E-2,-0.64655308655951793,4.5471614038713429E-2,0.64056816933962379,6.0050201604101405E-2,0,86.456906992970218]
[2009,3,8.9464526182151449E-2,2.0714619672581311,4.5471614038713429E-2,1.9674807695628205,0.16948123329172596,0,86.248119648695592]
[2010,0,0,-1,4.5471614038713429E-2,0,0,0,86.306811001201808]
[]
["Average",null,null,0.11085123028538893,null,1.0077037636049602]
["Weighted Avg",null,null,0.11758981745139689,null,1.1212253711421238]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,2,2.683368632824085E-2,null,4.8422759256966513E-2,0.55415442531561909,6.172256338781941E-2,0,86.422294977283826]
[2001,10,6.5416844276124556E-2,1.4378627474406018,4.8422759256966513E-2,1.3509524298063029,0.1007895756740001,2.7147202644325321E-2,86.583376502536993]
[2002,17,6.7429097788041584E-2,3.0760479723284995E-2,4.8422759256966513E-2,1.3925083746304823,9.5512461346166047E-2,3.7545936074798426E-2,86.645306267950204,null,"Test Statistics"]
[2003,19,4.5290096356229423E-2,-0.32833008534986607,4.8422759256966513E-2,0.93530598113765273,6.4077136750144537E-2,2.5733370866679265E-2,86.540969126057306,null,"χ2",3.4594455633308523]
[2004,33,5.4607639288040612E-2,0.20573025189710403,4.8422759256966513E-2,1.1277267162379701,7.1534899157389309E-2,3.7051700906829965E-2,86.548677649652845,null,"P-Score",6.2891399861765285E-2]
[2005,53,6.4885645000577682E-2,0.18821552893585736,4.8422759256966513E-2,1.339982396629797,8.0476650693282747E-2,4.8756812643682021E-2,86.553911958095227,null,"Linear Slope",-5.3643790141254797E-4]
[2006,50,4.6085742189683129E-2,-0.28973901408743297,4.8422759256966513E-2,0.95173721813576406,5.7940221002219364E-2,3.3929117887567577E-2,86.5422365383765]
[2007,62,4.5224002409073823E-2,-1.8698619999706012E-2,4.8422759256966513E-2,0.93394104555426605,5.570243356304258E-2,3.451041325651643E-2,86.546489902082001]
[2008,87,5.3419648055652004E-2,0.18122335949933066,4.8422759256966513E-2,1.1031929794039277,6.371355036983066E-2,4.289687905099946E-2,86.583773043226259]
[2009,66,3.524413080210656E-2,-0.34024030324217769,4.8422759256966513E-2,0.7278422655568938,4.3324985137587334E-2,2.702559860709736E-2,86.668907453598237]
[2010,101,4.9306710114346668E-2,0.39900485533890873,4.8422759256966513E-2,1.018254863434966,5.8205504947731058E-2,4.0238145928465349E-2,86.763121894275045]
[]
["Average",null,null,0.1465789200155905,null,1.0395998814403311]
["Weighted Avg",null,null,8.6783205723187359E-2,null,1.0332913269784822]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,22,9.7492480981033885E-2,null,9.4682730467998077E-2,1.0296754276006592,0.13096590958812462,6.1337091688302869E-2,86.351907980990219]
[2001,25,8.7513858081968862E-2,-0.10235274350035528,9.4682730467998077E-2,0.9242853226708303,0.11640645929947346,5.6667866230264916E-2,86.398797254631816]
[2002,21,7.3750193919111098E-2,-0.15727411023253235,9.4682730467998077E-2,0.77891917094678642,0.10107837424073478,4.470830305135963E-2,86.547320466508097,null,"Test Statistics"]
[2003,29,0.10758236901258576,0.45874015098294718,9.4682730467998077E-2,1.1362406690304274,0.13918754465952157,7.3567935386046043E-2,86.559794316257751,null,"χ2",0.3439915306455178]
[2004,26,0.10683399785381181,-6.9562621240140121E-3,9.4682730467998077E-2,1.1283366811006867,0.13997086219941809,7.1041281436759376E-2,86.47873827180355,null,"P-Score",0.55753424630395987]
[2005,22,9.2695834919538117E-2,-0.13233767544316655,9.4682730467998077E-2,0.97901522760656434,0.12487111438603068,5.8064314442396646E-2,86.367622626118319,null,"Linear Slope",2.6859405521707548E-3]
[2006,19,8.2424856685298795E-2,-0.11080301766691825,9.4682730467998077E-2,0.87053738604589215,0.11385862365968046,4.8678996790783337E-2,86.381195366672273]
[2007,22,0.10015237455407497,0.21507490072394675,9.4682730467998077E-2,1.0577681279261963,0.13433145830675419,6.3163369989973614E-2,86.462481104787116]
[2008,21,0.12347448740742499,0.23286629954797311,9.4682730467998077E-2,1.3040866776561568,0.1643144192361233,7.8437765839719759E-2,86.528334873459983]
[2009,6,6.2985456469144913E-2,-0.48989092571557935,9.4682730467998077E-2,0.66522644792582786,0.10674710682290538,1.471503205122836E-2,86.404118884086031]
[2010,3,0.15422514434316822,1.4485834189154363,9.4682730467998077E-2,1.6288624502151947,0.2692050255373003,0,86.47994497128218]
[]
["Average",null,null,0.13556500354877374,null,1.0457230535204749]
["Weighted Avg",null,null,6.1447154047939948E-2,null,1.0278622157404655]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
[]
[]
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[]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,0.21203115670629108,null,8.81908670940173E-2,2.4042303210405205,0.41886661820585286,0,86.48311690283019]
[2001,2,0.14831739477529726,-0.30049245083000298,8.81908670940173E-2,1.6817772595112497,0.28204251006777009,0,87.217982721906452]
[2002,1,3.1117886097272212E-2,-0.79019395436107676,8.81908670940173E-2,0.3528470364635205,8.6633541313690943E-2,0,86.667070491115794,null,"Test Statistics"]
[2003,5,8.4399655460350512E-2,1.712255427522404,8.81908670940173E-2,0.95701128973337901,0.14485255016442997,1.4749384344152974E-2,86.714981868440645,null,"χ2",0.32192688242778272]
[2004,10,0.10763462745459691,0.27529700053292028,8.81908670940173E-2,1.2204736272731198,0.16016777194162987,4.8090853011850516E-2,86.935312043295255,null,"P-Score",0.57045195381525327]
[2005,13,0.10394565721041039,-3.4273080433549374E-2,8.81908670940173E-2,1.1786442364785623,0.14916137533813748,5.3654459849845862E-2,86.657668644338329,null,"Linear Slope",-6.6163674637266332E-3]
[2006,13,8.0078262333738645E-2,-0.22961416106455068,8.81908670940173E-2,0.9080108289259694,0.11693915059500511,4.0006017074598769E-2,86.489836733466831]
[2007,20,8.3070370268855304E-2,3.7364795987287813E-2,8.81908670940173E-2,0.94193846830303629,0.11392962623035369,4.9984076658599642E-2,86.539953697553969]
[2008,35,0.10139486834545548,0.22059006138161386,8.81908670940173E-2,1.1497207328437065,0.12897087656575373,7.2015710155942728E-2,86.62469605806514]
[2009,35,8.1643118233217155E-2,-0.19480029349161443,8.81908670940173E-2,0.92575479665235838,0.10483177861857569,5.7221140016754261E-2,86.715445202279426]
[2010,43,8.3687291489829008E-2,2.5037912574242815E-2,8.81908670940173E-2,0.94893376431612608,0.10509028644916527,6.1235447830237696E-2,86.71199372877949]
[]
["Average",null,null,7.211712578176746E-2,null,1.151758396503777]
["Weighted Avg",null,null,5.1792708899061894E-2,null,1.0254017146752805]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,7.7824523292114867E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2001,0,0,0,7.7824523292114867E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2002,2,0.5168939018408143,0,7.7824523292114867E-2,6.6417869326439636,0.66393342803125877,0.14109745704869509,87.684160687785663,null,"Test Statistics"]
[2003,5,0.15094068498996016,-0.70798516977581838,7.7824523292114867E-2,1.9395002835212147,0.24164973003389306,3.5583279282734269E-2,86.86393710881373,null,"χ2",2.9797940464529842]
[2004,3,3.5308193985524552E-2,-0.7660790131708155,7.7824523292114867E-2,0.45368982027676558,7.2134357727068679E-2,0,86.653775454956175,null,"P-Score",8.4309999996477925E-2]
[2005,13,8.4249892777429738E-2,1.3861286366549934,7.7824523292114867E-2,1.0825622723212478,0.12265093525154287,4.2333399944184745E-2,86.583995545905083,null,"Linear Slope",-3.2795110061811773E-2]
[2006,14,7.0059706633485735E-2,-0.16842972348263341,7.7824523292114867E-2,0.90022660814144873,0.10191886776192643,3.5857021139095904E-2,86.518081489116142]
[2007,26,0.1110776520539202,0.58547127002712185,7.7824523292114867E-2,1.4272834237222307,0.14520147982702636,7.4116072288039653E-2,86.553278152199823]
[2008,20,7.8521795785617451E-2,-0.29309096534106815,7.7824523292114867E-2,1.0089595472481774,0.10799437090252521,4.7035077141077783E-2,86.623837803963852]
[2009,26,8.8439702581226007E-2,0.12630769197748259,7.7824523292114867E-2,1.1363988989597404,0.11702933515652866,5.7936715050884373E-2,86.609782694530949]
[2010,14,4.3529247001019095E-2,-0.50780875861674946,7.7824523292114867E-2,0.55932558478555372,6.4582070610771231E-2,2.150696080101315E-2,86.551507184130386]
[]
["Average",null,null,-3.4548603172748701E-2,null,1.3772484883291221]
["Weighted Avg",null,null,0.12486670198398672,null,1.1844237099152304]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
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[]
[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,69,0.13918656912060398,null,0.12978623315119645,1.0724293766847866,0.16425165745612214,0.11257153226942089,86.4790611674632]
[2001,96,0.16029624188165909,0.15166458153562035,0.12978623315119645,1.2350789293261908,0.18376840526350263,0.13543414245608404,86.469060125355497]
[2002,106,0.15916783380610156,-7.0395167242323087E-3,0.12978623315119645,1.2263845705474521,0.18143337023835643,0.13565715501056477,86.489916676191839,null,"Test Statistics"]
[2003,87,0.12654646562870644,-0.20494950139947565,0.12978623315119645,0.97503766428974181,0.14747100547656641,0.10456893390379964,86.520599938905988,null,"χ2",11.664475499519515]
[2004,85,0.11978500159283756,-5.3430682573998967E-2,0.12978623315119645,0.9229407363513833,0.14011084558350806,9.8474979449542602E-2,86.476840666055637,null,"P-Score",6.3704901131509891E-4]
[2005,86,0.11883677572773117,-7.9160650540333055E-3,0.12978623315119645,0.91563467744140836,0.13892759854696285,9.7786024244641029E-2,86.492094311493773,null,"Linear Slope",-3.3655919472595371E-3]
[2006,87,0.12747138088379892,7.2659369148912578E-2,0.12978623315119645,0.98216411547516902,0.14850690158133151,0.10537019917506675,86.425249668845552]
[2007,52,9.9253499541920268E-2,-0.22136640511960615,0.12978623315119645,0.76474597599495309,0.12162537168550998,7.571223709064516E-2,86.378182347359996]
[2008,36,0.11048141546383453,0.11312362761750361,0.12978623315119645,0.85125681500539063,0.13953108911518655,7.9401758618785748E-2,86.393023863848484]
[2009,17,0.11731809644542661,6.1880823601776047E-2,0.12978623315119645,0.90393328781454896,0.16084791037459628,6.9025105922062194E-2,86.58775230832326]
[2010,7,0.13811782421176255,0.17729343039597856,0.12978623315119645,1.0641947212603058,0.21182944475286844,4.9196363779630242E-2,86.887483249213261]
[]
["Average",null,null,8.191966142844476E-3,null,0.99216371547193916]
["Weighted Avg",null,null,-1.1076366102434315E-2,null,1.0209633700653455]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
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[]
[]
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[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,10,0.15093446546257189,null,0.12004210565562609,1.2573460340288354,0.21714562024749118,7.248872346544305E-2,86.840522059649402]
[2001,10,0.1465323092385617,-2.9166010629307348E-2,0.12004210565562609,1.2206742662356329,0.21151917338457471,6.9870731188599822E-2,86.941038987918816]
[2002,13,0.16630115591456135,0.13491117951205567,0.12004210565562609,1.3853568712934952,0.2285213162223651,9.3164388415942573E-2,87.106196115649155,null,"Test Statistics"]
[2003,7,8.5908354440197857E-2,-0.48341697345547008,0.12004210565562609,0.71565184541705462,0.1382513102404562,2.6795530557819899E-2,86.741600196352536,null,"χ2",0.96780735502780324]
[2004,13,0.1291088147861453,0.50286681228447883,0.12004210565562609,1.0755294076274333,0.1819857525044363,6.8923461946187051E-2,86.769525806272583,null,"P-Score",0.32522762763390578]
[2005,20,0.12183632043298293,-5.6328410768919812E-2,0.12004210565562609,1.0149465453605424,0.16323938240017383,7.612271026487491E-2,86.767391867785364,null,"Linear Slope",-3.3251556774557692E-3]
[2006,30,0.10798679477000946,-0.1136732102032868,0.12004210565562609,0.89957431336467375,0.13916787872995104,7.4461930224752906E-2,86.659325747944308]
[2007,60,0.11360838735580986,5.2058148385395464E-2,0.12004210565562609,0.94640448645350217,0.13676149646450186,8.917905926996314E-2,86.694188232834918]
[2008,106,0.13148026780421912,0.15731127660879785,0.12004210565562609,1.0952845844057963,0.15101297269212857,0.11102761699541787,86.706428012175365]
[2009,120,0.11706449779424588,-0.10964207976393125,0.12004210565562609,0.97519530463817172,0.13394087923794948,9.951732492380648E-2,86.738304745985403]
[2010,132,0.11539221341718536,-1.4285153984086141E-2,0.12004210565562609,0.96126448954685761,0.13132341457041902,9.886575094711636E-2,86.750789906077216]
[]
["Average",null,null,4.0635577985726366E-3,null,1.0497480134883632]
["Weighted Avg",null,null,9.2793949663757414E-3,null,1.0093324993583062]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,37,5.1450298106781714E-2,null,5.558912364889166E-2,0.92554612718395557,6.6629257682708304E-2,3.5769480818472373E-2,86.061881338158301]
[2001,50,5.2953010297193681E-2,2.9207064792767357E-2,5.558912364889166E-2,0.95257861288931223,6.6379576993491243E-2,3.913462900223539E-2,86.111213677616476]
[2002,53,4.3312267935115722E-2,-0.18206221531071076,5.558912364889166E-2,0.77915004036908009,5.4199894329421565E-2,3.2171055432741791E-2,86.132589456794577,null,"Test Statistics"]
[2003,87,5.5235539533518764E-2,0.27528624491021314,5.558912364889166E-2,0.99363932920392517,6.5840046850451403E-2,4.438750471438295E-2,86.203696046917571,null,"χ2",1.1332660093647485E-4]
[2004,126,6.6492975334844537E-2,0.20380783633867439,5.558912364889166E-2,1.196150810989989,7.6882463803488968E-2,5.5866961932165705E-2,86.293351661918393,null,"P-Score",0.99150628293316234]
[2005,113,5.4144004456022826E-2,-0.18571842839991604,5.558912364889166E-2,0.97400356224364315,6.3297681859601815E-2,4.4809657691660287E-2,86.334283011743139,null,"Linear Slope",1.4508549764515502E-4]
[2006,135,5.9528669588229395E-2,9.945081059861649E-2,5.558912364889166E-2,1.0708690060347135,6.8644914334955662E-2,5.0232198386934247E-2,86.373762696555147]
[2007,138,5.9525521678490831E-2,-5.2880565958202119E-5,5.558912364889166E-2,1.0708123778756073,6.8542667759445591E-2,5.0332084658209597E-2,86.408974776154949]
[2008,122,5.8293807288973758E-2,-2.0692206549147274E-2,5.558912364889166E-2,1.0486549069772217,6.7703190848817332E-2,4.8692555259539722E-2,86.473252732592329]
[2009,92,5.2083987862524092E-2,-0.10652622834645853,5.558912364889166E-2,0.93694565489993198,6.1873404330563382E-2,4.2088110472889149E-2,86.541135127364313]
[2010,68,4.6025341681730177E-2,-0.11632454482528753,5.558912364889166E-2,0.82795587806766646,5.6196421557489606E-2,3.5632652412557621E-2,86.580862977134672]
[]
["Average",null,null,-3.624547357206964E-4,null,0.97966420970318591]
["Weighted Avg",null,null,1.3357683410933388E-2,null,1.0119181571214311]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,10,5.4398621686890691E-2,null,5.7638436462790474E-2,0.94379072412917897,8.4604579409975803E-2,2.213118465289346E-2,86.599813199470603]
[2001,12,4.0980044596533531E-2,-0.24667126986400922,5.7638436462790474E-2,0.71098466772236146,6.2478695083873277E-2,1.8472266287862762E-2,86.610024521882536]
[2002,34,7.3335904892787365E-2,0.78955161261563855,5.7638436462790474E-2,1.2723437586675459,9.4847766334278008E-2,5.0776648612346424E-2,86.595881746980709,null,"Test Statistics"]
[2003,34,5.3738513888552143E-2,-0.26722777925608765,5.7638436462790474E-2,0.93233816158847416,7.0184657407330209E-2,3.6700111211233392E-2,86.586743257998734,null,"χ2",0.23782415515219946]
[2004,54,6.0258330004971918E-2,0.1213248310130266,5.7638436462790474E-2,1.0454539314901916,7.4745140342640279E-2,4.5310661002100405E-2,86.594334912920104,null,"P-Score",0.62578206016067628]
[2005,68,5.0246560389073179E-2,-0.16614747894727033,5.7638436462790474E-2,0.87175439641758412,6.1254600062295363E-2,3.8977289590238696E-2,86.55481193917015,null,"Linear Slope",4.0339334266200532E-4]
[2006,113,5.7696209923818166E-2,0.14826188055580847,5.7638436462790474E-2,1.0010023426132488,6.738080481772124E-2,4.7808369039939839E-2,86.537652680601639]
[2007,164,6.0462729571979422E-2,4.7949763976076643E-2,5.7638436462790474E-2,1.0490001686810539,6.8855473816539864E-2,5.191731554702235E-2,86.564244513716346]
[2008,237,6.4678374316069751E-2,6.9723030599730063E-2,5.7638436462790474E-2,1.1221396395411252,7.2095917246405475E-2,5.7141286035002591E-2,86.608265163058419]
[2009,274,5.9353885636370833E-2,-8.2322549631183572E-2,5.7638436462790474E-2,1.0297622433718825,6.5754712707783408E-2,5.2864745083648287E-2,86.680631845399262]
[2010,283,5.1591458482475379E-2,-0.13078212269794176,5.7638436462790474E-2,0.89508775130951324,5.7150242751973127E-2,4.5966739335878311E-2,86.720371992166719]
[]
["Average",null,null,2.8365991836378779E-2,null,0.98851434413928707]
["Weighted Avg",null,null,-6.5265314678855726E-3,null,1.0095275097850782]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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["EPs",null,null,90]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,33,7.4168544322029822E-2,null,7.4773607191272254E-2,0.99190806901030371,9.6204062724655301E-2,5.103167443916163E-2,86.306182656203219]
[2001,53,8.4507230446609391E-2,0.13939448615427019,7.4773607191272254E-2,1.1301745846022695,0.10398564555452058,6.4163115170367768E-2,86.361779977723728]
[2002,54,7.2413368430948699E-2,-0.14311038181876568,7.4773607191272254E-2,0.96843486827797376,8.9382401664374056E-2,5.4799902698839345E-2,86.515664036767433,null,"Test Statistics"]
[2003,66,7.2244747155310832E-2,-2.3285931768063373E-3,7.4773607191272254E-2,0.96617977745152039,8.7590276323831179E-2,5.6374204800658009E-2,86.530198198176677,null,"χ2",1.9264129812180431]
[2004,88,8.6355176036419803E-2,0.19531425379307588,7.4773607191272254E-2,1.1548884597144242,0.10181649281578149,7.035223400021004E-2,86.557385370912826,null,"P-Score",0.16515141760464114]
[2005,78,7.3133120770292603E-2,-0.15311248118527221,7.4773607191272254E-2,0.97806062215531131,8.7415139553417079E-2,5.8396965473152873E-2,86.486270079414012,null,"Linear Slope",-1.8380983845842109E-3]
[2006,83,7.6138113436982666E-2,4.1089353702388642E-2,7.4773607191272254E-2,1.0182485010014293,9.046942173415469E-2,6.1347943287709775E-2,86.447199801415948]
[2007,77,7.669341248497219E-2,7.293312415064257E-3,7.4773607191272254E-2,1.0256749054354037,9.1654934817788317E-2,6.1230767980593757E-2,86.472130836728667]
[2008,56,7.1279968332550306E-2,-7.0585516761072942E-2,7.4773607191272254E-2,0.95327711220638112,8.772710331709048E-2,5.4228902849992669E-2,86.457792164492716]
[2009,37,6.9133983680205624E-2,-3.010641983358886E-2,7.4773607191272254E-2,0.92457735124854457,8.8770000036464777E-2,4.8633059876313653E-2,86.55242101169344]
[2010,16,4.6972963721362115E-2,-0.32055175731452357,7.4773607191272254E-2,0.62820245653261608,6.8087656723977097E-2,2.4879282113625362E-2,86.541912888119029]
[]
["Average",null,null,-3.3670374402523059E-2,null,0.976329700694198]
["Weighted Avg",null,null,-2.2970551897095884E-3,null,1.0105307228221139]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,0.11791294557975614,null,7.3819771788757427E-2,1.5973084543958722,0.27391772368992984,0,87.356432217038005]
[2001,0,0,-1,7.3819771788757427E-2,0,0,0,87.375500011683755]
[2002,0,0,0,7.3819771788757427E-2,0,0,0,86.352277026024552,null,"Test Statistics"]
[2003,0,0,0,7.3819771788757427E-2,0,0,0,86.502360242765747,null,"χ2",0.25240301478625898]
[2004,6,0.11986055902005843,0,7.3819771788757427E-2,1.6236918120398864,0.19180581534808633,3.3854515072578591E-2,86.677914745852419,null,"P-Score",0.61538810049605375]
[2005,15,0.10254959556524684,-0.14442585281046982,7.3819771788757427E-2,1.3891887373846488,0.14436004370244152,5.6443128284227789E-2,86.616284545506559,null,"Linear Slope",3.4788042251723064E-3]
[2006,21,5.9969218656766597E-2,-0.41521740455220635,7.3819771788757427E-2,0.81237339541463827,8.2890056609802656E-2,3.5873316482359849E-2,86.523301710891417]
[2007,42,6.1312890739662285E-2,2.2406029509675296E-2,7.3819771788757427E-2,0.83057545768517382,7.7955006830503271E-2,4.4058980639783779E-2,86.632845412897353]
[2008,86,7.9349674426901814E-2,0.2941760447052586,7.3819771788757427E-2,1.0749108606562583,9.3929238709560339E-2,6.4293237920747134E-2,86.679923494613121]
[2009,101,7.0579019754101899E-2,-0.11053170332638962,7.3819771788757427E-2,0.95609913230388655,8.2778016698073595E-2,5.8051157071508694E-2,86.734363931685493]
[2010,138,7.7826729850917681E-2,0.10268929948399519,7.3819771788757427E-2,1.0542802824374282,8.9188222880804982E-2,6.6178209230619678E-2,86.74475297064167]
[]
["Average",null,null,-0.12509035869901367,null,0.84894801202889025]
["Weighted Avg",null,null,4.4784539241783425E-2,null,1.0210251860228914]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,193,8.4070800690893843E-2,null,7.9453557767040522E-2,1.0581124754336511,9.4338382449880576E-2,7.3567739956252917E-2,86.606146013437765]
[2001,160,7.1653474571586939E-2,-0.14770081903896859,7.9453557767040522E-2,0.90182839617675037,8.149856474975134E-2,6.1595045651791892E-2,86.656280992968647]
[2002,156,7.9900831308582651E-2,0.11510058355587516,7.9453557767040522E-2,1.0056293708439532,9.0833509530277301E-2,6.8702023151743424E-2,86.616633456673426,null,"Test Statistics"]
[2003,121,7.6798714562664391E-2,-3.8824586617098755E-2,7.9453557767040522E-2,0.96658622623092361,8.878699091251728E-2,6.4490787819293308E-2,86.56943713286438,null,"χ2",0.24696809480519266]
[2004,102,7.9269426049013478E-2,3.2171260943867575E-2,7.9453557767040522E-2,0.99768252393974699,9.2662765198482613E-2,6.5474760743741561E-2,86.5690073024616,null,"P-Score",0.61921807265217255]
[2005,85,7.7050246227749572E-2,-2.7995406701844305E-2,7.9453557767040522E-2,0.9697519959227312,9.1357153912512742E-2,6.2285596438009808E-2,86.595781744059224,null,"Linear Slope",-1.7950098985247275E-4]
[2006,84,9.0942372274133931E-2,0.18029956718530404,7.9453557767040522E-2,1.1445978610646845,0.10744234176005346,7.3820870675589539E-2,86.568911910912533]
[2007,56,8.3274302757646385E-2,-8.431789631980513E-2,7.9453557767040522E-2,1.0480877772875616,0.10200718219406672,6.374320482709063E-2,86.583334386384649]
[2008,33,8.1175075436120597E-2,-2.5208584785575194E-2,7.9453557767040522E-2,1.0216669676910832,0.10492563825697092,5.6129725912542915E-2,86.621558631042973]
[2009,16,8.0536919913518065E-2,-7.8614712604082593E-3,7.9453557767040522E-2,1.0136351621868713,0.1140501427672784,4.4388577777574233E-2,86.682342285252034]
[2010,6,6.732565164105489E-2,-0.16403989979564237,7.9453557767040522E-2,0.84735855175239727,0.11358519048005343,1.5971947453638363E-2,86.568081360555183]
[]
["Average",null,null,-1.6837725283429583E-2,null,0.99772157350275947]
["Weighted Avg",null,null,-9.7915092171698683E-4,null,1.0043402798070222]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,82,9.2689207694800296E-2,null,7.7284547006260654E-2,1.1993239435988639,0.10964389382639965,7.5076264374181884E-2,86.874789468276205]
[2001,87,8.2373259891632439E-2,-0.11129610512083987,7.7284547006260654E-2,1.0658438598981443,9.7328264044616308E-2,6.6914373945721972E-2,86.847273550523795]
[2002,94,7.1073589739988355E-2,-0.13717643524742806,7.7284547006260654E-2,0.91963519866695775,8.3788218350366206E-2,5.8001103265518675E-2,86.907448536408452,null,"Test Statistics"]
[2003,122,8.2118095128409563E-2,0.15539535049271902,7.7284547006260654E-2,1.0625422326892511,9.4746499987310592E-2,6.9132369799478871E-2,86.885665468812874,null,"χ2",2.403904856944032]
[2004,126,8.0424164036755522E-2,-2.0627988131059372E-2,7.7284547006260654E-2,1.0406241241245877,9.2639143273676408E-2,6.7875818537395077E-2,86.865036846113824,null,"P-Score",0.12103279880993829]
[2005,137,8.1520569843207019E-2,1.3632790835729658E-2,7.7284547006260654E-2,1.0548107351473925,9.3374520955009047E-2,6.9352535968209422E-2,86.83753506864808,null,"Linear Slope",-1.172350843862309E-3]
[2006,120,6.5706826312410718E-2,-0.19398470301681825,7.7284547006260654E-2,0.85019358795087396,7.6240899541824031E-2,5.4929731493588332E-2,86.828350165553118]
[2007,158,7.7715620021495291E-2,0.18276325890383704,7.7284547006260654E-2,1.0055777387839218,8.8329493850595742E-2,6.6851696831191049E-2,86.850261582088095]
[2008,168,7.7787541482718395E-2,9.25444089659333E-4,7.7284547006260654E-2,1.0065083447589722,8.8092291854247412E-2,6.7247237579994928E-2,86.856108200550622]
[2009,181,8.0591974895854512E-2,3.6052475238070869E-2,7.7284547006260654E-2,1.0427954619353068,9.0823805994462437E-2,7.0127225338774024E-2,86.872070346977651]
[2010,152,6.8998603668448483E-2,-0.14385267568374693,7.7284547006260654E-2,0.89278654454504414,7.8774707800645577E-2,5.9012784692561139E-2,86.925044984195196]
[]
["Average",null,null,-2.1816858763987656E-2,null,1.0127856156453925]
["Weighted Avg",null,null,-9.7664688105578001E-3,null,1.0071646805792067]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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["EPs",null,null,90]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,23,4.2911024578231503E-2,null,5.7164227837077343E-2,0.75066219210607343,5.9203869676116516E-2,2.6043910452586829E-2,86.558633609066078]
[2001,33,5.7143468157430058E-2,0.33167335711714951,5.7164227837077343E-2,0.99963684142281339,7.4760070961199909E-2,3.8843003039029857E-2,86.632299193311042]
[2002,35,5.9424512880841274E-2,3.9917855827842796E-2,5.7164227837077343E-2,1.0395402007389294,7.7135655160765454E-2,4.1020262384600166E-2,86.703110179583078,null,"Test Statistics"]
[2003,35,6.4548788696611528E-2,8.6231683986127239E-2,5.7164227837077343E-2,1.1291815028199239,8.3575659664370069E-2,4.471509169873561E-2,86.700238967988284,null,"χ2",3.743327247451663]
[2004,23,5.5192069252877625E-2,-0.14495577117197056,5.7164227837077343E-2,0.96550012728553725,7.5586158699473202E-2,3.3877825388189335E-2,86.593544972630752,null,"P-Score",5.3018770512120457E-2]
[2005,11,3.8836525758124477E-2,-0.29633865365358447,5.7164227837077343E-2,0.67938511946337676,6.0203757425157441E-2,1.6475077698337597E-2,86.484247446009633,null,"Linear Slope",5.3811157928986874E-3]
[2006,6,3.1813548849624729E-2,-0.18083432468288085,5.7164227837077343E-2,0.55652897018561864,5.5754910389710033E-2,6.6265359557303935E-3,86.443973980663372]
[2007,16,0.10373842687626117,2.2608253598681705,5.7164227837077343E-2,1.8147437794825823,0.1446373126452524,5.8732007159442615E-2,86.318711066187063]
[2008,6,5.5632069740807678E-2,-0.46372745938045301,5.7164227837077343E-2,0.97319725719664341,9.5020021856526332E-2,1.2659494095249793E-2,86.526203034977229]
[2009,8,0.10294533023896828,0.85046737823336804,5.7164227837077343E-2,1.8008697770285775,0.1593897138057806,3.8375195665735995E-2,86.586635916004553]
[2010,5,0.11592939704958291,0.12612584544121197,5.7164227837077343E-2,2.0280060001858335,0.1923545610073841,2.3528730536963485E-2,86.727628009254985]
[]
["Average",null,null,0.26093852715849808,null,1.1579319789014462]
["Weighted Avg",null,null,0.241328109740268,null,1.087559657237759]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,3,5.3980834644467832E-2,null,5.8307153772060707E-2,0.92580122939106768,0.10736255788006614,0,86.822186181930078]
[2001,4,4.0490547846020276E-2,-0.24990882203467546,5.8307153772060707E-2,0.69443533471569163,7.6736750471736309E-2,1.2820860182467695E-3,86.586190239897149]
[2002,5,3.3139399798279137E-2,-0.18155220017512474,5.8307153772060707E-2,0.56835907181870859,6.0299587894034709E-2,4.3624592613981427E-3,86.674951526443863,null,"Test Statistics"]
[2003,17,6.3005053605700273E-2,0.90121287619011126,5.8307153772060707E-2,1.080571585641189,8.9512789822275271E-2,3.4907551789300023E-2,86.808092431603271,null,"χ2",1.1747006195455336]
[2004,31,6.8505492571507468E-2,8.7301552034701357E-2,5.8307153772060707E-2,1.1749071621522631,8.9750499712783496E-2,4.6245079249694225E-2,86.855238350801017,null,"P-Score",0.27843749066656381]
[2005,45,7.2871831007503343E-2,6.3737056286956806E-2,5.8307153772060707E-2,1.2497922860783106,9.1527271396951659E-2,5.3434150352027039E-2,86.850758285108085,null,"Linear Slope",8.1117974221693123E-4]
[2006,56,7.3940456627000842E-2,1.466445407948469E-2,5.8307153772060707E-2,1.2681198076664002,9.0905940198439575E-2,5.6329712629023525E-2,86.709832160516882]
[2007,39,4.6765066962629588E-2,-0.36753072545196608,5.8307153772060707E-2,0.80204681479476037,6.0343528924055638E-2,3.2788421203676171E-2,86.730240686779993]
[2008,54,5.9987091244530444E-2,0.28273292738929889,5.8307153772060707E-2,1.028811858644946,7.4416899388924512E-2,4.5100237365229737E-2,86.819432853357384]
[2009,48,4.9999145952088216E-2,-0.16650157700975232,5.8307153772060707E-2,0.85751306173422792,6.3014891584315946E-2,3.6616700640874356E-2,86.830188946112926]
[2010,54,5.3520297466764781E-2,7.0424233206917597E-2,5.8307153772060707E-2,0.91790276157177708,6.65699517360617E-2,4.0100592992880019E-2,86.804989091635832]
[]
["Average",null,null,4.5457977451595202E-2,null,0.96075099765539484]
["Weighted Avg",null,null,4.6499045965613502E-2,null,1.0337280441110503]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,72,5.5821952427972409E-2,null,5.0113210754415306E-2,1.1139169011048473,6.7575324826585861E-2,4.3768490817662792E-2,86.519359920384389]
[2001,49,3.7490682742838746E-2,-0.32838818579100526,5.0113210754415306E-2,0.74811975082908788,4.7407126887121169E-2,2.7365607383338045E-2,86.573438926649473]
[2002,68,5.3045182127063988E-2,0.41488973382850358,5.0113210754415306E-2,1.0585069551224147,6.4599561451223433E-2,4.1201785644183066E-2,86.552530125713758,null,"Test Statistics"]
[2003,62,5.2898338081479639E-2,-2.7682824282250218E-3,5.0113210754415306E-2,1.0555767089183952,6.496210688138164E-2,4.0519209373162182E-2,86.577082896674099,null,"χ2",4.7679502537240952E-2]
[2004,57,5.8211791724900493E-2,0.10044651374938307,5.0113210754415306E-2,1.1616057093242953,7.189733711969451E-2,4.4116599246359862E-2,86.636884889714295,null,"P-Score",0.82715146017089081]
[2005,43,5.3802870736000499E-2,-7.5739310855364894E-2,5.0113210754415306E-2,1.073626493414416,6.8470737212861482E-2,3.8665693831524545E-2,86.633971674363636,null,"Linear Slope",-1.7234438190936538E-4]
[2006,26,4.2744441242830993E-2,-0.20553604932032199,5.0113210754415306E-2,0.85295754551238612,5.8030049769008857E-2,2.6954562130650304E-2,86.677068899123014]
[2007,18,4.2015963657274523E-2,-1.7042627400788546E-2,5.0113210754415306E-2,0.83842090787552737,6.0045461568138753E-2,2.3281283045799059E-2,86.640307059896301]
[2008,12,4.6958119540189226E-2,0.11762567016736813,5.0113210754415306E-2,0.93704072904671953,7.1249157004553532E-2,2.1362315412924583E-2,86.664212733432137]
[2009,6,4.8016308643198037E-2,2.2534741880009923E-2,5.0113210754415306E-2,0.95815670000684361,8.268207987428261E-2,1.0627571866624622E-2,86.667325138984424]
[2010,3,5.4708532723899736E-2,0.13937398083702379,5.0113210754415306E-2,1.0916988135524632,0.10869805699852959,0,86.549201700395827]
[]
["Average",null,null,1.653961846665828E-2,null,0.98996611042794525]
["Weighted Avg",null,null,2.5799620344279239E-2,null,1.0197081157069332]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,9,7.6119091464852504E-2,null,4.9821034229531297E-2,1.5278504880922985,0.11829901183721739,2.9700693343974006E-2,86.747075234320675]
[2001,11,4.7937150247283365E-2,-0.37023486060106181,4.9821034229531297E-2,0.9621869756141822,7.3747851491884453E-2,2.0646747461260242E-2,86.916642216649649]
[2002,20,5.2125146931667296E-2,8.7364323135192379E-2,4.9821034229531297E-2,1.046247789468213,7.2890267573409759E-2,3.0408533381687676E-2,86.91893236965619,null,"Test Statistics"]
[2003,29,5.4553358831209556E-2,4.6584269637176989E-2,4.9821034229531297E-2,1.0949864786001007,7.2572970055038502E-2,3.5819642175703867E-2,86.929643609776235,null,"χ2",7.828300357848617]
[2004,31,4.3848666297480694E-2,-0.1962242612200954,4.9821034229531297E-2,0.8801235657908022,5.8194191295535422E-2,2.9059361460903068E-2,86.892656052974075,null,"P-Score",5.143444253929757E-3]
[2005,63,6.8219544845239122E-2,0.55579520668701954,4.9821034229531297E-2,1.3692920249496177,8.3170800212827939E-2,5.277256821414672E-2,86.843240773960645,null,"Linear Slope",-1.9741243177406969E-3]
[2006,79,6.938116633239523E-2,1.7027693306827629E-2,4.9821034229531297E-2,1.3926079095979447,8.2950853863389129E-2,5.540386262831646E-2,86.837363613018724]
[2007,61,4.6279303544794183E-2,-0.33297022821616074,4.9821034229531297E-2,0.92891093612348652,5.7065302014282039E-2,3.5243693048718355E-2,86.779029951040172]
[2008,63,4.2800079025794184E-2,-7.5178843511169657E-2,4.9821034229531297E-2,0.85907648622084487,5.2687915902840526E-2,3.2703650748649095E-2,86.765762312970878]
[2009,62,4.0070550408466431E-2,-6.3773915363164568E-2,4.9821034229531297E-2,0.80428981509811193,4.9453891986803264E-2,3.050010602004018E-2,86.86686058297164]
[2010,67,4.277979919671783E-2,6.7611968406577461E-2,4.9821034229531297E-2,0.85866943266625739,5.2366791575101566E-2,3.2996845422635382E-2,86.921111667941886]
[]
["Average",null,null,-2.6399864773885819E-2,null,1.0658401729292601]
["Weighted Avg",null,null,9.7607041991998912E-3,null,1.0480035030769705]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,167,0.10563371744664775,null,0.10212664577245179,1.0343404177006856,0.11889172591492339,9.1970628066355684E-2,86.602102971560043]
[2001,176,0.10935163828064644,3.5196345673212726E-2,0.10212664577245179,1.0707454205858542,0.12262339842015642,9.567219701552887E-2,86.578383466861723]
[2002,156,0.10499857805675666,-3.9807910446826855E-2,0.10212664577245179,1.0281212827718227,0.11864453048941874,9.0923422038955717E-2,86.619347490751039,null,"Test Statistics"]
[2003,127,9.3014339041436078E-2,-0.11413715535121383,0.10212664577245179,0.91077444420020581,0.10672698242635606,7.8874126170395423E-2,86.642065807619886,null,"χ2",1.6648243513658014]
[2004,139,0.11293890560232574,0.21420962365827978,0.10212664577245179,1.1058710951299109,0.12821907888802608,9.71135285996792E-2,86.655151028111121,null,"P-Score",0.19695320648856859]
[2005,107,0.10058102632074609,-0.10942092289342287,0.10212664577245179,0.98486565929963577,0.11646123442332815,8.4119527323931478E-2,86.649877100392686,null,"Linear Slope",-1.5720237022660425E-3]
[2006,83,8.9837522713902301E-2,-0.10681441619598786,0.10212664577245179,0.87966780887006846,0.10627117534590483,7.2788193745264185E-2,86.621363162491619]
[2007,66,8.4194774829666419E-2,-6.2810590873101479E-2,0.10212664577245179,0.8244153540228929,0.10163524191049456,6.6063737866495331E-2,86.650385567652833]
[2008,70,0.11188702883061485,0.32890703796016263,0.10212664577245179,1.0955713661634414,0.13311723359058686,8.9590850609222214E-2,86.722817614588848]
[2009,41,0.10586985112436932,-5.3779046321400736E-2,0.10212664577245179,1.0366525829141375,0.13227465419748979,7.780762120875577E-2,86.6720935603675]
[2010,9,7.7849657519894144E-2,-0.26466641170165428,0.10212664577245179,0.76228546361300109,0.1208062274063952,3.0479825725311833E-2,86.531146747186938]
[]
["Average",null,null,-1.7312344649195278E-2,null,0.97575553593378672]
["Weighted Avg",null,null,7.8717454241089523E-3,null,1.0077258442403489]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,19,7.1402576864131789E-2,null,8.8968091581329511E-2,0.80256388099389164,9.9325100715100104E-2,4.169336675448615E-2,86.989735582829994]
[2001,34,8.0593952397637128E-2,0.12872610397514261,8.8968091581329511E-2,0.90587480258540531,0.10386356935042824,5.6083653442430631E-2,87.068346873709288]
[2002,39,7.4496231981541441E-2,-7.5659776381366117E-2,8.8968091581329511E-2,0.83733651759227934,9.4879998913866836E-2,5.3173206684266713E-2,87.06420160195934,null,"Test Statistics"]
[2003,29,6.5901661095908365E-2,-0.11536920267004414,8.8968091581329511E-2,0.74073367119114675,8.7136729749668587E-2,4.3655121203525431E-2,86.979592365079071,null,"χ2",5.0270512388801736]
[2004,45,0.11077422972050084,0.68090193598137505,8.8968091581329511E-2,1.2451006619517899,0.13689926682534317,8.3018278917843191E-2,86.819667817511672,null,"P-Score",2.4954350505554692E-2]
[2005,34,7.1063466595997785E-2,-0.35848376670908899,8.8968091581329511E-2,0.79875228672333221,9.2012019084156932E-2,4.9125461244109617E-2,86.756441966320864,null,"Linear Slope",2.4782114289792503E-3]
[2006,58,0.10357789053707447,0.45754063935445366,8.8968091581329511E-2,1.1642139186765574,0.12550833936327926,8.0519206977559599E-2,86.761693337627364]
[2007,64,9.6565118531517849E-2,-6.7705298584416429E-2,8.8968091581329511E-2,1.0853904676964277,0.11634597037642284,7.5878388116065704E-2,86.810536183369905]
[2008,71,8.6998897394354444E-2,-9.9064975869533001E-2,8.8968091581329511E-2,0.97786628720505997,0.10428365651791453,6.9033919336777619E-2,86.817182533860759]
[2009,86,8.7914813383639656E-2,1.0527903418516837E-2,8.8968091581329511E-2,0.98816116903297846,0.10378246250664371,7.1475159215784956E-2,86.899938223391075]
[2010,120,0.10173882512762696,0.15724325869478384,8.8968091581329511E-2,1.1435428513673711,0.1168851606251496,8.6063872570893735E-2,86.911069859436637]
[]
["Average",null,null,7.1865682120982335E-2,null,0.97177604681965812]
["Weighted Avg",null,null,8.5939205097977409E-2,null,1.0216992846780391]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,19,0.13571463760295321,null,0.11288534675377823,1.2022343156633915,0.18146423959448346,8.4548204423144369E-2,86.126088166819954]
[2001,24,0.13641246272444199,5.1418559841005518E-3,0.11288534675377823,1.2084160313736763,0.17750155921871458,9.100216412768844E-2,86.296335786397549]
[2002,21,9.9343837736279028E-2,-0.2717392842840386,0.11288534675377823,0.88004192389083502,0.13407796308227238,6.1706735947161459E-2,86.362989535183686,null,"Test Statistics"]
[2003,30,0.11886715041159175,0.19652263411787918,0.11288534675377823,1.0529900809080281,0.15236044481547423,8.2618083920886723E-2,86.264958880978782,null,"χ2",5.8414985385237106]
[2004,42,0.14919872292997868,0.25517203376509179,0.11288534675377823,1.3216837013877982,0.18259416182500277,0.11295828264207636,86.342631010110168,null,"P-Score",1.5652490176185613E-2]
[2005,34,0.12898686545717702,-0.13546937316807595,0.11288534675377823,1.1426360388343306,0.16243636404350484,9.275450582245133E-2,86.397199876898199,null,"Linear Slope",-6.303644368527074E-3]
[2006,19,7.6854824238396804E-2,-0.40416550192149436,0.11288534675377823,0.68082197068526529,0.10653906442478947,4.5130348143470361E-2,86.38221978762401]
[2007,15,7.7611078437134523E-2,9.8400354985119787E-3,0.11288534675377823,0.68752128304497506,0.11115373123031703,4.1437524674079566E-2,86.26102011398666]
[2008,12,9.8144819190989316E-2,0.26457229003056892,0.11288534675377823,0.86942036334493911,0.14310976476841991,4.8199498309218713E-2,86.329455790261932]
[2009,3,5.9743615055478622E-2,-0.39127082256662116,0.11288534675377823,0.52924154262279421,0.11786470796704247,0,86.335806118460937]
[2010,1,9.0060159285801328E-2,0.50744408757605997,0.11288534675377823,0.79780203432636443,0.22087861491318597,0,85.984507938699466]
[]
["Average",null,null,3.6047955031982327E-3,null,0.94298266237112716]
["Weighted Avg",null,null,6.3671837446434608E-3,null,1.0561016730418387]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,0.11633790511438734,0,0,0,85.154373667901709]
[2001,1,0.2233092918549722,0,0.11633790511438734,1.9194886794240191,0.43347817205176137,0,85.9979354434561]
[2002,3,0.21174437344028213,-5.178879176331308E-2,0.11633790511438734,1.8200806799132918,0.34598970040356386,8.1530583463303267E-3,86.280527188645877,null,"Test Statistics"]
[2003,4,0.13010379713461348,-0.38556196313142455,0.11633790511438734,1.118326799908345,0.22145253219952396,1.446924488042655E-2,86.692256442695879,null,"χ2",8.8352515004307408E-3]
[2004,10,0.17597961958907982,0.35260940468171231,0.11633790511438734,1.5126593470636311,0.24848935630011615,8.7983417797400654E-2,86.744307614958259,null,"P-Score",0.92511231948352113]
[2005,6,6.9976304856903704E-2,-0.60236131308670027,0.11633790511438734,0.60149187651351166,0.11773138057312936,1.6755656355550944E-2,86.731453842008477,null,"Linear Slope",-1.1234052096688216E-2]
[2006,21,0.14016727094890807,1.0030676274710366,0.11633790511438734,1.2048289060310216,0.18476168676923119,9.0411815304515059E-2,86.745514536412841]
[2007,23,8.9582804389068238E-2,-0.36088643388283004,0.11633790511438734,0.77002249869453476,0.12023262395439649,5.6720307834039793E-2,86.682705179477566]
[2008,36,9.5688597916519527E-2,6.8158097629240855E-2,0.11633790511438734,0.82250576733726877,0.12168435932624834,6.8107094750174443E-2,86.615950757217263]
[2009,66,0.13125523965696331,0.37169153394297583,0.11633790511438734,1.1282241976758027,0.15583117645139175,0.10520545730070802,86.565777786682048]
[2010,67,0.12007382698032509,-8.5188314812124299E-2,0.11633790511438734,1.03211267954554,0.14294190808596749,9.5951956865755403E-2,86.633277624236456]
[]
["Average",null,null,3.0973984704857339E-2,null,1.0845219483733606]
["Weighted Avg",null,null,0.13610151814575827,null,1.0414559550440348]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
[]
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[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,10,2.6350866498968697E-2,null,4.3241954986811687E-2,0.60938194184341143,4.200075615729882E-2,1.0181171642639819E-2,85.895638338415509]
[2001,19,3.5559126739938718E-2,0.34944810036248364,4.3241954986811687E-2,0.82232930381579317,5.0634908010679928E-2,1.999681698532044E-2,86.016051834158219]
[2002,28,3.884996333000524E-2,9.2545483867869427E-2,4.3241954986811687E-2,0.89843216713615381,5.2358909858679838E-2,2.4950297698980026E-2,86.108205145467224,null,"Test Statistics"]
[2003,41,4.2608857186282545E-2,9.6754115939516883E-2,4.3241954986811687E-2,0.98535917719903665,5.4785756778695585E-2,3.0114120618326787E-2,86.144012123287581,null,"χ2",7.6769769014400051]
[2004,43,3.5587487525789031E-2,-0.16478662241037445,4.3241954986811687E-2,0.82298516652734177,4.5668981661211645E-2,2.5290718674526213E-2,86.171569281476735,null,"P-Score",5.5929786628162075E-3]
[2005,68,4.6810287724376128E-2,0.31535803673845519,4.3241954986811687E-2,1.0825201529082749,5.7138182112150084E-2,3.6253628677650862E-2,86.207653849280362,null,"Linear Slope",1.8757352036431578E-3]
[2006,55,3.2494533545059365E-2,-0.30582495590733005,4.3241954986811687E-2,0.75145847487630557,4.0695876235715425E-2,2.4151750784480154E-2,86.235054049109138]
[2007,80,4.6594845352625619E-2,0.43392873413658029,4.3241954986811687E-2,1.077537899635586,5.6085051697395381E-2,3.6911870104332167E-2,86.262431875322221]
[2008,88,5.6198596249622049E-2,0.20611187405637055,4.3241954986811687E-2,1.2996312554962419,6.6906160932689793E-2,4.5242433024650336E-2,86.300119629175072]
[2009,65,5.0636698603294818E-2,-9.8968622305483978E-2,4.3241954986811687E-2,1.1710085406346324,6.1971201738340677E-2,3.9024928278855474E-2,86.404359884283693]
[2010,48,4.4169999266271902E-2,-0.12770775969589265,4.3241954986811687E-2,1.0214616633254268,5.5809577470263647E-2,3.2239863648512987E-2,86.439448156177221]
[]
["Average",null,null,7.9685838478219487E-2,null,0.95837324939983692]
["Weighted Avg",null,null,9.3623974497249837E-2,null,1.0336149527484955]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
[]
[]
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[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,5.0705633960195853E-2,0,0,0,87.086669085436966]
[2001,7,0.12805921575219092,0,5.0705633960195853E-2,2.5255421488806937,0.19817947809451006,4.449943052685125E-2,86.428105121803583]
[2002,1,8.8927851935553387E-3,-0.93055724149705954,5.0705633960195853E-2,0.17538061353371923,2.60986073073558E-2,0,86.321105380404518,null,"Test Statistics"]
[2003,12,5.4276960484604259E-2,5.1034826888587324,5.0705633960195853E-2,1.0704325386644788,8.1874134489683004E-2,2.4969332857241275E-2,86.374053267234473,null,"χ2",7.5373095923448741]
[2004,21,5.5509070673799878E-2,2.2700427183005356E-2,5.0705633960195853E-2,1.0947318145627514,7.6938075397050526E-2,3.3061464625543539E-2,86.42475714822929,null,"P-Score",6.0434217080642281E-3]
[2005,36,5.7174662954091328E-2,3.0005767707395714E-2,5.0705633960195853E-2,1.1275800830924172,7.4062786643401823E-2,3.9659051211633253E-2,86.397005425015095,null,"Linear Slope",-2.819177875212736E-3]
[2006,63,6.0855782646775762E-2,6.4383758512756017E-2,5.0705633960195853E-2,1.2001779268660326,7.4399606748047881E-2,4.6909713383326869E-2,86.385037115087201]
[2007,106,6.0723550051392725E-2,-2.172884640241235E-3,5.0705633960195853E-2,1.1975700786831889,7.1179597465288527E-2,5.0029407753016661E-2,86.464847908907672]
[2008,145,5.3792144224713269E-2,-0.11414691369020968,5.0705633960195853E-2,1.0608711502737613,6.1835122731350577E-2,4.5610066739018844E-2,86.452532317828741]
[2009,178,4.7021449103985875E-2,-0.12586773065678969,5.0705633960195853E-2,0.92734170606954491,5.3457675963437035E-2,4.0497093859215849E-2,86.46056694096842]
[2010,218,4.4840829828954966E-2,-4.6374990915498238E-2,5.0705633960195853E-2,0.88433624287500701,5.0414272074801619E-2,3.9201576451327477E-2,86.514733547623393]
[]
["Average",null,null,0.40014528808620914,null,1.0239967548637814]
["Weighted Avg",null,null,2.1128965801763086E-2,null,1.0273363359169265]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,4,2.4673430340666838E-2,null,5.301673045044196E-2,0.46538951253756833,4.7733858111501735E-2,4.684049400619647E-4,86.218884052356714]
[2001,14,6.2698680081270206E-2,1.5411415930248666,5.301673045044196E-2,1.1826206472667824,9.1703826640698913E-2,3.1779949733784882E-2,86.321050566200697]
[2002,13,4.3357028672119796E-2,-0.30848578285985773,5.301673045044196E-2,0.81779899106845733,6.5108800601871242E-2,2.0568964654103867E-2,86.330499018625545,null,"Test Statistics"]
[2003,18,4.7259380106745227E-2,9.0005047719858844E-2,5.301673045044196E-2,0.89140502828482626,6.7300325841131908E-2,2.633828170757883E-2,86.323504682272855,null,"χ2",0.44883548729314221]
[2004,30,6.799914234948394E-2,0.43884964626902856,5.301673045044196E-2,1.2825978096300559,8.9451387724100287E-2,4.5511691233972161E-2,86.342534780941747,null,"P-Score",0.50288848222952509]
[2005,34,7.293191875527541E-2,7.2541744430235422E-2,5.301673045044196E-2,1.3756396921430192,9.4344091912075725E-2,5.0482743828069547E-2,86.357740153553181,null,"Linear Slope",-1.9921526031710444E-4]
[2006,36,7.308350031086068E-2,2.0783980206788844E-3,5.301673045044196E-2,1.3784988189563365,9.3942364940578713E-2,5.1241597185891025E-2,86.259895086855735]
[2007,14,2.9701548361658552E-2,-0.59359433749994173,5.301673045044196E-2,0.56022972577349783,4.4532353641928944E-2,1.4403075272397675E-2,86.245580897090264]
[2008,23,5.6628148495511239E-2,0.90657227044136124,5.301673045044196E-2,1.0681184602367191,7.7486293407259141E-2,3.4804973859223348E-2,86.333737980289769]
[2009,11,3.5099676476071109E-2,-0.38017262777268157,5.301673045044196E-2,0.66204905843601514,5.4582719648775063E-2,1.4796728485016081E-2,86.264818834811408]
[2010,10,4.0413486709574273E-2,0.15139200035435674,5.301673045044196E-2,0.76227798972536176,6.3620408950902901E-2,1.6027025793225475E-2,86.267006909759715]
[]
["Average",null,null,0.19203279521279054,null,0.9496932485507853]
["Weighted Avg",null,null,0.21625773722109634,null,1.0979991598812453]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,5.6702201510488659E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2001,0,0,0,5.6702201510488659E-2,0,0,0,87]
[2002,0,0,0,5.6702201510488659E-2,0,0,0,86.883374480673453,null,"Test Statistics"]
[2003,1,0.20250900557547791,0,5.6702201510488659E-2,3.5714487300465434,0.40613852869401618,0,86.573102117775989,null,"χ2",1.4824433573888607]
[2004,1,2.684946426324224E-2,-0.8674159492959681,5.6702201510488659E-2,0.47351713951134122,7.5493618677383093E-2,0,86.583711998013527,null,"P-Score",0.22339262733842882]
[2005,13,0.11844235475281928,3.4113489040811356,5.6702201510488659E-2,2.0888493144469895,0.16821011668703903,6.2340168100346288E-2,86.618215547276435,null,"Linear Slope",-1.2866275220227907E-2]
[2006,11,4.4401469741930211E-2,-0.62512169033963483,5.6702201510488659E-2,0.78306430013509998,6.8510056859299479E-2,1.9011780761628603E-2,86.533691990432899]
[2007,39,8.1713580720640222E-2,0.84033504286175886,5.6702201510488659E-2,1.4411006723526425,0.10372579048283498,5.8592922052395191E-2,86.421493627533749]
[2008,29,3.863949789619326E-2,-0.52713493209540352,5.6702201510488659E-2,0.68144616728939178,5.185081147666435E-2,2.505481446688124E-2,86.400559437906011]
[2009,59,5.403745136273326E-2,0.39850293882977694,5.6702201510488659E-2,0.95300446760850233,6.6636532081821256E-2,4.1093577041344982E-2,86.468769481048156]
[2010,84,5.7564634946130532E-2,6.5272944864120275E-2,5.6702201510488659E-2,1.0152098756779724,6.8756270180343221E-2,4.6100726652701332E-2,86.535027028576749]
[]
["Average",null,null,0.26957872589057852,null,1.0006946060971347]
["Weighted Avg",null,null,0.3505676608034079,null,1.0855842720584454]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,37,6.0569393353751881E-2,null,6.4555467420416901E-2,0.93825350158638388,7.8093017878801241E-2,4.2366681992538006E-2,86.331609351609089]
[2001,40,6.3588094231972619E-2,4.983871739626311E-2,6.4555467420416901E-2,0.98501485269800193,8.1180425154606273E-2,4.5308944065073034E-2,86.349463918127498]
[2002,36,5.975935624353005E-2,-6.0211554296235703E-2,6.4555467420416901E-2,0.92570557741217763,7.7313162167249191E-2,4.1524686642219324E-2,86.355517221454903,null,"Test Statistics"]
[2003,51,9.56240836822181E-2,0.60015250653860597,6.4555467420416901E-2,1.4812701000128636,0.1175539603489181,7.2576460455247127E-2,86.34011901824428,null,"χ2",0.35508622203646567]
[2004,27,6.1250112342914366E-2,-0.3594698115334285,6.4555467420416901E-2,0.94879821633113681,8.1897588595039497E-2,3.9652575516417397E-2,86.372924879362756,null,"P-Score",0.55124796856999558]
[2005,23,6.1184750653253621E-2,-1.0671276698206444E-3,6.4555467420416901E-2,0.94778572750141332,8.3494145948772802E-2,3.776215676792051E-2,86.479861140725149,null,"Linear Slope",-9.3771850660035296E-4]
[2006,14,4.6714524139496769E-2,-0.23650053909286251,6.4555467420416901E-2,0.72363389200280825,6.9142014893334838E-2,2.3179645765713536E-2,86.50228237359967]
[2007,15,6.5763121997417517E-2,0.40776606866504084,6.4555467420416901E-2,1.018707239297576,9.4977360277208642E-2,3.459989186766875E-2,86.487731289712642]
[2008,5,3.923106454411647E-2,-0.40344887297690868,6.4555467420416901E-2,0.60771095170955103,7.0872634612998864E-2,5.3583974224520412E-3,86.685371817584553]
[2009,4,7.3194574840071219E-2,0.86573002009062994,6.4555467420416901E-2,1.1338245661423565,0.13314904128107155,4.3305689956279914E-3,86.717108646172193]
[2010,1,5.9422879056317136E-2,-0.18815186526931782,6.4555467420416901E-2,0.92049335913449704,0.15532356717100601,0,86.538396922932776]
[]
["Average",null,null,6.7463754185196595E-2,null,0.96647254398443327]
["Weighted Avg",null,null,9.7891261105654923E-2,null,1.0446980339420495]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,17,9.9789275573766614E-2,null,7.114753561895594E-2,1.4025682647422522,0.13836131227162399,5.760197390761522E-2,86.38721894764349]
[2001,31,9.3807967555515792E-2,-5.9939387112088016E-2,7.114753561895594E-2,1.3184991825707368,0.12132463116184945,6.4512160362046017E-2,86.318515266277743]
[2002,32,6.295616314356238E-2,-0.32888255886894935,7.114753561895594E-2,0.88486779754025491,8.2413129609670233E-2,4.2656170423882242E-2,86.421269208802499,null,"Test Statistics"]
[2003,60,8.8417743872074836E-2,0.40443348922727429,7.114753561895594E-2,1.2427379684043134,0.1074377967741503,6.8569425471274079E-2,86.53932459138683,null,"χ2",6.906663743824816]
[2004,68,8.0203571951470071E-2,-9.2901849344733889E-2,7.114753561895594E-2,1.1272853128886353,9.671380015907724E-2,6.3078560203967945E-2,86.621733441512518,null,"P-Score",8.587507853289416E-3]
[2005,64,6.5148688648512851E-2,-0.18770838924813338,7.114753561895594E-2,0.91568440258323147,7.9407819027000656E-2,5.0440887002840544E-2,86.611151110695815,null,"Linear Slope",-2.8809869503463453E-3]
[2006,84,7.1425497945664912E-2,9.6345903921664533E-2,7.114753561895594E-2,1.0039068440570824,8.4921758311261392E-2,5.7525172175858272E-2,86.550252027377724]
[2007,105,7.8742949120106973E-2,0.10244872468384636,7.114753561895594E-2,1.1067558199321155,9.187286151347214E-2,6.5227796204354968E-2,86.593225004141587]
[2008,91,6.1547529867229049E-2,-0.21837408231497235,7.114753561895594E-2,0.86506903340768493,7.2956300665784138E-2,4.9854453507412494E-2,86.639085605480318]
[2009,113,6.9472754933637221E-2,0.12876593233724476,7.114753561895594E-2,0.97646045403050463,8.0858855589316089E-2,5.7801019317220544E-2,86.645196831895134]
[2010,108,6.2346445431398043E-2,-0.10257703914356753,7.114753561895594E-2,0.87629803181527188,7.2948208215419294E-2,5.1499394043368049E-2,86.686792284976249]
[]
["Average",null,null,-2.5838925586241457E-2,null,1.0654666465429168]
["Weighted Avg",null,null,-5.1703176465750598E-3,null,1.0182346993568887]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,3.466480983457295E-2,null,4.7616487557265039E-2,0.7280001447583464,9.5725470971322085E-2,0,87.015066831350239]
[2001,1,1.6855393700701132E-2,-0.51376067599567776,4.7616487557265039E-2,0.35398229826234712,4.852461242274491E-2,0,86.469493095062049]
[2002,4,4.3782501666471456E-2,1.5975365775437353,4.7616487557265039E-2,0.91948196753944278,8.2626049672116522E-2,1.5040782878659206E-3,86.503477356377005,null,"Test Statistics"]
[2003,9,4.8804391375754305E-2,0.11470083979071943,4.7616487557265039E-2,1.02494732138864,7.7711506880172768E-2,1.8026582463742745E-2,86.480155784874981,null,"χ2",5.1876293967876845E-2]
[2004,18,5.0583099347390616E-2,3.644565420233814E-2,4.7616487557265039E-2,1.062302197039583,7.1872942301376558E-2,2.8293611902341254E-2,86.572537023567804,null,"P-Score",0.81982996367451444]
[2005,26,5.0276558683492525E-2,-6.0601400043294174E-3,4.7616487557265039E-2,1.0558644969986164,6.7961866940989268E-2,3.1907115987562615E-2,86.532098363522579,null,"Linear Slope",1.6973212742480766E-3]
[2006,31,4.6439472950391948E-2,-7.6319577822664741E-2,4.7616487557265039E-2,0.97528136434974178,6.154796367828249E-2,3.0836547636016162E-2,86.532818802404904]
[2007,42,5.1710322232060416E-2,0.11349933465650963,4.7616487557265039E-2,1.0859751503063304,6.603534478283074E-2,3.6939024284295505E-2,86.568475928471855]
[2008,52,5.2382273786168491E-2,1.2994534265181379E-2,4.7616487557265039E-2,1.1000868916081215,6.5425352497251871E-2,3.8969979503910311E-2,86.514577085438233]
[2009,54,4.7822111183294748E-2,-8.705545355837252E-2,4.7616487557265039E-2,1.0043183283055563,5.9621735656825096E-2,3.5722606588171502E-2,86.521791070317263]
[2010,54,4.1738993547014797E-2,-0.12720303403093813,4.7616487557265039E-2,0.87656598981220968,5.2168610870050411E-2,3.107729448320054E-2,86.572289378943097]
[]
["Average",null,null,0.10647780590465014,null,0.92607328639717601]
["Weighted Avg",null,null,-3.7192673874564567E-3,null,1.0108743247398708]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,23,3.7581638736801565E-2,null,3.8379403754197398E-2,0.97921372039792087,5.2019535441831487E-2,2.269715744432322E-2,86.330766417208181]
[2001,25,3.7291624582446802E-2,-7.7169108134385045E-3,3.8379403754197398E-2,0.9716572154503148,5.1050241525317439E-2,2.312817159745844E-2,86.391859972941631]
[2002,29,4.0779871735913152E-2,9.3539694033825338E-2,3.8379403754197398E-2,1.0625457340892959,5.4658650959134039E-2,2.6487505281238371E-2,86.362666317961896,null,"Test Statistics"]
[2003,27,4.1634499261430202E-2,2.095709204412266E-2,3.8379403754197398E-2,1.0848136028396951,5.6284578518947213E-2,2.6522396909309603E-2,86.388584667504929,null,"χ2",0.60054476201753082]
[2004,26,4.785234101538681E-2,0.14934349792256918,3.8379403754197398E-2,1.2468234608817599,6.4774521658369708E-2,3.0306488000908786E-2,86.443992412470436,null,"P-Score",0.43837025015319686]
[2005,16,3.7509148276136377E-2,-0.21614810309749743,3.8379403754197398E-2,0.97732493491471073,5.4737618221870954E-2,1.9641003049387516E-2,86.499430896364927,null,"Linear Slope",-5.2102627778856142E-4]
[2006,10,3.1363711488279114E-2,-0.16383834531820174,3.8379403754197398E-2,0.81720163474006535,4.9768672551795484E-2,1.2231699540671947E-2,86.527401185450586]
[2007,3,1.3780788238946131E-2,-0.56061360135594507,3.8379403754197398E-2,0.35906728325447168,2.9071094306038259E-2,0,86.425783527229569]
[2008,5,4.1382363621234236E-2,2.0029025120843817,3.8379403754197398E-2,1.0782440468921672,7.4570743398981218E-2,5.7249901426076827E-3,86.580799628357326]
[2009,2,4.4420134785347579E-2,7.3407386584235512E-2,3.8379403754197398E-2,1.1573951244745309,9.9123780247318924E-2,0,86.653233791168745]
[2010,0,0,-1,3.8379403754197398E-2,0,0,0,86.064410566993914]
[]
["Average",null,null,3.9183322208405168E-2,null,0.88493515981226667]
["Weighted Avg",null,null,6.2356832618094278E-2,null,1.0357046815831716]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,2,2.0123831595244713E-2,null,4.2098958295984791E-2,0.47801257821536247,4.6840414223659782E-2,0,86.474746000016381]
[2001,9,4.7730111547975407E-2,1.3718202630583578,4.2098958295984791E-2,1.1337599190079648,7.6074880487076488E-2,1.7591140836367251E-2,86.593294450876243]
[2002,16,5.0832424153067012E-2,6.4996969512073122E-2,4.2098958295984791E-2,1.207450877897736,7.3481269558359902E-2,2.7048525557740632E-2,86.604628505864369,null,"Test Statistics"]
[2003,26,5.5554177859426838E-2,9.2888619518550763E-2,4.2098958295984791E-2,1.3196093230821189,7.4870917700379583E-2,3.5413566625708055E-2,86.652795223425599,null,"χ2",1.2913433008861579]
[2004,27,4.0733718795206778E-2,-0.26677487878088035,4.2098958295984791E-2,0.96757070587876703,5.5094949816581314E-2,2.5929209440878481E-2,86.637613193555254,null,"P-Score",0.25580054494201893]
[2005,43,4.8677832799262979E-2,0.19502550317087675,4.2098958295984791E-2,1.1562716696461739,6.209312149226151E-2,3.487320585224625E-2,86.612854749384667,null,"Linear Slope",9.3787662166180355E-5]
[2006,47,4.1136945310184345E-2,-0.15491419924497563,4.2098958295984791E-2,0.97714876983328591,5.2160288759396323E-2,2.985418260875379E-2,86.578145632618657]
[2007,55,3.9809709242391168E-2,-3.2263845985292194E-2,4.2098958295984791E-2,0.94562219241866707,4.9706811264523448E-2,2.9704285152950347E-2,86.572533980366259]
[2008,72,4.4021347555763361E-2,0.10579424953165573,4.2098958295984791E-2,1.0456635826060789,5.3517135132394707E-2,3.433309204892062E-2,86.616178532929155]
[2009,62,3.4592150853057953E-2,-0.21419600321778243,4.2098958295984791E-2,0.82168662250146929,4.2784121158962747E-2,2.6258754442100834E-2,86.672836212244817]
[2010,83,4.3001316821035585E-2,0.24309462582128694,4.2098958295984791E-2,1.021434224540821,5.1664364682160208E-2,3.4178535880015001E-2,86.722868260642315]
[]
["Average",null,null,0.14054713033838703,null,1.0067482241480403]
["Weighted Avg",null,null,5.0776067223310475E-2,null,1.0171484472224468]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,26,6.8521151394956639E-2,null,8.0701187216388692E-2,0.84907240845449983,9.1675131596924211E-2,4.4155864299960518E-2,86.525679121306553]
[2001,35,7.7845331783710045E-2,0.13607740382248878,8.0701187216388692E-2,0.96461197745429594,0.10013917512027805,5.4418776161542011E-2,86.53237700580847]
[2002,38,8.2717625594214292E-2,6.2589415432664719E-2,8.0701187216388692E-2,1.024986477242507,0.10523535716114131,5.9037268563401621E-2,86.473796088396043,null,"Test Statistics"]
[2003,42,9.3051543689329261E-2,0.12493006201374546,8.0701187216388692E-2,1.1530381014076641,0.11664068373764908,6.8167993707718796E-2,86.45034669509019,null,"χ2",4.2477202421948787E-2]
[2004,34,8.4383588225005884E-2,-9.3152194156639001E-2,8.0701187216388692E-2,1.0456300723153349,0.10854617570540898,5.8874669526285138E-2,86.5161679051524,null,"P-Score",0.83671281313149959]
[2005,27,7.4085068135584423E-2,-0.12204411196595266,8.0701187216388692E-2,0.91801707869471494,9.8362343047312659E-2,4.8464249363877998E-2,86.610775200687712,null,"Linear Slope",3.4258798478557155E-4]
[2006,31,9.0124621099012828E-2,0.21650183184112248,8.0701187216388692E-2,1.1167694578935567,0.11677732560229205,6.1813285818783349E-2,86.604919431475224]
[2007,23,8.138182114604646E-2,-9.7007896913778313E-2,8.0701187216388692E-2,1.0084340014457625,0.109744987168921,5.1151903071112746E-2,86.627249403313257]
[2008,12,6.0032464956723951E-2,-0.26233568982204647,8.0701187216388692E-2,0.74388577203648176,9.0144266876888202E-2,2.7859334546030939E-2,86.521809112525744]
[2009,11,8.8157133390326117E-2,0.46849098156933255,8.0701187216388692E-2,1.0923895475533139,0.13127379591902846,4.0537018578069184E-2,86.522494563650739]
[2010,2,8.4939424599952296E-2,-3.6499698511373246E-2,8.0701187216388692E-2,1.0525176584106424,0.17743016842810869,0,86.476866913933847]
[]
["Average",null,null,3.9755010330956429E-2,null,0.99721386844625215]
["Weighted Avg",null,null,4.3909438365951875E-2,null,1.012149667760966]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
[]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,6.6229657861448188E-2,0,0,0,86.641183525252828]
[2001,2,0.11064414364973428,0,6.6229657861448188E-2,1.6706132452201516,0.22219969963084499,0,86.841911392665992]
[2002,1,3.0797778888824758E-2,-0.72165016716726404,6.6229657861448188E-2,0.46501491753518365,8.5805703620116733E-2,0,87.275670245056304,null,"Test Statistics"]
[2003,1,1.800447735342825E-2,-0.41539688889833115,6.6229657861448188E-2,0.27184916749975435,5.1690647566462952E-2,0,86.955929154855937,null,"χ2",5.6357226590969614]
[2004,4,4.7666441113039526E-2,1.647477079025752,6.6229657861448188E-2,0.71971443990783202,8.9511459955131864E-2,1.7898361043445529E-3,86.837199110152199,null,"P-Score",1.7598089677525977E-2]
[2005,6,4.9713328917353548E-2,4.2941905384962231E-2,6.6229657861448188E-2,0.75062034929054533,8.5448584263427885E-2,1.1071871950950109E-2,86.893688744019528,null,"Linear Slope",2.0892633421325853E-3]
[2006,6,3.92104284892099E-2,-0.21126930456828397,6.6229657861448188E-2,0.59203731010112937,6.8164513216815839E-2,8.3993135458862635E-3,86.662286636849046]
[2007,12,5.4750889838837108E-2,0.39633490243300207,6.6229657861448188E-2,0.8266823596367574,8.2557942120801323E-2,2.5205524312121915E-2,86.67609358285408]
[2008,21,6.9936738257164566E-2,0.27736258648997336,6.6229657861448188E-2,1.0559731171112428,9.607549348073581E-2,4.2241260282901018E-2,86.698872804779256]
[2009,36,9.2903805526198091E-2,0.328397746897793,6.6229657861448188E-2,1.4027523095552141,0.11829786407105786,6.6003610985635175E-2,86.696574498828525]
[2010,34,7.0596867507771166E-2,-0.2401079039990085,6.6229657861448188E-2,1.0659403926781434,9.1428984424233362E-2,4.8787037221135462E-2,86.830657985270733]
[]
["Average",null,null,0.1104089955598595,null,0.80192705532145037]
["Weighted Avg",null,null,0.15188764359981469,null,1.088207923264052]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,0]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,15,0.11395694524277614,null,0.10459691924977732,1.0894866317300138,0.15918558534055474,6.3585855517309206E-2,86.385261735686171]
[2001,22,0.13669828421346639,0.19956079835451579,0.10459691924977732,1.3069054537546279,0.17958503916031918,8.9080450095641528E-2,86.422130833122196]
[2002,15,8.9448441766103656E-2,-0.34565058895383027,0.10459691924977732,0.85517281395736788,0.12705475867330923,4.8456109841561283E-2,86.510057878501328,null,"Test Statistics"]
[2003,15,8.7635645665668324E-2,-2.0266379879210872E-2,0.10459691924977732,0.83784155684733419,0.12463619883746446,4.7369107401371957E-2,86.457225015750041,null,"χ2",9.8154941899615655E-2]
[2004,18,0.10175473726669625,0.1611112863239752,0.10459691924977732,0.97282728780669014,0.13985085956943463,6.0127663790491039E-2,86.561346244814828,null,"P-Score",0.75405511196567443]
[2005,19,0.11368463745149388,0.11724171773476955,0.10459691924977732,1.0868832300884035,0.15403023122246884,6.9298035510129086E-2,86.438392289002749,null,"Linear Slope",3.8085103680648596E-3]
[2006,12,9.1125514696840715E-2,-0.19843598273582497,0.10459691924977732,0.87120648820672331,0.13358092259773635,4.4295006954171212E-2,86.319994743429049]
[2007,10,8.6607041990870021E-2,-4.9585154289694788E-2,0.10459691924977732,0.82800758007080977,0.1310978205149487,3.7314220769731822E-2,86.347758155748252]
[2008,7,8.6486637153554757E-2,-1.3902430396821597E-3,0.10459691924977732,0.82685644829581229,0.13910511928401789,2.7017269196017907E-2,86.510465278135328]
[2009,6,0.15879576490636355,0.83607283312942116,0.10459691924977732,1.518168661613823,0.24494627451845591,5.0453972219705316E-2,86.578354976139721]
[2010,3,0.18438055753730509,0.1611176006238455,0.10459691924977732,1.762772353715357,0.31066651637188125,1.445230056215114E-3,86.475440087589632]
[]
["Average",null,null,8.5977588726828411E-2,null,1.086920773280633]
["Weighted Avg",null,null,4.6775729477037647E-2,null,1.0392322915557122]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,4,2.0795231054616517E-2,null,5.3490454003629388E-2,0.38876527488821722,4.0438053605780691E-2,3.3140067844090435E-4,86.063530128851838]
[2001,13,5.192345091786222E-2,1.4968922336804367,5.3490454003629388E-2,0.97070499559302958,7.7457401331501044E-2,2.4935818591580505E-2,86.137886876581305]
[2002,10,3.2638054753137191E-2,-0.37141976936842325,5.3490454003629388E-2,0.61016597000509032,5.1732487850991368E-2,1.2758843483059707E-2,86.148306244468088,null,"Test Statistics"]
[2003,20,5.1434427752515326E-2,0.57590359295452243,5.3490454003629388E-2,0.9615627444296031,7.1956140553380274E-2,2.9984603835381228E-2,86.256090398118616,null,"χ2",10.741538017456319]
[2004,21,4.9134845686881347E-2,-4.4709004573721955E-2,5.3490454003629388E-2,0.91857223129097931,6.8375027007902364E-2,2.9083198456640695E-2,86.329517747427829,null,"P-Score",1.0475723307700692E-3]
[2005,14,3.3066536768713461E-2,-0.32702471522075038,5.3490454003629388E-2,0.61817640894335757,4.9450077004270405E-2,1.6108322908406691E-2,86.347868960247624,null,"Linear Slope",4.078209393893595E-3]
[2006,30,7.0907761014694592E-2,1.1443963578848493,5.3490454003629388E-2,1.3256152398684711,9.3135558393382639E-2,4.7562951403850535E-2,86.32346881883079]
[2007,23,5.7566049414201237E-2,-0.18815587193238947,5.3490454003629388E-2,1.0761929485641553,7.8725536251242692E-2,3.5411747704190838E-2,86.402414393510043]
[2008,24,6.5046565765873726E-2,0.12994666870134552,5.3490454003629388E-2,1.2160406371099457,8.8078036639245655E-2,4.0821587581816941E-2,86.449471543183691]
[2009,27,8.413682101729561E-2,0.29348598233663337,5.3490454003629388E-2,1.5729315180534238,0.11109991390276906,5.5486810448334221E-2,86.52128606209159]
[2010,15,5.8492803302849943E-2,-0.30478947747709828,5.3490454003629388E-2,1.0935185425586618,8.491769912744937E-2,3.0496379203407056E-2,86.590689151589842]
[]
["Average",null,null,0.24045259969854035,null,0.97747695557317593]
["Weighted Avg",null,null,0.28965941883571472,null,1.0946737643916098]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,3,3.9415651405981897E-2,null,4.9036627026062381E-2,0.80380021621456443,8.0045924845960459E-2,0,86.300675051862001]
[2001,7,6.2621897437230165E-2,0.5887571358956758,4.9036627026062381E-2,1.2770433293453765,0.10308044506834101,1.8340889559906502E-2,86.528647226036725]
[2002,7,4.3550009645704997E-2,-0.30455621071913563,4.9036627026062381E-2,0.88811185203579945,7.306673738695188E-2,1.2091625644078752E-2,86.541998889660235,null,"Test Statistics"]
[2003,8,3.7237164211020746E-2,-0.14495623505118649,4.9036627026062381E-2,0.75937450166035358,6.1263302472366325E-2,1.1948866430676452E-2,86.496902901767285,null,"χ2",0.48093023986745775]
[2004,13,4.2365918183101751E-2,0.13773213080933533,4.9036627026062381E-2,0.8639647698563111,6.3669597958566831E-2,2.0070252576115478E-2,86.476495586780004,null,"P-Score",0.48800125808524752]
[2005,25,5.5410553156614778E-2,0.30790398350710269,4.9036627026062381E-2,1.1299829641048666,7.5057174465014212E-2,3.4911194971525533E-2,86.517790358168583,null,"Linear Slope",2.3785195330586941E-4]
[2006,35,5.554243299454116E-2,2.3800491136343194E-3,4.9036627026062381E-2,1.1326723790570061,7.2235422589156634E-2,3.8237733177957603E-2,86.492934685937428]
[2007,47,6.1684031248621013E-2,0.11057488703606966,4.9036627026062381E-2,1.2579174994201108,7.7514192944875479E-2,4.5301081907768867E-2,86.538369688291226]
[2008,50,5.2908521642257254E-2,-0.14226550095264634,4.9036627026062381E-2,1.0789592362080085,6.6325059717111737E-2,3.9100781501804405E-2,86.607302692686304]
[2009,47,4.1776241266191214E-2,-0.2104061884650138,4.9036627026062381E-2,0.85193953580835891,5.2955943576486635E-2,3.0329436692202345E-2,86.60672120172201]
[2010,56,4.3295762340282845E-2,3.6372852799501532E-2,4.9036627026062381E-2,0.88292700713839201,5.3887340382714172E-2,3.2464357472698484E-2,86.632131673119218]
[]
["Average",null,null,3.8153690397333705E-2,null,0.99333575371355909]
["Weighted Avg",null,null,2.1231850502745299E-3,null,1.0245714334739331]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,12,7.6114239684742971E-2,null,7.3740468152272406E-2,1.0321908931683046,0.1128660116872832,3.618579554720118E-2,86.365172422144511]
[2001,14,7.0559509391264069E-2,-7.2978858049242867E-2,7.3740468152272406E-2,0.95686278049605367,0.10260854392675459,3.6136523021003238E-2,86.397359545309939]
[2002,19,7.7973960078941168E-2,0.10508081407656555,7.3740468152272406E-2,1.057410700430145,0.10801376902175021,4.5840308414006728E-2,86.442950473152365,null,"Test Statistics"]
[2003,19,6.9888209284906827E-2,-0.10369809082222181,7.3740468152272406E-2,0.9477592295805507,9.7312680273048041E-2,4.0745165161705385E-2,86.488907161470053,null,"χ2",8.0950356872282313E-3]
[2004,24,8.4600025724752836E-2,0.21050498489482972,7.3740468152272406E-2,1.14726727188734,0.11327506233750805,5.4008415906320655E-2,86.498085297201939,null,"P-Score",0.92830913454431696]
[2005,17,5.4985310270057597E-2,-0.35005563179196963,7.3740468152272406E-2,0.74565990219256773,7.8546190394226056E-2,3.0187946253436779E-2,86.465921778902441,null,"Linear Slope",-9.3405086223692744E-4]
[2006,23,7.7026322335741637E-2,0.40085273607497562,7.3740468152272406E-2,1.0445597141678571,0.10413535177980643,4.8225448921943505E-2,86.453362926725845]
[2007,24,8.670966905047324E-2,0.12571477413297649,7.3740468152272406E-2,1.1758763027028758,0.11596084137989754,5.5456524076677428E-2,86.449360420809057]
[2008,14,6.7217672332668357E-2,-0.22479611479613304,7.3740468152272406E-2,0.91154387837442774,9.7987744530485227E-2,3.4274157752841386E-2,86.475604247168746]
[2009,12,9.3742992711294826E-2,0.39461825228564096,7.3740468152272406E-2,1.2712557305402192,0.13714572398691494,4.5742559242588396E-2,86.498316992647631]
[2010,3,3.8258263478845318E-2,-0.59188135163690281,7.3740468152272406E-2,0.51882317047191595,7.7826125646435526E-2,0,86.227529977729006]
[]
["Average",null,null,-1.0663848563148181E-2,null,0.98265541581929583]
["Weighted Avg",null,null,5.6105737571505832E-2,null,1.0271286654342955]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,50,8.9009277695141095E-2,null,7.7284401976418352E-2,1.1517107646417493,0.10991583925213237,6.7096973890436229E-2,86.550794703934415]
[2001,35,6.3986618591801617E-2,-0.28112416762938675,7.7284401976418352E-2,0.82793703458203294,8.2870701975064159E-2,4.4308523507918404E-2,86.574391389053076]
[2002,41,8.576712435923016E-2,0.34039157321901681,7.7284401976418352E-2,1.1097598243096987,0.10811712531658273,6.2268178818211332E-2,86.581883220854735,null,"Test Statistics"]
[2003,28,7.4926099785696657E-2,-0.12640070020450445,7.7284401976418352E-2,0.96948540545812489,9.9003205057889967E-2,4.9526850638488995E-2,86.577709081630218,null,"χ2",0.37586576191339832]
[2004,21,7.4129382176077174E-2,-1.0633378914667313E-2,7.7284401976418352E-2,0.95917649978964881,0.10157458623003773,4.4954542437721144E-2,86.619123586157315,null,"P-Score",0.53982415800324413]
[2005,16,7.5367559698608699E-2,1.670292515848204E-2,7.7284401976418352E-2,0.97519755307941003,0.10710686438150344,4.1288641753681195E-2,86.580757971314782,null,"Linear Slope",-2.0063640574469201E-3]
[2006,16,9.4863981621905943E-2,0.2586845321947866,7.7284401976418352E-2,1.2274660758952578,0.13304713222620745,5.3162476135985105E-2,86.603609258285118]
[2007,5,4.1323370698421E-2,-0.5643934611228818,7.7284401976418352E-2,0.53469224890981137,7.4469580356578788E-2,5.7148332616919258E-3,86.547191552832601]
[2008,8,9.5815861460708238E-2,1.3186845564940675,7.7284401976418352E-2,1.2397826600242614,0.14929325165003679,3.5164045913889372E-2,86.354985313701746]
[2009,2,5.1111629383033048E-2,-0.46656400512567864,7.7284401976418352E-2,0.66134469667797446,0.11277862182088466,0,86.349034191888265]
[2010,1,5.8434189283181379E-2,0.14326602357504026,7.7284401976418352E-2,0.75609292158346897,0.15306518401380514,0,86.194462390273699]
[]
["Average",null,null,6.2861389764427428E-2,null,0.94660415317740354]
["Weighted Avg",null,null,5.2457554032875005E-2,null,1.0280937578064737]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
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[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
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[]
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[]
[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,25,8.785656410830224E-2,null,7.6913129112216413E-2,1.1422830552131007,0.11684003443129277,5.6906189857050322E-2,86.734210198595321]
[2001,15,4.923021680209641E-2,-0.43965237769360632,7.6913129112216413E-2,0.64007559398954406,7.1950459797492219E-2,2.5369594403620844E-2,86.786603247456569]
[2002,31,8.7914083415309957E-2,0.78577485792356372,7.6913129112216413E-2,1.1430309029170187,0.11404039491974408,6.0200059134628163E-2,86.887527204353759,null,"Test Statistics"]
[2003,31,8.4070656950405692E-2,-4.3717983690369056E-2,7.6913129112216413E-2,1.0930598965457046,0.10926752767675263,5.7406758655859612E-2,86.935645598328904,null,"χ2",1.6602168945413178]
[2004,32,8.5342535079255682E-2,1.5128680742917178E-2,7.6913129112216413E-2,1.1095964507534306,0.11045831330489113,5.8767285753323878E-2,86.883677795945275,null,"P-Score",0.19757404174063317]
[2005,37,0.10275581372259458,0.20403985687989667,7.6913129112216413E-2,1.3359983517596019,0.12987757214843379,7.3888885199534252E-2,86.852421807150634,null,"Linear Slope",-1.3579254440090754E-3]
[2006,39,0.10088109940222129,-1.8244362556792959E-2,7.6913129112216413E-2,1.311623913454822,0.12694379582141316,7.3214461185563101E-2,86.708303147922194]
[2007,24,5.7732970300076868E-2,-0.4277127168302286,7.6913129112216413E-2,0.75062568597156343,7.8509153738008902E-2,3.5998326172955578E-2,86.74126843358539]
[2008,25,6.1055477319473979E-2,5.7549559673230277E-2,7.6913129112216413E-2,0.79382386367864333,8.2435534800015434E-2,3.86553019838708E-2,86.763950816225005]
[2009,28,6.649437641266262E-2,8.9081263990935522E-2,7.6913129112216413E-2,0.86453869684130502,8.8262544651319774E-2,4.366133289048818E-2,86.778127472367814]
[2010,30,6.7713402104689624E-2,1.8332763728194923E-2,7.6913129112216413E-2,0.88038808050437822,8.908886398537523E-2,4.5310639388526024E-2,86.822454433840619]
[]
["Average",null,null,2.4057954216774136E-2,null,1.0059131356026467]
["Weighted Avg",null,null,5.6621236201693542E-2,null,1.0474723095250464]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
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[]
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[]
[]
[]
[]
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[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,25,6.6255563439908696E-2,null,5.8398143734210602E-2,1.1345491346687291,8.9191061797649102E-2,4.2135127992463293E-2,86.516558703839081]
[2001,24,6.180116338836044E-2,-6.723058140752558E-2,5.8398143734210602E-2,1.0582727367095452,8.3841749236056834E-2,3.8673947797015745E-2,86.50401207460645]
[2002,21,5.5663356480834099E-2,-9.9315394258133516E-2,5.8398143734210602E-2,0.95316996263060294,7.7144509706631392E-2,3.3158344631745239E-2,86.555321646526764,null,"Test Statistics"]
[2003,23,6.7043824714713166E-2,0.20445170671297141,5.8398143734210602E-2,1.1480471882779688,9.1172471224966425E-2,4.1599043202850391E-2,86.572467829099864,null,"χ2",5.7136397588747466E-2]
[2004,10,3.6175099113621809E-2,-0.46042608297549936,5.8398143734210602E-2,0.6194563183081081,5.7160295744052847E-2,1.4234483870003823E-2,86.498592887907293,null,"P-Score",0.81108060631577295]
[2005,14,5.9395250121119632E-2,0.64188216691724898,5.8398143734210602E-2,1.0170742822142977,8.7084142001120177E-2,2.9974204199531979E-2,86.555784299324102,null,"Linear Slope",1.9928298423543076E-3]
[2006,7,3.7627281671326437E-2,-0.36649342170297539,5.8398143734210602E-2,0.64432324839948207,6.3511419779417475E-2,1.0271618552783145E-2,86.507311980268128]
[2007,7,5.0764048975936123E-2,0.3491287895670776,5.8398143734210602E-2,0.86927504420312085,8.455300181425715E-2,1.4385218259371738E-2,86.436530981831467]
[2008,8,9.0821512137761518E-2,0.78909117712052468,5.8398143734210602E-2,1.5552123120748573,0.14214547933658211,3.2965493306897638E-2,86.523606426260486]
[2009,4,8.6268515326184042E-2,-5.0131259702781872E-2,5.8398143734210602E-2,1.477247559765269,0.15447324275013782,6.0947849292470367E-3,86.226905159702767]
[2010,2,7.5650518811258019E-2,-0.12308078416301749,5.8398143734210602E-2,1.2954267717064556,0.16036586174570647,0,85.981702700280195]
[]
["Average",null,null,8.1787631610788947E-2,null,1.0701867780871306]
["Weighted Avg",null,null,7.6757323539028727E-2,null,1.0493397383086591]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,3,6.5061066533918965E-2,null,4.8490975046734067E-2,1.3417149577053291,0.12740758900894023,0,86.764146291393217]
[2001,3,4.4246146326578001E-2,-0.31992897313617363,4.8490975046734067E-2,0.91246146904521852,8.923118515927192E-2,0,86.720650687232634]
[2002,3,2.9340595926281254E-2,-0.33687793486645878,4.8490975046734067E-2,0.60507333370805017,6.0470164040749362E-2,0,86.780558750233723,null,"Test Statistics"]
[2003,6,4.4553785043417629E-2,0.51850307183125288,4.8490975046734067E-2,0.91880571591885096,7.7006329992389141E-2,9.7360092386657663E-3,86.711012229763668,null,"χ2",0.26647770049353525]
[2004,5,2.8296355015215408E-2,-0.36489447557282439,4.8490975046734067E-2,0.58353858605532838,5.1784846113409742E-2,3.6146265285665361E-3,86.699985822141642,null,"P-Score",0.60570440764268574]
[2005,18,7.7351392740618211E-2,1.733616845668819,4.8490975046734067E-2,1.5951709089386095,0.10798425153572778,4.4539776858003616E-2,86.658417739333544,null,"Linear Slope",-3.1279764235218568E-4]
[2006,15,5.0953094446136153E-2,-0.34127760805811547,4.8490975046734067E-2,1.050774796692151,7.4375408566332443E-2,2.6314634429304023E-2,86.655650536391008]
[2007,19,5.2629738947547758E-2,3.29056462544004E-2,4.8490975046734067E-2,1.0853512204451423,7.4103880797176586E-2,3.0135854588946499E-2,86.70760181325042]
[2008,25,6.0888147051519223E-2,0.15691523973170418,4.8490975046734067E-2,1.2556593673943894,8.2217496853740635E-2,3.8543816909748639E-2,86.721475610736832]
[2009,20,4.6325513433019549E-2,-0.23917025437114725,4.8490975046734067E-2,0.95534299709115944,6.5021485774312174E-2,2.6866590002279069E-2,86.800118126503861]
[2010,12,2.9825764594038656E-2,-0.35616979966854134,4.8490975046734067E-2,0.61507867320245735,4.5887509645225553E-2,1.3213986071036044E-2,86.949171738343423]
[]
["Average",null,null,4.8362175781291553E-2,null,0.99263382056333527]
["Weighted Avg",null,null,0.16195899239506417,null,1.0851467923411851]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,36,8.7282073119727591E-2,null,7.8130125922965324E-2,1.1171372385318552,0.11143510780056184,6.1779290447309294E-2,86.520638524925261]
[2001,31,7.6938958231365942E-2,-0.11850216795576873,7.8130125922965324E-2,0.98475405386170956,0.10036287768448723,5.2262649517836553E-2,86.535688013438445]
[2002,28,7.6005251908617399E-2,-1.2135676700232412E-2,7.8130125922965324E-2,0.97280339703480057,0.10037099859071051,5.0282908549651395E-2,86.632378698160721,null,"Test Statistics"]
[2003,25,7.8043792994520661E-2,2.6821055581188524E-2,7.8130125922965324E-2,0.9988950110162399,0.10436120320005483,5.0132941995726689E-2,86.684718397772642,null,"χ2",0.56248956005854567]
[2004,27,0.10073199778920874,0.29071120103402692,7.8130125922965324E-2,1.2892849793756687,0.13183764273160856,6.73145354202596E-2,86.666440768475042,null,"P-Score",0.45325889659367574]
[2005,13,5.923383063141404E-2,-0.41196608891480091,7.8130125922965324E-2,0.75814328892567462,8.7868875538238425E-2,2.8742601377447097E-2,86.645030621708401,null,"Linear Slope",-1.0535176715492384E-3]
[2006,9,5.0731814599050309E-2,-0.14353311176628136,7.8130125922965324E-2,0.64932462350144959,8.0639996003875267E-2,1.8812283524182717E-2,86.651148767279508]
[2007,13,7.57621466521229E-2,0.49338530961084825,7.8130125922965324E-2,0.96969185390565982,0.11099291134870826,3.7623812967545786E-2,86.553342481857754]
[2008,14,0.10317641870523617,0.36184655879659,7.8130125922965324E-2,1.3205715143345087,0.14658339152328864,5.5117241255827579E-2,86.59086456810293]
[2009,3,4.0808733330108538E-2,-0.60447615993830284,7.8130125922965324E-2,0.52231751642567548,8.2707971891929938E-2,0,86.549290845811001]
[2010,2,8.7618859363669796E-2,1.1470614795834626,7.8130125922965324E-2,1.1214478196292703,0.18226161079119912,0,86.566106341498113]
[]
["Average",null,null,0.10292123993307301,null,0.97312466332204661]
["Weighted Avg",null,null,4.8853536462037127E-2,null,1.0366642236314545]

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["Analysis of Incidence Rates - Ages from 85 to 89"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
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[]
[]
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[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,8,0.10968470118062144,null,7.1655486242774999E-2,1.5307230043628504,0.16882043123611043,4.1489810507916558E-2,86.754636749322927]
[2001,7,5.839279276778233E-2,-0.46763047043703043,7.1655486242774999E-2,0.81491028572386603,9.6522051010577911E-2,1.6903408486334249E-2,86.676288566974875]
[2002,7,4.4343855125027122E-2,-0.24059369276316878,7.1655486242774999E-2,0.61884801081087215,7.4338833009839955E-2,1.2339872748911358E-2,86.970201676018206,null,"Test Statistics"]
[2003,8,6.1986900044969172E-2,0.3978689915479301,7.1655486242774999E-2,0.86506844479363632,9.96123961863212E-2,2.1079669698339399E-2,86.905950347949116,null,"χ2",0.50320647095637716]
[2004,7,7.1941350286936032E-2,0.1605895799716599,7.1655486242774999E-2,1.0039894229897834,0.11734426578080023,2.1614176100264185E-2,86.841919363278336,null,"P-Score",0.47809460474414434]
[2005,8,8.4171128025790257E-2,0.16999649978873221,7.1655486242774999E-2,1.1746641107229554,0.13252968111950827,3.0102610175134065E-2,86.975551704860848,null,"Linear Slope",1.6975137937386104E-4]
[2006,8,8.1965849256770557E-2,-2.6199943148486726E-2,7.1655486242774999E-2,1.1438879778034463,0.12931597224074642,2.9169493259447371E-2,86.696092089171415]
[2007,8,7.0231958072785192E-2,-0.14315585442453183,7.1655486242774999E-2,0.98013371697504403,0.11200123939821029,2.4339273095824766E-2,86.807343557387625]
[2008,8,5.7723091722389597E-2,-0.17810789694104756,7.1655486242774999E-2,0.80556416192360702,9.3131684323887035E-2,1.9437100666732088E-2,86.675610176969826]
[2009,16,8.1115981094926903E-2,0.40526050622932397,7.1655486242774999E-2,1.132027501984969,0.1148249380155366,4.4737995378179032E-2,86.623989041156136]
[2010,19,8.191021590161994E-2,9.7913480916118623E-3,7.1655486242774999E-2,1.1431115773061817,0.11318444503404321,4.8349534020992173E-2,86.664607234288468]
[]
["Average",null,null,8.7819067914992714E-3,null,1.0193571104906558]
["Weighted Avg",null,null,4.4230538513373101E-2,null,1.0470781285567397]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,8.0649122501903966E-2,0,0,0,90.714954283929487]
[2001,0,0,0,8.0649122501903966E-2,0,0,0,90.904228501441693]
[2002,1,0.17256258370363825,0,8.0649122501903966E-2,2.1396709393777273,0.36355338392693831,0,91.199585495672395,null,"Test Statistics"]
[2003,2,0.15628184242539417,-9.4346879426683183E-2,8.0649122501903966E-2,1.9377996632474788,0.29391192317669257,0,91.511951200739929,null,"χ2",2.1878216768742398]
[2004,2,8.2661491726638614E-2,-0.47107424353472438,8.0649122501903966E-2,1.024952152761329,0.17329109218363944,0,91.058073435713453,null,"P-Score",0.13910592408252859]
[2005,6,0.11605218774040936,0.40394499683351603,8.0649122501903966E-2,1.4389764468630095,0.18640011856724836,3.2387557596243718E-2,90.842758995022649,null,"Linear Slope",-1.0566497665326793E-2]
[2006,5,4.6211809555476491E-2,-0.60180147866884592,8.0649122501903966E-2,0.57299829337120833,8.280573602657991E-2,6.5765136968238451E-3,90.867403888481618]
[2007,27,0.13309985712272598,1.8802130538286295,8.0649122501903966E-2,1.6503571643892809,0.17129059542392239,9.1219054173560077E-2,91.008053435486616]
[2008,26,7.5123261597524083E-2,-0.4355872108243064,8.0649122501903966E-2,0.93148269028904274,0.1001394625103075,4.867638260420943E-2,90.995323122145948]
[2009,40,7.3245569295858709E-2,-2.499481867181419E-2,8.0649122501903966E-2,0.90820044934933453,9.3093909634480512E-2,5.2508996789295596E-2,91.047153117679073]
[2010,65,7.5849521289866065E-2,3.5550983070242514E-2,8.0649122501903966E-2,0.94048786814853946,9.1959947562308755E-2,5.915710776850621E-2,91.085905238008891]
[]
["Average",null,null,6.919044026060138E-2,null,1.0495386970724501]
["Weighted Avg",null,null,0.22434095670326598,null,1.0678272845349632]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
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[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,9.7925054939509246E-2,0,0,0,90.844868510392331]
[2001,3,7.9127679579741289E-2,0,9.7925054939509246E-2,0.80804324928508275,0.15199459412850255,0,91.090300666172212]
[2002,7,8.5917003904203662E-2,8.5802141052555347E-2,9.7925054939509246E-2,0.87737509013680659,0.13826408760154016,2.679884288420795E-2,91.075667052355172,null,"Test Statistics"]
[2003,16,0.12875651663890281,0.49861506789115517,9.7925054939509246E-2,1.3148475302713787,0.1766153297723253,7.4990831481582143E-2,91.225191820569663,null,"χ2",0.28919220623364289]
[2004,20,0.13472517462150899,4.6356162300858594E-2,9.7925054939509246E-2,1.3757988157855219,0.17915342339842449,8.5212374852826442E-2,91.340327014690587,null,"P-Score",0.59073864906218987]
[2005,14,6.9853943786016684E-2,-0.48150786234078891,9.7925054939509246E-2,0.7133408689856463,0.10163479283457345,3.5742052509921941E-2,91.219106460811588,null,"Linear Slope",-2.2056892415593527E-4]
[2006,29,0.1059912752514254,0.51732700412890176,9.7925054939509246E-2,1.0823713636606982,0.13724039480648387,7.2393400052674611E-2,91.211276472639611]
[2007,40,0.11693052644099131,0.10320897794291595,9.7925054939509246E-2,1.194081805858799,0.1457334720812084,8.6117535305458043E-2,91.234960538241623]
[2008,34,7.9541404500244425E-2,-0.31975501247413951,9.7925054939509246E-2,0.81226816313127559,0.10255999994811375,5.5310908855049488E-2,91.288005965447638]
[2009,49,9.889425426098257E-2,0.24330535627741745,9.7925054939509246E-2,1.0098973579547341,0.12185805431000601,7.4697176408078186E-2,91.380729476034659]
[2010,56,9.4248518333769571E-2,-4.6976803272643863E-2,9.7925054939509246E-2,0.96245560844453171,0.11495929664205506,7.2545210840265106E-2,91.350177654018097]
[]
["Average",null,null,6.4637503150623193E-2,null,0.92277089577404325]
["Weighted Avg",null,null,7.5801875128850518E-2,null,1.0345436876280438]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,8.9383365891995276E-2,0,0,0,90.562971763277275]
[2001,1,8.003510019354089E-2,0,8.9383365891995276E-2,0.89541380988325958,0.2003279180730009,0,90.946587516063587]
[2002,1,4.1041070784519774E-2,-0.48721160234354366,8.9383365891995276E-2,0.45915781280949958,0.11170587197439744,0,91.031317989447345,null,"Test Statistics"]
[2003,2,3.9713506762217361E-2,-3.2347207246920973E-2,8.9383365891995276E-2,0.44430533987950777,8.9333617196916626E-2,0,91.361306646785806,null,"χ2",0.14360683408665226]
[2004,10,0.11141022652517731,1.8053484974832488,8.9383365891995276E-2,1.2464313176547612,0.16528643195617493,5.0099321755689347E-2,91.500226001286677,null,"P-Score",0.70472133742438925]
[2005,15,0.11838684662151368,6.2621002702653472E-2,8.9383365891995276E-2,1.3244840965662921,0.1648837424625085,6.6407048818290945E-2,91.378396254498568,null,"Linear Slope",2.9864081252873541E-3]
[2006,17,0.10175492286126894,-0.14048793624360567,8.9383365891995276E-2,1.1384100592522171,0.14090742276540319,5.8863324720263378E-2,91.361275545210006]
[2007,20,9.8720897517485806E-2,-2.9816988293722924E-2,8.9383365891995276E-2,1.1044660998420373,0.13410646620802369,6.0319973106910167E-2,91.321349306075533]
[2008,20,8.2314968555167567E-2,-0.16618496564430407,8.9383365891995276E-2,0.92092043898448983,0.11294618525000083,4.9492610621566097E-2,91.289322083061009]
[2009,30,9.8153170876137702E-2,0.19240974757045981,8.9383365891995276E-2,1.0981145081819728,0.12712429005528214,6.7192903265579307E-2,91.295097809719167]
[2010,27,7.2775682621280466E-2,-0.25854985659996477,8.9383365891995276E-2,0.81419715956118288,9.6693045738394989E-2,4.7557325577841619E-2,91.358337499708099]
[]
["Average",null,null,9.4578069138430004E-2,null,0.85871824023774712]
["Weighted Avg",null,null,7.6391652465369317E-2,null,1.0444910298246373]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,6.8168798263745584E-2,0,0,0,91.765816685251622]
[2001,4,0.15633198880006366,0,6.8168798263745584E-2,2.293307096235055,0.25855298883830502,2.1417910986549847E-2,91.437956907179498]
[2002,5,0.11271672580274543,-0.27899128855258615,6.8168798263745584E-2,1.6534943944096474,0.18765577062630923,2.2546270740333923E-2,91.149846141768975,null,"Test Statistics"]
[2003,3,3.6519073936663177E-2,-0.67601016019067428,6.8168798263745584E-2,0.53571538397039964,7.4476477014178921E-2,0,90.960756205184452,null,"χ2",2.8130600043162923]
[2004,15,0.11765466254446562,2.221731820158416,6.8168798263745584E-2,1.7259312990858202,0.16394418814546294,6.5938923599948865E-2,91.023615504931342,null,"P-Score",9.3499872990216518E-2]
[2005,14,7.8318917552450351E-2,-0.33433222399621421,6.8168798263745584E-2,1.1488968493977829,0.11325292552531802,4.0519527581956816E-2,91.190869294512822,null,"Linear Slope",-7.4329015081236079E-3]
[2006,16,6.7397857882930762E-2,-0.13944344496597172,6.8168798263745584E-2,0.98869071480720483,9.6307402933810765E-2,3.6577526396206012E-2,91.235668928861259]
[2007,22,7.0676717328497937E-2,4.8649312434565939E-2,6.8168798263745584E-2,1.036789838293015,9.6458563512965279E-2,4.338032524781224E-2,91.371795039973165]
[2008,23,5.6404585579998459E-2,-0.20193540798116183,6.8168798263745584E-2,0.82742525930659216,7.7190699311804126E-2,3.4660486443118171E-2,91.263837077642307]
[2009,31,6.2569296631349192E-2,0.10929450128850493,6.8168798263745584E-2,0.91785829037601807,8.2226140289447594E-2,4.2052004956583088E-2,91.301810543775602]
[2010,40,6.4890943517855307E-2,3.7105209927242422E-2,6.8168798263745584E-2,0.9519156149238801,8.2793702835266436E-2,4.6275390849393083E-2,91.362680267989816]
[]
["Average",null,null,7.8606831812212091E-2,null,1.0981840673459469]
["Weighted Avg",null,null,0.14040088179575613,null,1.0705827302241671]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,13,0.15099156801526106,null,0.1523408581565846,0.99114295299599364,0.20963874433075505,8.2943202391455806E-2,91.027000928157051]
[2001,19,0.17207469820611129,0.13963117588605556,0.1523408581565846,1.1295374089940016,0.2252822779215666,0.11101955995210316,91.106836534832041]
[2002,22,0.1705480892315355,-8.8717806306841673E-3,0.1523408581565846,1.1195164008872556,0.21995912751334784,0.1144539110345736,91.265047036601899,null,"Test Statistics"]
[2003,22,0.15486017611346825,-9.1985276344957456E-2,0.1523408581565846,1.0165373753789293,0.20142298151661389,0.10253126999227706,91.25280435142507,null,"χ2",0.45205676124075989]
[2004,23,0.14574926729466989,-5.8833129649308091E-2,0.1523408581565846,0.95673130017989327,0.18958629945879138,9.689855426017549E-2,91.095512476233537,null,"P-Score",0.50135984611705098]
[2005,20,0.13915214832583719,-4.5263479475988744E-2,0.1523408581565846,0.9134263126101646,0.1845668941403909,8.8380389628422276E-2,91.301797507438437,null,"Linear Slope",4.8855834016401723E-5]
[2006,21,0.14884983730712784,6.9691263109949553E-2,0.1523408581565846,0.97708414609383065,0.19525193093919643,9.6769189655643628E-2,91.289694871673532]
[2007,18,0.16695766460063977,0.12165164316672605,0.1523408581565846,1.0959480379783024,0.22056044672265437,0.10543779046729944,91.327948782048836]
[2008,5,7.7808385521751761E-2,-0.53396338102914742,0.1523408581565846,0.5107519181871476,0.13451391538920279,1.3151336299167909E-2,91.337662826354205]
[2009,6,0.19856396554478356,1.5519610028314226,0.1523408581565846,1.303418977334946,0.29559410344507686,7.0532104158507386E-2,91.50125724901784]
[2010,3,0.18105969532119415,-8.8154314281367219E-2,0.1523408581565846,1.188516971166663,0.30623627720095781,7.669297522685379E-4,91.146983622999613]
[]
["Average",null,null,0.10558637235827006,null,1.018419254709739]
["Weighted Avg",null,null,4.7711847605963864E-2,null,1.0220828750817217]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
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[]
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[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,9,0.15855449321500398,null,0.14189891849700825,1.1173763330574424,0.23017791971640089,7.2236351402966428E-2,91.617895104357075]
[2001,10,0.19178016776353743,0.20955366117236784,0.14189891849700825,1.3515266345569847,0.26770678764923844,9.8287597162346266E-2,91.945873786021679]
[2002,6,0.14510608681822934,-0.2433728236324032,0.14189891849700825,1.0226017812904522,0.22668825780463786,4.4280411144798866E-2,92.170271848659226,null,"Test Statistics"]
[2003,8,0.17323776267933685,0.19386971613635584,0.14189891849700825,1.220853298349764,0.2527791035583089,7.4744740994465098E-2,91.528819628809487,null,"χ2",3.0532704828584434]
[2004,5,0.10317145759149617,-0.4044516853841702,0.14189891849700825,0.72707712422537873,0.17351038054724374,1.9746349288052745E-2,91.535560938820907,null,"P-Score",8.0574737097207083E-2]
[2005,11,0.1680794919427582,0.62912782145875235,0.14189891849700825,1.1845015714217859,0.23570186527580253,8.7329676466291223E-2,91.502900097595798,null,"Linear Slope",-3.7748415024063224E-3]
[2006,14,0.15053102722953604,-0.10440574581935635,0.14189891849700825,1.0608328014332948,0.20707744072116924,8.5300201845802309E-2,91.485595020943322]
[2007,20,0.13758748612094834,-8.5985868473818616E-2,0.14189891849700825,0.96961617169653902,0.18265659427390149,8.7258007355932407E-2,91.438037167239528]
[2008,42,0.18242468228884756,0.32588135325391732,0.14189891849700825,1.2855960018658898,0.22026303063351826,0.14072666750220197,91.342034927610925]
[2009,39,0.13762463118980808,-0.24558108331033834,0.14189891849700825,0.96987794302822483,0.17039141977141936,0.10216304812023982,91.345012484599707]
[2010,33,0.10122944883442485,-0.26445253324739526,0.14189891849700825,0.71339126405363784,0.12956691098072598,7.0984811932033501E-2,91.326657294192515]
[]
["Average",null,null,1.018281215391137E-3,null,1.0566591749981267]
["Weighted Avg",null,null,-3.627268083271783E-3,null,1.0443916728356815]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
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["EPs",null,null,90]
[]
[]
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[]
[]
[]
[]
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[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,5,0.15398239747143658,null,8.9115663196014536E-2,1.7278937500890756,0.24577536401594535,3.6749980804713277E-2,91.144057617361526]
[2001,4,7.8958058407131299E-2,-0.48722672393915767,8.9115663196014536E-2,0.88601773891822966,0.14263133465718544,5.0685552162856948E-3,90.837899953035162]
[2002,10,0.11400437104159013,0.44385985853083665,8.9115663196014536E-2,1.2792854471702868,0.16878606374442351,5.1492360902026489E-2,90.841420459068743,null,"Test Statistics"]
[2003,7,6.322427870830015E-2,-0.44542232784008606,8.9115663196014536E-2,0.70946314531975219,0.10401021163040458,1.854806322086288E-2,90.793570049052192,null,"χ2",0.32328134964862121]
[2004,4,3.1881815639750601E-2,-0.49573460874350594,8.9115663196014536E-2,0.35775771055672773,6.1098952028730356E-2,7.8789315418607473E-4,90.741257271215417,null,"P-Score",0.56964231500457174]
[2005,26,0.14828261724682307,3.6510091809809806,8.9115663196014536E-2,1.6639343963660769,0.19011174191273772,0.10189739632690613,90.648772996129878,null,"Linear Slope",-2.7746687185127867E-3]
[2006,19,9.2625254731028672E-2,-0.37534650756231402,8.9115663196014536E-2,1.0393824318772629,0.12713379964842145,5.5275822837542184E-2,90.75220068722291]
[2007,22,9.0753800281354102E-2,-2.0204580868457778E-2,8.9115663196014536E-2,1.0183821454791444,0.12239403935718716,5.6746787462203095E-2,90.758115986981949]
[2008,19,6.9996761876114796E-2,-0.22871811803900799,8.9115663196014536E-2,0.78545969772062718,9.7457061324991337E-2,4.0813041090737238E-2,90.710516937225663]
[2009,24,9.2951746018184442E-2,0.3279435151971315,8.9115663196014536E-2,1.043046112036806,0.12387113856312555,5.9770171444919661E-2,90.792724938985728]
[2010,21,8.4988804627120759E-2,-8.5667475138184734E-2,8.9115663196014536E-2,0.95369098516591255,0.11569103743665742,5.2077997150505595E-2,90.84451770023999]
[]
["Average",null,null,0.22844922125782344,null,1.0422103236999911]
["Weighted Avg",null,null,0.53704928190373102,null,1.0979688595221921]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,8.0763536627295227E-2,0,0,0,90.41458886880956]
[2001,5,0.12554029088840366,0,8.0763536627295227E-2,1.5544179481359595,0.20622959767219157,2.6590047810179044E-2,90.568285031999281]
[2002,8,0.10826233365441687,-0.13762878125991962,8.0763536627295227E-2,1.3404853003654624,0.16683908575734702,4.0826025535134314E-2,90.819930179710795,null,"Test Statistics"]
[2003,16,0.11992613779154956,0.10773649286338682,8.0763536627295227E-2,1.4849044853617612,0.16544295626695207,6.9157924779331775E-2,91.093433374593815,null,"χ2",0.91063192250870939]
[2004,15,6.8484915608366989E-2,-0.42894087252768442,8.0763536627295227E-2,0.84796825979041512,9.8717092917885899E-2,3.6154158931116419E-2,91.261894866480318,null,"P-Score",0.33994680667298904]
[2005,19,5.8449417670912787E-2,-0.14653588820701036,8.0763536627295227E-2,0.72371047767067376,8.1987081807137818E-2,3.3672990068673185E-2,91.287885713643263,null,"Linear Slope",-4.4343850512823116E-3]
[2006,39,8.148780501253676E-2,0.39415939900952979,8.0763536627295227E-2,1.0089677646062463,0.10344994231006419,5.842266717400247E-2,91.275777313941433]
[2007,65,9.4046126247945255E-2,0.15411289129062222,8.0763536627295227E-2,1.1644627040287507,0.11326822216177582,7.3972192068746015E-2,91.301082382861338]
[2008,82,8.6464619202409582E-2,-8.0614772218768782E-2,8.0763536627295227E-2,1.0705898083862215,0.10248849113896488,6.9858176481912296E-2,91.297774664023336]
[2009,100,7.9389835888252838E-2,-8.182287020307133E-2,8.0763536627295227E-2,0.98299107745390479,9.2931667259085887E-2,6.5437538355319638E-2,91.351036287909096]
[2010,123,7.4209126953615659E-2,-6.5256576949339173E-2,8.0763536627295227E-2,0.91884444456752024,8.5760687691272416E-2,6.236191901072425E-2,91.350420530811519]
[]
["Average",null,null,-2.8479097820225487E-2,null,1.0088492973060832]
["Weighted Avg",null,null,-1.2765347753954263E-2,null,1.0230288647846795]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
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[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,7,0.13646647891998398,null,0.10698973773053112,1.2755099864221953,0.2096047192966784,4.8412519617858862E-2,91.006873803108661]
[2001,12,0.16258929082060561,0.19142292017322826,0.10698973773053112,1.5196718327332466,0.22629306701714302,8.7454097558073735E-2,90.895259475548571]
[2002,10,9.2222638064344234E-2,-0.432787746358406,0.10698973773053112,0.86197648504027624,0.13895644693054854,4.0124656887320087E-2,91.009343697866754,null,"Test Statistics"]
[2003,16,0.10867505190235573,0.1783988636990903,0.10698973773053112,1.0157521105067975,0.15102759971911092,6.1874960918665387E-2,91.090004429643599,null,"χ2",0.6799781185383047]
[2004,19,9.8060802724595664E-2,-9.7669603022567997E-2,0.10698973773053112,0.91654400510426293,0.13414090896531161,5.8843056003229123E-2,91.104353592172018,null,"P-Score",0.40959425902405722]
[2005,27,0.11385747379624009,0.16109057475298738,0.10698973773053112,1.0641906056729136,0.14799075281361945,7.6875154626509581E-2,91.090458290911286,null,"Linear Slope",-3.5939046906412302E-3]
[2006,22,9.4935427532916367E-2,-0.16619063845722337,0.10698973773053112,0.88733208947595277,0.12772094519723029,5.9589103570602903E-2,91.117074256255322]
[2007,19,9.6344112123289971E-2,1.4838344619927835E-2,0.10698973773053112,0.90049862881191767,0.1319328402310315,5.7712524236468506E-2,91.231341397214905]
[2008,21,0.11408609807274518,0.18415225962901682,0.10698973773053112,1.0663274861004637,0.15264801526163138,7.1847030243797377E-2,91.286748527222272]
[2009,16,0.11622913009716859,1.8784339727851318E-2,0.10698973773053112,1.0863577438605205,0.16072874205892881,6.6746412674198285E-2,91.450863603719313]
[2010,8,8.6928079249548137E-2,-0.25209730833504918,0.10698973773053112,0.81248988074434647,0.13652967483362469,3.1280500584762769E-2,91.531396657929577]
[]
["Average",null,null,-2.0005799357114461E-2,null,1.0369682594975358]
["Weighted Avg",null,null,1.1830538878397103E-2,null,1.0231028985205977]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
[]
[]
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[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,9.877963003676378E-2,0,0,0,91.247524841988593]
[2001,0,0,0,9.877963003676378E-2,0,0,0,90.041554810801799]
[2002,0,0,0,9.877963003676378E-2,0,0,0,90.403395586972977,null,"Test Statistics"]
[2003,0,0,0,9.877963003676378E-2,0,0,0,91.271186194849406,null,"χ2",3.6858074282164741E-2]
[2004,1,5.2830480144007444E-2,0,9.877963003676378E-2,0.53483172719259031,0.14008187831952856,0,91.19937567243116,null,"P-Score",0.84775429366258148]
[2005,7,0.13948922949856052,1.6403172774189287,9.877963003676378E-2,1.4121254498184033,0.21367224885555922,4.9851148507929162E-2,91.340976943983506,null,"Linear Slope",1.7099909634964235E-3]
[2006,10,9.6964959908188916E-2,-0.30485701113440045,9.877963003676378E-2,0.98162910583994412,0.14553831548348753,4.2536274786316157E-2,91.471737033261917]
[2007,20,0.11584482141327578,0.19470808344543444,9.877963003676378E-2,1.1727602276922953,0.15576237433660634,7.1965136782952868E-2,91.532622965483043]
[2008,27,9.6686792846225847E-2,-0.16537665070675678,9.877963003676378E-2,0.97881306915444999,0.12681550689201671,6.4404628382094237E-2,91.304782277553514]
[2009,35,8.6786070231696807E-2,-0.10239994856666212,9.877963003676378E-2,0.87858266121665762,0.11115983968945119,6.1037856043954265E-2,91.291909710369879]
[2010,56,0.10401855766853757,0.19856282685498239,9.877963003676378E-2,1.0530365180536105,0.12640115146720779,8.0458870499363636E-2,91.288695377714134]
[]
["Average",null,null,0.14609545773115259,null,0.63743443263345001]
["Weighted Avg",null,null,9.8706173297824315E-2,null,1.0246127981341162]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,85,0.11978315219102657,null,0.10358396731529622,1.1563869901451267,0.14010876294128752,9.8473388589754698E-2,91.453813442588157]
[2001,61,9.7711344500299405E-2,-0.18426470907634585,0.10358396731529622,0.94330567782636376,0.11815222735407971,7.6300351709407285E-2,91.474698099934145]
[2002,55,9.7460310130402059E-2,-2.5691425205655039E-3,0.10358396731529622,0.94088219109956917,0.11891775036734913,7.4931654320126398E-2,91.387289736241456,null,"Test Statistics"]
[2003,51,0.1157169360988798,0.18732370073571847,0.10358396731529622,1.1171317250926718,0.1411223834442745,8.8762698575089269E-2,91.335968552282665,null,"χ2",1.3168751299028367]
[2004,35,9.885601279976354E-2,-0.1457083454465874,0.10358396731529622,0.9543563097835267,0.12589269613799178,7.0093423195350224E-2,91.37538335206898,null,"P-Score",0.25115363808872743]
[2005,31,9.7899079748334561E-2,-9.6800692676861644E-3,0.10358396731529622,0.94511807459876884,0.12635623498111051,6.7525638397047477E-2,91.375913645964332,null,"Linear Slope",8.9539063523309727E-4]
[2006,24,9.235924332981256E-2,-5.6587216476018498E-2,0.10358396731529622,0.89163647351605058,0.12312261302854353,5.9358858534058916E-2,91.460868878034105]
[2007,22,0.10433038979839619,0.12961503404521157,0.10358396731529622,1.0072059653867858,0.13959761853863337,6.6048436939535562E-2,91.433645637398868]
[2008,8,6.0319563244138411E-2,-0.42184090981834266,0.10358396731529622,0.58232528457356192,9.7084228588128346E-2,2.043387061429372E-2,91.566931285903479]
[2009,8,0.11823259881429847,0.96010369530962736,0.10358396731529622,1.1414179421648691,0.18062743493138453,4.555181787960122E-2,91.75254805622977]
[2010,4,0.15120316326089731,0.2788618771577871,0.10358396731529622,1.4597158921385431,0.25145864924709421,1.9939250231653528E-2,91.57109265859053]
[]
["Average",null,null,7.3525391464279846E-2,null,1.0126802296659851]
["Weighted Avg",null,null,-8.1465689209309306E-4,null,1.0167826201569998]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
[]
[]
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[]
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[]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,50,0.10247842870579503,null,0.1043102049720698,0.98243914613373395,0.12585924296298823,7.7812498758873486E-2,91.614832277992662]
[2001,64,0.10902172155253374,6.3850440813489007E-2,0.1043102049720698,1.0451683186868006,0.13076632137515359,8.6161289955151349E-2,91.649224570314701]
[2002,67,9.3710201880433386E-2,-0.14044466968651081,0.1043102049720698,0.89837999940202706,0.11259508525273743,7.4004062101593895E-2,91.673914342555776,null,"Test Statistics"]
[2003,72,9.2753403567464393E-2,-1.0210183029909503E-2,0.1043102049720698,0.8892073751777223,0.11083460379358158,7.3921576012495188E-2,91.601844821086402,null,"χ2",0.14740597071687758]
[2004,83,0.10499802596120969,0.13201264776056587,0.1043102049720698,1.0065939951831564,0.12360072354747988,8.5588469578781523E-2,91.539618872509564,null,"P-Score",0.70102673399887649]
[2005,110,0.13033525006010885,0.24131143292407908,0.1043102049720698,1.2494966345335774,0.14939710691601138,0.11039946306494799,91.511777582595727,null,"Linear Slope",3.6396751231268433E-4]
[2006,87,9.7063407954268197E-2,-0.25527892178436862,0.1043102049720698,0.93052648089664847,0.11415217832702289,7.9302354346212134E-2,91.557059055631044]
[2007,96,0.10060511724889773,3.6488614703269251E-2,0.1043102049720698,0.96448010312927535,0.1173571418561664,8.3204903937987629E-2,91.588639217919464]
[2008,105,9.9055170277064064E-2,-1.5406243879216297E-2,0.1043102049720698,0.94962108744381402,0.11489054454853463,8.2642856962438879E-2,91.522080424105425]
[2009,129,0.11228830221100262,0.13359355091636904,0.1043102049720698,1.0764843405404969,0.12806951318928275,9.5925308062494719E-2,91.567381454123989]
[2010,120,0.10311170654073554,-8.1723523194991543E-2,0.1043102049720698,0.98851024756729045,0.11841852255882725,8.7263956735600334E-2,91.596894995397008]
[]
["Average",null,null,1.0419314554277548E-2,null,0.99826433897223121]
["Weighted Avg",null,null,1.8866266576254266E-2,null,1.0091178734812691]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,11,8.2122490098734013E-2,null,0.121948539937352,0.67341921552256701,0.12287416520320137,3.7399628164604293E-2,91.369199592467709]
[2001,28,0.16967657045982903,1.0661401067579748,0.121948539937352,1.3913784498526682,0.21363762974721406,0.12050923067394673,91.366080457364006]
[2002,15,8.679294395816059E-2,-0.48848009054550734,0.121948539937352,0.71171777868556929,0.12350987968231844,4.6865299929177602E-2,91.350914935734266,null,"Test Statistics"]
[2003,20,0.12433090855321183,0.43250018818519154,0.121948539937352,1.0195358519018245,0.16633750479455955,7.7866430724440619E-2,91.314562044068012,null,"χ2",1.7598978972337913]
[2004,12,0.1017563053506603,-0.18156871420986942,0.121948539937352,0.8344200381811463,0.14797433766446311,5.0236495214520158E-2,91.173132395493198,null,"P-Score",0.18463725151871752]
[2005,8,0.11560374394863171,0.13608432961723649,0.121948539937352,0.94797152969621645,0.17701439567190078,4.4289226211445813E-2,91.267478479273421,null,"Linear Slope",5.8278766580878282E-3]
[2006,5,0.18070727236178405,0.56316107237911739,0.121948539937352,1.4818321929448099,0.28102754832161114,4.7851241534639564E-2,90.912977196047621]
[2007,6,0.22452171542224325,0.24246087325550869,0.121948539937352,1.8411185204643339,0.32690244913939065,8.5408878071196459E-2,90.88274667878521]
[2008,4,0.18102971512258878,-0.19370954928730133,0.121948539937352,1.4844762816806847,0.29169293848580963,2.9384394318100228E-2,90.847002660254702]
[2009,2,0.14934838924401861,-0.17500621849355713,0.121948539937352,1.2246837011803717,0.28359344329287828,0,91.097657936197749]
[2010,1,0.11418974270082037,-0.23541363064688248,0.121948539937352,0.93637646469143865,0.2671493963061885,0,91.448607507925672]
[]
["Average",null,null,0.11661683670119109,null,1.1406300022546938]
["Weighted Avg",null,null,0.29459715890901256,null,1.0965091559104592]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[]
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[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,8.6558883605416678E-2,0,0,0,91.681946693813344]
[2001,1,2.9594976761728297E-2,0,8.6558883605416678E-2,0.34190571237769873,8.2684173991346782E-2,0,91.355292227421245]
[2002,4,7.1325717197026281E-2,1.4100616050918289,8.6558883605416678E-2,0.82401382996306183,0.13004605757574444,4.1045495214650299E-3,91.390674749098352,null,"Test Statistics"]
[2003,9,7.6262127404747165E-2,6.9209401625570877E-2,8.6558883605416678E-2,0.88104333406600033,0.11850652148344998,2.9764910501049287E-2,91.597597713417187,null,"χ2",0.53273414499797755]
[2004,18,8.7836559196033892E-2,0.15177168779802797,8.6558883605416678E-2,1.0147607679003992,0.12179507982276734,5.1146179425405336E-2,91.595301957279162,null,"P-Score",0.46545963101474208]
[2005,29,0.10070103441804054,0.14645923451185827,8.6558883605416678E-2,1.1633818531797571,0.13074423671887897,6.8506782320152421E-2,91.579182855061319,null,"Linear Slope",4.1107306030725588E-3]
[2006,30,8.5759070571093471E-2,-0.14837944747338394,8.6558883605416678E-2,0.99075989660438324,0.1117777187398422,5.8170097187866428E-2,91.47345693004138]
[2007,30,8.0641160664999795E-2,-5.9677767867726272E-2,8.6558883605416678E-2,0.93163355748217436,0.10538504688183638,5.4489571793348485E-2,91.53402194572827]
[2008,35,9.0913218369204837E-2,0.12737983455964019,8.6558883605416678E-2,1.0503048859044628,0.11621607828579135,6.4118806108719728E-2,91.550464502228635]
[2009,43,9.822486762857062E-2,8.0424490415383465E-2,8.6558883605416678E-2,1.1347751211341166,0.12256625155467375,7.2494412609862238E-2,91.535394550591022]
[2010,39,7.9955999106608611E-2,-0.18599025850606643,8.6558883605416678E-2,0.92371800300812945,0.10157693705415392,5.7268765938274423E-2,91.582471405419497]
[]
["Average",null,null,0.15912587801551331,null,0.84148154196547142]
["Weighted Avg",null,null,3.219978979699515E-2,null,1.020268594783954]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,17,5.6886469728184695E-2,null,7.5170066432539373E-2,0.75677024682739757,8.1156599378758756E-2,3.1299423482021915E-2,91.092034629521038]
[2001,19,6.1630862519833879E-2,8.340107611386105E-2,7.5170066432539373E-2,0.81988569978375481,8.627187435239847E-2,3.5624001481498649E-2,91.184592954752134]
[2002,21,6.4768231263987938E-2,5.090580621266505E-2,7.5170066432539373E-2,0.86162264233348185,8.9258229899987898E-2,3.8924757120231239E-2,91.28648843708622,null,"Test Statistics"]
[2003,30,0.10365256434371134,0.60036120055888653,7.5170066432539373E-2,1.3789074463135309,0.13387383527498251,7.124605625571967E-2,91.372753964567224,null,"χ2",1.4870632592810211]
[2004,24,9.3678876142954046E-2,-9.6222300566386365E-2,7.5170066432539373E-2,1.2462257995611221,0.12478908006676181,6.0275474808400148E-2,91.332563393365533,null,"P-Score",0.22267267136125904]
[2005,18,7.8018715753684742E-2,-0.16716853397527831,7.5170066432539373E-2,1.0378960596463203,0.10886869476159705,4.4956155405761707E-2,91.24892252569569,null,"Linear Slope",2.7966837079596921E-3]
[2006,12,6.1824266562496913E-2,-0.20757133765590063,7.5170066432539373E-2,0.82245858619774515,9.2703826360312158E-2,2.8768693215310746E-2,91.294659577956779]
[2007,13,9.1778244361114675E-2,0.48450195148433961,7.5170066432539373E-2,1.2209413762256036,0.13287207365052467,4.6595715073296837E-2,91.315627350494395]
[2008,4,4.9711644499105166E-2,-0.45835045282074072,7.5170066432539373E-2,0.66132234356501984,9.3110151635241861E-2,1.9507764874894943E-3,91.45430752391114]
[2009,4,8.7639874609249421E-2,0.76296470358825053,7.5170066432539373E-2,1.1658879493993923,0.15667200186687799,6.2986681663601534E-3,91.268694889534189]
[2010,3,0.11776090359982525,0.34369091837332322,7.5170066432539373E-2,1.56659304944886,0.21502287058510655,0,91.447641677609894]
[]
["Average",null,null,0.13965130313130197,null,1.04895556357293]
["Weighted Avg",null,null,0.12971702208401975,null,1.0560371568422837]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,5,8.0961136937893696E-2,null,7.665720543639197E-2,1.0561451657023033,0.13947754058669573,1.3905721715854901E-2,91.730502615797548]
[2001,9,8.3716148677647595E-2,3.4028817330805206E-2,7.665720543639197E-2,1.0920845366208001,0.12925069923478955,3.3156493336767533E-2,91.7153071166437]
[2002,17,9.9816551856592328E-2,0.19232135535689765,7.665720543639197E-2,1.3021157148680216,0.13839668639814948,5.7619443166277651E-2,91.473148086548534,null,"Test Statistics"]
[2003,16,6.4967990839383358E-2,-0.34912607547570196,7.665720543639197E-2,0.84751316552091116,9.2991537441041341E-2,3.5157566784248237E-2,91.487153799571587,null,"χ2",0.65561767577631958]
[2004,31,9.2260126832377221E-2,0.42008588599371421,7.665720543639197E-2,1.2035414845501005,0.11941572713073308,6.3376375954447797E-2,91.389834648426344,null,"P-Score",0.4181113451031449]
[2005,28,6.6256577260845842E-2,-0.28185035577477491,7.665720543639197E-2,0.86432288893995379,8.7958234914401606E-2,4.3496982441524279E-2,91.404272232759212,null,"Linear Slope",-1.2243536130076037E-3]
[2006,40,7.6223176223450068E-2,0.15042429558905024,7.665720543639197E-2,0.99433805067023939,9.6746263228260854E-2,5.4745784300557557E-2,91.526547278542381]
[2007,55,8.6999176782153215E-2,0.14137433117603293,7.665720543639197E-2,1.1349119275466248,0.10658735533627935,6.6532797275891661E-2,91.53646374507764]
[2008,52,6.9598839543213498E-2,-0.20000576881905829,7.665720543639197E-2,0.90792299493574269,8.6312512831336924E-2,5.2262301082307366E-2,91.606907441328502]
[2009,59,7.4420637575401474E-2,6.9279862478082821E-2,7.665720543639197E-2,0.97082377516557994,9.1047530310849029E-2,5.7174119964961842E-2,91.641047793887964]
[2010,61,7.3987309466228099E-2,-5.8226874062229372E-3,7.665720543639197E-2,0.96517097179626155,9.0263802311567207E-2,5.7117786587394859E-2,91.595446120743432]
[]
["Average",null,null,1.7070966044882497E-2,null,1.0308082433015036]
["Weighted Avg",null,null,2.7466878572720631E-2,null,1.0130729146472794]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,"<10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,42,9.21576944188124E-2,null,0.10856811925424581,0.84884674296509344,0.11556567712530127,6.7476966318076356E-2,91.212621753762818]
[2001,55,0.12872999972316027,0.39684483791602165,0.10856811925424581,1.1857071910926189,0.15520933836345943,0.10053699696720308,91.30407711767738]
[2002,43,0.10728127520431667,-0.16661791785108404,0.10856811925424581,0.98814712773170921,0.13334586370012691,7.960029075109612E-2,91.245061136030145,null,"Test Statistics"]
[2003,33,8.9031001552498323E-2,-0.17011611408478122,0.10856811925424581,0.82004737821795282,0.11463456819406469,6.190249492154596E-2,91.305366555868019,null,"χ2",0.77197976153729353]
[2004,33,9.8182589686002256E-2,0.10279102755131397,0.10856811925424581,0.90434089086573721,0.12585331498786592,6.870278987954602E-2,91.34759328812531,null,"P-Score",0.37960529322623798]
[2005,40,0.1270247067405206,0.29375999499257777,0.10856811925424581,1.1700000664380397,0.15761956701095409,9.4123706754318096E-2,91.2647894102479,null,"Linear Slope",3.0040379668434375E-3]
[2006,30,0.10299879126798495,-0.18914364054872046,0.10856811925424581,0.94870199442970393,0.13307334373210516,7.0762617409102238E-2,91.363258870123232]
[2007,28,0.11495597329917608,0.11609050828645762,0.10856811925424581,1.0588372911754245,0.14873712150125279,7.8382919341758422E-2,91.397955878758651]
[2008,24,0.12433338203920891,8.1573914524892599E-2,0.10856811925424581,1.1452107938615375,0.16284147824647571,8.2111837679719912E-2,91.502548312383382]
[2009,14,0.10746090963572197,-0.13570347823536366,0.10856811925424581,0.98980170582184479,0.15221407389420846,5.7719541143725211E-2,91.36455084190024]
[2010,5,0.15369730864331568,0.43026249418815543,0.10856811925424581,1.4156762565204426,0.24538970003585547,3.6639801810167537E-2,91.446166378646595]
[]
["Average",null,null,7.5974162673946966E-2,null,1.0432106762836459]
["Weighted Avg",null,null,6.9095188189295595E-2,null,1.0189906886079618]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"HHC Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,16,9.3722941710791291E-2,null,9.6607377420747875E-2,0.97014269730774094,0.13154721843994466,5.2453861674833922E-2,91.795968512955554]
[2001,21,7.4007787635090361E-2,-0.21035569003518506,9.6607377420747875E-2,0.76606766078297539,0.10141549007121577,4.4875562354999066E-2,91.773139896597712]
[2002,24,6.5550972544136304E-2,-0.11426925950890476,9.6607377420747875E-2,0.67852967645158591,8.8735040482054953E-2,4.1156427021920725E-2,91.859337440897789,null,"Test Statistics"]
[2003,23,7.7749181741413251E-2,0.18608738701876226,9.6607377420747875E-2,0.80479549095714764,0.10506828000336665,4.8709654082399988E-2,91.698167534071416,null,"χ2",7.5609882173039678]
[2004,27,0.11150544806327119,0.43416876635600143,9.6607377420747875E-2,1.1542125564348849,0.14511197921660329,7.5148583557926987E-2,91.644094738452807,null,"P-Score",5.9645276973864592E-3]
[2005,27,0.10596869082813785,-4.9654589361334378E-2,9.6607377420747875E-2,1.0969006059094146,0.1383081398309938,7.1107177747991135E-2,91.635365093528762,null,"Linear Slope",3.4890819900796782E-3]
[2006,23,8.7115460190959892E-2,-0.17791321653444325,9.6607377420747875E-2,0.90174749089349104,0.11708749895307409,5.5037006861171682E-2,91.537080353078679]
[2007,34,0.106820072354953,0.22618961227777445,9.6607377420747875E-2,1.1057134062311456,0.13593010576234588,7.5680255038817743E-2,91.585667930198454]
[2008,36,0.10077832246190445,-5.656006179224804E-2,9.6607377420747875E-2,1.043174187650195,0.12785169907239266,7.1970264818996252E-2,91.564285673414574]
[2009,50,0.11222974765327542,0.11362984530427922,9.6607377420747875E-2,1.1617099092183039,0.13729797713864977,8.5661062635899107E-2,91.545675876394313]
[2010,63,0.11201840885638162,-1.8830907251677909E-3,9.6607377420747875E-2,1.1595223040629192,0.13438801022081162,8.8461962352099896E-2,91.472054577636797]
[]
["Average",null,null,3.4943970299953407E-2,null,0.98568327144543677]
["Weighted Avg",null,null,4.2520636986902727E-2,null,1.0296769983087506]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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[]
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[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,8.0227699620471757E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2001,0,0,0,8.0227699620471757E-2,0,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
[2002,1,0.13107255888500244,0,8.0227699620471757E-2,1.6337569131990488,0.29710878944794017,0,90.210061293002099,null,"Test Statistics"]
[2003,1,5.3355258787677808E-2,-0.59293341610512484,8.0227699620471757E-2,0.66504784557057284,0.1413111467845857,0,90.719345455163406,null,"χ2",1.9160178076838173E-4]
[2004,3,6.9598510090774779E-2,0.30443580768177791,8.0227699620471757E-2,0.86751222358387647,0.13544124288473655,0,90.805672437638805,null,"P-Score",0.98895601104497699]
[2005,5,5.8503426879181829E-2,-0.15941552767612466,8.0227699620471757E-2,0.72921730469576462,0.10335813157489236,8.9246675862395958E-3,91.013826865638208,null,"Linear Slope",-8.8974587662635619E-4]
[2006,8,5.2079069359529523E-2,-0.10981164458826576,8.0227699620471757E-2,0.64914075320490017,8.4473896664058662E-2,1.7307642189109247E-2,91.01936087244431]
[2007,27,0.10061894551814651,0.93204192693076759,8.0227699620471757E-2,1.2541671516712851,0.13169757159995163,6.7232977011393205E-2,91.149623907634862]
[2008,40,8.7171322489906555E-2,-0.13364901568974097,8.0227699620471757E-2,1.0865489463400118,0.11009246162763514,6.3038218274444557E-2,91.067125763145512]
[2009,62,8.9892795389095781E-2,3.1219818874542504E-2,8.0227699620471757E-2,1.1204708076430721,0.10886264275479747,7.0097750787767338E-2,91.15786343397383]
[2010,66,7.1007932425236564E-2,-0.21008205253955203,8.0227699620471757E-2,0.88508000056276603,8.612980706705832E-2,5.5377192090919791E-2,91.204048390180219]
[]
["Average",null,null,6.1805896888279758E-3,null,0.80826744967920883]
["Weighted Avg",null,null,3.0676938563407263E-2,null,1.0279319015886266]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,1,3.2741339359136735E-2,null,9.7738776032360281E-2,0.33498822768454173,9.0813308864813383E-2,0,90.865487836069704]
[2001,2,4.0276237799043761E-2,0.23013409308817279,9.7738776032360281E-2,0.41208043965793806,9.0512375643161752E-2,0,91.022507191195317]
[2002,8,8.2472492331089109E-2,1.0476712036159239,9.7738776032360281E-2,0.84380524986094907,0.13005540946884467,2.9383156116199825E-2,91.243957670175831,null,"Test Statistics"]
[2003,8,6.7855661271188791E-2,-0.17723280389321161,9.7738776032360281E-2,0.69425527948828103,0.10844979358389628,2.3388512175663494E-2,91.317540367568455,null,"χ2",0.42060789979329583]
[2004,21,0.14335812684830862,1.1126922081765613,9.7738776032360281E-2,1.4667477194603322,0.18862821000235033,9.2737891330770858E-2,91.2835771847557,null,"P-Score",0.51663386986866477]
[2005,24,0.11817043451948253,-0.17569769417730963,9.7738776032360281E-2,1.2090435272113245,0.15529044479721457,7.763805920637401E-2,91.081735788694758,null,"Linear Slope",4.8537820414535499E-3]
[2006,38,0.13907211742019904,0.17687743119257537,9.7738776032360281E-2,1.4228960405044742,0.17249042503272213,0.1028410769906903,91.015366976960664]
[2007,34,0.10172158395584947,-0.26856953181705656,9.7738776032360281E-2,1.0407495170818439,0.12975747679185803,7.1819138996486426E-2,91.113640586059333]
[2008,43,0.1053547869000976,3.5717129078771004E-2,9.7738776032360281E-2,1.077922101922125,0.13105959723151536,7.8082829071348669E-2,91.250492077067577]
[2009,34,7.4877796847855699E-2,-0.28927959468174547,9.7738776032360281E-2,0.76610123317959755,9.67683358158965E-2,5.1899833992284788E-2,91.29206148355162]
[2010,44,8.5424753102417844E-2,0.14085559002213333,9.7738776032360281E-2,0.87401087439579361,0.10694738508181241,6.2839108498354973E-2,91.336239139946471]
[]
["Average",null,null,0.18331680306048143,null,0.92205456458610913]
["Weighted Avg",null,null,8.5842496852645986E-2,null,1.0645621945823283]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,7.9234351850727261E-2,0,0,0,90.961256705496652]
[2001,0,0,0,7.9234351850727261E-2,0,0,0,90.640346001957397]
[2002,1,4.9234211080848474E-2,0,7.9234351850727261E-2,0.62137456710194028,0.13158168714527707,0,91.045605085638911,null,"Test Statistics"]
[2003,7,0.14222046248103312,1.8886511910892629,7.9234351850727261E-2,1.7949343833715949,0.21732946228625513,5.116553698737953E-2,91.247260203276241,null,"χ2",3.2333761726205839]
[2004,11,0.12319145701739193,-0.13379935018970246,7.9234351850727261E-2,1.554773329243321,0.17854499675175256,5.983893932241055E-2,91.400097952181696,null,"P-Score",7.2151797841477239E-2]
[2005,13,9.6644451849061508E-2,-0.21549388091564303,7.9234351850727261E-2,1.219729190580543,0.13942049105365284,4.9393524489225391E-2,91.402634856085058,null,"Linear Slope",-4.5312582192528865E-3]
[2006,15,8.9123962251724045E-2,-7.7816051035013323E-2,7.9234351850727261E-2,1.1248146816374318,0.12662228614202622,4.8261219256324907E-2,91.436970022773863]
[2007,15,7.8311078542983747E-2,-0.12132409102503894,7.9234351850727261E-2,0.98834756281615199,0.11210120125694191,4.184735602827739E-2,91.405745073264612]
[2008,11,5.0405309552340474E-2,-0.35634509841830653,7.9234351850727261E-2,0.63615475327293691,7.7386194852372858E-2,2.1798829311699224E-2,91.32211058137483]
[2009,25,9.1587615929955665E-2,0.81702318155296338,7.9234351850727261E-2,1.1559079337520324,0.1215500042967676,5.950912189729464E-2,91.22813078916937]
[2010,20,6.0216389764408441E-2,-0.34252694370316716,7.9234351850727261E-2,0.75997832200170556,8.3772766249585517E-2,3.5416771453657736E-2,91.310445283817998]
[]
["Average",null,null,0.14583689573553546,null,0.89600133852524166]
["Weighted Avg",null,null,0.13233463970248593,null,1.0926890007336245]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Married",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,90]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,2,0.1040413618514868,null,6.5769963649810942E-2,1.5818978159308419,0.21102723812682198,0,91.295973291955903]
[2001,3,9.427534049660416E-2,-9.3866719745778426E-2,6.5769963649810942E-2,1.4334102569764027,0.17745903225040421,0,91.345191756011673]
[2002,7,0.11927160015920371,0.26514101705630999,6.5769963649810942E-2,1.8134661103700727,0.18605693284731839,4.0546939384072667E-2,90.921718210606358,null,"Test Statistics"]
[2003,5,4.7172716893099952E-2,-0.60449330075111074,6.5769963649810942E-2,0.71723799551218925,8.4433319477534671E-2,6.7506822297376508E-3,91.188857295162109,null,"χ2",0.84955317022237042]
[2004,13,8.2912631981204535E-2,0.75763953068669521,6.5769963649810942E-2,1.2606458538227103,0.12082372382537396,4.1584660628438942E-2,91.131963241659065,null,"P-Score",0.35667877446930163]
[2005,15,6.8365280451676821E-2,-0.17545398308939764,6.5769963649810942E-2,1.0394605175043812,9.8553012991885097E-2,3.6085635105387197E-2,91.222519263955775,null,"Linear Slope",-4.3412698517214712E-3]
[2006,19,6.5463866431633905E-2,-4.2439875926403081E-2,6.5769963649810942E-2,0.9953459421111005,9.1411256078441805E-2,3.7990903512686532E-2,91.227669366350582]
[2007,20,5.2444733543124518E-2,-0.19887509855693752,6.5769963649810942E-2,0.79739641977550757,7.3322200835769777E-2,3.0604871724403369E-2,91.273443001786248]
[2008,23,5.1799770410805419E-2,-1.2297958035934253E-2,6.5769963649810942E-2,0.78759007206710419,7.1084865152010929E-2,3.1696947884062791E-2,91.339188557338304]
[2009,44,8.3788448540961555E-2,0.61754478594143158,6.5769963649810942E-2,1.2739622145313807,0.10497344223742118,6.1576257292051607E-2,91.322121729342513]
[2010,35,5.87869829770718E-2,-0.29838797589941435,6.5769963649810942E-2,0.89382720796502657,7.633219076824467E-2,4.0562321178359492E-2,91.356005388181629]
[]
["Average",null,null,2.1451042167946077E-2,null,1.1449309460515198]
["Weighted Avg",null,null,9.3715609598730903E-2,null,1.0539631488522818]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
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["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Full Medical Underwriting"]
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["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"Comprehensive",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,90]
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["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,0,0,null,7.5923572128904326E-2,0,0,0,90.15391875548714]
[2001,2,0.2177835040320438,0,7.5923572128904326E-2,2.8684570275788301,0.37778064207448092,0,90.678153249150228]
[2002,3,0.21360179186271158,-1.9201234675317425E-2,7.5923572128904326E-2,2.8133791110362254,0.34831428101386958,8.6827477644283741E-3,90.790266281891832,null,"Test Statistics"]
[2003,2,7.9039230726975176E-2,-0.6299692524219267,7.5923572128904326E-2,1.0410367756772696,0.16664862436295619,0,90.727723051741918,null,"χ2",6.9302106164048052]
[2004,6,0.11188118307861997,0.41551457484563059,7.5923572128904326E-2,1.4736027289214764,0.18043476428936925,3.0812234180405487E-2,90.920127412481236,null,"P-Score",8.4751707699645528E-3]
[2005,8,9.4245926853026588E-2,-0.15762486363056172,7.5923572128904326E-2,1.2413262997296051,0.14705312814860672,3.4468441215126967E-2,91.035845940692695,null,"Linear Slope",-1.5609026726542385E-2]
[2006,11,9.1242269218792582E-2,-3.1870423842487172E-2,7.5923572128904326E-2,1.2017647044303963,0.13553782856818725,4.2162080626581146E-2,91.04237938484664]
[2007,12,6.8346091118461905E-2,-0.25093827999199847,7.5923572128904326E-2,0.9001959365455402,0.10196049856960987,3.2117394942560815E-2,91.061044790655998]
[2008,21,8.9103874946767817E-2,0.30371574275297131,7.5923572128904326E-2,1.1735996140366756,0.12099332868363682,5.4813484861227627E-2,91.206268833323406]
[2009,21,7.2416792407219377E-2,-0.18727673234769626,7.5923572128904326E-2,0.9538117132353694,9.9331677460745338E-2,4.3843748412358545E-2,91.324627918089249]
[2010,18,5.0682537223676834E-2,-0.3001272834803963,7.5923572128904326E-2,0.66754679479025514,7.2009434439376213E-2,2.8352320782273187E-2,91.345513703243654]
[]
["Average",null,null,-8.5777775279178209E-2,null,1.3031564278165129]
["Weighted Avg",null,null,-6.1580380530271275E-2,null,1.1129287968962014]

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["Analysis of Incidence Rates - Ages from 90 to 94"]
[]
[]
["Gender",null,null,"Male",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
[]
["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
[]
["EPs",null,null,0]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
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[]
[]
[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,13,0.1027023679057944,null,0.10063902975096342,1.0205023653341732,0.14750971291295673,5.292352217231782E-2,91.446658484855334]
[2001,13,8.3353649182366735E-2,-0.18839603329473009,0.10063902975096342,0.82824376773732544,0.12142671361470471,4.1831309669765698E-2,91.661665744849202]
[2002,12,7.2230797188254925E-2,-0.13344169215407098,0.10063902975096342,0.71772151785439342,0.10743029130319184,3.4141059477552957E-2,91.836174346627885,null,"Test Statistics"]
[2003,14,9.4173462324608173E-2,0.30378544873544922,0.10063902975096342,0.93575487122287804,0.13464396061591824,4.9731840403764799E-2,91.624309039389985,null,"χ2",0.43703763049531119]
[2004,22,0.14910449433410031,0.58329629869770949,0.10063902975096342,1.4815772240955345,0.19454713771216714,9.8227624452741302E-2,91.307635082761038,null,"P-Score",0.50855574138815862]
[2005,17,0.10834759936614108,-0.27334451017039596,0.10063902975096342,1.0765962234955258,0.14940136253057729,6.312998680074712E-2,91.326285754851114,null,"Linear Slope",1.2744352237349333E-3]
[2006,19,0.11155386579500436,2.9592408577769014E-2,0.10063902975096342,1.1084552988144885,0.15133935803032672,6.785457946444555E-2,91.409039697818727]
[2007,12,7.4772910930857445E-2,-0.32971474903197884,0.10063902975096342,0.74298123815270234,0.11099215710094634,3.5477090336201209E-2,91.528727781600864]
[2008,15,8.6408317318991873E-2,0.1556099159880735,0.10063902975096342,0.85859648620235907,0.12299537667782533,4.6635667915576232E-2,91.512593332466366]
[2009,20,0.11358780226935251,0.31454709215112553,0.10063902975096342,1.1286655142684852,0.15293247079176214,7.0410128600044086E-2,91.57908957219415]
[2010,20,0.11331645454525165,-2.3888808364952441E-3,0.10063902975096342,1.1259692668506363,0.15259175521296939,7.0223590805109815E-2,91.528719049704279]
[]
["Average",null,null,4.5954529866245562E-2,null,1.0022785249116821]
["Weighted Avg",null,null,7.6673453010036141E-2,null,1.0428916910822243]

{"sheet":"Ages 95 to 99 ===>","index":243,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

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["Analysis of Incidence Rates - Ages from 95 to 99"]
[]
[]
["Gender",null,null,"Female",null,null,null,"Underwriting",null,null,"Other"]
[]
["Marital Status",null,null,"Single",null,null,null,"Group Indicator",null,null,"All"]
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["Coverage",null,null,"NH Only",null,null,null,"Durations",null,null,">=10"]
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["EPs",null,null,0]
[]
[]
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[]
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[]
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[]
[]
["Incidence Rates"]
["Year","Claim Count","Actual","Y/Y Change","Average","Act to Avg","Upper C.I.","Lower C.I.","Attained Age"]
[2000,18,0.13375244314627627,null,0.11995041075546045,1.1150644862646917,0.18022340091776165,8.1696242488061802E-2,96.295462852383764]
[2001,11,6.3397584441375193E-2,-0.52600802684373082,0.11995041075546045,0.52853161604108279,9.6298957366347554E-2,2.8009990223484243E-2,96.220826118308054]
[2002,22,9.7088445928150066E-2,0.53142184806629933,0.11995041075546045,0.80940486419910285,0.1304538027589259,6.1060394659413299E-2,96.319770860617894,null,"Test Statistics"]
[2003,23,0.10287678560105736,5.961924323303025E-2,0.11995041075546045,0.85766096967178695,0.13703048387799385,6.5908287990235417E-2,96.306178766384548,null,"χ2",3.4656364672295523]
[2004,27,0.13150251505622215,0.27825256483198846,0.11995041075546045,1.096307334239252,0.16937324132818377,9.0013545971211958E-2,96.298249998004565,null,"P-Score",6.2656390180291718E-2]
[2005,35,0.15359755940324171,0.16801993739490917,0.11995041075546045,1.280508823903711,0.19074282643391202,0.11287827453629416,96.287921072901355,null,"Linear Slope",3.2154246680673147E-3]
[2006,25,0.1138607987972656,-0.25870697920176366,0.11995041075546045,0.94923225423037882,0.14928038723261017,7.536369973396044E-2,96.410717772346871]
[2007,36,0.15183167262591218,0.33348504691465819,0.11995041075546045,1.2657870170653036,0.18820510032653751,0.11204583943868986,96.358849278613533]
[2008,18,7.4451142147319752E-2,-0.50964682888823276,0.11995041075546045,0.62068267777007624,0.10413164482915632,4.2736595148386992E-2,96.261764918450822]
[2009,35,0.127833847671602,0.71701660961293956,0.11995041075546045,1.0657224670302572,0.16061032445245024,9.2393646984901309E-2,96.235805516907419]
[2010,47,0.15047154596992329,0.17708688825886143,0.11995041075546045,1.2544479424642023,0.18228719054101428,0.11607990218494435,96.211775837842254]
[]
["Average",null,null,9.7054030337895919E-2,null,0.98575913207998589]
["Weighted Avg",null,null,0.16987461747251698,null,1.0591481195858106]