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[null,"Society of Actuaries Long-Term Care Calendar Year Trends Analysis"]
[null,"Appendix B - Method 2 Analysis"]
[]
[null,"To return to this sheet at anytime press Ctrl+Shift+R"]
[null,null,null,null,"Marital","Policy","Total"]
[null,"Cohort","Age Range","Gender","Status","Duration","Claim Count","Link  to Detail"]
[null,1,">=60 to <=69","Female","Married","<10",2852,"Click to view detail"]
[null,2,">=60 to <=69","Female","Married",">=10",723,"Click to view detail"]
[null,3,">=60 to <=69","Female","Single","<10",3076,"Click to view detail"]
[null,4,">=60 to <=69","Female","Single",">=10",564,"Click to view detail"]
[null,5,">=60 to <=69","Male","Married","<10",1949,"Click to view detail"]
[null,6,">=60 to <=69","Male","Married",">=10",359,"Click to view detail"]
[null,7,">=60 to <=69","Male","Single","<10",860,"Click to view detail"]
[null,8,">=60 to <=69","Male","Single",">=10",170,"Click to view detail"]
[null,9,">=70 to <=79","Female","Married","<10",8205,"Click to view detail"]
[null,10,">=70 to <=79","Female","Married",">=10",7551,"Click to view detail"]
[null,11,">=70 to <=79","Female","Single","<10",13472,"Click to view detail"]
[null,12,">=70 to <=79","Female","Single",">=10",6392,"Click to view detail"]
[null,13,">=70 to <=79","Male","Married","<10",7137,"Click to view detail"]
[null,14,">=70 to <=79","Male","Married",">=10",5204,"Click to view detail"]
[null,15,">=70 to <=79","Male","Single","<10",3433,"Click to view detail"]
[null,16,">=70 to <=79","Male","Single",">=10",1744,"Click to view detail"]
[null,17,">=80 to <=89","Female","Married","<10",6817,"Click to view detail"]
[null,18,">=80 to <=89","Female","Married",">=10",15097,"Click to view detail"]
[null,19,">=80 to <=89","Female","Single","<10",18376,"Click to view detail"]
[null,20,">=80 to <=89","Female","Single",">=10",19537,"Click to view detail"]
[null,21,">=80 to <=89","Male","Married","<10",7166,"Click to view detail"]
[null,22,">=80 to <=89","Male","Married",">=10",13132,"Click to view detail"]
[null,23,">=80 to <=89","Male","Single","<10",3993,"Click to view detail"]
[null,24,">=80 to <=89","Male","Single",">=10",4593,"Click to view detail"]
[null,25,">=90 to <=99","Female","Married","<10",374,"Click to view detail"]
[null,26,">=90 to <=99","Female","Married",">=10",2451,"Click to view detail"]
[null,27,">=90 to <=99","Female","Single","<10",2644,"Click to view detail"]
[null,28,">=90 to <=99","Female","Single",">=10",6946,"Click to view detail"]
[null,29,">=90 to <=99","Male","Married","<10",605,"Click to view detail"]
[null,30,">=90 to <=99","Male","Married",">=10",2617,"Click to view detail"]
[null,31,">=90 to <=99","Male","Single","<10",529,"Click to view detail"]
[null,32,">=90 to <=99","Male","Single",">=10",1246,"Click to view detail"]

{"sheet":"Ages 60 to 69 ==>","index":1,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

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["Actual to Model Ratios - Ages from 60 to 69"]
[]
[null,null,"Gender",null,"Female",null,null,"Underwriting",null,"All"]
[]
[null,null,"Marital Status",null,"Married",null,null,"Group Indicator",null,"All"]
[]
[null,null,"Coverage",null,"All",null,null,"Durations",null,"<10"]
[]
[null,null,"EPs",null,"All"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,262,2.1011970934948321E-3,1.8063818267651816E-3,1.1632076133414149,null,1.0118531331779888,1.1495814710659222,1.3063688768390329,1.0199721113338398]
[null,null,2001,305,2.2120389996828169E-3,1.8164510464288492E-3,1.2177806850515984,4.6916020050296714E-2,1.0118531331779888,1.2035152584119007,1.3566660310104,1.0788250726526638]
[null,null,2002,313,2.1438808114575937E-3,1.7850654818699701E-3,1.2010096174240856,-1.3771829224571874E-2,1.0118531331779888,1.1869406518038854,1.3362381180137535,1.0657156588151595]
[null,null,2003,325,2.0506941764543199E-3,1.6858181633323097E-3,1.2164385347472886,1.2846622624300696E-2,1.0118531331779888,1.2021888304350514,1.3508758401484524,1.0819401394838919]
[null,null,2004,256,1.5363704644969565E-3,1.6225757837478698E-3,0.94687131404624203,-0.22160365115122593,1.0118531331779888,0.93577939623742201,1.0648895647621803,0.82880777694060559]
[null,null,2005,229,1.3955371814866574E-3,1.6152415205290187E-3,0.86398050307027496,-8.7541791314547091E-2,1.0118531331779888,0.85385959161555269,0.9778676909272308,0.7500513408868692]
[null,null,2006,231,1.4360895606052215E-3,1.5980483630598083E-3,0.89865212705798114,4.0130100001673386E-2,1.0118531331779888,0.88812506241447287,1.0165867869485525,0.78067293324671594]
[null,null,2007,235,1.4630789354420791E-3,1.5627794489988698E-3,0.93620308123410523,4.1785862454984501E-2,1.0118531331779888,0.92523613411534855,1.0580096227312052,0.81435008067901971]
[null,null,2008,240,1.5344992014062159E-3,1.5222364053486055E-3,1.0080557763659594,7.6749047906505385E-2,1.0118531331779888,0.99624712649739722,1.1378202875811705,0.87823990068459845]
[null,null,2009,193,1.3290904294287478E-3,1.500671152522285E-3,0.88566400919671884,-0.12141368566971844,1.0118531331779888,0.875289091031482,1.0128462807849101,0.75843310670754871]
[null,null,2010,150,1.0803973946228061E-3,1.4691519880029762E-3,0.73538844411284787,-0.16967559201165705,1.0118531331779888,0.72677389632937006,0.85522879819189968,0.61550583042489493]

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["Actual to Model Ratios - Ages from 60 to 69"]
[]
[null,null,"Gender",null,"Female",null,null,"Underwriting",null,"All"]
[]
[null,null,"Marital Status",null,"Married",null,null,"Group Indicator",null,"All"]
[]
[null,null,"Coverage",null,"All",null,null,"Durations",null,">=10"]
[]
[null,null,"EPs",null,"All"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,0,0,2.6093685236177103E-3,0,null,1.0318337484782303,0,0,0]
[null,null,2001,5,1.6440439284250007E-3,2.4784569900690792E-3,0.66333365275754819,0,1.0318337484782303,0.64286873126203359,1.254063896458121,7.0865688063510013E-2]
[null,null,2002,14,2.619900666769379E-3,2.3946242509527444E-3,1.0940758934212766,0.64935984910924893,1.0318337484782303,1.0603218735914022,1.6753932242903062,0.5111313391033373]
[null,null,2003,14,1.8855328365950249E-3,2.3851543229024097E-3,0.79052865405395945,-0.2774462367670828,1.0318337484782303,0.76613956000164507,1.2112673292553833,0.36894223396921749]
[null,null,2004,31,2.9255574205286823E-3,2.3967247057701162E-3,1.2206480842315353,0.54409087889711971,1.0318337484782303,1.1829891065607927,1.6564187300233733,0.78396259390485179]
[null,null,2005,33,2.1999388620857346E-3,2.4078958741584121E-3,0.91363538004094103,-0.2515161479845156,1.0318337484782303,0.88544824337097849,1.230256789668783,0.59652938660270505]
[null,null,2006,53,2.4834610117274443E-3,2.4007822228976519E-3,1.0344382710106885,0.13222221206487661,1.0318337484782303,1.0025241687784485,1.3171939547309512,0.75129721823081774]
[null,null,2007,79,2.7028021003535582E-3,2.3310940275031518E-3,1.1594564905854721,0.12085614296988023,1.0318337484782303,1.1236853730510972,1.4189644244320552,0.89963335133519029]
[null,null,2008,99,2.4375681769260304E-3,2.2469652056405294E-3,1.0848268459195687,-6.4366058814521621E-2,1.0318337484782303,1.0513581742402724,1.3018498561720342,0.86759145126010184]
[null,null,2009,119,2.2097576399093934E-3,2.1882333178980273E-3,1.0098363925982272,-6.9126657036012729E-2,1.0318337484782303,0.97868129830755657,1.1941896162674157,0.82533397980789835]
[null,null,2010,143,2.2045543208712116E-3,2.1525890146210456E-3,1.0241408396573621,1.4165113442119903E-2,1.0318337484782303,0.99254442992176428,1.1947037569578032,0.85345230820939511]

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["Actual to Model Ratios - Ages from 60 to 69"]
[]
[null,null,"Gender",null,"Female",null,null,"Underwriting",null,"All"]
[]
[null,null,"Marital Status",null,"Single",null,null,"Group Indicator",null,"All"]
[]
[null,null,"Coverage",null,"All",null,null,"Durations",null,"<10"]
[]
[null,null,"EPs",null,"All"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,388,6.2849394762837458E-3,4.770989542262424E-3,1.3173240940082631,null,1.0457040647912412,1.259748468388374,1.4495268098493299,1.1849533395847052]
[null,null,2001,411,6.1542662605784315E-3,4.796886214070554E-3,1.2829710745538048,-2.6077879855618047E-2,1.0457040647912412,1.2268968991814431,1.4081043510962907,1.1576864624528274]
[null,null,2002,389,5.7089704582473548E-3,4.6393367542144131E-3,1.2305574612710055,-4.0853308638332142E-2,1.0457040647912412,1.176774101491771,1.3540260190679001,1.1069464786124479]
[null,null,2003,379,5.4329040714074708E-3,4.323138030887754E-3,1.2567038185204156,2.1247571179979108E-2,1.0457040647912412,1.2017776929759734,1.3845131141669569,1.1287523545931795]
[null,null,2004,289,4.1162425990438371E-3,4.0762588534640062E-3,1.0098089319194861,-0.1964622713501516,1.0457040647912412,0.96567371775596844,1.1276987416699933,0.89180524020121388]
[null,null,2005,249,3.6930933314793493E-3,3.9611464345107742E-3,0.93232941334961505,-7.6726909537821908E-2,1.0457040647912412,0.89158055777065404,1.0496800369307369,0.81486918385170837]
[null,null,2006,235,3.6301048400153393E-3,3.833652072823714E-3,0.94690513668381748,1.5633662443229834E-2,1.0457040647912412,0.90551922725178713,1.0696021145522463,0.82409220098721347]
[null,null,2007,208,3.2438229972955677E-3,3.7173684866054963E-3,0.87261271218707048,-7.8458149204817418E-2,1.0457040647912412,0.83447386461223538,0.99288233388097324,0.75223510178751651]
[null,null,2008,170,2.7515845044405727E-3,3.5796321776123069E-3,0.76867800039610212,-0.11910749217768313,1.0457040647912412,0.7350817753104526,0.8859712926388269,0.65128585802243522]
[null,null,2009,141,2.5088474616051654E-3,3.481037976012822E-3,0.72071821074437037,-6.2392561810040048E-2,1.0457040647912412,0.68921814020896122,0.84152568754911761,0.59980878477357091]
[null,null,2010,136,2.6006114494039594E-3,3.3474367463671314E-3,0.77689636771369075,7.7947464254161991E-2,1.0457040647912412,0.74294094655621923,0.90946826215625542,0.64420639694331405]

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["Actual to Model Ratios - Ages from 60 to 69"]
[]
[null,null,"Gender",null,"Female",null,null,"Underwriting",null,"All"]
[]
[null,null,"Marital Status",null,"Single",null,null,"Group Indicator",null,"All"]
[]
[null,null,"Coverage",null,"All",null,null,"Durations",null,">=10"]
[]
[null,null,"EPs",null,"All"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,4,1.826157735576935E-3,5.0845129918872809E-3,0.35916079642056292,null,0.98312123151382247,0.3653270674131639,0.7165229504914632,4.928494690815315E-4]
[null,null,2001,3,1.1349397362416316E-3,4.9942450860807853E-3,0.22724950751911763,-0.36727641272680123,0.98312123151382247,0.23115105262165478,0.48879124189076373,-3.497805033997628E-2]
[null,null,2002,10,3.2379541221954377E-3,4.8889719994048486E-3,0.66229753874426056,1.9144069264420476,0.98312123151382247,0.67366822881492083,1.0779517879859812,0.24494154273363]
[null,null,2003,12,3.3787343601944706E-3,4.9281009537631634E-3,0.68560575197113693,3.5192963680749312E-2,0.98312123151382247,0.69737661032447906,1.0783390117882301,0.29134117593497522]
[null,null,2004,20,4.5465571206888076E-3,5.0634782404019203E-3,0.89791185126687112,0.30966207428299408,0.98312123151382247,0.91332769803400049,1.2954756135315217,0.49873361282976375]
[null,null,2005,19,3.3380863783070026E-3,5.2594172200005895E-3,0.6346875021842493,-0.29315165927617115,0.98312123151382247,0.64558416789244744,0.92376161585221583,0.34472875135296011]
[null,null,2006,30,3.9316110923262402E-3,5.3150111253008519E-3,0.73971831848304825,0.16548429886730087,0.98312123151382247,0.75241821127595898,1.0075864139693609,0.47108227770162009]
[null,null,2007,54,5.454980905834887E-3,5.277292713213335E-3,1.033670331034823,0.39738371378254711,0.98312123151382247,1.0514169543904208,1.3119087486826913,0.75460789822380414]
[null,null,2008,87,6.4120272953124158E-3,5.1914506780689155E-3,1.2351128216241714,0.19488078988170354,0.98312123151382247,1.2563179209570412,1.4966270766683376,0.97288194216417179]
[null,null,2009,107,5.9933848408030401E-3,5.0840435651339317E-3,1.1788618181609058,-4.5543210691712743E-2,0.98312123151382247,1.1991011691871201,1.4041469388584096,0.95305632177024568]
[null,null,2010,118,5.4177626183484293E-3,4.9960375588794714E-3,1.0844119073363299,-8.0119577519206953E-2,0.98312123151382247,1.1030296901090608,1.2819833010805579,0.88644757380342787]

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["Actual to Model Ratios - Ages from 60 to 69"]
[]
[null,null,"Gender",null,"Male",null,null,"Underwriting",null,"All"]
[]
[null,null,"Marital Status",null,"Married",null,null,"Group Indicator",null,"All"]
[]
[null,null,"Coverage",null,"All",null,null,"Durations",null,"<10"]
[]
[null,null,"EPs",null,"All"]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,145,1.3173661376442586E-3,1.3693887067690994E-3,0.96201037085548802,null,1.0278242198375851,0.93596779710785871,1.1213885998329531,0.80256245081410438]
[null,null,2001,155,1.2705335134359432E-3,1.3804392536683318E-3,0.92038350116433676,-4.3270707834608513E-2,1.0278242198375851,0.89546780801660242,1.0678788172536928,0.77282802158744812]
[null,null,2002,187,1.4514433212714788E-3,1.3544305610744391E-3,1.0716262339208307,0.16432577568498719,1.0278242198375851,1.0426162501698657,1.2279253723263241,0.91526079530543869]
[null,null,2003,204,1.4508008492641283E-3,1.2599683152444653E-3,1.1514582007426408,7.4496092289308313E-2,1.0278242198375851,1.1202870865648527,1.3122528496188699,0.99059827796075151]
[null,null,2004,198,1.3321138168629369E-3,1.2094183597287276E-3,1.1014499706798977,-4.3430347736887032E-2,1.0278242198375851,1.0716326288301972,1.257608957974286,0.94523189750267711]
[null,null,2005,149,1.0211897797197543E-3,1.2103022877653082E-3,0.84374770670331489,-0.23396638143946713,1.0278242198375851,0.82090662043033236,0.98172269792406186,0.70572657166271069]
[null,null,2006,170,1.1893140364163148E-3,1.2045726265337237E-3,0.98733277696894295,0.17017536062603678,1.0278242198375851,0.96060470060236514,1.1384401104252715,0.83617034889078834]
[null,null,2007,169,1.1814479636147771E-3,1.1862080088981966E-3,0.99598717489031219,8.7654315983896058E-3,1.0278242198375851,0.96902481539858665,1.1488715551911628,0.84304725684759474]
[null,null,2008,189,1.3521700146235736E-3,1.1599665700111558E-3,1.1656973998919378,0.17039398626826263,1.0278242198375851,1.1341408164872191,1.3348471146834029,0.99648119203822438]
[null,null,2009,170,1.3103378540058864E-3,1.1421564871014129E-3,1.1472489705252977,-1.5826087772307207E-2,1.0278242198375851,1.1161918043793364,1.3227903598215975,0.97163706996071608]
[null,null,2010,133,1.0716380855374658E-3,1.1205254909118594E-3,0.95637100113214724,-0.16637885436999089,1.0278242198375851,0.93048109070952933,1.1218851282405022,0.7907953919055013]

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["Actual to Model Ratios - Ages from 60 to 69"]
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[null,null,2000,2,2.4120041199924783E-3,1.9857300207923013E-3,1.2146687086042516,null,1.073059769515968,1.1319674291322654,2.9194214603340729,-0.50173279161210482]
[null,null,2001,0,0,1.8555514650901133E-3,0,-1,1.073059769515968,0,0,0]
[null,null,2002,5,1.7351329931462821E-3,1.8269014174834692E-3,0.94976826693604699,0,1.073059769515968,0.88510285625978236,1.7953785435661065,0.1015326471378717]
[null,null,2003,5,1.2564750702527502E-3,1.8248557445742749E-3,0.6885339150716685,-0.27505062125008728,1.073059769515968,0.64165476577530245,1.3023347785746515,7.3353192376640758E-2]
[null,null,2004,19,3.3520915056677349E-3,1.8269847137771654E-3,1.8347671331838984,1.6647447468044043,1.073059769515968,1.7098461663617475,2.6704023956101897,0.99656390494919744]
[null,null,2005,12,1.4646336542738262E-3,1.854832391861306E-3,0.78963126841023124,-0.56962861709868728,1.073059769515968,0.73586885916561318,1.2439735184227261,0.33452082398767041]
[null,null,2006,24,2.027271430521648E-3,1.8589823572715404E-3,1.0905275257679736,0.38105919736884086,1.073059769515968,1.0162784560079863,1.5337890717960001,0.64653277632105033]
[null,null,2007,31,1.8699470557203177E-3,1.815059614003264E-3,1.0302400214811651,-5.5282881781780535E-2,1.073059769515968,0.96009565426712629,1.3988558082407356,0.66112939536205895]
[null,null,2008,41,1.6920497868093687E-3,1.7621918433145451E-3,0.9601961291721538,-6.7987935673776256E-2,1.073059769515968,0.89482073268414086,1.2590658011204654,0.66101078176553096]
[null,null,2009,76,2.2555723878967321E-3,1.7194844827537908E-3,1.311772458850216,0.36615053841258294,1.073059769515968,1.222459825739181,1.6113721401337362,1.0118630781818785]
[null,null,2010,71,1.6933455344879771E-3,1.6953884408866015E-3,0.99879502163082101,-0.23859125499076528,1.073059769515968,0.93079160174027764,1.2350684652814508,0.76233181402001393]

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["Actual to Model Ratios - Ages from 60 to 69"]
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[null,null,2001,130,5.5877412212728484E-3,3.5002001653980761E-3,1.5964061931404878,5.9815093903617944E-2,1.1770183840037742,1.3563137286863047,1.8734319899053404,1.3188390881638079]
[null,null,2002,106,4.5678234206106396E-3,3.4235803310043362E-3,1.3342241101352017,-0.16423268973262706,1.1770183840037742,1.1335626769028642,1.5911116110980617,1.076881879935953]
[null,null,2003,83,3.5658224465984776E-3,3.213049548765042E-3,1.1097937932420079,-0.16821035925550132,1.1770183840037742,0.94288569178240567,1.3517182309592237,0.86749131670683466]
[null,null,2004,76,3.2643380053496034E-3,3.0415983429700139E-3,1.0732311230029445,-3.2945462897439604E-2,1.1770183840037742,0.91182188620726179,1.3178598309497926,0.82823663873299702]
[null,null,2005,81,3.6048988113902545E-3,2.9126596762795482E-3,1.2376656431055928,0.15321445360488029,1.1770183840037742,1.0515261782874787,1.5107517573436526,0.96414283074330043]
[null,null,2006,53,2.441610262706285E-3,2.7895381615558098E-3,0.87527401358242218,-0.29280252832569964,1.1770183840037742,0.74363665468424456,1.1145436832447355,0.63568373114244303]
[null,null,2007,60,2.7536966078771465E-3,2.6839901497603901E-3,1.025971204895435,0.1721714445699376,1.1770183840037742,0.87166965175638678,1.2894137863734372,0.76215451565683423]
[null,null,2008,52,2.428157855386436E-3,2.562588783117002E-3,0.94754096770569207,-7.644487176200665E-2,1.1770183840037742,0.80503497700903681,1.2090501569434924,0.685679956844086]
[null,null,2009,50,2.5310040579997585E-3,2.4868560983130716E-3,1.0177525188194982,7.4098697055612783E-2,1.1770183840037742,0.86468701988960162,1.3041380768215174,0.73095741349199772]
[null,null,2010,37,1.9902865061136553E-3,2.3870717587189025E-3,0.8337774090133786,-0.18076605697769654,1.1770183840037742,0.70838095678436319,1.1067892750114079,0.56040852403375052]

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["Actual to Model Ratios - Ages from 60 to 69"]
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[null,null,2000,3,2.6262693357175801E-3,3.6715162249812009E-3,0.71530920055542646,null,1.1423000402621954,0.62620080131594802,1.535004216315462,-0.10936262420054782]
[null,null,2001,4,3.0802936693150682E-3,3.576943834063919E-3,0.86115237258713528,0.20388829322824842,1.1423000402621954,0.75387581391441816,1.7150444032714336,1.9958411521116396E-3]
[null,null,2002,4,2.8588122135687704E-3,3.506223584814604E-3,0.8153536545559269,-5.3183059687354262E-2,1.1423000402621954,0.71378239150615486,1.6243252100951249,1.7534178718891071E-3]
[null,null,2003,2,1.347069861820019E-3,3.4437703094406746E-3,0.39116135536890828,-0.52025559316104386,1.1423000402621954,0.34243311002521182,0.94199540297669804,-0.16177329618226638]
[null,null,2004,5,2.9740192739467837E-3,3.5045264626190477E-3,0.84862229053456806,1.1694941969260326,1.1423000402621954,0.74290664503503068,1.6017087916815191,9.1527602841996347E-2]
[null,null,2005,9,4.3296732270728475E-3,3.6397509094192792E-3,1.1895520695847961,0.40174501996108058,1.1423000402621954,1.0413656899738486,1.9743308345999764,0.40024454168637769]
[null,null,2006,11,4.2592826610775725E-3,3.6551609819969041E-3,1.1652790895000804,-2.0405142999068482E-2,1.1423000402621954,1.0201164741556084,1.86095920622944,0.46602761614859989]
[null,null,2007,19,5.69386136948227E-3,3.6353776024155159E-3,1.5662365762772485,0.34408708642423513,1.1423000402621954,1.3711253795611753,2.2758851957515858,0.85288621905605033]
[null,null,2008,17,3.7918242756642458E-3,3.6266045584588684E-3,1.0455576875124173,-0.33243949008164586,1.1423000402621954,0.91530915754185516,1.5484451469128742,0.54082217364784979]
[null,null,2009,30,5.069339018116693E-3,3.6147720416794217E-3,1.4023952159819959,0.34128918254005058,1.1423000402621954,1.2276942716907373,1.9090099378648266,0.89390862529746418]
[null,null,2010,30,4.1690821112436932E-3,3.5812638760630779E-3,1.1641370911285125,-0.16989370909016432,1.1423000402621954,1.0191167382444499,1.5854843812757433,0.74150900702367983]

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[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,822,9.6201924728962079E-3,9.1436015882156302E-3,1.0521228839732926,null,1.0082483185273536,1.0435156346305858,1.1242381070569678,0.97991150450947251]
[null,null,2001,953,1.0211871210705159E-2,9.1344305449294304E-3,1.1179537860051738,6.2569594326542965E-2,1.0082483185273536,1.1088079845628267,1.1890463450944073,1.0467678181198146]
[null,null,2002,909,9.355706587192366E-3,9.0301063460929785E-3,1.0360571878802141,-7.3255799255892318E-2,1.0082483185273536,1.0275813694323617,1.1036223265435907,0.96840872221772634]
[null,null,2003,967,9.6313494503250368E-3,8.8134115786516788E-3,1.0928060450115153,5.4773865569534896E-2,1.0082483185273536,1.0838659732234086,1.1618681707164016,1.0236589247324284]
[null,null,2004,812,8.0514226478460744E-3,8.5769011607486137E-3,0.93873329037446041,-0.14098819762241654,1.0082483185273536,0.93105366319437377,1.0036577186723827,0.87373588686137149]
[null,null,2005,851,8.6997147071539872E-3,8.4104913415668104E-3,1.0343884029887482,0.10189807221615732,1.0082483185273536,1.0259262366036719,1.1041879846374121,0.96450605257877597]
[null,null,2006,736,8.0337349976833394E-3,8.1993014881914395E-3,0.97980724446508671,-5.2766599437847006E-2,1.0082483185273536,0.97179159782402824,1.0509855251220503,0.9085451112607984]
[null,null,2007,680,8.1743913759194185E-3,8.0306236306193126E-3,1.0179024384547104,3.8880294266880222E-2,1.0082483185273536,1.0095751411135081,1.0948110201989307,0.94089795314010805]
[null,null,2008,543,7.4903668887887371E-3,7.8369678235278052E-3,0.95577359221783231,-6.1036150312397952E-2,1.0082483185273536,0.94795456104884379,1.0366822277428558,0.87476144525342858]
[null,null,2009,401,6.6280424218442954E-3,7.6353045846393802E-3,0.86807832593587908,-9.1753179828352516E-2,1.0082483185273536,0.86097671573982226,0.95371854531785238,0.78232521222255702]
[null,null,2010,312,5.9518898621936898E-3,7.3990249761856407E-3,0.80441543059394016,-7.3337731676808904E-2,1.0082483185273536,0.79783463638091501,0.89449073552677782,0.71421917971616877]

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[null,null,"Incidence Rates"]
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[null,null,2000,75,1.231918526099168E-2,1.3722196921989222E-2,0.89775604671951059,null,1.0721458142731082,0.83734510247392968,1.1000665979707775,0.69430176843728597]
[null,null,2001,114,1.1078641927769625E-2,1.27435929109962E-2,0.86934995531833714,-3.1641214230716863E-2,1.0721458142731082,0.81085048670151061,1.028723342502472,0.709319244472429]
[null,null,2002,199,1.229787139397725E-2,1.2111331145359953E-2,1.0154021260238404,0.16800158533627818,1.0721458142731082,0.94707465393805712,1.1560365331060665,0.87428099858722519]
[null,null,2003,237,1.0555583750445142E-2,1.1845297838103667E-2,0.8911201638586238,-0.12239679135977954,1.0721458142731082,0.83115575511786532,1.0046054785377636,0.77732564483344702]
[null,null,2004,379,1.2290598168381382E-2,1.1642805901572763E-2,1.0556388444748626,0.18462008524625828,1.0721458142731082,0.98460380148064375,1.1616344884039678,0.9493776659506179]
[null,null,2005,474,1.1534266058965873E-2,1.1448536549941974E-2,1.0074882504545382,-4.5612753142176499E-2,1.0721458142731082,0.93969331134085854,1.0980847371677527,0.91670123809977999]
[null,null,2006,654,1.2010079839199873E-2,1.119938481629554E-2,1.0723874602223455,6.4416840333897163E-2,1.0721458142731082,1.0002253853403338,1.1544244390032392,0.99019761947353357]
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[null,null,2010,1222,1.0409643244378876E-2,1.0003223696075932E-2,1.0406288573215028,-5.1876509126693837E-2,1.0721458142731082,0.97060385207680622,1.0990518393114683,0.9821367885081449]

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[null,null,2002,1712,1.8977747008619976E-2,1.8106443452813942E-2,1.048121187248986,-0.10118717889573059,1.0284920370886201,1.019085369115672,1.0970703250677933,0.99908344410767891]
[null,null,2003,1602,1.8536833289081719E-2,1.7685630451789371E-2,1.0481296292836553,8.0544452034647662E-6,1.0284920370886201,1.0190935772829353,1.0987710938950046,0.9973955707675437]
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[null,null,2005,1211,1.6456857181142245E-2,1.6714129602006043E-2,0.98460748917293783,-6.6772449595871253E-2,1.0284920370886201,0.95733117386119249,1.0395250842623829,0.92958719779626653]
[null,null,2006,1045,1.591599531119493E-2,1.6177909717432406E-2,0.98381036791451171,-8.0958276997844525E-4,1.0284920370886201,0.95655613503767123,1.0429357822468259,0.92456979038558385]
[null,null,2007,882,1.5191997747484353E-2,1.571823358952135E-2,0.96652067555556531,-1.7574212391761268E-2,1.0284920370886201,0.939745414355877,1.0298258816883648,0.90308728373833724]
[null,null,2008,670,1.3565666247336529E-2,1.5216690189597482E-2,0.89149914194943425,-7.7620205654688079E-2,1.0284920370886201,0.86680218203052373,0.95868649836393405,0.82417222639434362]
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[null,null,2010,385,1.19945610553853E-2,1.3765821188939041E-2,0.87132913400204814,6.4732796863621989E-2,1.0284920370886201,0.84719093836500936,0.95818292618868961,0.78426462328282209]

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[null,null,2001,166,1.7433121727577851E-2,1.8906098219285419E-2,0.92208987414415111,0.13062618719491015,0.99543190332250275,0.92632139985311468,1.0605207510796757,0.78291759222079627]
[null,null,2002,211,1.6889675178813974E-2,1.8881339117834899E-2,0.89451680695996594,-2.9902797934721281E-2,0.99543190332250275,0.89862179821069887,1.0137900716288555,0.77469458189046536]
[null,null,2003,287,1.8933248111551088E-2,1.9006812998082431E-2,0.99612955172764817,0.11359512082619805,0.99543190332250275,1.0007008499554986,1.1096127019794024,0.88214519418654591]
[null,null,2004,370,1.9741360399998211E-2,1.920149856605273E-2,1.0281156094191486,3.2110339097986884E-2,0.99543190332250275,1.0328336935832132,1.1311425313283299,0.92467116264205251]
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[null,null,2006,576,1.9756572894557418E-2,1.9444423799098845E-2,1.0160533990970224,5.824818874930271E-2,0.99543190332250275,1.0207161290548257,1.0976884462019849,0.93415310329888623]
[null,null,2007,718,2.0544146113536256E-2,1.9272933588789381E-2,1.0659584343447492,4.9116547705148061E-2,0.99543190332250275,1.070850181500961,1.1425688947189769,0.98911629828573555]
[null,null,2008,780,1.8585271585733434E-2,1.894572937798147E-2,0.98097419291405286,-7.9725661613566312E-2,0.99543190332250275,0.98547594229178948,1.0488667639339793,0.91290318972289242]
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[null,null,2010,950,1.7730799105205954E-2,1.8335420688570515E-2,0.96702439536926166,-7.4788708453279784E-2,0.99543190332250275,0.97146212828981682,1.0277714176730128,0.9061392944663802]

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[null,null,2000,737,7.5142915020723743E-3,7.4622567561573299E-3,1.0069730575635996,null,0.9478801874573588,1.0623421302482905,1.0801449196379984,0.93372059414901087]
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[null,null,2002,808,7.3080047476075487E-3,7.3453431137658594E-3,0.99491672947335363,-2.8859374978191799E-3,0.9478801874573588,1.0496228770665288,1.0639909337185407,0.92577184409321756]
[null,null,2003,828,7.2573389657016292E-3,7.1504186343288936E-3,1.0149530169967134,2.0138657768842272E-2,0.9478801874573588,1.0707608729741194,1.0845689400367455,0.94526720996563374]
[null,null,2004,715,6.2588466284801232E-3,6.9785241583937641E-3,0.89687253155840796,-0.11634083889686864,0.9478801874573588,0.94618765475436684,0.96319103130920936,0.8304922024975121]
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[null,null,2006,625,6.0437653820891611E-3,6.699772640396535E-3,0.90208514624034353,1.5240404309726507E-3,0.9478801874573588,0.9516868884665074,0.973456222439541,0.83064533386801664]
[null,null,2007,588,6.2392030165373787E-3,6.572814091989709E-3,0.94924379865560138,5.2277384914054759E-2,0.9478801874573588,1.00143859025253,1.0266438118232295,0.87176445750026821]
[null,null,2008,481,5.822409274228362E-3,6.3708641525237232E-3,0.91391201175148284,-3.7220982590730034E-2,0.9478801874573588,0.96416406191905557,0.99636287198272999,0.83137393195395048]
[null,null,2009,393,5.677826477391539E-3,6.1809835700022764E-3,0.91859595048065268,5.1251528253724032E-3,0.9478801874573588,0.96910555008512245,1.0102990370817357,0.82678819350191424]
[null,null,2010,301,5.0302498895115838E-3,5.9809203995033243E-3,0.84104946287686966,-8.4418494946779443E-2,0.9478801874573588,0.88729511810236561,0.93709682596533372,0.74489106455551179]

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[null,null,2000,54,1.1030962448560661E-2,1.2252620523883888E-2,0.90029413928703139,null,1.0233380759186992,0.87976218267730788,1.1399011099027312,0.65925609720302125]
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[null,null,2003,159,8.693446066369773E-3,1.0281317611200271E-2,0.8455575827070354,-0.19058953229038234,1.0233380759186992,0.8262739387938226,0.9774579877674513,0.71329530736971858]
[null,null,2004,268,1.0639602061094128E-2,1.0005356806498097E-2,1.0633905683587528,0.25762052177963968,1.0233380759186992,1.0391390620388052,1.1907318683713111,0.93572044198882054]
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[null,null,2006,440,9.6699046508169975E-3,9.5365229717777871E-3,1.0139864056778281,2.1586541551236627E-2,1.0233380759186992,0.99086160237663812,1.1089497465313185,0.91884906569820168]
[null,null,2007,528,8.8906057302627108E-3,9.1829679590023292E-3,0.96816255593563216,-4.519177918520878E-2,1.0233380759186992,0.94608280363893105,1.0510602727181608,0.88513729978371469]
[null,null,2008,712,9.4423216838292173E-3,8.9142518756824864E-3,1.0592388251432823,9.4071257609869008E-2,1.0233380759186992,1.035082002780316,1.1372704856640368,0.98109741900190139]
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[null,null,2010,923,9.0553479298426595E-3,8.5087412654910235E-3,1.0642406023754081,1.4764085107426661E-2,1.0233380759186992,1.0399697103227481,1.1331535148602154,0.99524603891252328]

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[null,null,2000,471,1.6753404555378316E-2,1.3811519346989256E-2,1.2130022870387793,null,1.1076983857711789,1.0950655003386034,1.3213666849209535,1.1043069818100804]
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[null,null,2004,382,1.5704561583600115E-2,1.3477440937179366E-2,1.1652480360924404,9.9131431364374523E-2,1.1076983857711789,1.0519542603478613,1.2810467990922461,1.0490808904159545]
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[null,null,2010,90,9.528457071599045E-3,1.0871008138491749E-2,0.87650169609026063,-9.4850705648045985E-2,1.1076983857711789,0.79128191152868821,1.0578536310305473,0.69442493387097026]

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[null,null,2000,53,1.4581903677985635E-2,1.4832821109313849E-2,0.98308363395749054,null,1.0594363815458532,0.92793078572877197,1.245268120386898,0.7188132706321918]
[null,null,2001,77,1.7657468380008891E-2,1.4971582220168747E-2,1.1793989519839723,0.19969340475763686,1.0594363815458532,1.1132324437103795,1.4389321393344876,0.91779624341137878]
[null,null,2002,61,1.194138647500052E-2,1.4880040123268852E-2,0.80251036798798847,-0.31955987697121979,1.0594363815458532,0.75748802095792034,1.0031308450157754,0.60067024395843316]
[null,null,2003,72,1.2569233037655064E-2,1.4774461508386931E-2,0.85074051805678075,6.0099099018137814E-2,1.0594363815458532,0.80301236853452351,1.0463001524046895,0.65402970579248476]
[null,null,2004,98,1.4617625172614949E-2,1.4735094011589995E-2,0.99202795456325898,0.16607582865478188,1.0594363815458532,0.93637331305893357,1.1867828996299505,0.79613199255038902]
[null,null,2005,126,1.5611243621467026E-2,1.4885914461939303E-2,1.0487258717885464,5.7153547906065416E-2,1.0594363815458532,0.98989037006480862,1.2300112784469552,0.86644103541437656]
[null,null,2006,153,1.5762472726217888E-2,1.4857466477813542E-2,1.0609125552970811,1.162046616409973E-2,1.0594363815458532,1.0013933576163148,1.2273316630031246,0.89365308105297125]
[null,null,2007,202,1.8034123659905584E-2,1.4796337327271068E-2,1.2188235007772474,0.14884444970674093,1.0594363815458532,1.1504452008707007,1.3845480926346641,1.052267075869598]
[null,null,2008,215,1.6227835513720257E-2,1.4701564130278651E-2,1.1038169387907624,-9.4358667939324348E-2,1.0594363815458532,1.0418907241793531,1.2498099160003913,0.95718413524615908]
[null,null,2009,268,1.7656012768904328E-2,1.4553196665303719E-2,1.2132051242733517,9.9099933728526324E-2,1.0594363815458532,1.1451420258978933,1.3565701922383233,1.0692284665060645]
[null,null,2010,223,1.3521519373903876E-2,1.4355214141539955E-2,0.94192390587726582,-0.22360704959812094,1.0594363815458532,0.88908019611605027,1.0648867612740252,0.8185194221411709]

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[null,null,2000,639,4.3539971184331332E-2,3.9124045894698395E-2,1.1128698525075427,null,1.0602100601012565,1.0496692064978679,1.194059369001399,1.0311374594414937]
[null,null,2001,660,3.9455606762966312E-2,3.9070238894284411E-2,1.0098634633313768,-9.2559241266235825E-2,1.0602100601012565,0.95251262116389335,1.0829231278826912,0.93636697842897365]
[null,null,2002,701,3.8679055550502953E-2,3.8817057788711432E-2,0.99644480426724635,-1.3287597335054024E-2,1.0602100601012565,0.93985601699731069,1.0665025050489045,0.92598848259821298]
[null,null,2003,828,4.3486012758265136E-2,3.7916148552326175E-2,1.1468995248357641,0.15099152499385782,1.0602100601012565,1.0817663102783879,1.2204415801897137,1.072926174965755]
[null,null,2004,769,3.9920085447965936E-2,3.692756942045753E-2,1.0810374491057237,-5.7426194975075728E-2,1.0602100601012565,1.0196445872268729,1.1534442469989459,1.0082250887171311]
[null,null,2005,707,3.7963625506834228E-2,3.6325375782470123E-2,1.0450993193896894,-3.3244111705624801E-2,1.0602100601012565,0.98574740866906696,1.1183649874333979,0.97142602785338206]
[null,null,2006,659,3.7920022241226689E-2,3.5807249363995763E-2,1.0590040540604977,1.3304701680342035E-2,1.0602100601012565,0.99886248387357912,1.1358994478503806,0.98166598687764828]
[null,null,2007,612,3.9574673539574889E-2,3.5331228504352448E-2,1.1201046557070522,5.7696286819940656E-2,1.0602100601012565,1.0564931402368276,1.2042291284838476,1.0354562614433556]
[null,null,2008,475,3.7048905810731093E-2,3.5109115227867999E-2,1.0552503408380789,-5.7900227928286641E-2,1.0602100601012565,0.995321946612444,1.1456052405827855,0.96429617465630313]
[null,null,2009,342,3.4298585380890839E-2,3.4820840015039239E-2,0.98500166469496897,-6.6570626347600581E-2,1.0602100601012565,0.9290627412089405,1.084862543143525,0.88441642365297346]
[null,null,2010,266,3.3652609803625999E-2,3.4524050272555624E-2,0.97475845209209522,-1.0399183036960524E-2,1.0602100601012565,0.91940124771028853,1.0868977439923138,0.86171336931209308]

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["Actual to Model Ratios - Ages from 80 to 89"]
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[null,null,2000,91,3.6104883778008141E-2,4.6859024315546199E-2,0.77050011828841669,null,1.0616874870715074,0.72573156194363386,0.92087809935376286,0.61789083363466712]
[null,null,2001,220,4.7024934012378866E-2,4.530494312527001E-2,1.0379647510505203,0.34713120272615616,1.0616874870715074,0.97765563189745941,1.1658464913663984,0.90850894040084151]
[null,null,2002,327,4.2871054947116807E-2,4.4389536213976476E-2,0.96579190961716876,-6.9533036994084529E-2,1.0616874870715074,0.90967626667725832,1.0642840879442457,0.86639164010983327]
[null,null,2003,499,4.4406206798656367E-2,4.4043726132811663E-2,1.0082300181585833,4.394125496271406E-2,1.0616874870715074,0.94964858344485359,1.091293055075961,0.92452607507276829]
[null,null,2004,722,4.5182492018615933E-2,4.3416902495410331E-2,1.0406659485529224,3.2171161153860206E-2,1.0616874870715074,0.98019988106239297,1.1118827956710335,0.96898484720383082]
[null,null,2005,950,4.3571791183147551E-2,4.2655624569041012E-2,1.0214782135618168,-1.8437938723551706E-2,1.0616874870715074,0.96212701571853187,1.0826296641003998,0.95999137864844564]
[null,null,2006,1271,4.4281579580395386E-2,4.196436629717186E-2,1.055218593480338,3.3030934454168159E-2,1.0616874870715074,0.99390697011131512,1.1097806895318174,1.0003938042932645]
[null,null,2007,1624,4.4032584532273392E-2,4.1345181546421785E-2,1.064999182137687,9.2687796801329547E-3,1.0616874870715074,1.0031192748398254,1.1137520319956107,1.0160398669416868]
[null,null,2008,1999,4.3576518598278179E-2,4.0544299284804637E-2,1.0747878090622216,9.1912060485217495E-3,1.0616874870715074,1.0123391507861219,1.11918137551023,1.0302265216577442]
[null,null,2009,2367,4.2946193337984724E-2,3.9855797974688655E-2,1.0775394176089184,2.5601411957747455E-3,1.0616874870715074,1.0149308819501452,1.1184950465745527,1.0364436053307169]
[null,null,2010,2754,4.3088566231040383E-2,3.9196013159561421E-2,1.0993099235790367,2.0203906803175187E-2,1.0616874870715074,1.0354364509007303,1.1380407572218603,1.0604558095455521]

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["Actual to Model Ratios - Ages from 80 to 89"]
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[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,2408,5.8020293946587066E-2,5.4161406148463674E-2,1.0712479249070024,null,1.0115873666880955,1.058977168145381,1.1104925636500571,1.0318253749067703]
[null,null,2001,2510,5.7665149014429505E-2,5.4451403811150115E-2,1.0590204288290783,-1.1414254155017955E-2,1.0115873666880955,1.0468897336038083,1.0970478658299618,1.0208251343316541]
[null,null,2002,2422,5.6251170388832587E-2,5.466378863744361E-2,1.0290389998746199,-2.8310529370625837E-2,1.0115873666880955,1.0172517310528111,1.0667540515741933,0.99115844576259782]
[null,null,2003,2229,5.4284062812487779E-2,5.4047475391230906E-2,1.0043774000458725,-2.3965661001917549E-2,1.0115873666880955,0.99287262091278561,1.0428880451594256,0.9656964911942697]
[null,null,2004,2035,5.3647432967162366E-2,5.3188404750183285E-2,1.008630230952311,4.2342957002459158E-3,1.0115873666880955,0.99707673718240863,1.0491497991424912,0.9679252642654611]
[null,null,2005,1765,5.2159229349404229E-2,5.2574793904016003E-2,0.99209574543705381,-1.639301005250049E-2,1.0115873666880955,0.98073164820666292,1.0350040314091609,0.94898223613515653]
[null,null,2006,1481,5.0686727491479379E-2,5.1832078794042218E-2,0.97790265547492394,-1.430616956821773E-2,1.0115873666880955,0.96670113494650078,1.0241928714464743,0.93137726060879578]
[null,null,2007,1292,5.2388495867705394E-2,5.0863852919210598E-2,1.0299749794990256,5.3248985195579079E-2,1.0115873666880955,1.0181769893698165,1.0819976526928528,0.97766014246284172]
[null,null,2008,905,4.6941698929970341E-2,5.0100092638449646E-2,0.93695832598011253,-9.0309624379570796E-2,1.0115873666880955,0.92622580790790621,0.9940591302367553,0.87951265715933324]
[null,null,2009,663,4.7165372740261009E-2,4.9181249478986194E-2,0.95901127441696021,2.3536744191668291E-2,1.0115873666880955,0.94802614781235583,1.0272308541802619,0.89030785729327122]
[null,null,2010,381,3.8194261232914035E-2,4.7196898678949037E-2,0.80925362263155654,-0.15615838497461898,1.0115873666880955,0.79998391565626892,0.88642362116974016,0.73149470615108403]

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["Actual to Model Ratios - Ages from 80 to 89"]
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[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,341,5.9922451740404871E-2,5.7549313708116549E-2,1.0412366000457383,null,1.0045602200703245,1.0365098868566049,1.1418507475607429,0.93936755650363712]
[null,null,2001,482,5.3923542952030119E-2,5.5844259704605832E-2,0.96560583374664555,-7.2635524237018245E-2,1.0045602200703245,0.96122244784792299,1.0450786434455051,0.88538033903289215]
[null,null,2002,618,4.7834206665703663E-2,5.4843671610828704E-2,0.8721919094902274,-9.6741259209218833E-2,1.0045602200703245,0.86823257786294716,0.93636482566086143,0.80754105706856782]
[null,null,2003,926,5.5376442502154399E-2,5.3732016287935641E-2,1.030604215658067,0.18162551663707505,1.0045602200703245,1.0259257683784446,1.0917118043494343,0.96906884315876807]
[null,null,2004,1166,5.4577491638575913E-2,5.2982947702608654E-2,1.030095417584491,-4.9368910571667701E-4,1.0045602200703245,1.0254192800033222,1.0846284647413116,0.97522700185641842]
[null,null,2005,1444,5.2558885206491678E-2,5.2849020967366177E-2,0.99451010150114882,-3.4545650311490039E-2,1.0045602200703245,0.98999550413366744,1.0420161309045737,0.94675095586555169]
[null,null,2006,1813,5.3596297188920852E-2,5.2733576028207718E-2,1.0163599972862007,2.1970511664055392E-2,1.0045602200703245,1.0117462119045986,1.0596160370350223,0.97289443398146969]
[null,null,2007,2190,5.4481144176492309E-2,5.2675288232232137E-2,1.0342827918909263,1.7634297544749433E-2,1.0045602200703245,1.0295876456450974,1.0742760280000578,0.9941105449158627]
[null,null,2008,2563,5.4470995210563485E-2,5.2260943599512985E-2,1.0422887812356894,7.7406193040552296E-3,1.0045602200703245,1.0375572916501945,1.0795506416011684,1.0048728026342519]
[null,null,2009,2724,5.168448521986397E-2,5.189177780676929E-2,0.99600529032408136,-4.4405630900810844E-2,1.0045602200703245,0.99148390551873111,1.0307273979321219,0.96115073596705236]
[null,null,2010,2862,5.0095397034775085E-2,5.1432811210819274E-2,0.97399686805836405,-2.2096692135597173E-2,1.0045602200703245,0.96957539090108413,1.00722319956736,0.94065055333163627]

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[null,null,2000,689,3.2855879807364603E-2,3.4723093849662594E-2,0.94622558547397029,null,0.97117503700190033,0.97431003621659062,1.0140671504175232,0.87805191988669729]
[null,null,2001,791,3.37364465922615E-2,3.4754978476350104E-2,0.97069392850346059,2.5858889682457642E-2,0.97117503700190033,0.99950461195962681,1.0355512515313192,0.90553258666250358]
[null,null,2002,816,3.2959725191944921E-2,3.4692624573538361E-2,0.95004991974821063,-2.1267268856906552E-2,0.97117503700190033,0.97824787865336327,1.0126411551436081,0.88717632354518128]
[null,null,2003,892,3.513441381041793E-2,3.3966869851311449E-2,1.0343730218361997,8.8756496195838919E-2,0.97117503700190033,1.0650737327736479,1.0992936495222017,0.96915428603929432]
[null,null,2004,829,3.3388688012264828E-2,3.322278422907584E-2,1.0049936748842319,-2.8403048350791438E-2,0.97117503700190033,1.0348223920445201,1.0706319646696334,0.93905788121266109]
[null,null,2005,762,3.2517151020561998E-2,3.2510596911020928E-2,1.0002015991757705,-4.7682645455588979E-3,0.97117503700190033,1.0298880851215839,1.0684430742957365,0.93164570790133217]
[null,null,2006,642,3.0153100972436307E-2,3.1996810957986462E-2,0.94237832051540871,-5.7811623884636676E-2,0.97117503700190033,0.97034858250126621,1.0127235573372229,0.87170504625050627]
[null,null,2007,552,2.9687712038315172E-2,3.1565546854579886E-2,0.94050998625445148,-1.9825734742447976E-3,0.97117503700190033,0.96842479514082813,1.0162755657416422,0.86436906937398783]
[null,null,2008,464,3.0702019884200925E-2,3.1361478569346457E-2,0.97897233436595354,4.0895204382334072E-2,0.97117503700190033,1.0080287250670323,1.0648065269783669,0.89265872986736516]
[null,null,2009,337,2.9216800083509561E-2,3.0782133296694852E-2,0.94914799445191911,-3.0464946625228806E-2,0.97117503700190033,0.97731918376116778,1.0470263852987383,0.85065826159802127]
[null,null,2010,236,2.6244933934842139E-2,3.0014545557145524E-2,0.87440717317787409,-7.87451711544771E-2,0.97117503700190033,0.9003600173633407,0.98271047745134033,0.76537591350055378]

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[null,null,2000,112,4.0183022704192835E-2,4.1510673307554528E-2,0.96801664493550688,null,1.0424020543465338,0.92864038486794998,1.1370578247245984,0.79646714294195686]
[null,null,2001,202,4.0002156258804267E-2,4.0193711671554666E-2,0.99523419448505512,2.8116819779851587E-2,1.0424020543465338,0.95475079920957417,1.1249321187820942,0.86411221648137826]
[null,null,2002,311,3.8238591301116384E-2,3.9312319094793088E-2,0.97268724363252024,-2.2654919794230843E-2,1.0424020543465338,0.93312099643000346,1.075301265355648,0.86920513482903861]
[null,null,2003,475,4.0270022526090132E-2,3.8786209304665697E-2,1.0382562062141489,6.7410118731237922E-2,1.0424020543465338,0.99602279358996104,1.1266131875904069,0.9492636704461197]
[null,null,2004,619,3.6997192395674373E-2,3.8075941166890802E-2,0.97166849359052843,-6.4134182126801775E-2,1.0424020543465338,0.9321436863434166,1.0445866474122822,0.89832744151730592]
[null,null,2005,878,3.8726741986424111E-2,3.7337979516744141E-2,1.0371943658348515,6.743644841481955E-2,1.0424020543465338,0.99500414596271403,1.1023671751556443,0.97168991322633025]
[null,null,2006,1114,3.7554607460251015E-2,3.6683283510752791E-2,1.0237526160721904,-1.2959721152979498E-2,1.0424020543465338,0.98210916968497874,1.0810034288336652,0.96625085463670979]
[null,null,2007,1484,3.9525736216221415E-2,3.6043489932914868E-2,1.0966123505184375,7.1169277911871553E-2,1.0424020543465338,1.0520051701220863,1.1495660700229713,1.0434473339204819]
[null,null,2008,1683,3.6280874445124837E-2,3.527017668364793E-2,1.0286558746371546,-6.196946062950659E-2,1.0424020543465338,0.98681297715016836,1.0755870976501536,0.98156287888342897]
[null,null,2009,2037,3.7022715965367103E-2,3.4696963854538423E-2,1.0670304214679713,3.730552440032775E-2,1.0424020543465338,1.0236265527478039,1.1112267150016479,1.0226929188935492]
[null,null,2010,2256,3.5853999232956631E-2,3.4175869655475477E-2,1.0491027615214552,-1.6801451566724857E-2,1.0424020543465338,1.0064281407993982,1.0904862436813572,1.0075975103323351]

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["Actual to Model Ratios - Ages from 80 to 89"]
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[null,null,2000,571,5.2202531341665678E-2,4.6119842753778978E-2,1.1318887538355342,null,1.024510409645309,1.1048094223146061,1.217795378017809,1.0452578575969544]
[null,null,2001,562,4.9473848203684459E-2,4.6583743719352311E-2,1.0620410523839352,-6.1708980864870422E-2,1.024510409645309,1.0366327588136655,1.1437121433951918,0.97971089735150518]
[null,null,2002,531,4.7930992646120482E-2,4.7088012606988756E-2,1.0179022216581426,-4.1560380953933329E-2,1.024510409645309,0.99354990644804264,1.0986602857804983,0.93649383775826689]
[null,null,2003,510,4.8900712496066555E-2,4.6788390784515459E-2,1.0451462782996623,2.6764905372875347E-2,1.024510409645309,1.0201421756773537,1.1295919790482785,0.95999308687424956]
[null,null,2004,440,4.6358440786115389E-2,4.6227020468855178E-2,1.0028429328978439,-4.0476004440872515E-2,1.024510409645309,0.97885089644431567,1.0904769994636798,0.91445794890838394]
[null,null,2005,356,4.3228471272526339E-2,4.5929557059109935E-2,0.94119068505042669,-6.1477471521153459E-2,1.024510409645309,0.91867361833470473,1.0331358531881183,0.8484266324436609]
[null,null,2006,308,4.5258872400013139E-2,4.549300768510367E-2,0.99485337863983003,5.7015750837491774E-2,1.024510409645309,0.97105248445865333,1.0988965001039732,0.88976831557685054]
[null,null,2007,239,4.1881542534586057E-2,4.5237445399676085E-2,0.92581581839026528,-6.9394708538813354E-2,1.024510409645309,0.90366658032375446,1.0363803557005966,0.81408474361800098]
[null,null,2008,198,4.4413035565631039E-2,4.4794572093083171E-2,0.99148252768975453,7.0928480584470099E-2,1.024510409645309,0.96776227782108248,1.1208631935670772,0.8605132270496012]
[null,null,2009,146,4.6051351427327497E-2,4.3531943525461074E-2,1.0578749235120382,6.696274918427858E-2,1.024510409645309,1.0325663005008217,1.2179533576066621,0.89542309183608249]
[null,null,2010,90,4.1221756942429598E-2,4.1581031446313421E-2,0.99135965387612635,-6.2876308113144264E-2,1.024510409645309,0.96764234364328261,1.1839138220094667,0.79553488424108365]

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["Actual to Model Ratios - Ages from 80 to 89"]
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[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,115,4.7103889215270096E-2,4.7332402378304828E-2,0.99517216216476112,null,1.0713074535282403,0.92893236100175025,1.1643359963479676,0.82311685876536544]
[null,null,2001,153,4.7437624189665399E-2,4.6740385116984952E-2,1.0149172727382403,1.9840899217406172E-2,1.0713074535282403,0.9473632143561731,1.1645552991123642,0.86304907795081121]
[null,null,2002,200,4.7898474064830679E-2,4.6172285017716065E-2,1.0373858267238081,2.2138310765908775E-2,1.0713074535282403,0.96833623560378035,1.1711653580321368,0.90184764537496231]
[null,null,2003,219,4.3653315030770079E-2,4.4496162029425773E-2,0.98105798432461855,-5.429787158079824E-2,1.0713074535282403,0.91575763903593277,1.1030025551241176,0.85771376672427913]
[null,null,2004,303,4.9381209571391832E-2,4.3379360888392816E-2,1.1383572408648592,0.16033635019904446,1.0713074535282403,1.0625868765458482,1.2574271120847043,1.0179792248559216]
[null,null,2005,386,5.1231399803724563E-2,4.2847386183214875E-2,1.1956715302226313,5.0348245085372278E-2,1.0713074535282403,1.1160862610306788,1.3061509911677911,1.0840785119058687]
[null,null,2006,402,4.4678235584453753E-2,4.2771948427707415E-2,1.0445686303014303,-0.12637492497046066,1.0713074535282403,0.9750409435323647,1.1403555165523072,0.9479530531569208]
[null,null,2007,476,4.5521502463935666E-2,4.2808271561517487E-2,1.0633809963226182,1.8009698430019982E-2,1.0713074535282403,0.99260113688230478,1.1528800229568672,0.97315765253520348]
[null,null,2008,555,4.6369161926018969E-2,4.2664715846729553E-2,1.0868269249137255,2.2048474321233913E-2,1.0713074535282403,1.0144864775600817,1.1714275684705355,1.001580974933425]
[null,null,2009,635,4.7669367947215616E-2,4.2531534872436508E-2,1.1208005563445771,3.1259467953969278E-2,1.0713074535282403,1.0461987850951062,1.2021835057818888,1.0388216859585955]
[null,null,2010,617,4.2773607053338596E-2,4.226167983058908E-2,1.0121132719949051,-9.697290363965283E-2,1.0713074535282403,0.94474585112015663,1.0873619426527894,0.93636126875910031]

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[null,null,2000,35,0.11289592144033446,9.841163552079063E-2,1.147180623946483,null,1.015697494509626,1.1294510719457238,1.4513158990641559,0.82103753823535708]
[null,null,2001,32,8.2045843884450242E-2,0.10017422797396332,0.81903145693096935,-0.28604838694592716,1.015697494509626,0.8063734146813013,1.0618206573609466,0.56265695762434143]
[null,null,2002,56,0.11858633258338701,0.10153625698644381,1.1679210569995659,0.42597826629997448,1.015697494509626,1.1498709638576323,1.4114161710004569,0.90995403454044232]
[null,null,2003,45,9.969395948317851E-2,0.1024271941611416,0.97331534168881872,-0.16662574421827514,1.015697494509626,0.95827285874986901,1.2084850967819392,0.72485016530257829]
[null,null,2004,42,0.1001461050602173,0.10345454012137195,0.9680203975845505,-5.4401116241329373E-3,1.015697494509626,0.95305974743189281,1.2096540600504226,0.71217169100630029]
[null,null,2005,33,9.3601061299888128E-2,0.10497174326055855,0.89167864029421362,-7.8863789937514084E-2,1.015697494509626,0.87789784371252377,1.1455377211509201,0.62196017215495469]
[null,null,2006,33,0.10576683169273107,0.10352541533885427,1.0216508800910415,0.14576130224891659,1.015697494509626,1.0058613766535771,1.3047769143269756,0.71866242942422653]
[null,null,2007,32,0.11563236634634745,0.1009655812655128,1.1452651972781187,0.12099467596608116,1.015697494509626,1.1275652479885729,1.4603781280539323,0.80572178421277441]
[null,null,2008,26,0.10466051965646736,9.7905699687935832E-2,1.0689931228729461,-6.6597740494030333E-2,1.015697494509626,1.0524719502129432,1.4021961703115886,0.7096005064508214]
[null,null,2009,16,8.1638382326269868E-2,9.6174924961687253E-2,0.84885309095683481,-0.20593213109218078,1.015697494509626,0.8357341585908481,1.2011801382404079,0.46845472919724462]
[null,null,2010,16,0.1121366545491097,8.9331146032889247E-2,1.2552917938366548,0.4788092394429273,1.015697494509626,1.2358913954422068,1.7405418680336835,0.71753186414364412]

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[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,6,6.4405243286673866E-2,0.1043567944720199,0.61716387143284834,null,0.96212785098644427,0.64145723543922617,1.0444051224190998,0.14491259421921779]
[null,null,2001,16,8.9168325578345531E-2,0.10360398447253401,0.86066502202899875,0.39454861482870363,0.96212785098644427,0.89454329915362252,1.2117081557172493,0.47915449209129707]
[null,null,2002,35,0.10131775434489172,0.10203321965044963,0.99298791797407759,0.15374494438397246,0.96212785098644427,1.0320748089310514,1.2630934029651548,0.70523339720233358]
[null,null,2003,65,0.10736402053612731,9.8380605786551972E-2,1.091312862710623,9.9019276022160208E-2,0.96212785098644427,1.1342701093121135,1.3081081316780443,0.86363754471213816]
[null,null,2004,97,0.10153611008132192,9.5457025363087436E-2,1.0636839949193013,-2.5317091674972647E-2,0.96212785098644427,1.1055536889704776,1.2395581386250367,0.88098202446711926]
[null,null,2005,119,8.5027233797849253E-2,9.411628077534849E-2,0.9034274739437016,-0.15066177712654027,0.96212785098644427,0.93898900548138309,1.0432371917903567,0.75947741824351778]
[null,null,2006,166,8.455915725454613E-2,9.317025952039619E-2,0.90757670623462228,4.5927674446386568E-3,0.96212785098644427,0.94330156361663142,1.02687079204576,0.78531375295085482]
[null,null,2007,252,9.5064505439216074E-2,9.2133017029467024E-2,1.0318180008021605,0.13689343690077038,0.96212785098644427,1.0724333566939828,1.1398324730820422,0.92137440184182473]
[null,null,2008,297,8.3277015195584836E-2,9.0240744308808699E-2,0.92283165252501009,-0.10562555430552845,0.96212785098644427,0.95915698893744239,1.0140284792740484,0.82996749254673352]
[null,null,2009,393,8.63707788144705E-2,8.8313879063542072E-2,0.97799779298932721,5.9779202754233651E-2,0.96212785098644427,1.0164946290522741,1.0615997782335407,0.89302240239395059]
[null,null,2010,483,8.2128421941340068E-2,8.6396045292654627E-2,0.95060395025190592,-2.8010127357946168E-2,0.96212785098644427,0.98802248503385159,1.0245796513346392,0.87558350327234191]

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[null,null,2000,358,0.10960197944726228,0.1035600646214237,1.0583421307038146,null,1.0192568111405771,1.0383468809195397,1.1487614125838128,0.9659802096900012]
[null,null,2001,394,0.11580559906780317,0.10380913193255795,1.1155627343366961,5.406626266954806E-2,1.0192568111405771,1.0944864161254413,1.2053148661753295,1.0238783769823994]
[null,null,2002,343,9.812763607413795E-2,0.10381614745718912,0.94520590946223515,-0.15270931847302482,1.0192568111405771,0.9273481414409418,1.0296290511817159,0.85910937844011803]
[null,null,2003,341,0.10737776081700373,0.10341792112134467,1.0382896857016959,9.8479892378603218E-2,1.0192568111405771,1.0186732866075434,1.1295690348776202,0.94503797074750695]
[null,null,2004,281,0.10203939537848306,0.10375548325403561,0.9834602681060155,-5.2807437414372105E-2,1.0192568111405771,0.96487976077932291,1.079642456604297,0.88509165260128964]
[null,null,2005,261,0.11031602272451232,0.10421833035924094,1.0585088279984205,7.6310718720682402E-2,1.0192568111405771,1.038510428803433,1.1640770845500841,0.95026336798843269]
[null,null,2006,212,0.106985737539057,0.10480544353920208,1.0208032514937011,-3.5621409578622476E-2,1.0192568111405771,1.0015172234673551,1.1343893789448074,0.90410582310568333]
[null,null,2007,165,9.9349578181560885E-2,0.10325335846255061,0.96219221980652958,-5.7416580130802197E-2,1.0192568111405771,0.94401352955376316,1.0852613874311106,0.83554943827620676]
[null,null,2008,117,8.9820664958550359E-2,0.10164223166898477,0.88369434125636526,-8.1582325167779968E-2,1.0192568111405771,0.86699871082292435,1.0202401404621491,0.74285332912628566]
[null,null,2009,93,0.10403272441745512,0.1000827375566732,1.0394672143989385,0.17627460748600932,1.0192568111405771,1.0198285682641115,1.2140040737664586,0.85784853824921758]
[null,null,2010,54,9.6241914874906812E-2,9.5267109744836861E-2,1.0102323365606543,-2.8124867656541763E-2,1.0192568111405771,0.99114602474932278,1.2352406504044708,0.77401870130746409]

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[null,null,2000,128,9.9843691347072078E-2,0.11040163242129143,0.90436788983399841,null,1.0380551505023183,0.87121372057772828,1.0353147844261654,0.76907532575788717]
[null,null,2001,177,9.3740550078699511E-2,0.1074750698588761,0.87220738913488327,-3.5561303160617896E-2,1.0380551505023183,0.8402322253425738,0.98121753154421987,0.76030393256772189]
[null,null,2002,233,8.8719132541454568E-2,0.10501261513469808,0.84484261655283888,-3.1374158168032351E-2,1.0380551505023183,0.81387064660679809,0.93796792055472367,0.74967474092010944]
[null,null,2003,297,9.074864821569853E-2,9.9162165918464037E-2,0.9151539538811253,8.3224183949400565E-2,1.0380551505023183,0.88160436701101985,1.0042478520940168,0.82429438095658725]
[null,null,2004,421,0.10295994175795263,9.391898103257644E-2,1.0962634030520442,0.1979005263571687,1.0380551505023183,1.0560743352812794,1.183871239369523,1.0070183789480973]
[null,null,2005,541,0.10389553432999549,9.2467427827817264E-2,1.1235906174816326,2.4927598926962613E-2,1.0380551505023183,1.0823997327482295,1.2027371911548321,1.04312979769062]
[null,null,2006,585,9.2928127999031954E-2,9.131961705236763E-2,1.017614078974312,-9.4319529603096752E-2,1.0380551505023183,0.98030829911289896,1.0880953354638105,0.94611819397430774]
[null,null,2007,738,9.911612047243086E-2,9.0475379363928715E-2,1.0955037842256021,7.6541497273502568E-2,1.0380551505023183,1.0553425641166407,1.1622857413430274,1.027813850152689]
[null,null,2008,846,9.6057517628334532E-2,8.9324899889434428E-2,1.0753722394005891,-1.837651783124028E-2,1.0380551505023183,1.0359490426690845,1.1369996438731058,1.0129849785171092]
[null,null,2009,960,9.4097403764423659E-2,8.8297696991571195E-2,1.0656835565417533,-9.0096084907643759E-3,1.0380551505023183,1.0266155473782539,1.1232588558937473,1.0074547171407888]
[null,null,2010,1054,9.0363571724003444E-2,8.6879235075679073E-2,1.0401055171041644,-2.4001533363798955E-2,1.0380551505023183,1.00197520006606,1.0941438475063165,0.98550356431167996]

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[null,null,2000,54,9.1282632966542973E-2,9.5768700037154167E-2,0.9531572730039064,null,1.0170932485768656,0.93713853114016887,1.1677244561784863,0.72842641481535098]
[null,null,2001,69,9.9033511579684028E-2,9.5871777627178467E-2,1.0329787767657836,8.3744315888517606E-2,1.0170932485768656,1.0156185563232727,1.235865346964264,0.82093658743203513]
[null,null,2002,78,9.8380217769379524E-2,9.5887619844352318E-2,1.025994992148864,-6.7608210100749133E-3,1.0170932485768656,1.0087521410494602,1.2160339383316148,0.8279508164015893]
[null,null,2003,61,7.7972483206455848E-2,9.5835383019214682E-2,0.81360851023909009,-0.20700537871529712,1.0170932485768656,0.7999350220616499,0.99109870504575304,0.62931864579475594]
[null,null,2004,87,0.1128654965699986,9.5226454607018535E-2,1.1852325809647439,0.45676030430955916,1.0170932485768656,1.165313586166403,1.3870382869681326,0.97428784119247258]
[null,null,2005,69,0.102096619633156,9.452805790916867E-2,1.0800668276847485,-8.8730055998286539E-2,1.0170932485768656,1.0619152464102939,1.2908219335713054,0.85952516611192753]
[null,null,2006,54,9.285811888686521E-2,9.2973442616475971E-2,0.99875960568560984,-7.5279806688841933E-2,1.0170932485768656,0.98197447194059295,1.2228345462146966,0.76389717191207107]
[null,null,2007,43,8.5684792040997063E-2,9.0352419115652116E-2,0.94833976643524687,-5.0482457403502767E-2,1.0170932485768656,0.93240198748952496,1.1898333252658952,0.6947423380672535]
[null,null,2008,41,9.8183822002597024E-2,8.7872750595822766E-2,1.1173409428618071,0.178207413005389,1.0170932485768656,1.0985629335611162,1.4007464917265375,0.81736790200543474]
[null,null,2009,27,9.481189952968419E-2,8.6425014398420305E-2,1.0970423342089393,-1.8166888793028302E-2,1.0170932485768656,1.0786054629149686,1.4403318764878077,0.7296705454776975]
[null,null,2010,16,7.7883675074973624E-2,8.0152555427696545E-2,0.97169297546889044,-0.11426118649326,1.0170932485768656,0.95536272296419233,1.378526209030698,0.53389619958185841]

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[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,11,7.7595920373323829E-2,9.8661707112921118E-2,0.78648467215870388,null,1.0637908927039748,0.73932262209877941,1.1810217213894028,0.35557894950105473]
[null,null,2001,15,6.5423117140680026E-2,9.784472959389677E-2,0.66864221928169043,-0.14983439226293549,1.0637908927039748,0.62854666633036882,0.96590991884882005,0.35164310766159629]
[null,null,2002,51,0.11677608967890786,9.4783708027602942E-2,1.2320270235144239,0.84258036358811905,1.0637908927039748,1.1581477449791111,1.5018905649901444,0.94557166139745774]
[null,null,2003,52,7.611192110458391E-2,9.1634732769284855E-2,0.83060122296876437,-0.3258254834383183,1.0637908927039748,0.78079369607829407,1.0273295972539187,0.62588384802287833]
[null,null,2004,108,0.10166821442402525,8.8911355656675919E-2,1.143478396804666,0.37668759108926531,1.0637908927039748,1.0749089925917106,1.3227848063845873,0.95757361460334023]
[null,null,2005,132,8.3209884168292322E-2,8.7480081667511062E-2,0.95118663108422052,-0.16816388158953,1.0637908927039748,0.89414812404199717,1.0915742799470212,0.80693423412314458]
[null,null,2006,210,9.4271265894418449E-2,8.6482337445628915E-2,1.0900638058457475,0.14600412813122299,1.0637908927039748,1.0246974413129177,1.2151378619235156,0.96192924696846871]
[null,null,2007,256,8.7187790255092823E-2,8.5439607570665849E-2,1.0204610336369004,-6.3852016584335924E-2,1.0637908927039748,0.95926844329627858,1.1281570639261822,0.91054909203216372]
[null,null,2008,365,9.540895351737004E-2,8.385935363541358E-2,1.1377258395309058,0.11491355576417872,1.0637908927039748,1.0695013910478224,1.2368040317352582,1.0367935287223058]
[null,null,2009,411,8.6998025807142276E-2,8.2055035927840872E-2,1.0602399331547214,-6.8105956359514885E-2,1.0637908927039748,0.99666197598267892,1.1487706944940472,0.97027758228426808]
[null,null,2010,502,8.7307513186549543E-2,8.0095443485640586E-2,1.0900434455076327,2.8110158296180687E-2,1.0637908927039748,1.0246783018953363,1.1724127753272244,1.0064658322354749]

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[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,68,9.3184612299993766E-2,9.586361293210556E-2,0.97205404062948086,null,1.0312949486622862,0.94255677475231703,1.1667476509044812,0.76900201533172841]
[null,null,2001,66,8.8874458070823004E-2,9.5845678282364399E-2,0.9272662019146658,-4.6075461695330722E-2,1.0312949486622862,0.89912803618154225,1.1174539255975164,0.72915119902286374]
[null,null,2002,86,0.11371804528877755,9.6438480348034664E-2,1.1791770761876696,0.27167050168856099,1.0312949486622862,1.1433946008532325,1.3807237144098143,0.96838475957729009]
[null,null,2003,67,9.9813486284897779E-2,9.6107132774781973E-2,1.038564812029106,-0.11924609712832035,1.0312949486622862,1.0070492572238909,1.2451606888296194,0.82243460400003421]
[null,null,2004,58,0.10107148706468461,9.6908404663999012E-2,1.0429589406111868,4.2309623156746579E-3,1.0312949486622862,1.0113100446812331,1.2649774534224627,0.8097782737205903]
[null,null,2005,48,9.5178153962953954E-2,9.7637132628187559E-2,0.97481512822997729,-6.5337003910505231E-2,1.0312949486622862,0.94523407633716228,1.2053041693820796,0.73226069519402648]
[null,null,2006,43,0.10522352713398482,9.8345326322496235E-2,1.0699392748866727,9.7581730014200119E-2,1.0312949486622862,1.0374716527745169,1.3310616425047346,0.79291570501881059]
[null,null,2007,28,8.9467665441506028E-2,9.7161354780393644E-2,0.92081533490061895,-0.13937607814410669,1.0312949486622862,0.89287292262512041,1.2073279635763268,0.61564243653548356]
[null,null,2008,26,0.10431448522376291,9.6057099869598983E-2,1.085963300634452,0.17934971266704314,1.0312949486622862,1.0530094247461186,1.4247203955641115,0.72066372681117263]
[null,null,2009,22,0.12197413834460917,9.5250795329272997E-2,1.2805576890246018,0.17919057511102077,1.0312949486622862,1.2416987891637008,1.6962522814610286,0.82365428741272606]
[null,null,2010,9,8.5277674578631404E-2,9.516996900615568E-2,0.89605655512103366,-0.30026068891628133,1.0312949486622862,0.86886545530289561,1.3815734815966763,0.35597595573955715]

{"sheet":"32","index":36,"n_rows":58,"n_cols":12,"rows_kept":58,"cut":false,"hidden":false,"merged":[[2,2,3,3],[2,4,3,5],[2,7,3,8],[2,9,3,10],[4,2,5,3],[4,4,5,5],[4,7,5,8],[4,9,5,10],[6,2,7,3],[6,4,7,5],[6,7,7,8],[6,9,7,10],[8,2,9,3],[8,4,9,5]]}
["Actual to Model Ratios - Ages from 90 to 99"]
[]
[null,null,"Gender",null,"Male",null,null,"Underwriting",null,"All"]
[]
[null,null,"Marital Status",null,"Single",null,null,"Group Indicator",null,"All"]
[]
[null,null,"Coverage",null,"All",null,null,"Durations",null,">=10"]
[]
[null,null,"EPs",null,"All"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Incidence Rates"]
[null,null,"Year","Claim Count","Actual Rate","Modeled Rate","Actual to Model","Y/Y Change","Average A2M","Act to Avg","Upper A2M","Lower A2M"]
[null,null,2000,23,6.397582421472929E-2,0.10154733129965844,0.63000990174662008,null,1.0618996631925062,0.5932857157639092,0.85830301407360599,0.38981915772892384]
[null,null,2001,36,7.1584335106888969E-2,0.10031184324001412,0.71361798163363999,0.13270915211844669,1.0618996631925062,0.67202016006692333,0.91795535771347236,0.49984112159252631]
[null,null,2002,47,7.2344016795017507E-2,9.9285661051447829E-2,0.72864516415447234,2.1057740846764483E-2,1.0618996631925062,0.68617138644141384,0.9114534354989261,0.53839202036679346]
[null,null,2003,65,9.0847946683291089E-2,9.4083901343823828E-2,0.96560564969869667,0.32520696931982784,1.0618996631925062,0.90931910346001033,1.1643110308159237,0.75837777688149566]
[null,null,2004,89,0.10982086457386266,8.6860677482235818E-2,1.2643335023068696,0.30936837693667862,1.0618996631925062,1.1906336786149496,1.4786090504296527,1.0407066459856937]
[null,null,2005,102,0.10419323604826546,8.401979332834536E-2,1.2401034556355457,-1.9164284286633526E-2,1.0618996631925062,1.1678160363167325,1.4390385921130446,1.0334568515961509]
[null,null,2006,105,8.7884895709103392E-2,8.2780036844463306E-2,1.0616677529901526,-0.14388775535985088,1.0618996631925062,0.99978160817787964,1.235383397347908,0.88229625273663093]
[null,null,2007,130,9.3314077767616382E-2,8.1581199175198058E-2,1.1438184129559266,7.7378878405602203E-2,1.0618996631925062,1.0771435876692332,1.3104149504807003,0.97207297628348044]
[null,null,2008,138,8.5897527815930352E-2,8.0338456204386607E-2,1.0691956489355618,-6.5240044376904116E-2,1.0618996631925062,1.0068706922093948,1.2227306338884072,0.91140218049708255]
[null,null,2009,175,9.5759125565049688E-2,7.9539825658134014E-2,1.2039141998704774,0.12599990569456088,1.0618996631925062,1.1337363044743958,1.3546038867423158,1.0491209020574896]
[null,null,2010,176,8.481659453326941E-2,7.8920030285775281E-2,1.0747156865771874,-0.10731538286298958,1.0618996631925062,1.012068958894055,1.2118834159440168,0.93422434291821344]